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"https://ai.castlecadillacmchenry.com/sticker/1GYS9LKL4TR345520.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-escalade-esv-luxury-four-wheel-drive-suv-1gys9lkl4tr345520/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-escalade-esv-luxury-four-wheel-drive-suv-1gys9lkl4tr345520/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GYS9LKL4TR345520.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GYS9LKL4TR345520.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GYS9LKL4TR345520.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-escalade-esv-luxury-four-wheel-drive-suv-1gys9lkl4tr345520/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M260526, VIN 1GYS9LKL4TR345520. Advertised price: $117,340. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$117,340"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Bluetooth", "Leather Seats", "Parking Sensors / Assist", "Power Liftgate", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Side-Impact Air Bags", "Sunroof / Moonroof", "Super Cruise", "Tow Package", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 117340.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYS9LKL4TR345520_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 2381, "unit": "per_month", "display": "$2,381/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 117340.0, "price_incl_doc": 117340.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2380.84, "amount_financed": 124673.75, "sales_tax": 7333.75, "total_of_payments": 142850.29, "finance_charge": 18176.54, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260526, VIN 1GYS9LKL4TR345520. $2,381 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $117,340, before any dealer documentation fee. Amount financed $124,674, including $7,334 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $142,850. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYS9LKL4TR345520_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 2066, "unit": "per_month", "display": "$2,066/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 117340.0, "price_incl_doc": 117340.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2065.62, "amount_financed": 124673.75, "sales_tax": 7333.75, "total_of_payments": 148724.32, "finance_charge": 24050.57, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260526, VIN 1GYS9LKL4TR345520. $2,066 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $117,340, before any dealer documentation fee. Amount financed $124,674, including $7,334 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $148,724. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYS9LKL4TR345520_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1851, "unit": "per_month", "display": "$1,851/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 117340.0, "price_incl_doc": 117340.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1850.73, "amount_financed": 124673.75, "sales_tax": 7333.75, "total_of_payments": 155461.44, "finance_charge": 30787.69, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260526, VIN 1GYS9LKL4TR345520. $1,851 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $117,340, before any dealer documentation fee. Amount financed $124,674, including $7,334 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $155,461. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYS9LKL4TR345520_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1641, "unit": "per_month", "display": "$1,641/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 117340.0, "selling_price": 117340.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 1640.58, "net_cap_cost": 118035.0, "residual_value": 72750.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1640.58, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1800.58}, "total_of_payments": 59076, "total_of_payments_unrounded": 59060.88}, "disclosure": "Estimated lease payment for stock #M260526, VIN 1GYS9LKL4TR345520. $1,641 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,801, made up of $1,641 first payment, $60 title, $100 registration. MSRP $117,340. Lease selling price $117,340. Net capitalized cost $118,035. Residual value $72,751, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $59,076. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYS9LKL4TR345520_lease", "type": "lease", "label": "Lease", "headline": {"value": 1547, "unit": "per_month", "display": "$1,547/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 117340.0, "selling_price": 117340.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 1547.29, "net_cap_cost": 115036.0, "residual_value": 72750.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1547.29, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4706.29}, "total_of_payments": 55692, "total_of_payments_unrounded": 55702.44}, "disclosure": "Estimated lease payment for stock #M260526, VIN 1GYS9LKL4TR345520. $1,547 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,706, made up of $1,547 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $117,340. Lease selling price $117,340. Net capitalized cost $115,036. Residual value $72,751, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $55,692. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 406}}, {"vin": "1GT49PEY9RF403371", "title": "2024 GMC Sierra 2500 HD AT4", "year": 2024, "make": "GMC", "model": "Sierra 2500 HD", "trim": "AT4", "decoded_trim": "AT4", "condition": "used", "price": 66410.0, "msrp": 0.0, "sale_price": 66410.0, "currency": "USD", "mileage": 53872, "exterior_color": "Summit White", "interior_color": "Jet Black with Kalahari accents, Perforated Front Leather seat trim", "drivetrain": "Four Wheel Drive", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Diesel Fuel", "doors": 4, "seating_capacity": 5, "engine": "6.6L Duramax Turbo-Diesel V8 engine", "engine_displacement_l": 6.6, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "M260557A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 17, "primary_image": "https://vehicle-images.carscommerce.inc/b5ac-110013083/1GT49PEY9RF403371/4a87c9cca0e92e75129bf341a813a3bd.webp", "images": ["https://vehicle-images.carscommerce.inc/b5ac-110013083/1GT49PEY9RF403371/4a87c9cca0e92e75129bf341a813a3bd.webp", "https://vehicle-images.carscommerce.inc/c76a-110013083/1GT49PEY9RF403371/f55b9a4bfe29fa276048abc968e19190.webp", "https://vehicle-images.carscommerce.inc/675b-110013083/1GT49PEY9RF403371/f6c4c9fda89f57c124fdec642039e633.webp", "https://vehicle-images.carscommerce.inc/403e-110013083/1GT49PEY9RF403371/0d2d9a23dd29d5ac1d214a0807f37011.webp", "https://vehicle-images.carscommerce.inc/8456-110013083/1GT49PEY9RF403371/8c9dd3e1cb30b4627405870addc22a81.webp", "https://vehicle-images.carscommerce.inc/ce1c-110013083/1GT49PEY9RF403371/a73e956cf44dc7b96e532a15624ba089.webp", "https://vehicle-images.carscommerce.inc/9199-110013083/1GT49PEY9RF403371/b4fbca99931679056c380695e57bfe4e.webp", "https://vehicle-images.carscommerce.inc/1d73-110013083/1GT49PEY9RF403371/524bee4394e3fe5ddacc280a5b4943b8.webp", "https://vehicle-images.carscommerce.inc/fca7-110013083/1GT49PEY9RF403371/78d94b108ee09f9ac5ed184abd0cb4d7.webp", "https://vehicle-images.carscommerce.inc/fca9-110013083/1GT49PEY9RF403371/d75cce5239c1fe63863561f9961a5c99.webp", "https://vehicle-images.carscommerce.inc/5fde-110013083/1GT49PEY9RF403371/0d38233653ec264893130f8cba55177c.webp", "https://vehicle-images.carscommerce.inc/fb16-110013083/1GT49PEY9RF403371/dd2fbfabc67ecd41e3a7a96303f57b06.webp", "https://vehicle-images.carscommerce.inc/f3ea-110013083/1GT49PEY9RF403371/3f7d39382fe85223419934801bc494c1.webp", "https://vehicle-images.carscommerce.inc/795e-110013083/1GT49PEY9RF403371/d74f06256cd9e2f7d7e7b856e899a982.webp", "https://vehicle-images.carscommerce.inc/c717-110013083/1GT49PEY9RF403371/f9d58a587914dddb3c3fe94ff464751a.webp", "https://vehicle-images.carscommerce.inc/158d-110013083/1GT49PEY9RF403371/a0e2ca5338b674dbd802ddbea78f5daf.webp", "https://vehicle-images.carscommerce.inc/46f4-110013083/1GT49PEY9RF403371/792e508e3e9e9d04ad7ae4f7747a4a00.webp"], "vin_decode": {"make": "Gmc", "model": "Sierra HD", "year": 2024, "trim": "AT4", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.6L 8-Cylinder V-Shaped", "engine_displacement_l": 6.6, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Diesel", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1GT49PEY9RF403371.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-gmc-sierra-2500-hd-at4-four-wheel-drive-crew-cab-1gt49pey9rf403371/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-gmc-sierra-2500-hd-at4-four-wheel-drive-crew-cab-1gt49pey9rf403371/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GT49PEY9RF403371.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GT49PEY9RF403371.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GT49PEY9RF403371.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-gmc-sierra-2500-hd-at4-four-wheel-drive-crew-cab-1gt49pey9rf403371/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M260557A, VIN 1GT49PEY9RF403371. Advertised price: $66,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$66,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Forward Collision Warning", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Premium Plus Package", "Push Start", "Rain Sensing Wipers", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Technology Package", "Tow Package", "WiFi Hotspot", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 66410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GT49PEY9RF403371_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1657, "unit": "per_month", "display": "$1,657/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66410.0, "price_incl_doc": 66410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1656.79, "amount_financed": 70560.63, "sales_tax": 4150.63, "total_of_payments": 79526.16, "finance_charge": 8965.53, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260557A, VIN 1GT49PEY9RF403371. $1,657 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $66,410, before any dealer documentation fee. Amount financed $70,561, including $4,151 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $79,526. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GT49PEY9RF403371_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1380, "unit": "per_month", "display": "$1,380/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66410.0, "price_incl_doc": 66410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1380.27, "amount_financed": 70560.63, "sales_tax": 4150.63, "total_of_payments": 82816.16, "finance_charge": 12255.53, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260557A, VIN 1GT49PEY9RF403371. $1,380 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $66,410, before any dealer documentation fee. Amount financed $70,561, including $4,151 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $82,816. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GT49PEY9RF403371_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1203, "unit": "per_month", "display": "$1,203/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66410.0, "price_incl_doc": 66410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1202.65, "amount_financed": 70560.63, "sales_tax": 4150.63, "total_of_payments": 86590.79, "finance_charge": 16030.16, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260557A, VIN 1GT49PEY9RF403371. $1,203 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $66,410, before any dealer documentation fee. Amount financed $70,561, including $4,151 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $86,591. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 2}}, {"vin": "3GTUUGE84PG189576", "title": "2023 GMC Sierra 1500 Denali", "year": 2023, "make": "GMC", "model": "Sierra 1500", "trim": "Denali", "decoded_trim": "Denali", "condition": "used", "price": 49410.0, "msrp": 0.0, "sale_price": 51410.0, "currency": "USD", "mileage": 39288, "exterior_color": "Sterling Metallic", "interior_color": "Jet Black, Forge perforated leather seat trim", "drivetrain": "Four Wheel Drive", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Diesel Fuel", "doors": 4, "seating_capacity": 5, "engine": "3.0L Duramax<sup>®</sup> Turbo Diesel engine", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "Automatic", "mpg_city": 22, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "M260260B", "stock_status": "In Stock", "availability": "In 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publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-gmc-sierra-1500-denali-four-wheel-drive-crew-cab-3gtuuge84pg189576/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/3GTUUGE84PG189576.html", "json_url": "https://ai.castlecadillacmchenry.com/v/3GTUUGE84PG189576.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/3GTUUGE84PG189576.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-gmc-sierra-1500-denali-four-wheel-drive-crew-cab-3gtuuge84pg189576/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M260260B, VIN 3GTUUGE84PG189576. Advertised price: $49,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$49,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Forward Collision Warning", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Push Start", "Rain Sensing Wipers", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3GTUUGE84PG189576_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1233, "unit": "per_month", "display": "$1,233/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49410.0, "price_incl_doc": 49410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1232.68, "amount_financed": 52498.13, "sales_tax": 3088.13, "total_of_payments": 59168.61, "finance_charge": 6670.48, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260260B, VIN 3GTUUGE84PG189576. $1,233 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $49,410, before any dealer documentation fee. Amount financed $52,498, including $3,088 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $59,169. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GTUUGE84PG189576_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1027, "unit": "per_month", "display": "$1,027/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49410.0, "price_incl_doc": 49410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1026.94, "amount_financed": 52498.13, "sales_tax": 3088.13, "total_of_payments": 61616.42, "finance_charge": 9118.29, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260260B, VIN 3GTUUGE84PG189576. $1,027 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $49,410, before any dealer documentation fee. Amount financed $52,498, including $3,088 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $61,616. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GTUUGE84PG189576_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 895, "unit": "per_month", "display": "$895/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49410.0, "price_incl_doc": 49410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 894.79, "amount_financed": 52498.13, "sales_tax": 3088.13, "total_of_payments": 64424.8, "finance_charge": 11926.67, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260260B, VIN 3GTUUGE84PG189576. $895 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $49,410, before any dealer documentation fee. Amount financed $52,498, including $3,088 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $64,425. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-nissan-frontier-pro-4x-4wd-4d-crew-cab-1n6ed1ek2rn608965/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1N6ED1EK2RN608965.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1N6ED1EK2RN608965.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1N6ED1EK2RN608965.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-nissan-frontier-pro-4x-4wd-4d-crew-cab-1n6ed1ek2rn608965/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Fog Lights", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Leather Seats", "Navigation System", "Power Seats", "Premium Audio", "Premium Package", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38710.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1N6ED1EK2RN608965_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 966, "unit": "per_month", "display": "$966/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38710.0, "price_incl_doc": 38710.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 965.74, "amount_financed": 41129.38, "sales_tax": 2419.38, "total_of_payments": 46355.33, "finance_charge": 5225.95, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260472A, VIN 1N6ED1EK2RN608965. $966 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $38,710, before any dealer documentation fee. Amount financed $41,129, including $2,419 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $46,355. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1N6ED1EK2RN608965_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 805, "unit": "per_month", "display": "$805/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38710.0, "price_incl_doc": 38710.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 804.55, "amount_financed": 41129.38, "sales_tax": 2419.38, "total_of_payments": 48273.05, "finance_charge": 7143.67, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260472A, VIN 1N6ED1EK2RN608965. $805 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $38,710, before any dealer documentation fee. Amount financed $41,129, including $2,419 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $48,273. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1N6ED1EK2RN608965_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 701, "unit": "per_month", "display": "$701/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38710.0, "price_incl_doc": 38710.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 701.02, "amount_financed": 41129.38, "sales_tax": 2419.38, "total_of_payments": 50473.27, "finance_charge": 9343.89, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260472A, VIN 1N6ED1EK2RN608965. $701 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $38,710, before any dealer documentation fee. Amount financed $41,129, including $2,419 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $50,473. Offer expires 2026-07-31. Estimated for ZIP 60050. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260435B, VIN 3FMCR9C61MRA67070. Advertised price: $25,010. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,010"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Rain Sensing Wipers", "Satellite Radio Ready", "Side-Impact Air Bags", "Tow Package", "WiFi Hotspot", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25010.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3FMCR9C61MRA67070_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 624, "unit": "per_month", "display": "$624/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25010.0, "price_incl_doc": 25010.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 623.95, "amount_financed": 26573.13, "sales_tax": 1563.13, "total_of_payments": 29949.55, "finance_charge": 3376.42, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260435B, VIN 3FMCR9C61MRA67070. $624 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,010, before any dealer documentation fee. Amount financed $26,573, including $1,563 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,950. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3FMCR9C61MRA67070_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 520, "unit": "per_month", "display": "$520/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25010.0, "price_incl_doc": 25010.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 519.81, "amount_financed": 26573.13, "sales_tax": 1563.13, "total_of_payments": 31188.56, "finance_charge": 4615.43, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260435B, VIN 3FMCR9C61MRA67070. $520 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,010, before any dealer documentation fee. Amount financed $26,573, including $1,563 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $31,189. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3FMCR9C61MRA67070_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 453, "unit": "per_month", "display": "$453/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25010.0, "price_incl_doc": 25010.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 452.92, "amount_financed": 26573.13, "sales_tax": 1563.13, "total_of_payments": 32610.09, "finance_charge": 6036.96, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260435B, VIN 3FMCR9C61MRA67070. $453 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,010, before any dealer documentation fee. Amount financed $26,573, including $1,563 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $32,610. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 3}}, {"vin": "3GNKBKRS1NS138107", "title": "2022 Chevrolet Blazer RS", "year": 2022, "make": "Chevrolet", "model": "Blazer", "trim": "RS", "decoded_trim": "RS", "condition": "used", "price": 24410.0, "msrp": 0.0, "sale_price": 24410.0, "currency": "USD", "mileage": 88034, "exterior_color": "Cherry Red Tintcoat", "interior_color": "Jet Black, Perforated Leather-Appointed seat trim", "drivetrain": "All Wheel Drive", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "3.6L V6 engine", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "Automatic", "mpg_city": 19, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "M270004A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/3GNKBKRS1NS138107.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-chevrolet-blazer-rs-all-wheel-drive-suv-3gnkbkrs1ns138107/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-chevrolet-blazer-rs-all-wheel-drive-suv-3gnkbkrs1ns138107/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/3GNKBKRS1NS138107.html", "json_url": "https://ai.castlecadillacmchenry.com/v/3GNKBKRS1NS138107.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/3GNKBKRS1NS138107.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-chevrolet-blazer-rs-all-wheel-drive-suv-3gnkbkrs1ns138107/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M270004A, VIN 3GNKBKRS1NS138107. Advertised price: $24,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Cooled Seats", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Keyless Entry", "Lane Departure Warning", "Leather Appointed Seating Package", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot", "Wireless Phone Charging", "Xenon Headlights"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3GNKBKRS1NS138107_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 609, "unit": "per_month", "display": "$609/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24410.0, "price_incl_doc": 24410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 608.98, "amount_financed": 25935.63, "sales_tax": 1525.63, "total_of_payments": 29231.05, "finance_charge": 3295.42, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M270004A, VIN 3GNKBKRS1NS138107. $609 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,410, before any dealer documentation fee. Amount financed $25,936, including $1,526 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,231. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GNKBKRS1NS138107_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 507, "unit": "per_month", "display": "$507/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24410.0, "price_incl_doc": 24410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 507.34, "amount_financed": 25935.63, "sales_tax": 1525.63, "total_of_payments": 30440.33, "finance_charge": 4504.7, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M270004A, VIN 3GNKBKRS1NS138107. $507 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,410, before any dealer documentation fee. Amount financed $25,936, including $1,526 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,440. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GNKBKRS1NS138107_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 442, "unit": "per_month", "display": "$442/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24410.0, "price_incl_doc": 24410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 442.05, "amount_financed": 25935.63, "sales_tax": 1525.63, "total_of_payments": 31827.76, "finance_charge": 5892.13, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M270004A, VIN 3GNKBKRS1NS138107. $442 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,410, before any dealer documentation fee. Amount financed $25,936, including $1,526 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,828. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "4S4BTANC1S3159504", "title": "2025 Subaru Outback Limited", "year": 2025, "make": "Subaru", "model": "Outback", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 33410.0, "msrp": 0.0, "sale_price": 33410.0, "currency": "USD", "mileage": 51798, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "CVT Lineartronic", "mpg_city": 26, "mpg_hwy": 32, "range_miles": null, "battery_kwh": null, "stock_number": "MS260562A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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"Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-outback-limited-awd-4d-sport-utility-4s4btanc1s3159504/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4BTANC1S3159504.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4BTANC1S3159504.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4BTANC1S3159504.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-outback-limited-awd-4d-sport-utility-4s4btanc1s3159504/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260562A, VIN 4S4BTANC1S3159504. Advertised price: $33,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$33,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4BTANC1S3159504_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 834, "unit": "per_month", "display": "$834/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33410.0, "price_incl_doc": 33410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 833.51, "amount_financed": 35498.13, "sales_tax": 2088.13, "total_of_payments": 40008.57, "finance_charge": 4510.44, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260562A, VIN 4S4BTANC1S3159504. $834 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $33,410, before any dealer documentation fee. Amount financed $35,498, including $2,088 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $40,009. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTANC1S3159504_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 694, "unit": "per_month", "display": "$694/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33410.0, "price_incl_doc": 33410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 694.4, "amount_financed": 35498.13, "sales_tax": 2088.13, "total_of_payments": 41663.72, "finance_charge": 6165.59, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260562A, VIN 4S4BTANC1S3159504. $694 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $33,410, before any dealer documentation fee. Amount financed $35,498, including $2,088 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $41,664. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTANC1S3159504_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 605, "unit": "per_month", "display": "$605/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33410.0, "price_incl_doc": 33410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 605.04, "amount_financed": 35498.13, "sales_tax": 2088.13, "total_of_payments": 43562.69, "finance_charge": 8064.56, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260562A, VIN 4S4BTANC1S3159504. $605 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $33,410, before any dealer documentation fee. Amount financed $35,498, including $2,088 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $43,563. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "4S4GUHM67S3751867", "title": "2025 Subaru Crosstrek Limited", "year": 2025, "make": "Subaru", "model": "Crosstrek", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 31082.0, "msrp": 0.0, "sale_price": 32015.0, "currency": "USD", "mileage": 3660, "exterior_color": "Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 27, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MSL083", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-crosstrek-limited-awd-4d-sport-utility-4s4guhm67s3751867/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4GUHM67S3751867.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4GUHM67S3751867.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4GUHM67S3751867.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-crosstrek-limited-awd-4d-sport-utility-4s4guhm67s3751867/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL083, VIN 4S4GUHM67S3751867. Advertised price: $31,082. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,082"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31082.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHM67S3751867_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 775, "unit": "per_month", "display": "$775/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31082.0, "price_incl_doc": 31082.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 775.43, "amount_financed": 33024.63, "sales_tax": 1942.63, "total_of_payments": 37220.78, "finance_charge": 4196.15, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL083, VIN 4S4GUHM67S3751867. $775 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $31,082, before any dealer documentation fee. Amount financed $33,025, including $1,943 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $37,221. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHM67S3751867_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 646, "unit": "per_month", "display": "$646/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31082.0, "price_incl_doc": 31082.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 646.01, "amount_financed": 33024.63, "sales_tax": 1942.63, "total_of_payments": 38760.61, "finance_charge": 5735.98, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL083, VIN 4S4GUHM67S3751867. $646 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $31,082, before any dealer documentation fee. Amount financed $33,025, including $1,943 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $38,761. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHM67S3751867_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 563, "unit": "per_month", "display": "$563/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31082.0, "price_incl_doc": 31082.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 562.88, "amount_financed": 33024.63, "sales_tax": 1942.63, "total_of_payments": 40527.26, "finance_charge": 7502.63, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL083, VIN 4S4GUHM67S3751867. $563 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $31,082, before any dealer documentation fee. Amount financed $33,025, including $1,943 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $40,527. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://ai.castlecadillacmchenry.com/v/3GKALZEG9TL200781.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/3GKALZEG9TL200781.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-gmc-terrain-denali-all-wheel-drive-suv-3gkalzeg9tl200781/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Forward Collision Warning", "Hands-Free Liftgate", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Appointed Seating Package", "Leather Seats", "Navigation System", "Panoramic Sunroof", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rain Sensing Wipers", "Satellite Radio Ready", "Side-Impact Air Bags", "Tow Package", "WiFi Hotspot", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40210.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3GKALZEG9TL200781_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1003, "unit": "per_month", "display": "$1,003/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40210.0, "price_incl_doc": 40210.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1003.16, "amount_financed": 42723.13, "sales_tax": 2513.13, "total_of_payments": 48151.59, "finance_charge": 5428.46, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260344A, VIN 3GKALZEG9TL200781. $1,003 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $40,210, before any dealer documentation fee. Amount financed $42,723, including $2,513 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $48,152. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GKALZEG9TL200781_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 836, "unit": "per_month", "display": "$836/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40210.0, "price_incl_doc": 40210.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 835.73, "amount_financed": 42723.13, "sales_tax": 2513.13, "total_of_payments": 50143.62, "finance_charge": 7420.49, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260344A, VIN 3GKALZEG9TL200781. $836 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $40,210, before any dealer documentation fee. Amount financed $42,723, including $2,513 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $50,144. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GKALZEG9TL200781_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 728, "unit": "per_month", "display": "$728/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40210.0, "price_incl_doc": 40210.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 728.18, "amount_financed": 42723.13, "sales_tax": 2513.13, "total_of_payments": 52429.09, "finance_charge": 9705.96, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260344A, VIN 3GKALZEG9TL200781. $728 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $40,210, before any dealer documentation fee. Amount financed $42,723, including $2,513 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $52,429. Offer expires 2026-07-31. Estimated for ZIP 60050. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$44,010"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 44010.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1V2FR2CA2SC525965_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1098, "unit": "per_month", "display": "$1,098/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44010.0, "price_incl_doc": 44010.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1097.96, "amount_financed": 46760.63, "sales_tax": 2750.63, "total_of_payments": 52702.1, "finance_charge": 5941.47, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260116C, VIN 1V2FR2CA2SC525965. $1,098 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $44,010, before any dealer documentation fee. Amount financed $46,761, including $2,751 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $52,702. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2FR2CA2SC525965_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 915, "unit": "per_month", "display": "$915/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44010.0, "price_incl_doc": 44010.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 914.71, "amount_financed": 46760.63, "sales_tax": 2750.63, "total_of_payments": 54882.38, "finance_charge": 8121.75, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260116C, VIN 1V2FR2CA2SC525965. $915 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $44,010, before any dealer documentation fee. Amount financed $46,761, including $2,751 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $54,882. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2FR2CA2SC525965_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 797, "unit": "per_month", "display": "$797/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44010.0, "price_incl_doc": 44010.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 797.0, "amount_financed": 46760.63, "sales_tax": 2750.63, "total_of_payments": 57383.84, "finance_charge": 10623.21, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260116C, VIN 1V2FR2CA2SC525965. $797 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $44,010, before any dealer documentation fee. Amount financed $46,761, including $2,751 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $57,384. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "1GCPKKEK8SZ138933", "title": "2025 Chevrolet Silverado 1500 (2FL)", "year": 2025, "make": "Chevrolet", "model": "Silverado 1500", "trim": "(2FL)", "decoded_trim": "LT-L", "condition": "used", "price": 46210.0, "msrp": 0.0, "sale_price": 47410.0, "currency": "USD", "mileage": 16, "exterior_color": "Summit White", "interior_color": "Jet Black, Cloth seat trim", "drivetrain": "Four Wheel Drive", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "TurboMax<sup>™</sup> engine", "engine_displacement_l": 2.7, "engine_cylinders": 4, "transmission": "Automatic", "mpg_city": 17, "mpg_hwy": 20, "range_miles": null, "battery_kwh": null, "stock_number": "MCP7906", "stock_status": "In Stock", "availability": "In Stock", 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the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-chevrolet-silverado-1500-lt-2fl-four-wheel-drive-crew-cab-1gcpkkek8sz138933/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GCPKKEK8SZ138933.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GCPKKEK8SZ138933.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GCPKKEK8SZ138933.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-chevrolet-silverado-1500-lt-2fl-four-wheel-drive-crew-cab-1gcpkkek8sz138933/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MCP7906, VIN 1GCPKKEK8SZ138933. Advertised price: $46,210. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$46,210"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Forward Collision Warning", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Power Seats", "Push Start", "Rear A/C", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46210.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GCPKKEK8SZ138933_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1153, "unit": "per_month", "display": "$1,153/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46210.0, "price_incl_doc": 46210.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1152.85, "amount_financed": 49098.13, "sales_tax": 2888.13, "total_of_payments": 55336.6, "finance_charge": 6238.47, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7906, VIN 1GCPKKEK8SZ138933. $1,153 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $46,210, before any dealer documentation fee. Amount financed $49,098, including $2,888 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $55,337. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GCPKKEK8SZ138933_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 960, "unit": "per_month", "display": "$960/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46210.0, "price_incl_doc": 46210.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 960.43, "amount_financed": 49098.13, "sales_tax": 2888.13, "total_of_payments": 57625.88, "finance_charge": 8527.75, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7906, VIN 1GCPKKEK8SZ138933. $960 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $46,210, before any dealer documentation fee. Amount financed $49,098, including $2,888 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $57,626. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GCPKKEK8SZ138933_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 837, "unit": "per_month", "display": "$837/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46210.0, "price_incl_doc": 46210.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 836.84, "amount_financed": 49098.13, "sales_tax": 2888.13, "total_of_payments": 60252.38, "finance_charge": 11154.25, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7906, VIN 1GCPKKEK8SZ138933. $837 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $46,210, before any dealer documentation fee. Amount financed $49,098, including $2,888 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $60,252. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 8}}, {"vin": "1GYKPGRS7RZ717824", "title": "2024 Cadillac XT6 Sport", "year": 2024, "make": "Cadillac", "model": "XT6", "trim": "Sport", "decoded_trim": "Sport", "condition": "certified", "price": 40003.0, "msrp": 0.0, "sale_price": 42410.0, "currency": "USD", "mileage": 50238, "exterior_color": "Crystal White Tricoat", "interior_color": "Jet Black, Leather Seating Surfaces with Mini-Perforated inserts", "drivetrain": "All Wheel Drive", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "3.6L V6 engine", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "Automatic", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "MCP7845", "stock_status": "In Stock", "availability": "In Stock", 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"https://vehicle-images.carscommerce.inc/ae8d-110013083/1GYKPGRS7RZ717824/6905c3e091927f0233f16b26d300cfe8.webp", "https://vehicle-images.carscommerce.inc/da01-110013083/1GYKPGRS7RZ717824/7337cc4fd8d2f4dfa21bbd56abd2f2ef.webp", "https://vehicle-images.carscommerce.inc/a2cb-110013083/1GYKPGRS7RZ717824/ca57b2ad68532da8813dd108474721a5.webp", "https://vehicle-images.carscommerce.inc/7466-110013083/1GYKPGRS7RZ717824/3c90aafb58b488ece695b6f85ba81632.webp", "https://vehicle-images.carscommerce.inc/39f2-110013083/1GYKPGRS7RZ717824/a3e5507bf3b57d8f73f80c3779010354.webp", "https://vehicle-images.carscommerce.inc/7c3a-110013083/1GYKPGRS7RZ717824/3de869e088bacac4cd26a75669017fed.webp", "https://vehicle-images.carscommerce.inc/90dc-110013083/1GYKPGRS7RZ717824/347f6ba0b7d89e5096f89964e6110f04.webp"], "vin_decode": {"make": "Cadillac", "model": "XT6", "year": 2024, "trim": "Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1GYKPGRS7RZ717824.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/certified-used-2024-cadillac-xt6-sport-all-wheel-drive-suv-1gykpgrs7rz717824/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/certified-used-2024-cadillac-xt6-sport-all-wheel-drive-suv-1gykpgrs7rz717824/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GYKPGRS7RZ717824.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GYKPGRS7RZ717824.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GYKPGRS7RZ717824.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/certified-used-2024-cadillac-xt6-sport-all-wheel-drive-suv-1gykpgrs7rz717824/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MCP7845, VIN 1GYKPGRS7RZ717824. Advertised price: $40,003. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$40,003"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Super Cruise", "Technology Package", "Tow Package", "WiFi Hotspot", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40003.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYKPGRS7RZ717824_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 998, "unit": "per_month", "display": "$998/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40003.0, "price_incl_doc": 40003.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 997.99, "amount_financed": 42503.19, "sales_tax": 2500.19, "total_of_payments": 47903.7, "finance_charge": 5400.51, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7845, VIN 1GYKPGRS7RZ717824. $998 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $40,003, before any dealer documentation fee. Amount financed $42,503, including $2,500 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $47,904. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKPGRS7RZ717824_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 831, "unit": "per_month", "display": "$831/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40003.0, "price_incl_doc": 40003.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 831.42, "amount_financed": 42503.19, "sales_tax": 2500.19, "total_of_payments": 49885.48, "finance_charge": 7382.29, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7845, VIN 1GYKPGRS7RZ717824. $831 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $40,003, before any dealer documentation fee. Amount financed $42,503, including $2,500 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $49,885. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKPGRS7RZ717824_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 724, "unit": "per_month", "display": "$724/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40003.0, "price_incl_doc": 40003.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 724.43, "amount_financed": 42503.19, "sales_tax": 2500.19, "total_of_payments": 52159.18, "finance_charge": 9655.99, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7845, VIN 1GYKPGRS7RZ717824. $724 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $40,003, before any dealer documentation fee. Amount financed $42,503, including $2,500 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $52,159. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 4}}, {"vin": "1FT8W3BT1KEG01532", "title": "2019 Ford F-350 LARIAT", "year": 2019, "make": "Ford", "model": "F-350", "trim": "LARIAT", "decoded_trim": "Super Duty - Single Rear Wheel", "condition": "used", "price": 53410.0, "msrp": 0.0, "sale_price": 53410.0, "currency": "USD", "mileage": 85732, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "NA", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Diesel", "doors": 4, "seating_capacity": 5, "engine": "6.7 Liter", "engine_displacement_l": 6.7, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "M260518A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 14, "primary_image": "https://vehicle-images.carscommerce.inc/5b93-110013083/1FT8W3BT1KEG01532/cac14c5337640e6c4cb6f7f3fb507d3f.webp", "images": ["https://vehicle-images.carscommerce.inc/5b93-110013083/1FT8W3BT1KEG01532/cac14c5337640e6c4cb6f7f3fb507d3f.webp", "https://vehicle-images.carscommerce.inc/e47a-110013083/1FT8W3BT1KEG01532/19405f666027b108089d6107991b65ec.webp", "https://vehicle-images.carscommerce.inc/26e6-110013083/1FT8W3BT1KEG01532/29e8b6a87ecec293c268c21e713906ad.webp", "https://vehicle-images.carscommerce.inc/6ee9-110013083/1FT8W3BT1KEG01532/063875aa719028cac9b00b92b55af61c.webp", "https://vehicle-images.carscommerce.inc/d7cd-110013083/1FT8W3BT1KEG01532/899158344389dba9422b9326952ee3c6.webp", "https://vehicle-images.carscommerce.inc/221c-110013083/1FT8W3BT1KEG01532/438151ce9793e498a5dc4506955bd467.webp", "https://vehicle-images.carscommerce.inc/3375-110013083/1FT8W3BT1KEG01532/2e40492c2c1a35e7f6a24ec98a78ab8f.webp", "https://vehicle-images.carscommerce.inc/1e27-110013083/1FT8W3BT1KEG01532/e2e7fdce6c8825d3a38f7cffa0f4067b.webp", "https://vehicle-images.carscommerce.inc/d035-110013083/1FT8W3BT1KEG01532/b2fb6951fcc57786764e542e4695863b.webp", "https://vehicle-images.carscommerce.inc/9d02-110013083/1FT8W3BT1KEG01532/f154bcafb875c0504eca62a263f0a828.webp", "https://vehicle-images.carscommerce.inc/5a1d-110013083/1FT8W3BT1KEG01532/5e6b128d9d8a38579c20446b1c472992.webp", "https://vehicle-images.carscommerce.inc/aec7-110013083/1FT8W3BT1KEG01532/bd912ad294037691038e665217add63a.webp", "https://vehicle-images.carscommerce.inc/b355-110013083/1FT8W3BT1KEG01532/e70da029440537947188b7c7d7b78e81.webp", "https://vehicle-images.carscommerce.inc/ded6-110013083/1FT8W3BT1KEG01532/ae8158d8f91186af8c45ccfa256bc789.webp"], "vin_decode": {"make": "Ford", "model": "F-350", "year": 2019, "trim": "Super Duty - Single Rear Wheel", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.7L 8-Cylinder V-Shaped", "engine_displacement_l": 6.7, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Diesel", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1FT8W3BT1KEG01532.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2019-ford-f-350sd-4wd-4d-crew-cab-1ft8w3bt1keg01532/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2019-ford-f-350sd-4wd-4d-crew-cab-1ft8w3bt1keg01532/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1FT8W3BT1KEG01532.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1FT8W3BT1KEG01532.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1FT8W3BT1KEG01532.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2019-ford-f-350sd-4wd-4d-crew-cab-1ft8w3bt1keg01532/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M260518A, VIN 1FT8W3BT1KEG01532. Advertised price: $53,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$53,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Backup Camera", "Bluetooth", "Fog Lights", "Keyless Entry", "Leather Seats", "Parking Sensors / Assist", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1FT8W3BT1KEG01532_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1332, "unit": "per_month", "display": "$1,332/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53410.0, "price_incl_doc": 53410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1332.47, "amount_financed": 56748.13, "sales_tax": 3338.13, "total_of_payments": 63958.62, "finance_charge": 7210.49, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260518A, VIN 1FT8W3BT1KEG01532. $1,332 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $53,410, before any dealer documentation fee. Amount financed $56,748, including $3,338 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $63,959. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FT8W3BT1KEG01532_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1110, "unit": "per_month", "display": "$1,110/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53410.0, "price_incl_doc": 53410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1110.08, "amount_financed": 56748.13, "sales_tax": 3338.13, "total_of_payments": 66604.59, "finance_charge": 9856.46, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260518A, VIN 1FT8W3BT1KEG01532. $1,110 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $53,410, before any dealer documentation fee. Amount financed $56,748, including $3,338 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $66,605. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FT8W3BT1KEG01532_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 967, "unit": "per_month", "display": "$967/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53410.0, "price_incl_doc": 53410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 967.23, "amount_financed": 56748.13, "sales_tax": 3338.13, "total_of_payments": 69640.33, "finance_charge": 12892.2, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260518A, VIN 1FT8W3BT1KEG01532. $967 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $53,410, before any dealer documentation fee. Amount financed $56,748, including $3,338 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $69,640. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 3}}, {"vin": "1FTFW3LD8RFA73006", "title": "2024 Ford F-150 XLT", "year": 2024, "make": "Ford", "model": "F-150", "trim": "XLT", "decoded_trim": "XLT", "condition": "used", "price": 39110.0, "msrp": 0.0, "sale_price": 39390.0, "currency": "USD", "mileage": 45100, "exterior_color": "Black", "interior_color": "Black W/Medium Dark Slate", "drivetrain": "4WD", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 6, "engine": "3.5L PowerBoost Full-Hybrid V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "10-Speed Automatic", "mpg_city": 22, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "STKA73006", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39110.0, "price_incl_doc": 39110.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 812.86, "amount_financed": 41554.38, "sales_tax": 2444.38, "total_of_payments": 48771.87, "finance_charge": 7217.49, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STKA73006, VIN 1FTFW3LD8RFA73006. $813 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $39,110, before any dealer documentation fee. Amount financed $41,554, including $2,444 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $48,772. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FTFW3LD8RFA73006_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 708, "unit": "per_month", "display": "$708/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Bluetooth", "Fog Lights", "Keyless Entry", "Push Start", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23010.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4HJXDG6LW231809_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 574, "unit": "per_month", "display": "$574/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23010.0, "price_incl_doc": 23010.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 574.05, "amount_financed": 24448.13, "sales_tax": 1438.13, "total_of_payments": 27554.54, "finance_charge": 3106.41, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2500, VIN 1C4HJXDG6LW231809. $574 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,010, before any dealer documentation fee. Amount financed $24,448, including $1,438 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,555. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4HJXDG6LW231809_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 478, "unit": "per_month", "display": "$478/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23010.0, "price_incl_doc": 23010.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 478.24, "amount_financed": 24448.13, "sales_tax": 1438.13, "total_of_payments": 28694.47, "finance_charge": 4246.34, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2500, VIN 1C4HJXDG6LW231809. $478 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,010, before any dealer documentation fee. Amount financed $24,448, including $1,438 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $28,694. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4HJXDG6LW231809_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 417, "unit": "per_month", "display": "$417/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23010.0, "price_incl_doc": 23010.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 416.7, "amount_financed": 24448.13, "sales_tax": 1438.13, "total_of_payments": 30002.32, "finance_charge": 5554.19, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2500, VIN 1C4HJXDG6LW231809. $417 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,010, before any dealer documentation fee. Amount financed $24,448, including $1,438 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $30,002. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 4}}, {"vin": "5XXG64J24RG257484", "title": "2024 Kia K5 GT-Line", "year": 2024, "make": "Kia", "model": "K5", "trim": "GT-Line", "decoded_trim": "GT-Line", "condition": "used", "price": 27310.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 16960, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "1.6L I4 DGI Turbocharged DOHC 16V LEV3-ULEV70 180hp", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "8-Speed Automatic", "mpg_city": 25, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MK260561A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-kia-k5-gt-line-awd-4d-sedan-5xxg64j24rg257484/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-kia-k5-gt-line-awd-4d-sedan-5xxg64j24rg257484/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/5XXG64J24RG257484.html", "json_url": "https://ai.castlecadillacmchenry.com/v/5XXG64J24RG257484.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/5XXG64J24RG257484.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-kia-k5-gt-line-awd-4d-sedan-5xxg64j24rg257484/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK260561A, VIN 5XXG64J24RG257484. Advertised price: $27,310. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,310"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Fog Lights", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Power Seats", "Premium Package", "Satellite Radio Ready", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27310.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XXG64J24RG257484_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 681, "unit": "per_month", "display": "$681/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27310.0, "price_incl_doc": 27310.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 681.33, "amount_financed": 29016.88, "sales_tax": 1706.88, "total_of_payments": 32703.8, "finance_charge": 3686.92, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260561A, VIN 5XXG64J24RG257484. $681 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,310, before any dealer documentation fee. Amount financed $29,017, including $1,707 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $32,704. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XXG64J24RG257484_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 568, "unit": "per_month", "display": "$568/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27310.0, "price_incl_doc": 27310.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 567.61, "amount_financed": 29016.88, "sales_tax": 1706.88, "total_of_payments": 34056.76, "finance_charge": 5039.88, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260561A, VIN 5XXG64J24RG257484. $568 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,310, before any dealer documentation fee. Amount financed $29,017, including $1,707 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $34,057. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XXG64J24RG257484_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 495, "unit": "per_month", "display": "$495/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27310.0, "price_incl_doc": 27310.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 494.57, "amount_financed": 29016.88, "sales_tax": 1706.88, "total_of_payments": 35609.01, "finance_charge": 6592.13, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260561A, VIN 5XXG64J24RG257484. $495 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,310, before any dealer documentation fee. Amount financed $29,017, including $1,707 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,609. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 4}}, {"vin": "JTHCE1BL7FA007167", "title": "2015 Lexus GS 350", "year": 2015, "make": "Lexus", "model": "GS", "trim": "350", "decoded_trim": "350", "condition": "used", "price": 22410.0, "msrp": 0.0, "sale_price": 22649.0, "currency": "USD", "mileage": 83873, "exterior_color": "Black", "interior_color": "Flaxen", "drivetrain": "AWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.5L V6 DOHC 24V", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "6-Speed Automatic with Sequential Shift", "mpg_city": 19, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "MK260195A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2015-lexus-gs-350-awd-4d-sedan-jthce1bl7fa007167/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/JTHCE1BL7FA007167.html", "json_url": "https://ai.castlecadillacmchenry.com/v/JTHCE1BL7FA007167.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/JTHCE1BL7FA007167.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2015-lexus-gs-350-awd-4d-sedan-jthce1bl7fa007167/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK260195A, VIN JTHCE1BL7FA007167. Advertised price: $22,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$22,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Blind Spot Monitor", "Keyless Entry", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Premium Audio", "Sunroof / Moonroof", "Xenon Headlights"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JTHCE1BL7FA007167_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 559, "unit": "per_month", "display": "$559/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22410.0, "price_incl_doc": 22410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 559.08, "amount_financed": 23810.63, "sales_tax": 1400.63, "total_of_payments": 26836.04, "finance_charge": 3025.41, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260195A, VIN JTHCE1BL7FA007167. $559 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $22,410, before any dealer documentation fee. Amount financed $23,811, including $1,401 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $26,836. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JTHCE1BL7FA007167_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 466, "unit": "per_month", "display": "$466/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22410.0, "price_incl_doc": 22410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 465.77, "amount_financed": 23810.63, "sales_tax": 1400.63, "total_of_payments": 27946.25, "finance_charge": 4135.62, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260195A, VIN JTHCE1BL7FA007167. $466 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $22,410, before any dealer documentation fee. Amount financed $23,811, including $1,401 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $27,946. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JTHCE1BL7FA007167_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 406, "unit": "per_month", "display": "$406/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22410.0, "price_incl_doc": 22410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 405.83, "amount_financed": 23810.63, "sales_tax": 1400.63, "total_of_payments": 29219.99, "finance_charge": 5409.36, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260195A, VIN JTHCE1BL7FA007167. $406 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $22,410, before any dealer documentation fee. Amount financed $23,811, including $1,401 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $29,220. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://www.castlecadillacmchenry.com/inventory/used-2023-kia-sorento-sx-awd-4d-sport-utility-5xyrkdlf7pg191963/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-kia-sorento-sx-awd-4d-sport-utility-5xyrkdlf7pg191963/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/5XYRKDLF7PG191963.html", "json_url": "https://ai.castlecadillacmchenry.com/v/5XYRKDLF7PG191963.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/5XYRKDLF7PG191963.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-kia-sorento-sx-awd-4d-sport-utility-5xyrkdlf7pg191963/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK260054A, VIN 5XYRKDLF7PG191963. Advertised price: $32,203. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$32,203"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Fog Lights", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Panoramic Sunroof", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32203.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYRKDLF7PG191963_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 803, "unit": "per_month", "display": "$803/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32203.0, "price_incl_doc": 32203.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 803.4, "amount_financed": 34215.69, "sales_tax": 2012.69, "total_of_payments": 38563.18, "finance_charge": 4347.49, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260054A, VIN 5XYRKDLF7PG191963. $803 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $32,203, before any dealer documentation fee. Amount financed $34,216, including $2,013 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $38,563. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYRKDLF7PG191963_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 669, "unit": "per_month", "display": "$669/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32203.0, "price_incl_doc": 32203.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 669.31, "amount_financed": 34215.69, "sales_tax": 2012.69, "total_of_payments": 40158.54, "finance_charge": 5942.85, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260054A, VIN 5XYRKDLF7PG191963. $669 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $32,203, before any dealer documentation fee. Amount financed $34,216, including $2,013 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $40,159. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYRKDLF7PG191963_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 583, "unit": "per_month", "display": "$583/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32203.0, "price_incl_doc": 32203.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 583.18, "amount_financed": 34215.69, "sales_tax": 2012.69, "total_of_payments": 41988.9, "finance_charge": 7773.21, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260054A, VIN 5XYRKDLF7PG191963. $583 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $32,203, before any dealer documentation fee. Amount financed $34,216, including $2,013 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $41,989. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://vini.gm.com/realimages/1GYC3NML7VZ701444/9d0e12a.jpg", "https://vini.gm.com/realimages/1GYC3NML7VZ701444/6601c80.jpg", "https://vini.gm.com/realimages/1GYC3NML7VZ701444/83d4c99.jpg", "https://vini.gm.com/realimages/1GYC3NML7VZ701444/d077cbe.jpg", "https://vini.gm.com/realimages/1GYC3NML7VZ701444/ff15460.jpg", "https://vini.gm.com/realimages/1GYC3NML7VZ701444/205e397.jpg", "https://vini.gm.com/realimages/1GYC3NML7VZ701444/d5625d8.jpg", "https://vini.gm.com/realimages/1GYC3NML7VZ701444/81f3c6a.jpg", "https://vini.gm.com/realimages/1GYC3NML7VZ701444/90cbea5.jpg", "https://vini.gm.com/realimages/1GYC3NML7VZ701444/226604c.jpg", "https://vini.gm.com/realimages/1GYC3NML7VZ701444/7fb6b44.jpg"], "vin_decode": {"make": "Cadillac", "model": "Vistiq", "year": 2027, "trim": "Sport", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": "AWD", "fuel_type": "Electric", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1GYC3NML7VZ701444.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2027-cadillac-vistiq-sport-all-wheel-drive-suv-1gyc3nml7vz701444/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2027-cadillac-vistiq-sport-all-wheel-drive-suv-1gyc3nml7vz701444/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GYC3NML7VZ701444.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GYC3NML7VZ701444.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GYC3NML7VZ701444.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2027-cadillac-vistiq-sport-all-wheel-drive-suv-1gyc3nml7vz701444/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #6MC56, VIN 1GYC3NML7VZ701444. Advertised price: $83,815. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$83,815"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Remote Start", "Side-Impact Air Bags", "Super Cruise", "Tow Package"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 83815.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYC3NML7VZ701444_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1701, "unit": "per_month", "display": "$1,701/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 83815.0, "price_incl_doc": 83815.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1700.61, "amount_financed": 89053.44, "sales_tax": 5238.44, "total_of_payments": 102036.79, "finance_charge": 12983.35, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #6MC56, VIN 1GYC3NML7VZ701444. $1,701 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $83,815, before any dealer documentation fee. Amount financed $89,053, including $5,238 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $102,037. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYC3NML7VZ701444_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1475, "unit": "per_month", "display": "$1,475/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 83815.0, "price_incl_doc": 83815.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1475.45, "amount_financed": 89053.44, "sales_tax": 5238.44, "total_of_payments": 106232.57, "finance_charge": 17179.13, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #6MC56, VIN 1GYC3NML7VZ701444. $1,475 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $83,815, before any dealer documentation fee. Amount financed $89,053, including $5,238 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $106,233. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYC3NML7VZ701444_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1322, "unit": "per_month", "display": "$1,322/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 83815.0, "price_incl_doc": 83815.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1321.96, "amount_financed": 89053.44, "sales_tax": 5238.44, "total_of_payments": 111044.83, "finance_charge": 21991.39, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #6MC56, VIN 1GYC3NML7VZ701444. $1,322 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $83,815, before any dealer documentation fee. Amount financed $89,053, including $5,238 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $111,045. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYC3NML7VZ701444_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1178, "unit": "per_month", "display": "$1,178/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 83815.0, "selling_price": 83815.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 1178.03, "net_cap_cost": 84510.0, "residual_value": 51965.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1178.03, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1338.03}, "total_of_payments": 42408, "total_of_payments_unrounded": 42409.08}, "disclosure": "Estimated lease payment for stock #6MC56, VIN 1GYC3NML7VZ701444. $1,178 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,338, made up of $1,178 first payment, $60 title, $100 registration. MSRP $83,815. Lease selling price $83,815. Net capitalized cost $84,510. Residual value $51,965, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $42,408. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYC3NML7VZ701444_lease", "type": "lease", "label": "Lease", "headline": {"value": 1085, "unit": "per_month", "display": "$1,085/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 83815.0, "selling_price": 83815.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 1084.74, "net_cap_cost": 81511.0, "residual_value": 51965.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1084.74, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4243.74}, "total_of_payments": 39060, "total_of_payments_unrounded": 39050.64}, "disclosure": "Estimated lease payment for stock #6MC56, VIN 1GYC3NML7VZ701444. $1,085 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,244, made up of $1,085 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $83,815. Lease selling price $83,815. Net capitalized cost $81,511. Residual value $51,965, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $39,060. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 29, "elapsed_ms": 480}}, {"vin": "1C6RR7YT7HS633011", "title": "2017 Ram 1500 Rebel", "year": 2017, "make": "Ram", "model": "1500", "trim": "Rebel", "decoded_trim": "Rebel", "condition": "used", "price": 27410.0, "msrp": 0.0, "sale_price": 27410.0, "currency": "USD", "mileage": 88374, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "HEMI 5.7L V8 Multi Displacement VVT", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 15, "mpg_hwy": 21, "range_miles": null, "battery_kwh": null, "stock_number": "M260478A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 14, "primary_image": "https://vehicle-images.carscommerce.inc/2f8b-110013083/1C6RR7YT7HS633011/c462c88704a7843599f9ce0891e2ea59.webp", "images": ["https://vehicle-images.carscommerce.inc/2f8b-110013083/1C6RR7YT7HS633011/c462c88704a7843599f9ce0891e2ea59.webp", "https://vehicle-images.carscommerce.inc/6f83-110013083/1C6RR7YT7HS633011/03b4a048b718909cdf0800f4a9995686.webp", "https://vehicle-images.carscommerce.inc/2a9d-110013083/1C6RR7YT7HS633011/10b7efd4009a1d3c4851ed9b6df22369.webp", "https://vehicle-images.carscommerce.inc/7a98-110013083/1C6RR7YT7HS633011/0535f57a87e5221c3c5e4d647c2a66b5.webp", "https://vehicle-images.carscommerce.inc/bf0e-110013083/1C6RR7YT7HS633011/dbe4c26c77fbf51c23b7f9c45d259fe7.webp", "https://vehicle-images.carscommerce.inc/f0ac-110013083/1C6RR7YT7HS633011/646c5df9994dce91d86d393ca41fbce1.webp", "https://vehicle-images.carscommerce.inc/b7dc-110013083/1C6RR7YT7HS633011/1506cb3260b2fdf096558656365bf314.webp", "https://vehicle-images.carscommerce.inc/b8c0-110013083/1C6RR7YT7HS633011/6fda1a720d5c3efb90a82b2f30c92183.webp", "https://vehicle-images.carscommerce.inc/4b5e-110013083/1C6RR7YT7HS633011/9cd7829d062dc08d3f718f3b24433778.webp", "https://vehicle-images.carscommerce.inc/ba0d-110013083/1C6RR7YT7HS633011/e5d4df98a23a0dafef5722c4ede91294.webp", "https://vehicle-images.carscommerce.inc/9203-110013083/1C6RR7YT7HS633011/7cfa0fdb4b64e687926f696a4aa5730e.webp", "https://vehicle-images.carscommerce.inc/fe3c-110013083/1C6RR7YT7HS633011/287a035155da40db8cb49330203756b4.webp", "https://vehicle-images.carscommerce.inc/616f-110013083/1C6RR7YT7HS633011/6ed9de3e2718fb9614ef2829638f6761.webp", "https://vehicle-images.carscommerce.inc/5f46-110013083/1C6RR7YT7HS633011/3b2a14e4348852e265734d84723e6a85.webp"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2017, "trim": "Rebel", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1C6RR7YT7HS633011.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2017-ram-1500-rebel-4wd-4d-crew-cab-1c6rr7yt7hs633011/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2017-ram-1500-rebel-4wd-4d-crew-cab-1c6rr7yt7hs633011/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1C6RR7YT7HS633011.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1C6RR7YT7HS633011.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1C6RR7YT7HS633011.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2017-ram-1500-rebel-4wd-4d-crew-cab-1c6rr7yt7hs633011/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M260478A, VIN 1C6RR7YT7HS633011. Advertised price: $27,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6RR7YT7HS633011_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 684, "unit": "per_month", "display": "$684/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27410.0, "price_incl_doc": 27410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 683.82, "amount_financed": 29123.13, "sales_tax": 1713.13, "total_of_payments": 32823.55, "finance_charge": 3700.42, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260478A, VIN 1C6RR7YT7HS633011. $684 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,410, before any dealer documentation fee. Amount financed $29,123, including $1,713 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $32,824. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6RR7YT7HS633011_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 570, "unit": "per_month", "display": "$570/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27410.0, "price_incl_doc": 27410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 569.69, "amount_financed": 29123.13, "sales_tax": 1713.13, "total_of_payments": 34181.46, "finance_charge": 5058.33, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260478A, VIN 1C6RR7YT7HS633011. $570 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,410, before any dealer documentation fee. Amount financed $29,123, including $1,713 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $34,181. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6RR7YT7HS633011_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 496, "unit": "per_month", "display": "$496/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27410.0, "price_incl_doc": 27410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 496.38, "amount_financed": 29123.13, "sales_tax": 1713.13, "total_of_payments": 35739.4, "finance_charge": 6616.27, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260478A, VIN 1C6RR7YT7HS633011. $496 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,410, before any dealer documentation fee. Amount financed $29,123, including $1,713 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,739. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://ai.castlecadillacmchenry.com/v/1GCPDDEK7PZ259532.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GCPDDEK7PZ259532.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-chevrolet-silverado-1500-lt-four-wheel-drive-crew-cab-1gcpddek7pz259532/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MCP7895, VIN 1GCPDDEK7PZ259532. Advertised price: $35,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$35,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Forward Collision Warning", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GCPDDEK7PZ259532_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 883, "unit": "per_month", "display": "$883/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35410.0, "price_incl_doc": 35410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 883.41, "amount_financed": 37623.13, "sales_tax": 2213.13, "total_of_payments": 42403.58, "finance_charge": 4780.45, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7895, VIN 1GCPDDEK7PZ259532. $883 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $35,410, before any dealer documentation fee. Amount financed $37,623, including $2,213 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $42,404. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GCPDDEK7PZ259532_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 736, "unit": "per_month", "display": "$736/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35410.0, "price_incl_doc": 35410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 735.96, "amount_financed": 37623.13, "sales_tax": 2213.13, "total_of_payments": 44157.81, "finance_charge": 6534.68, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7895, VIN 1GCPDDEK7PZ259532. $736 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $35,410, before any dealer documentation fee. Amount financed $37,623, including $2,213 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $44,158. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GCPDDEK7PZ259532_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 641, "unit": "per_month", "display": "$641/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35410.0, "price_incl_doc": 35410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 641.26, "amount_financed": 37623.13, "sales_tax": 2213.13, "total_of_payments": 46170.46, "finance_charge": 8547.33, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7895, VIN 1GCPDDEK7PZ259532. $641 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $35,410, before any dealer documentation fee. Amount financed $37,623, including $2,213 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $46,170. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 4}}, {"vin": "1GKKNLLSXPZ168666", "title": "2023 GMC Acadia AT4", "year": 2023, "make": "GMC", "model": "Acadia", "trim": "AT4", "decoded_trim": "AT4", "condition": "used", "price": 33903.0, "msrp": 0.0, "sale_price": 33779.0, "currency": "USD", "mileage": 33886, "exterior_color": "Ebony Twilight Metallic", "interior_color": "Jet Black, Premium Cloth seat trim", "drivetrain": "All Wheel Drive", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "3.6L V6 engine", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "Automatic", "mpg_city": 19, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "M260374A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"https://ai.castlecadillacmchenry.com/vehicle/1GKKNLLSXPZ168666.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GKKNLLSXPZ168666.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GKKNLLSXPZ168666.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-gmc-acadia-at4-all-wheel-drive-suv-1gkknllsxpz168666/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M260374A, VIN 1GKKNLLSXPZ168666. Advertised price: $33,903. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$33,903"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Forward Collision Warning", "Hands-Free Liftgate", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rear A/C", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33903.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GKKNLLSXPZ168666_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 846, "unit": "per_month", "display": "$846/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33903.0, "price_incl_doc": 33903.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 845.81, "amount_financed": 36021.94, "sales_tax": 2118.94, "total_of_payments": 40598.94, "finance_charge": 4577.0, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260374A, VIN 1GKKNLLSXPZ168666. $846 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $33,903, before any dealer documentation fee. Amount financed $36,022, including $2,119 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $40,599. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GKKNLLSXPZ168666_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 705, "unit": "per_month", "display": "$705/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33903.0, "price_incl_doc": 33903.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 704.64, "amount_financed": 36021.94, "sales_tax": 2118.94, "total_of_payments": 42278.51, "finance_charge": 6256.57, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260374A, VIN 1GKKNLLSXPZ168666. $705 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $33,903, before any dealer documentation fee. Amount financed $36,022, including $2,119 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $42,279. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GKKNLLSXPZ168666_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 614, "unit": "per_month", "display": "$614/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33903.0, "price_incl_doc": 33903.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 613.97, "amount_financed": 36021.94, "sales_tax": 2118.94, "total_of_payments": 44205.5, "finance_charge": 8183.56, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260374A, VIN 1GKKNLLSXPZ168666. $614 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $33,903, before any dealer documentation fee. Amount financed $36,022, including $2,119 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $44,206. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "1GT19ME76LF188774", "title": "2020 GMC Sierra 2500 HD SLE", "year": 2020, "make": "GMC", "model": "Sierra 2500 HD", "trim": "SLE", "decoded_trim": "SLE", "condition": "used", "price": 41410.0, "msrp": 0.0, "sale_price": 42410.0, "currency": "USD", "mileage": 47889, "exterior_color": "Red", "interior_color": "Black", "drivetrain": "Four Wheel Drive", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "Engine: 6.6L, V-8, SIDI", "engine_displacement_l": 6.6, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "M250545C", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 31, "primary_image": "https://vehicle-images.carscommerce.inc/972b-110013083/1GT19ME76LF188774/1c65ca570d38f4c4d8dd5c7854c71812.webp", "images": ["https://vehicle-images.carscommerce.inc/972b-110013083/1GT19ME76LF188774/1c65ca570d38f4c4d8dd5c7854c71812.webp", "https://vehicle-images.carscommerce.inc/771a-110013083/1GT19ME76LF188774/bef877e8d30ec312457ab1a74bf4d0ca.webp", "https://vehicle-images.carscommerce.inc/6cbe-110013083/1GT19ME76LF188774/cba47b454d84af48cee2b0bf643a89cf.webp", "https://vehicle-images.carscommerce.inc/3d75-110013083/1GT19ME76LF188774/5474af3782a7b06dbcb6f99413f116ee.webp", "https://vehicle-images.carscommerce.inc/c66d-110013083/1GT19ME76LF188774/fbde160b46e50b3f53881553373fa449.webp", "https://vehicle-images.carscommerce.inc/78b3-110013083/1GT19ME76LF188774/7a990d55fa28d3e2380ac959248f01bb.webp", 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"https://vehicle-images.carscommerce.inc/7043-110013083/1GT19ME76LF188774/1584ffa65528668ec11301d753c282d7.webp"], "vin_decode": {"make": "Gmc", "model": "Sierra", "year": 2020, "trim": "SLE", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.6L 8-Cylinder", "engine_displacement_l": 6.6, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1GT19ME76LF188774.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2020-gmc-sierra-2500-hd-sle-four-wheel-drive-crew-cab-1gt19me76lf188774/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2020-gmc-sierra-2500-hd-sle-four-wheel-drive-crew-cab-1gt19me76lf188774/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GT19ME76LF188774.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GT19ME76LF188774.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GT19ME76LF188774.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2020-gmc-sierra-2500-hd-sle-four-wheel-drive-crew-cab-1gt19me76lf188774/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M250545C, VIN 1GT19ME76LF188774. Advertised price: $41,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$41,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Bluetooth", "Fog Lights", "Keyless Entry", "Power Seats", "Push Start", "Remote Start", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 41410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GT19ME76LF188774_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1033, "unit": "per_month", "display": "$1,033/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41410.0, "price_incl_doc": 41410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1033.1, "amount_financed": 43998.13, "sales_tax": 2588.13, "total_of_payments": 49588.59, "finance_charge": 5590.46, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M250545C, VIN 1GT19ME76LF188774. $1,033 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $41,410, before any dealer documentation fee. Amount financed $43,998, including $2,588 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $49,589. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GT19ME76LF188774_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 861, "unit": "per_month", "display": "$861/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41410.0, "price_incl_doc": 41410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 860.67, "amount_financed": 43998.13, "sales_tax": 2588.13, "total_of_payments": 51640.07, "finance_charge": 7641.94, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M250545C, VIN 1GT19ME76LF188774. $861 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $41,410, before any dealer documentation fee. Amount financed $43,998, including $2,588 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $51,640. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GT19ME76LF188774_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 750, "unit": "per_month", "display": "$750/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41410.0, "price_incl_doc": 41410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 749.91, "amount_financed": 43998.13, "sales_tax": 2588.13, "total_of_payments": 53993.75, "finance_charge": 9995.62, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M250545C, VIN 1GT19ME76LF188774. $750 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $41,410, before any dealer documentation fee. Amount financed $43,998, including $2,588 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $53,994. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 4}}, {"vin": "5XYK5CDF0SG295592", "title": "2025 Kia Sportage SX-Prestige", "year": 2025, "make": "Kia", "model": "Sportage", "trim": "SX-Prestige", "decoded_trim": "SX-PRESTIGE (SX-P)", "condition": "used", "price": 32410.0, "msrp": 0.0, "sale_price": 32410.0, "currency": "USD", "mileage": 17951, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic", "mpg_city": 23, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "M260406B", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-kia-sportage-sx-prestige-awd-4d-sport-utility-5xyk5cdf0sg295592/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/5XYK5CDF0SG295592.html", "json_url": "https://ai.castlecadillacmchenry.com/v/5XYK5CDF0SG295592.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/5XYK5CDF0SG295592.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-kia-sportage-sx-prestige-awd-4d-sport-utility-5xyk5cdf0sg295592/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M260406B, VIN 5XYK5CDF0SG295592. Advertised price: $32,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$32,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Fog Lights", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYK5CDF0SG295592_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 809, "unit": "per_month", "display": "$809/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32410.0, "price_incl_doc": 32410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 808.56, "amount_financed": 34435.63, "sales_tax": 2025.63, "total_of_payments": 38811.07, "finance_charge": 4375.44, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260406B, VIN 5XYK5CDF0SG295592. $809 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $32,410, before any dealer documentation fee. Amount financed $34,436, including $2,026 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $38,811. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYK5CDF0SG295592_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 674, "unit": "per_month", "display": "$674/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32410.0, "price_incl_doc": 32410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 673.61, "amount_financed": 34435.63, "sales_tax": 2025.63, "total_of_payments": 40416.68, "finance_charge": 5981.05, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260406B, VIN 5XYK5CDF0SG295592. $674 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $32,410, before any dealer documentation fee. Amount financed $34,436, including $2,026 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $40,417. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYK5CDF0SG295592_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 587, "unit": "per_month", "display": "$587/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32410.0, "price_incl_doc": 32410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 586.93, "amount_financed": 34435.63, "sales_tax": 2025.63, "total_of_payments": 42258.81, "finance_charge": 7823.18, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260406B, VIN 5XYK5CDF0SG295592. $587 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $32,410, before any dealer documentation fee. Amount financed $34,436, including $2,026 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $42,259. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 3}}, {"vin": "1GYKNDR4XTZ118154", "title": "2026 Cadillac XT5 Luxury", "year": 2026, "make": "Cadillac", "model": "XT5", "trim": "Luxury", "decoded_trim": "Premium Luxury", "condition": "new", "price": 57858.0, "msrp": 58445.0, "sale_price": 57858.0, "currency": "USD", "mileage": 5, "exterior_color": "Stellar Black Metallic", "interior_color": "Jet Black, Leather seating surfaces with mini-perforated inserts", "drivetrain": "All Wheel Drive", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L Turbo 4-cylinder engine", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "Automatic", "mpg_city": 21, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "M260564", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 37, "primary_image": "https://vini.gm.com/realimages/1GYKNDR4XTZ118154/a3e6ba8.jpg", "images": ["https://vini.gm.com/realimages/1GYKNDR4XTZ118154/a3e6ba8.jpg", "https://vini.gm.com/realimages/1GYKNDR4XTZ118154/12d9002.jpg", "https://vini.gm.com/realimages/1GYKNDR4XTZ118154/c09f59c.jpg", "https://vini.gm.com/realimages/1GYKNDR4XTZ118154/971ad38.jpg", "https://vini.gm.com/realimages/1GYKNDR4XTZ118154/b811817.jpg", "https://vini.gm.com/realimages/1GYKNDR4XTZ118154/eabc19b.jpg", "https://vini.gm.com/realimages/1GYKNDR4XTZ118154/ae43e2c.jpg", "https://vini.gm.com/realimages/1GYKNDR4XTZ118154/d1f9f59.jpg", "https://vini.gm.com/realimages/1GYKNDR4XTZ118154/97a0cd2.jpg", "https://vini.gm.com/realimages/1GYKNDR4XTZ118154/a4f5789.jpg", "https://vini.gm.com/realimages/1GYKNDR4XTZ118154/669f979.jpg", "https://vini.gm.com/realimages/1GYKNDR4XTZ118154/c93d75c.jpg", "https://vini.gm.com/realimages/1GYKNDR4XTZ118154/909b144.jpg", "https://vini.gm.com/realimages/1GYKNDR4XTZ118154/24ea8e6.jpg", "https://vini.gm.com/realimages/1GYKNDR4XTZ118154/8252b38.jpg", "https://vini.gm.com/realimages/1GYKNDR4XTZ118154/23f9e0e.jpg", "https://vini.gm.com/realimages/1GYKNDR4XTZ118154/7c60f0d.jpg", "https://vini.gm.com/realimages/1GYKNDR4XTZ118154/1df0514.jpg", "https://vini.gm.com/realimages/1GYKNDR4XTZ118154/32ca4b5.jpg", "https://vini.gm.com/realimages/1GYKNDR4XTZ118154/64fe3c6.jpg", "https://vini.gm.com/realimages/1GYKNDR4XTZ118154/7ef56e7.jpg", "https://vini.gm.com/realimages/1GYKNDR4XTZ118154/b42b708.jpg", "https://vini.gm.com/realimages/1GYKNDR4XTZ118154/08b6adf.jpg", "https://vini.gm.com/realimages/1GYKNDR4XTZ118154/5c6a603.jpg"], "vin_decode": {"make": "Cadillac", "model": "XT5", "year": 2026, "trim": "Premium Luxury", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 58445.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1GYKNDR4XTZ118154.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-xt5-premium-luxury-all-wheel-drive-suv-1gykndr4xtz118154/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-xt5-premium-luxury-all-wheel-drive-suv-1gykndr4xtz118154/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GYKNDR4XTZ118154.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GYKNDR4XTZ118154.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GYKNDR4XTZ118154.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-xt5-premium-luxury-all-wheel-drive-suv-1gykndr4xtz118154/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $587. This offer applies to Stock #M260564, VIN 1GYKNDR4XTZ118154. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,445. Advertised price: $57,858. Savings: $587, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,445"}, {"label": "Advertised price", "value": "$57,858"}, {"label": "Savings", "value": "$587, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $587", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Cooled Seats", "Heated Seats", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Remote Start", "Side-Impact Air Bags", "Sunroof / Moonroof", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57858.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYKNDR4XTZ118154_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1174, "unit": "per_month", "display": "$1,174/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57858.0, "price_incl_doc": 57858.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1173.94, "amount_financed": 61474.13, "sales_tax": 3616.13, "total_of_payments": 70436.62, "finance_charge": 8962.49, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260564, VIN 1GYKNDR4XTZ118154. $1,174 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,858, before any dealer documentation fee. Amount financed $61,474, including $3,616 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,437. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDR4XTZ118154_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1019, "unit": "per_month", "display": "$1,019/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57858.0, "price_incl_doc": 57858.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1018.51, "amount_financed": 61474.13, "sales_tax": 3616.13, "total_of_payments": 73332.99, "finance_charge": 11858.86, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260564, VIN 1GYKNDR4XTZ118154. $1,019 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,858, before any dealer documentation fee. Amount financed $61,474, including $3,616 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $73,333. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDR4XTZ118154_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 913, "unit": "per_month", "display": "$913/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57858.0, "price_incl_doc": 57858.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 912.56, "amount_financed": 61474.13, "sales_tax": 3616.13, "total_of_payments": 76654.92, "finance_charge": 15180.79, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260564, VIN 1GYKNDR4XTZ118154. $913 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,858, before any dealer documentation fee. Amount financed $61,474, including $3,616 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,655. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDR4XTZ118154_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 810, "unit": "per_month", "display": "$810/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58445.0, "selling_price": 57858.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 809.73, "net_cap_cost": 58553.0, "residual_value": 36235.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 809.73, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 969.73}, "total_of_payments": 29160, "total_of_payments_unrounded": 29150.28}, "disclosure": "Estimated lease payment for stock #M260564, VIN 1GYKNDR4XTZ118154. $810 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $970, made up of $810 first payment, $60 title, $100 registration. MSRP $58,445. Lease selling price $57,858. Net capitalized cost $58,553. Residual value $36,236, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $29,160. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDR4XTZ118154_lease", "type": "lease", "label": "Lease", "headline": {"value": 716, "unit": "per_month", "display": "$716/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58445.0, "selling_price": 57858.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 716.44, "net_cap_cost": 55554.0, "residual_value": 36235.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 716.44, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3875.44}, "total_of_payments": 25776, "total_of_payments_unrounded": 25791.84}, "disclosure": "Estimated lease payment for stock #M260564, VIN 1GYKNDR4XTZ118154. $716 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,875, made up of $716 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $58,445. Lease selling price $57,858. Net capitalized cost $55,554. Residual value $36,236, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,776. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 30, "elapsed_ms": 481}}, {"vin": "3VV8X7B20RM085195", "title": "2024 Volkswagen Taos S", "year": 2024, "make": "Volkswagen", "model": "Taos", "trim": "S", "decoded_trim": "4Motion S", "condition": "used", "price": 22810.0, "msrp": 0.0, "sale_price": 23410.0, "currency": "USD", "mileage": 10969, "exterior_color": "Silver", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "1.5L I4 Turbocharged DOHC 16V LEV3-SULEV30 158hp", "engine_displacement_l": 1.5, "engine_cylinders": 4, "transmission": "7-Speed DSG Automatic with Tiptronic", "mpg_city": 24, "mpg_hwy": 32, "range_miles": null, "battery_kwh": null, "stock_number": "MK260594A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"https://www.castlecadillacmchenry.com/inventory/used-2024-volkswagen-taos-1-5t-s-awd-4d-sport-utility-3vv8x7b20rm085195/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/3VV8X7B20RM085195.html", "json_url": "https://ai.castlecadillacmchenry.com/v/3VV8X7B20RM085195.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/3VV8X7B20RM085195.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-volkswagen-taos-1-5t-s-awd-4d-sport-utility-3vv8x7b20rm085195/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK260594A, VIN 3VV8X7B20RM085195. Advertised price: $22,810. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$22,810"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Rain Sensing Wipers", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22810.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VV8X7B20RM085195_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 569, "unit": "per_month", "display": "$569/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22810.0, "price_incl_doc": 22810.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 569.06, "amount_financed": 24235.63, "sales_tax": 1425.63, "total_of_payments": 27315.04, "finance_charge": 3079.41, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260594A, VIN 3VV8X7B20RM085195. $569 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $22,810, before any dealer documentation fee. Amount financed $24,236, including $1,426 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,315. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV8X7B20RM085195_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 474, "unit": "per_month", "display": "$474/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22810.0, "price_incl_doc": 22810.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 474.08, "amount_financed": 24235.63, "sales_tax": 1425.63, "total_of_payments": 28445.07, "finance_charge": 4209.44, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260594A, VIN 3VV8X7B20RM085195. $474 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $22,810, before any dealer documentation fee. Amount financed $24,236, including $1,426 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $28,445. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV8X7B20RM085195_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 413, "unit": "per_month", "display": "$413/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22810.0, "price_incl_doc": 22810.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 413.08, "amount_financed": 24235.63, "sales_tax": 1425.63, "total_of_payments": 29741.55, "finance_charge": 5505.92, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260594A, VIN 3VV8X7B20RM085195. $413 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $22,810, before any dealer documentation fee. Amount financed $24,236, including $1,426 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $29,742. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $587. This offer applies to Stock #M260563, VIN 1GYKNDRS4TZ118102. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $62,819. Advertised price: $62,232. Savings: $587, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$62,819"}, {"label": "Advertised price", "value": "$62,232"}, {"label": "Savings", "value": "$587, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $587", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Cooled Seats", "Heated Seats", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Remote Start", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 62232.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYKNDRS4TZ118102_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1263, "unit": "per_month", "display": "$1,263/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62232.0, "price_incl_doc": 62232.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1262.69, "amount_financed": 66121.5, "sales_tax": 3889.5, "total_of_payments": 75761.54, "finance_charge": 9640.04, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260563, VIN 1GYKNDRS4TZ118102. $1,263 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $62,232, before any dealer documentation fee. Amount financed $66,122, including $3,890 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $75,762. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDRS4TZ118102_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1096, "unit": "per_month", "display": "$1,096/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62232.0, "price_incl_doc": 62232.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1095.51, "amount_financed": 66121.5, "sales_tax": 3889.5, "total_of_payments": 78876.87, "finance_charge": 12755.37, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260563, VIN 1GYKNDRS4TZ118102. $1,096 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $62,232, before any dealer documentation fee. Amount financed $66,122, including $3,890 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $78,877. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDRS4TZ118102_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 982, "unit": "per_month", "display": "$982/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62232.0, "price_incl_doc": 62232.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 981.55, "amount_financed": 66121.5, "sales_tax": 3889.5, "total_of_payments": 82449.94, "finance_charge": 16328.44, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260563, VIN 1GYKNDRS4TZ118102. $982 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $62,232, before any dealer documentation fee. Amount financed $66,122, including $3,890 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $82,450. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDRS4TZ118102_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 870, "unit": "per_month", "display": "$870/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62819.0, "selling_price": 62232.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 870.08, "net_cap_cost": 62927.0, "residual_value": 38947.78, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 870.08, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1030.08}, "total_of_payments": 31320, "total_of_payments_unrounded": 31322.88}, "disclosure": "Estimated lease payment for stock #M260563, VIN 1GYKNDRS4TZ118102. $870 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,030, made up of $870 first payment, $60 title, $100 registration. MSRP $62,819. Lease selling price $62,232. Net capitalized cost $62,927. Residual value $38,948, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,320. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDRS4TZ118102_lease", "type": "lease", "label": "Lease", "headline": {"value": 777, "unit": "per_month", "display": "$777/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62819.0, "selling_price": 62232.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 776.79, "net_cap_cost": 59928.0, "residual_value": 38947.78, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 776.79, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3935.79}, "total_of_payments": 27972, "total_of_payments_unrounded": 27964.44}, "disclosure": "Estimated lease payment for stock #M260563, VIN 1GYKNDRS4TZ118102. $777 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,936, made up of $777 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $62,819. Lease selling price $62,232. Net capitalized cost $59,928. Residual value $38,948, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,972. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 26, "elapsed_ms": 388}}, {"vin": "5XYP3DGC8RG450175", "title": "2024 Kia Telluride X-Line", "year": 2024, "make": "Kia", "model": "Telluride", "trim": "X-Line", "decoded_trim": "EX, EX X-Line", "condition": "used", "price": 38910.0, "msrp": 0.0, "sale_price": 39410.0, "currency": "USD", "mileage": 17532, "exterior_color": "Green", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 7, "engine": "3.8L V6 DOHC", "engine_displacement_l": 3.8, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "MK270088A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 12, "primary_image": "https://vehicle-images.carscommerce.inc/b64a-110013083/5XYP3DGC8RG450175/aa38084aa873f5c68dcb810e11bf5829.webp", "images": ["https://vehicle-images.carscommerce.inc/b64a-110013083/5XYP3DGC8RG450175/aa38084aa873f5c68dcb810e11bf5829.webp", "https://vehicle-images.carscommerce.inc/96a1-110013083/5XYP3DGC8RG450175/4bbfbfc97fc119f4bdb71abb32c12bcd.webp", "https://vehicle-images.carscommerce.inc/1e6f-110013083/5XYP3DGC8RG450175/929d32b47af8387190eeda467e44bec8.webp", "https://vehicle-images.carscommerce.inc/1dec-110013083/5XYP3DGC8RG450175/22a233a766a7e906c74103036b868606.webp", "https://vehicle-images.carscommerce.inc/ef81-110013083/5XYP3DGC8RG450175/2e4417c456c31bd338ff0c7d0d713629.webp", "https://vehicle-images.carscommerce.inc/6429-110013083/5XYP3DGC8RG450175/2c49fb07046d2f1a03a24012fb5c6acf.webp", "https://vehicle-images.carscommerce.inc/a222-110013083/5XYP3DGC8RG450175/2f5afdf6e9b7aa4d9883cb4c34d715ab.webp", "https://vehicle-images.carscommerce.inc/2190-110013083/5XYP3DGC8RG450175/13308151a0e6792f98432ddc5ecebb3c.webp", "https://vehicle-images.carscommerce.inc/48da-110013083/5XYP3DGC8RG450175/a990ac4e1a69c12e890f80a18effd1f2.webp", "https://vehicle-images.carscommerce.inc/eb7e-110013083/5XYP3DGC8RG450175/c8b7d2a46979a434020b3ae996af2f76.webp", "https://vehicle-images.carscommerce.inc/c62e-110013083/5XYP3DGC8RG450175/53e904c878a5412bf9030535ec14da14.webp", "https://vehicle-images.carscommerce.inc/3471-110013083/5XYP3DGC8RG450175/430e386b451bea7cf4003901c3db473e.webp"], "vin_decode": {"make": "Kia", "model": "Telluride", "year": 2024, "trim": "EX, EX X-Line", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.8L 6-Cylinder", "engine_displacement_l": 3.8, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/5XYP3DGC8RG450175.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-kia-telluride-ex-x-line-awd-4d-sport-utility-5xyp3dgc8rg450175/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-kia-telluride-ex-x-line-awd-4d-sport-utility-5xyp3dgc8rg450175/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/5XYP3DGC8RG450175.html", "json_url": "https://ai.castlecadillacmchenry.com/v/5XYP3DGC8RG450175.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/5XYP3DGC8RG450175.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-kia-telluride-ex-x-line-awd-4d-sport-utility-5xyp3dgc8rg450175/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK270088A, VIN 5XYP3DGC8RG450175. Advertised price: $38,910. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$38,910"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38910.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYP3DGC8RG450175_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 971, "unit": "per_month", "display": "$971/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38910.0, "price_incl_doc": 38910.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 970.73, "amount_financed": 41341.88, "sales_tax": 2431.88, "total_of_payments": 46594.83, "finance_charge": 5252.95, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK270088A, VIN 5XYP3DGC8RG450175. $971 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $38,910, before any dealer documentation fee. Amount financed $41,342, including $2,432 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $46,595. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYP3DGC8RG450175_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 809, "unit": "per_month", "display": "$809/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38910.0, "price_incl_doc": 38910.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 808.71, "amount_financed": 41341.88, "sales_tax": 2431.88, "total_of_payments": 48522.46, "finance_charge": 7180.58, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK270088A, VIN 5XYP3DGC8RG450175. $809 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $38,910, before any dealer documentation fee. Amount financed $41,342, including $2,432 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $48,522. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYP3DGC8RG450175_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 705, "unit": "per_month", "display": "$705/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38910.0, "price_incl_doc": 38910.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 704.64, "amount_financed": 41341.88, "sales_tax": 2431.88, "total_of_payments": 50734.04, "finance_charge": 9392.16, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK270088A, VIN 5XYP3DGC8RG450175. $705 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $38,910, before any dealer documentation fee. Amount financed $41,342, including $2,432 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $50,734. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 4}}, {"vin": "19XFL2H85PE015795", "title": "2023 Honda Civic Sport", "year": 2023, "make": "Honda", "model": "Civic", "trim": "Sport", "decoded_trim": "Sport", "condition": "used", "price": 24410.0, "msrp": 0.0, "sale_price": 24410.0, "currency": "USD", "mileage": 44209, "exterior_color": null, "interior_color": null, "drivetrain": "FWD", "body_style": "Compact", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "CVT", "mpg_city": 29, "mpg_hwy": 37, "range_miles": null, "battery_kwh": null, "stock_number": "MKK373A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Honda", "model": "Civic", "year": 2023, "trim": "Sport", "body_style": "Hatchback/Liftback/Notchback", "vehicle_type": "PASSENGER CAR", "engine": "2.0L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-honda-civic-sport-fwd-4d-hatchback-19xfl2h85pe015795/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-honda-civic-sport-fwd-4d-hatchback-19xfl2h85pe015795/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/19XFL2H85PE015795.html", "json_url": "https://ai.castlecadillacmchenry.com/v/19XFL2H85PE015795.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/19XFL2H85PE015795.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-honda-civic-sport-fwd-4d-hatchback-19xfl2h85pe015795/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MKK373A, VIN 19XFL2H85PE015795. Advertised price: $24,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_19XFL2H85PE015795_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 609, "unit": "per_month", "display": "$609/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24410.0, "price_incl_doc": 24410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 608.98, "amount_financed": 25935.63, "sales_tax": 1525.63, "total_of_payments": 29231.05, "finance_charge": 3295.42, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKK373A, VIN 19XFL2H85PE015795. $609 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,410, before any dealer documentation fee. Amount financed $25,936, including $1,526 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,231. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_19XFL2H85PE015795_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 507, "unit": "per_month", "display": "$507/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24410.0, "price_incl_doc": 24410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 507.34, "amount_financed": 25935.63, "sales_tax": 1525.63, "total_of_payments": 30440.33, "finance_charge": 4504.7, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKK373A, VIN 19XFL2H85PE015795. $507 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,410, before any dealer documentation fee. Amount financed $25,936, including $1,526 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,440. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_19XFL2H85PE015795_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 442, "unit": "per_month", "display": "$442/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24410.0, "price_incl_doc": 24410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 442.05, "amount_financed": 25935.63, "sales_tax": 1525.63, "total_of_payments": 31827.76, "finance_charge": 5892.13, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKK373A, VIN 19XFL2H85PE015795. $442 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,410, before any dealer documentation fee. Amount financed $25,936, including $1,526 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,828. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 4}}, {"vin": "JF1GUAFC7S8327676", "title": "2025 Subaru Impreza Sport", "year": 2025, "make": "Subaru", "model": "Impreza", "trim": "Sport", "decoded_trim": "Sport", "condition": "used", "price": 26458.0, "msrp": 0.0, "sale_price": 27121.0, "currency": "USD", "mileage": 4344, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Compact", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.0L DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "CVT Lineartronic", "mpg_city": 27, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "MSL113", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 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"body_style": "Hatchback/Liftback/Notchback", "vehicle_type": "PASSENGER CAR", "engine": "2L 4-Cylinder", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/JF1GUAFC7S8327676.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-impreza-sport-awd-4d-hatchback-jf1guafc7s8327676/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26458.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF1GUAFC7S8327676_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 660, "unit": "per_month", "display": "$660/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26458.0, "price_incl_doc": 26458.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 660.07, "amount_financed": 28111.63, "sales_tax": 1653.63, "total_of_payments": 31683.53, "finance_charge": 3571.9, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL113, VIN JF1GUAFC7S8327676. $660 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $26,458, before any dealer documentation fee. Amount financed $28,112, including $1,654 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $31,684. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF1GUAFC7S8327676_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 550, "unit": "per_month", "display": "$550/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26458.0, "price_incl_doc": 26458.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 549.9, "amount_financed": 28111.63, "sales_tax": 1653.63, "total_of_payments": 32994.28, "finance_charge": 4882.65, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL113, VIN JF1GUAFC7S8327676. $550 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $26,458, before any dealer documentation fee. Amount financed $28,112, including $1,654 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $32,994. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF1GUAFC7S8327676_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 479, "unit": "per_month", "display": "$479/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26458.0, "price_incl_doc": 26458.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 479.14, "amount_financed": 28111.63, "sales_tax": 1653.63, "total_of_payments": 34498.11, "finance_charge": 6386.48, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL113, VIN JF1GUAFC7S8327676. $479 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $26,458, before any dealer documentation fee. Amount financed $28,112, including $1,654 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $34,498. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #STK134576, VIN 3VV2B7AX4RM134576. Advertised price: $23,210. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,210"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23210.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VV2B7AX4RM134576_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 579, "unit": "per_month", "display": "$579/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23210.0, "price_incl_doc": 23210.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 579.04, "amount_financed": 24660.63, "sales_tax": 1450.63, "total_of_payments": 27794.04, "finance_charge": 3133.41, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK134576, VIN 3VV2B7AX4RM134576. $579 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,210, before any dealer documentation fee. Amount financed $24,661, including $1,451 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,794. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV2B7AX4RM134576_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 482, "unit": "per_month", "display": "$482/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23210.0, "price_incl_doc": 23210.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 482.4, "amount_financed": 24660.63, "sales_tax": 1450.63, "total_of_payments": 28943.88, "finance_charge": 4283.25, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK134576, VIN 3VV2B7AX4RM134576. $482 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,210, before any dealer documentation fee. Amount financed $24,661, including $1,451 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $28,944. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV2B7AX4RM134576_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 420, "unit": "per_month", "display": "$420/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23210.0, "price_incl_doc": 23210.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 420.32, "amount_financed": 24660.63, "sales_tax": 1450.63, "total_of_payments": 30263.1, "finance_charge": 5602.47, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK134576, VIN 3VV2B7AX4RM134576. $420 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,210, before any dealer documentation fee. Amount financed $24,661, including $1,451 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $30,263. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 4}}, {"vin": "1G6DU5RK2R0127047", "title": "2024 Cadillac CT5 Sport", "year": 2024, "make": "Cadillac", "model": "CT5", "trim": "Sport", "decoded_trim": "Sport", "condition": "used", "price": 37910.0, "msrp": 0.0, "sale_price": 38410.0, "currency": "USD", "mileage": 48906, "exterior_color": "Summit White", "interior_color": "Jet Black with Jet Black Accents, Inteluxe Seats", "drivetrain": "All Wheel Drive", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L Twin-scroll turbocharged 4-cylinder engine", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "Automatic", "mpg_city": 22, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "MCP7904", "stock_status": "In Stock", "availability": "In Stock", 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"https://ai.castlecadillacmchenry.com/sticker/1G6DU5RK2R0127047.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-cadillac-ct5-sport-all-wheel-drive-sedan-1g6du5rk2r0127047/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-cadillac-ct5-sport-all-wheel-drive-sedan-1g6du5rk2r0127047/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1G6DU5RK2R0127047.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1G6DU5RK2R0127047.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1G6DU5RK2R0127047.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-cadillac-ct5-sport-all-wheel-drive-sedan-1g6du5rk2r0127047/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MCP7904, VIN 1G6DU5RK2R0127047. Advertised price: $37,910. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$37,910"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Cold Weather Package", "Forward Collision Warning", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Super Cruise", "Technology Package", "WiFi Hotspot", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37910.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1G6DU5RK2R0127047_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 946, "unit": "per_month", "display": "$946/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37910.0, "price_incl_doc": 37910.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 945.78, "amount_financed": 40279.38, "sales_tax": 2369.38, "total_of_payments": 45397.33, "finance_charge": 5117.95, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7904, VIN 1G6DU5RK2R0127047. $946 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $37,910, before any dealer documentation fee. Amount financed $40,279, including $2,369 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $45,397. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DU5RK2R0127047_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 788, "unit": "per_month", "display": "$788/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37910.0, "price_incl_doc": 37910.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 787.92, "amount_financed": 40279.38, "sales_tax": 2369.38, "total_of_payments": 47275.42, "finance_charge": 6996.04, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7904, VIN 1G6DU5RK2R0127047. $788 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $37,910, before any dealer documentation fee. Amount financed $40,279, including $2,369 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $47,275. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DU5RK2R0127047_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 687, "unit": "per_month", "display": "$687/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37910.0, "price_incl_doc": 37910.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 686.53, "amount_financed": 40279.38, "sales_tax": 2369.38, "total_of_payments": 49430.16, "finance_charge": 9150.78, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7904, VIN 1G6DU5RK2R0127047. $687 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $37,910, before any dealer documentation fee. Amount financed $40,279, including $2,369 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $49,430. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 2}}, {"vin": "5XYK3CDF3TG425419", "title": "2026 Kia Sportage EX", "year": 2026, "make": "Kia", "model": "Sportage", "trim": "EX", "decoded_trim": "EX", "condition": "used", "price": 31818.0, "msrp": 35185.0, "sale_price": 32409.0, "currency": "USD", "mileage": 5, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "MK260451", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 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"https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sportage-ex-awd-4d-sport-utility-5xyk3cdf3tg425419/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sportage-ex-awd-4d-sport-utility-5xyk3cdf3tg425419/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/5XYK3CDF3TG425419.html", "json_url": "https://ai.castlecadillacmchenry.com/v/5XYK3CDF3TG425419.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/5XYK3CDF3TG425419.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sportage-ex-awd-4d-sport-utility-5xyk3cdf3tg425419/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK260451, VIN 5XYK3CDF3TG425419. Advertised price: $31,818. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,818"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Panoramic Sunroof", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31818.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYK3CDF3TG425419_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 794, "unit": "per_month", "display": "$794/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31818.0, "price_incl_doc": 31818.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 793.79, "amount_financed": 33806.63, "sales_tax": 1988.63, "total_of_payments": 38102.15, "finance_charge": 4295.52, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260451, VIN 5XYK3CDF3TG425419. $794 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $31,818, before any dealer documentation fee. Amount financed $33,807, including $1,989 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $38,102. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYK3CDF3TG425419_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 661, "unit": "per_month", "display": "$661/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31818.0, "price_incl_doc": 31818.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 661.31, "amount_financed": 33806.63, "sales_tax": 1988.63, "total_of_payments": 39678.43, "finance_charge": 5871.8, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260451, VIN 5XYK3CDF3TG425419. $661 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $31,818, before any dealer documentation fee. Amount financed $33,807, including $1,989 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $39,678. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYK3CDF3TG425419_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 576, "unit": "per_month", "display": "$576/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31818.0, "price_incl_doc": 31818.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 576.21, "amount_financed": 33806.63, "sales_tax": 1988.63, "total_of_payments": 41486.91, "finance_charge": 7680.28, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260451, VIN 5XYK3CDF3TG425419. $576 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $31,818, before any dealer documentation fee. Amount financed $33,807, including $1,989 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $41,487. Offer expires 2026-07-31. Estimated for ZIP 60050. 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Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2T3J1RFV6MW149460_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 721, "unit": "per_month", "display": "$721/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2T3J1RFV6MW149460_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 601, "unit": "per_month", "display": "$601/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28910.0, "price_incl_doc": 28910.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 523.54, "amount_financed": 30716.88, "sales_tax": 1806.88, "total_of_payments": 37695.23, "finance_charge": 6978.35, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKK364A, VIN 2T3J1RFV6MW149460. $524 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,910, before any dealer documentation fee. Amount financed $30,717, including $1,807 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $37,695. Offer expires 2026-07-31. Estimated for ZIP 60050. 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Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3GNKBHR46RS128439_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 709, "unit": "per_month", "display": "$709/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28410.0, "price_incl_doc": 28410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 708.77, "amount_financed": 30185.63, "sales_tax": 1775.63, "total_of_payments": 34021.06, "finance_charge": 3835.43, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7870, VIN 3GNKBHR46RS128439. $709 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,410, before any dealer documentation fee. Amount financed $30,186, including $1,776 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $34,021. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GNKBHR46RS128439_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 590, "unit": "per_month", "display": "$590/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28410.0, "price_incl_doc": 28410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 590.48, "amount_financed": 30185.63, "sales_tax": 1775.63, "total_of_payments": 35428.51, "finance_charge": 5242.88, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7870, VIN 3GNKBHR46RS128439. $590 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,410, before any dealer documentation fee. Amount financed $30,186, including $1,776 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $35,429. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GNKBHR46RS128439_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 514, "unit": "per_month", "display": "$514/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28410.0, "price_incl_doc": 28410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 514.49, "amount_financed": 30185.63, "sales_tax": 1775.63, "total_of_payments": 37043.28, "finance_charge": 6857.65, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7870, VIN 3GNKBHR46RS128439. $514 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,410, before any dealer documentation fee. Amount financed $30,186, including $1,776 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $37,043. Offer expires 2026-07-31. Estimated for ZIP 60050. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Remote Start", "Side-Impact Air Bags", "Super Cruise", "Tow Package"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 81795.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81795.0, "price_incl_doc": 81795.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1659.63, "amount_financed": 86907.19, "sales_tax": 5112.19, "total_of_payments": 99577.63, "finance_charge": 12670.44, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M270008, VIN 1GYC3NML3VZ701554. $1,660 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $81,795, before any dealer documentation fee. Amount financed $86,907, including $5,112 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $99,578. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYC3NML3VZ701554_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1440, "unit": "per_month", "display": "$1,440/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81795.0, "price_incl_doc": 81795.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1439.89, "amount_financed": 86907.19, "sales_tax": 5112.19, "total_of_payments": 103672.29, "finance_charge": 16765.1, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M270008, VIN 1GYC3NML3VZ701554. $1,440 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $81,795, before any dealer documentation fee. Amount financed $86,907, including $5,112 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $103,672. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYC3NML3VZ701554_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1290, "unit": "per_month", "display": "$1,290/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81795.0, "price_incl_doc": 81795.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1290.1, "amount_financed": 86907.19, "sales_tax": 5112.19, "total_of_payments": 108368.58, "finance_charge": 21461.39, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M270008, VIN 1GYC3NML3VZ701554. $1,290 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $81,795, before any dealer documentation fee. Amount financed $86,907, including $5,112 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $108,369. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYC3NML3VZ701554_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1150, "unit": "per_month", "display": "$1,150/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 81795.0, "selling_price": 81795.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 1150.16, "net_cap_cost": 82490.0, "residual_value": 50712.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1150.16, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1310.16}, "total_of_payments": 41400, "total_of_payments_unrounded": 41405.76}, "disclosure": "Estimated lease payment for stock #M270008, VIN 1GYC3NML3VZ701554. $1,150 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,310, made up of $1,150 first payment, $60 title, $100 registration. MSRP $81,795. Lease selling price $81,795. Net capitalized cost $82,490. Residual value $50,713, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $41,400. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYC3NML3VZ701554_lease", "type": "lease", "label": "Lease", "headline": {"value": 1057, "unit": "per_month", "display": "$1,057/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 81795.0, "selling_price": 81795.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 1056.87, "net_cap_cost": 79491.0, "residual_value": 50712.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1056.87, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4215.87}, "total_of_payments": 38052, "total_of_payments_unrounded": 38047.32}, "disclosure": "Estimated lease payment for stock #M270008, VIN 1GYC3NML3VZ701554. $1,057 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,216, made up of $1,057 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $81,795. Lease selling price $81,795. Net capitalized cost $79,491. Residual value $50,713, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $38,052. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 28, "elapsed_ms": 460}}, {"vin": "1GYKPURL8TZ311601", "title": "2026 Cadillac LYRIQ Sport", "year": 2026, "make": "Cadillac", "model": "LYRIQ", "trim": "Sport", "decoded_trim": "Sport", "condition": "new", "price": 66149.0, "msrp": null, "sale_price": 66149.0, "currency": "USD", "mileage": 5, "exterior_color": "Stellar Black Metallic", "interior_color": "Noir with Santorini Blue accents, Inteluxe Seats with Perforated inserts", "drivetrain": "All Wheel Drive", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Electric Fuel System", "doors": 4, "seating_capacity": null, "engine": "Engine, none", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "N/A", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "M260524", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 55, "primary_image": "https://vehicle-images.carscommerce.inc/e7d6-110013083/1GYKPURL8TZ311601/fefd5dcda58f9c5e3d67b0471ff81ca0.webp", "images": ["https://vehicle-images.carscommerce.inc/e7d6-110013083/1GYKPURL8TZ311601/fefd5dcda58f9c5e3d67b0471ff81ca0.webp", "https://vehicle-images.carscommerce.inc/9232-110013083/1GYKPURL8TZ311601/d2929fbfa15533c0c1f79960d1e9b853.webp", "https://vehicle-images.carscommerce.inc/8e3b-110013083/1GYKPURL8TZ311601/24122bdc33715c3ea34432135a2d65c3.webp", 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McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-lyriq-sport-all-wheel-drive-suv-1gykpurl8tz311601/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GYKPURL8TZ311601.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GYKPURL8TZ311601.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GYKPURL8TZ311601.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-lyriq-sport-all-wheel-drive-suv-1gykpurl8tz311601/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M260524, VIN 1GYKPURL8TZ311601. Advertised price: $66,149. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$66,149"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Keyless Entry", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Remote Start", "Side-Impact Air Bags", "Super Cruise", "Tow Package", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 66149.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYKPURL8TZ311601_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1342, "unit": "per_month", "display": "$1,342/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66149.0, "price_incl_doc": 66149.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1342.17, "amount_financed": 70283.31, "sales_tax": 4134.31, "total_of_payments": 80530.11, "finance_charge": 10246.8, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260524, VIN 1GYKPURL8TZ311601. $1,342 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $66,149, before any dealer documentation fee. Amount financed $70,283, including $4,134 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $80,530. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKPURL8TZ311601_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1164, "unit": "per_month", "display": "$1,164/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66149.0, "price_incl_doc": 66149.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1164.47, "amount_financed": 70283.31, "sales_tax": 4134.31, "total_of_payments": 83841.53, "finance_charge": 13558.22, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260524, VIN 1GYKPURL8TZ311601. $1,164 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $66,149, before any dealer documentation fee. Amount financed $70,283, including $4,134 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $83,842. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKPURL8TZ311601_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1043, "unit": "per_month", "display": "$1,043/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66149.0, "price_incl_doc": 66149.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1043.33, "amount_financed": 70283.31, "sales_tax": 4134.31, "total_of_payments": 87639.49, "finance_charge": 17356.18, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260524, VIN 1GYKPURL8TZ311601. $1,043 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $66,149, before any dealer documentation fee. Amount financed $70,283, including $4,134 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $87,639. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKPURL8TZ311601_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 934, "unit": "per_month", "display": "$934/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 66149.0, "selling_price": 66149.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 934.29, "net_cap_cost": 66844.0, "residual_value": 41012.38, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 934.29, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1094.29}, "total_of_payments": 33624, "total_of_payments_unrounded": 33634.44}, "disclosure": "Estimated lease payment for stock #M260524, VIN 1GYKPURL8TZ311601. $934 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,094, made up of $934 first payment, $60 title, $100 registration. MSRP $66,149. Lease selling price $66,149. Net capitalized cost $66,844. Residual value $41,012, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $33,624. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKPURL8TZ311601_lease", "type": "lease", "label": "Lease", "headline": {"value": 841, "unit": "per_month", "display": "$841/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 66149.0, "selling_price": 66149.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 841.0, "net_cap_cost": 63845.0, "residual_value": 41012.38, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 841, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4000}, "total_of_payments": 30276, "total_of_payments_unrounded": 30276.0}, "disclosure": "Estimated lease payment for stock #M260524, VIN 1GYKPURL8TZ311601. $841 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,000, made up of $841 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $66,149. Lease selling price $66,149. Net capitalized cost $63,845. Residual value $41,012, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,276. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 27, "elapsed_ms": 453}}, {"vin": "3C6LRVDG3PE605677", "title": "2023 Ram ProMaster Cargo Van NA", "year": 2023, "make": "Ram", "model": "ProMaster Cargo Van", "trim": "NA", "decoded_trim": "High Roof", "condition": "used", "price": 28410.0, "msrp": 0.0, "sale_price": 29910.0, "currency": "USD", "mileage": 54259, "exterior_color": "White", "interior_color": null, "drivetrain": "NA", "body_style": "Vans", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 3, "seating_capacity": 1, "engine": "3.6 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"price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/3C6LRVDG3PE605677.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-ram-promaster-cargo-van-na-na-cargo-van-3c6lrvdg3pe605677/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-ram-promaster-cargo-van-na-na-cargo-van-3c6lrvdg3pe605677/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/3C6LRVDG3PE605677.html", "json_url": "https://ai.castlecadillacmchenry.com/v/3C6LRVDG3PE605677.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/3C6LRVDG3PE605677.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-ram-promaster-cargo-van-na-na-cargo-van-3c6lrvdg3pe605677/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MCP7877, VIN 3C6LRVDG3PE605677. Advertised price: $28,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Backup Camera", "Bluetooth", "Forward Collision Warning", "Keyless Entry", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6LRVDG3PE605677_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 709, "unit": "per_month", "display": "$709/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28410.0, "price_incl_doc": 28410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 708.77, "amount_financed": 30185.63, "sales_tax": 1775.63, "total_of_payments": 34021.06, "finance_charge": 3835.43, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7877, VIN 3C6LRVDG3PE605677. $709 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,410, before any dealer documentation fee. Amount financed $30,186, including $1,776 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $34,021. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVDG3PE605677_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 590, "unit": "per_month", "display": "$590/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28410.0, "price_incl_doc": 28410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 590.48, "amount_financed": 30185.63, "sales_tax": 1775.63, "total_of_payments": 35428.51, "finance_charge": 5242.88, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7877, VIN 3C6LRVDG3PE605677. $590 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,410, before any dealer documentation fee. Amount financed $30,186, including $1,776 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $35,429. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVDG3PE605677_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 514, "unit": "per_month", "display": "$514/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28410.0, "price_incl_doc": 28410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 514.49, "amount_financed": 30185.63, "sales_tax": 1775.63, "total_of_payments": 37043.28, "finance_charge": 6857.65, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7877, VIN 3C6LRVDG3PE605677. $514 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,410, before any dealer documentation fee. Amount financed $30,186, including $1,776 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $37,043. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "1C4RJYB66N8760494", "title": "2022 Jeep Grand Cherokee 4xe 4x4", "year": 2022, "make": "Jeep", "model": "Grand Cherokee 4xe", "trim": "4x4", "decoded_trim": "Limited 4XE", "condition": "used", "price": 26410.0, "msrp": 0.0, "sale_price": 26810.0, "currency": "USD", "mileage": 39167, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "NA", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Premium unleaded", "doors": 4, "seating_capacity": 5, "engine": "2L I-4 gasoline direct injection, DOHC, intercooled turbo, premium unleaded, engine with 270HP", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "MCP7885", "stock_status": "In Stock", 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0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1C4RJYB66N8760494.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-jeep-grand-cherokee-4xe-limited-4x4-na-sport-utility-1c4rjyb66n8760494/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-jeep-grand-cherokee-4xe-limited-4x4-na-sport-utility-1c4rjyb66n8760494/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1C4RJYB66N8760494.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1C4RJYB66N8760494.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1C4RJYB66N8760494.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-jeep-grand-cherokee-4xe-limited-4x4-na-sport-utility-1c4rjyb66n8760494/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MCP7885, VIN 1C4RJYB66N8760494. Advertised price: $26,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$26,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJYB66N8760494_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 659, "unit": "per_month", "display": "$659/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26410.0, "price_incl_doc": 26410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 658.88, "amount_financed": 28060.63, "sales_tax": 1650.63, "total_of_payments": 31626.05, "finance_charge": 3565.42, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7885, VIN 1C4RJYB66N8760494. $659 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $26,410, before any dealer documentation fee. Amount financed $28,061, including $1,651 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $31,626. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJYB66N8760494_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 549, "unit": "per_month", "display": "$549/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26410.0, "price_incl_doc": 26410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 548.91, "amount_financed": 28060.63, "sales_tax": 1650.63, "total_of_payments": 32934.42, "finance_charge": 4873.79, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7885, VIN 1C4RJYB66N8760494. $549 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $26,410, before any dealer documentation fee. Amount financed $28,061, including $1,651 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $32,934. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJYB66N8760494_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 478, "unit": "per_month", "display": "$478/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26410.0, "price_incl_doc": 26410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 478.27, "amount_financed": 28060.63, "sales_tax": 1650.63, "total_of_payments": 34435.52, "finance_charge": 6374.89, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7885, VIN 1C4RJYB66N8760494. $478 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $26,410, before any dealer documentation fee. Amount financed $28,061, including $1,651 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $34,436. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "3MVDMBDM7PM569092", "title": "2023 Mazda CX-30 Premium", "year": 2023, "make": "Mazda", "model": "CX-30", "trim": "Premium", "decoded_trim": "Premium Package", "condition": "used", "price": 24410.0, "msrp": 0.0, "sale_price": 25410.0, "currency": "USD", "mileage": 21459, "exterior_color": "White", "interior_color": "Black", "drivetrain": "NA", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Regular unleaded", "doors": 4, "seating_capacity": 5, "engine": "SKYACTIV-G 2.5L I-4 gasoline direct injection, DOHC, variable valve control, regular unleaded, engine with cylinder deactivation and 191HP", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "MC260709A", 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sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-mazda-cx-30-2-5-s-premium-na-sport-utility-3mvdmbdm7pm569092/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/3MVDMBDM7PM569092.html", "json_url": "https://ai.castlecadillacmchenry.com/v/3MVDMBDM7PM569092.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/3MVDMBDM7PM569092.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-mazda-cx-30-2-5-s-premium-na-sport-utility-3mvdmbdm7pm569092/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MC260709A, VIN 3MVDMBDM7PM569092. Advertised price: $24,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Power Liftgate", "Power Seats", "Push Start", "Rain Sensing Wipers", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3MVDMBDM7PM569092_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 609, "unit": "per_month", "display": "$609/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24410.0, "price_incl_doc": 24410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 608.98, "amount_financed": 25935.63, "sales_tax": 1525.63, "total_of_payments": 29231.05, "finance_charge": 3295.42, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MC260709A, VIN 3MVDMBDM7PM569092. $609 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,410, before any dealer documentation fee. Amount financed $25,936, including $1,526 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,231. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3MVDMBDM7PM569092_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 507, "unit": "per_month", "display": "$507/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24410.0, "price_incl_doc": 24410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 507.34, "amount_financed": 25935.63, "sales_tax": 1525.63, "total_of_payments": 30440.33, "finance_charge": 4504.7, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MC260709A, VIN 3MVDMBDM7PM569092. $507 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,410, before any dealer documentation fee. Amount financed $25,936, including $1,526 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,440. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3MVDMBDM7PM569092_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 442, "unit": "per_month", "display": "$442/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24410.0, "price_incl_doc": 24410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 442.05, "amount_financed": 25935.63, "sales_tax": 1525.63, "total_of_payments": 31827.76, "finance_charge": 5892.13, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MC260709A, VIN 3MVDMBDM7PM569092. $442 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,410, before any dealer documentation fee. Amount financed $25,936, including $1,526 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,828. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "4S4GUHF61S3738481", "title": "2025 Subaru Crosstrek Sport", "year": 2025, "make": "Subaru", "model": "Crosstrek", "trim": "Sport", "decoded_trim": "Sport", "condition": "used", "price": 28516.0, "msrp": 0.0, "sale_price": 29555.0, "currency": "USD", "mileage": 5023, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 27, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MSL065", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-crosstrek-sport-awd-4d-sport-utility-4s4guhf61s3738481/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4GUHF61S3738481.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4GUHF61S3738481.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4GUHF61S3738481.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-crosstrek-sport-awd-4d-sport-utility-4s4guhf61s3738481/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL065, VIN 4S4GUHF61S3738481. Advertised price: $28,516. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,516"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28516.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHF61S3738481_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 711, "unit": "per_month", "display": "$711/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28516.0, "price_incl_doc": 28516.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 711.42, "amount_financed": 30298.25, "sales_tax": 1782.25, "total_of_payments": 34147.99, "finance_charge": 3849.74, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL065, VIN 4S4GUHF61S3738481. $711 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,516, before any dealer documentation fee. Amount financed $30,298, including $1,782 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $34,148. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHF61S3738481_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 593, "unit": "per_month", "display": "$593/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28516.0, "price_incl_doc": 28516.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 592.68, "amount_financed": 30298.25, "sales_tax": 1782.25, "total_of_payments": 35560.69, "finance_charge": 5262.44, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL065, VIN 4S4GUHF61S3738481. $593 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,516, before any dealer documentation fee. Amount financed $30,298, including $1,782 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $35,561. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHF61S3738481_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 516, "unit": "per_month", "display": "$516/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28516.0, "price_incl_doc": 28516.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 516.41, "amount_financed": 30298.25, "sales_tax": 1782.25, "total_of_payments": 37181.49, "finance_charge": 6883.24, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL065, VIN 4S4GUHF61S3738481. $516 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,516, before any dealer documentation fee. Amount financed $30,298, including $1,782 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $37,181. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Panoramic Sunroof", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30251.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYK3CDF2TG368792_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 755, "unit": "per_month", "display": "$755/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30251.0, "price_incl_doc": 30251.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 754.7, "amount_financed": 32141.69, "sales_tax": 1890.69, "total_of_payments": 36225.66, "finance_charge": 4083.97, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260113, VIN 5XYK3CDF2TG368792. $755 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,251, before any dealer documentation fee. Amount financed $32,142, including $1,891 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,226. Offer expires 2026-07-31. Estimated for ZIP 60050. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30251.0, "price_incl_doc": 30251.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 628.74, "amount_financed": 32141.69, "sales_tax": 1890.69, "total_of_payments": 37724.31, "finance_charge": 5582.62, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260113, VIN 5XYK3CDF2TG368792. $629 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,251, before any dealer documentation fee. Amount financed $32,142, including $1,891 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,724. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYK3CDF2TG368792_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 548, "unit": "per_month", "display": "$548/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30251.0, "price_incl_doc": 30251.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 547.83, "amount_financed": 32141.69, "sales_tax": 1890.69, "total_of_payments": 39443.73, "finance_charge": 7302.04, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260113, VIN 5XYK3CDF2TG368792. $548 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,251, before any dealer documentation fee. Amount financed $32,142, including $1,891 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,444. Offer expires 2026-07-31. Estimated for ZIP 60050. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 20410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYK43AF7PG029839_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 509, "unit": "per_month", "display": "$509/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20410.0, "price_incl_doc": 20410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 509.19, "amount_financed": 21685.63, "sales_tax": 1275.63, "total_of_payments": 24441.04, "finance_charge": 2755.41, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260527A, VIN 5XYK43AF7PG029839. $509 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $20,410, before any dealer documentation fee. Amount financed $21,686, including $1,276 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $24,441. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYK43AF7PG029839_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 424, "unit": "per_month", "display": "$424/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20410.0, "price_incl_doc": 20410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 424.2, "amount_financed": 21685.63, "sales_tax": 1275.63, "total_of_payments": 25452.16, "finance_charge": 3766.53, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260527A, VIN 5XYK43AF7PG029839. $424 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $20,410, before any dealer documentation fee. Amount financed $21,686, including $1,276 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $25,452. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYK43AF7PG029839_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 370, "unit": "per_month", "display": "$370/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20410.0, "price_incl_doc": 20410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 369.61, "amount_financed": 21685.63, "sales_tax": 1275.63, "total_of_payments": 26612.23, "finance_charge": 4926.6, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260527A, VIN 5XYK43AF7PG029839. $370 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $20,410, before any dealer documentation fee. Amount financed $21,686, including $1,276 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $26,612. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "KNDRH4JG0S5322792", "title": "2025 Kia Sorento Hybrid EX", "year": 2025, "make": "Kia", "model": "Sorento Hybrid", "trim": "EX", "decoded_trim": "EX (FWD),  EX (AWD)", "condition": "used", "price": 32210.0, "msrp": 0.0, "sale_price": 32712.0, "currency": "USD", "mileage": 23624, "exterior_color": "Green", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 6, "engine": "1.6L Turbo GDI 4-Cylinder", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic", "mpg_city": 36, "mpg_hwy": 36, "range_miles": null, "battery_kwh": null, "stock_number": "MKP2502", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-kia-sorento-hybrid-ex-fwd-4d-sport-utility-kndrh4jg0s5322792/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/KNDRH4JG0S5322792.html", "json_url": "https://ai.castlecadillacmchenry.com/v/KNDRH4JG0S5322792.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/KNDRH4JG0S5322792.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-kia-sorento-hybrid-ex-fwd-4d-sport-utility-kndrh4jg0s5322792/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MKP2502, VIN KNDRH4JG0S5322792. Advertised price: $32,210. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$32,210"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Fog Lights", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Panoramic Sunroof", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32210.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KNDRH4JG0S5322792_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 804, "unit": "per_month", "display": "$804/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32210.0, "price_incl_doc": 32210.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 803.57, "amount_financed": 34223.13, "sales_tax": 2013.13, "total_of_payments": 38571.57, "finance_charge": 4348.44, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2502, VIN KNDRH4JG0S5322792. $804 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $32,210, before any dealer documentation fee. Amount financed $34,223, including $2,013 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $38,572. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDRH4JG0S5322792_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 669, "unit": "per_month", "display": "$669/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32210.0, "price_incl_doc": 32210.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 669.45, "amount_financed": 34223.13, "sales_tax": 2013.13, "total_of_payments": 40167.27, "finance_charge": 5944.14, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2502, VIN KNDRH4JG0S5322792. $669 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $32,210, before any dealer documentation fee. Amount financed $34,223, including $2,013 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $40,167. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDRH4JG0S5322792_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 583, "unit": "per_month", "display": "$583/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32210.0, "price_incl_doc": 32210.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 583.31, "amount_financed": 34223.13, "sales_tax": 2013.13, "total_of_payments": 41998.04, "finance_charge": 7774.91, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2502, VIN KNDRH4JG0S5322792. $583 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $32,210, before any dealer documentation fee. Amount financed $34,223, including $2,013 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $41,998. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "3GCUDHE8XRG134395", "title": "2024 Chevrolet Silverado 1500 ZR2", "year": 2024, "make": "Chevrolet", "model": "Silverado 1500", "trim": "ZR2", "decoded_trim": "ZR2", "condition": "used", "price": 50910.0, "msrp": 0.0, "sale_price": 51910.0, "currency": "USD", "mileage": 56321, "exterior_color": "Black", "interior_color": "Jet Black/Graystone, Perforated leather seating surfaces", "drivetrain": "Four Wheel Drive", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Diesel Fuel", "doors": 4, "seating_capacity": 5, "engine": "3.0L Duramax<sup>®</sup> Turbo Diesel engine", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "Automatic", "mpg_city": 20, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "M260421A", "stock_status": "In Stock", 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"https://vehicle-images.carscommerce.inc/1e5f-110013083/3GCUDHE8XRG134395/e804b09bde3a128bc3b0d1cc1a711843.webp"], "vin_decode": {"make": "Chevrolet", "model": "Silverado", "year": 2024, "trim": "ZR2", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "3.0L 6-Cylinder In-Line", "engine_displacement_l": 3.0, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Diesel", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/3GCUDHE8XRG134395.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-chevrolet-silverado-1500-zr2-four-wheel-drive-crew-cab-3gcudhe8xrg134395/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-chevrolet-silverado-1500-zr2-four-wheel-drive-crew-cab-3gcudhe8xrg134395/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/3GCUDHE8XRG134395.html", "json_url": "https://ai.castlecadillacmchenry.com/v/3GCUDHE8XRG134395.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/3GCUDHE8XRG134395.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-chevrolet-silverado-1500-zr2-four-wheel-drive-crew-cab-3gcudhe8xrg134395/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M260421A, VIN 3GCUDHE8XRG134395. Advertised price: $50,910. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$50,910"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Forward Collision Warning", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Push Start", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Technology Package", "Tow Package", "WiFi Hotspot", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50910.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3GCUDHE8XRG134395_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1270, "unit": "per_month", "display": "$1,270/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50910.0, "price_incl_doc": 50910.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1270.1, "amount_financed": 54091.88, "sales_tax": 3181.88, "total_of_payments": 60964.87, "finance_charge": 6872.99, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260421A, VIN 3GCUDHE8XRG134395. $1,270 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $50,910, before any dealer documentation fee. Amount financed $54,092, including $3,182 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $60,965. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GCUDHE8XRG134395_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1058, "unit": "per_month", "display": "$1,058/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50910.0, "price_incl_doc": 50910.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1058.12, "amount_financed": 54091.88, "sales_tax": 3181.88, "total_of_payments": 63486.98, "finance_charge": 9395.1, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260421A, VIN 3GCUDHE8XRG134395. $1,058 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $50,910, before any dealer documentation fee. Amount financed $54,092, including $3,182 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $63,487. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GCUDHE8XRG134395_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 922, "unit": "per_month", "display": "$922/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50910.0, "price_incl_doc": 50910.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 921.95, "amount_financed": 54091.88, "sales_tax": 3181.88, "total_of_payments": 66380.62, "finance_charge": 12288.74, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260421A, VIN 3GCUDHE8XRG134395. $922 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $50,910, before any dealer documentation fee. Amount financed $54,092, including $3,182 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $66,381. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "KNAG64J72T5458918", "title": "2026 Kia K5 GT-Line", "year": 2026, "make": "Kia", "model": "K5", "trim": "GT-Line", "decoded_trim": "GT-Line", "condition": "used", "price": 28459.0, "msrp": 31515.0, "sale_price": 28637.0, "currency": "USD", "mileage": 12, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic", "mpg_city": 24, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MK260272", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, 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makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-k5-gt-line-awd-4d-sedan-knag64j72t5458918/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/KNAG64J72T5458918.html", "json_url": "https://ai.castlecadillacmchenry.com/v/KNAG64J72T5458918.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/KNAG64J72T5458918.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-k5-gt-line-awd-4d-sedan-knag64j72t5458918/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK260272, VIN KNAG64J72T5458918. Advertised price: $28,459. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,459"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Fog Lights", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28459.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KNAG64J72T5458918_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 710, "unit": "per_month", "display": "$710/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28459.0, "price_incl_doc": 28459.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 709.99, "amount_financed": 30237.69, "sales_tax": 1778.69, "total_of_payments": 34079.73, "finance_charge": 3842.04, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260272, VIN KNAG64J72T5458918. $710 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,459, before any dealer documentation fee. Amount financed $30,238, including $1,779 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $34,080. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNAG64J72T5458918_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 591, "unit": "per_month", "display": "$591/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28459.0, "price_incl_doc": 28459.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 591.49, "amount_financed": 30237.69, "sales_tax": 1778.69, "total_of_payments": 35489.61, "finance_charge": 5251.92, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260272, VIN KNAG64J72T5458918. $591 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,459, before any dealer documentation fee. Amount financed $30,238, including $1,779 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $35,490. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNAG64J72T5458918_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 515, "unit": "per_month", "display": "$515/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28459.0, "price_incl_doc": 28459.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 515.38, "amount_financed": 30237.69, "sales_tax": 1778.69, "total_of_payments": 37107.17, "finance_charge": 6869.48, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260272, VIN KNAG64J72T5458918. $515 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,459, before any dealer documentation fee. Amount financed $30,238, including $1,779 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $37,107. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://ai.castlecadillacmchenry.com/vehicle/1C4RJYB67N8748595.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1C4RJYB67N8748595.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1C4RJYB67N8748595.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-jeep-grand-cherokee-4xe-4wd-4d-sport-utility-1c4rjyb67n8748595/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MKP2506, VIN 1C4RJYB67N8748595. Advertised price: $26,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$26,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Panoramic Sunroof", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJYB67N8748595_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 659, "unit": "per_month", "display": "$659/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26410.0, "price_incl_doc": 26410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 658.88, "amount_financed": 28060.63, "sales_tax": 1650.63, "total_of_payments": 31626.05, "finance_charge": 3565.42, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2506, VIN 1C4RJYB67N8748595. $659 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $26,410, before any dealer documentation fee. Amount financed $28,061, including $1,651 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $31,626. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJYB67N8748595_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 549, "unit": "per_month", "display": "$549/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26410.0, "price_incl_doc": 26410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 548.91, "amount_financed": 28060.63, "sales_tax": 1650.63, "total_of_payments": 32934.42, "finance_charge": 4873.79, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2506, VIN 1C4RJYB67N8748595. $549 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $26,410, before any dealer documentation fee. Amount financed $28,061, including $1,651 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $32,934. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJYB67N8748595_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 478, "unit": "per_month", "display": "$478/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26410.0, "price_incl_doc": 26410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 478.27, "amount_financed": 28060.63, "sales_tax": 1650.63, "total_of_payments": 34435.52, "finance_charge": 6374.89, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2506, VIN 1C4RJYB67N8748595. $478 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $26,410, before any dealer documentation fee. Amount financed $28,061, including $1,651 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $34,436. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1FM5K8GC1PGB31921_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1022, "unit": "per_month", "display": "$1,022/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Fog Lights", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23984.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYK7CAF9PG108310_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 598, "unit": "per_month", "display": "$598/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23984.0, "price_incl_doc": 23984.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 598.35, "amount_financed": 25483.0, "sales_tax": 1499.0, "total_of_payments": 28720.9, "finance_charge": 3237.9, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260242A, VIN 5XYK7CAF9PG108310. $598 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,984, before any dealer documentation fee. Amount financed $25,483, including $1,499 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,721. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYK7CAF9PG108310_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 498, "unit": "per_month", "display": "$498/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23984.0, "price_incl_doc": 23984.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 498.48, "amount_financed": 25483.0, "sales_tax": 1499.0, "total_of_payments": 29909.09, "finance_charge": 4426.09, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260242A, VIN 5XYK7CAF9PG108310. $498 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,984, before any dealer documentation fee. Amount financed $25,483, including $1,499 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,909. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYK7CAF9PG108310_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 434, "unit": "per_month", "display": "$434/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23984.0, "price_incl_doc": 23984.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 434.34, "amount_financed": 25483.0, "sales_tax": 1499.0, "total_of_payments": 31272.3, "finance_charge": 5789.3, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260242A, VIN 5XYK7CAF9PG108310. $434 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,984, before any dealer documentation fee. Amount financed $25,483, including $1,499 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,272. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "4S4WMAFDXM3404549", "title": "2021 Subaru Ascent Premium", "year": 2021, "make": "Subaru", "model": "Ascent", "trim": "Premium", "decoded_trim": "Premium 7+ES+KA", "condition": "used", "price": 20910.0, "msrp": 0.0, "sale_price": 21410.0, "currency": "USD", "mileage": 81187, "exterior_color": "White", "interior_color": "Warm Ivory", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 7, "engine": "2.4L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.4, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 21, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "MS260369A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"https://vehicle-images.carscommerce.inc/23f8-110013083/4S4WMAFDXM3404549/0650ea31d488222433079c78c74eed8c.webp", "https://vehicle-images.carscommerce.inc/bf18-110013083/4S4WMAFDXM3404549/316567c59259f2be48c1b338794104b4.webp"], "vin_decode": {"make": "Subaru", "model": "Ascent", "year": 2021, "trim": "Premium 7+ES+KA", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.4L 4-Cylinder", "engine_displacement_l": 2.4, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/4S4WMAFDXM3404549.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2021-subaru-ascent-premium-awd-4d-sport-utility-4s4wmafdxm3404549/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2021-subaru-ascent-premium-awd-4d-sport-utility-4s4wmafdxm3404549/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4WMAFDXM3404549.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4WMAFDXM3404549.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4WMAFDXM3404549.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2021-subaru-ascent-premium-awd-4d-sport-utility-4s4wmafdxm3404549/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260369A, VIN 4S4WMAFDXM3404549. Advertised price: $20,910. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$20,910"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 20910.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4WMAFDXM3404549_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 522, "unit": "per_month", "display": "$522/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20910.0, "price_incl_doc": 20910.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 521.66, "amount_financed": 22216.88, "sales_tax": 1306.88, "total_of_payments": 25039.79, "finance_charge": 2822.91, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260369A, VIN 4S4WMAFDXM3404549. $522 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $20,910, before any dealer documentation fee. Amount financed $22,217, including $1,307 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $25,040. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4WMAFDXM3404549_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 435, "unit": "per_month", "display": "$435/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20910.0, "price_incl_doc": 20910.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 434.59, "amount_financed": 22216.88, "sales_tax": 1306.88, "total_of_payments": 26075.68, "finance_charge": 3858.8, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260369A, VIN 4S4WMAFDXM3404549. $435 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $20,910, before any dealer documentation fee. Amount financed $22,217, including $1,307 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $26,076. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4WMAFDXM3404549_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 379, "unit": "per_month", "display": "$379/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20910.0, "price_incl_doc": 20910.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 378.67, "amount_financed": 22216.88, "sales_tax": 1306.88, "total_of_payments": 27264.17, "finance_charge": 5047.29, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260369A, VIN 4S4WMAFDXM3404549. $379 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $20,910, before any dealer documentation fee. Amount financed $22,217, including $1,307 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $27,264. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "5XYK33DF7TG347162", "title": "2026 Kia Sportage EX", "year": 2026, "make": "Kia", "model": "Sportage", "trim": "EX", "decoded_trim": "EX", "condition": "used", "price": 27445.0, "msrp": 32770.0, "sale_price": 27109.0, "currency": "USD", "mileage": 4825, "exterior_color": "White", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic", "mpg_city": 25, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MK260045", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, 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"https://ai.castlecadillacmchenry.com/sticker/5XYK33DF7TG347162.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sportage-ex-fwd-4d-sport-utility-5xyk33df7tg347162/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sportage-ex-fwd-4d-sport-utility-5xyk33df7tg347162/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/5XYK33DF7TG347162.html", "json_url": "https://ai.castlecadillacmchenry.com/v/5XYK33DF7TG347162.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/5XYK33DF7TG347162.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sportage-ex-fwd-4d-sport-utility-5xyk33df7tg347162/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK260045, VIN 5XYK33DF7TG347162. Advertised price: $27,445. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,445"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27445.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYK33DF7TG347162_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 685, "unit": "per_month", "display": "$685/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27445.0, "price_incl_doc": 27445.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 684.7, "amount_financed": 29160.31, "sales_tax": 1715.31, "total_of_payments": 32865.46, "finance_charge": 3705.15, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260045, VIN 5XYK33DF7TG347162. $685 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,445, before any dealer documentation fee. Amount financed $29,160, including $1,715 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $32,865. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYK33DF7TG347162_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 570, "unit": "per_month", "display": "$570/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27445.0, "price_incl_doc": 27445.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 570.42, "amount_financed": 29160.31, "sales_tax": 1715.31, "total_of_payments": 34225.1, "finance_charge": 5064.79, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260045, VIN 5XYK33DF7TG347162. $570 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,445, before any dealer documentation fee. Amount financed $29,160, including $1,715 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $34,225. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYK33DF7TG347162_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 497, "unit": "per_month", "display": "$497/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27445.0, "price_incl_doc": 27445.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 497.01, "amount_financed": 29160.31, "sales_tax": 1715.31, "total_of_payments": 35785.03, "finance_charge": 6624.72, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260045, VIN 5XYK33DF7TG347162. $497 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,445, before any dealer documentation fee. Amount financed $29,160, including $1,715 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,785. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "7FARW2H91NE032151", "title": "2022 Honda CR-V Touring", "year": 2022, "make": "Honda", "model": "CR-V", "trim": "Touring", "decoded_trim": "Touring", "condition": "used", "price": 27010.0, "msrp": 0.0, "sale_price": 28010.0, "currency": "USD", "mileage": 63248, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "1.5L I4 DOHC 16V", "engine_displacement_l": 1.5, "engine_cylinders": 4, "transmission": "CVT", "mpg_city": 27, "mpg_hwy": 32, "range_miles": null, "battery_kwh": null, "stock_number": "MK270037A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, 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"canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/7FARW2H91NE032151.html", "json_url": "https://ai.castlecadillacmchenry.com/v/7FARW2H91NE032151.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/7FARW2H91NE032151.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-honda-cr-v-touring-awd-4d-sport-utility-7farw2h91ne032151/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK270037A, VIN 7FARW2H91NE032151. Advertised price: $27,010. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,010"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27010.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_7FARW2H91NE032151_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 674, "unit": "per_month", "display": "$674/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27010.0, "price_incl_doc": 27010.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 673.84, "amount_financed": 28698.13, "sales_tax": 1688.13, "total_of_payments": 32344.55, "finance_charge": 3646.42, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK270037A, VIN 7FARW2H91NE032151. $674 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,010, before any dealer documentation fee. Amount financed $28,698, including $1,688 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $32,345. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7FARW2H91NE032151_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 561, "unit": "per_month", "display": "$561/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27010.0, "price_incl_doc": 27010.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 561.38, "amount_financed": 28698.13, "sales_tax": 1688.13, "total_of_payments": 33682.65, "finance_charge": 4984.52, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK270037A, VIN 7FARW2H91NE032151. $561 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,010, before any dealer documentation fee. Amount financed $28,698, including $1,688 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,683. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7FARW2H91NE032151_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 489, "unit": "per_month", "display": "$489/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27010.0, "price_incl_doc": 27010.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 489.14, "amount_financed": 28698.13, "sales_tax": 1688.13, "total_of_payments": 35217.85, "finance_charge": 6519.72, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK270037A, VIN 7FARW2H91NE032151. $489 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,010, before any dealer documentation fee. Amount financed $28,698, including $1,688 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,218. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,110"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29110.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF2SKAGC0RH413531_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 726, "unit": "per_month", "display": "$726/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29110.0, "price_incl_doc": 29110.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 726.24, "amount_financed": 30929.38, "sales_tax": 1819.38, "total_of_payments": 34859.31, "finance_charge": 3929.93, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260350A, VIN JF2SKAGC0RH413531. $726 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,110, before any dealer documentation fee. Amount financed $30,929, including $1,819 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $34,859. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2SKAGC0RH413531_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 605, "unit": "per_month", "display": "$605/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29110.0, "price_incl_doc": 29110.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 605.02, "amount_financed": 30929.38, "sales_tax": 1819.38, "total_of_payments": 36301.44, "finance_charge": 5372.06, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260350A, VIN JF2SKAGC0RH413531. $605 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,110, before any dealer documentation fee. Amount financed $30,929, including $1,819 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $36,301. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2SKAGC0RH413531_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 527, "unit": "per_month", "display": "$527/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29110.0, "price_incl_doc": 29110.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 527.17, "amount_financed": 30929.38, "sales_tax": 1819.38, "total_of_payments": 37956.0, "finance_charge": 7026.62, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260350A, VIN JF2SKAGC0RH413531. $527 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $29,110, before any dealer documentation fee. Amount financed $30,929, including $1,819 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $37,956. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "1GNEVJKS5TJ151546", "title": "2026 Chevrolet Traverse Z71", "year": 2026, "make": "Chevrolet", "model": "Traverse", "trim": "Z71", "decoded_trim": "Z71", "condition": "used", "price": 44410.0, "msrp": 0.0, "sale_price": 46410.0, "currency": "USD", "mileage": 6937, "exterior_color": "Radiant Red Tintcoat", "interior_color": "Z71 Jet Black with Torch Red stitching, Evotex seat trim", "drivetrain": "All Wheel Drive", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "2.5L Turbo engine", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Automatic", "mpg_city": 20, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "M260243A", "stock_status": "In Stock", "availability": "In Stock", 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"https://www.castlecadillacmchenry.com/inventory/used-2026-chevrolet-traverse-z71-all-wheel-drive-suv-1gnevjks5tj151546/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M260243A, VIN 1GNEVJKS5TJ151546. Advertised price: $44,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$44,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rear A/C", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 44410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GNEVJKS5TJ151546_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1108, "unit": "per_month", "display": "$1,108/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44410.0, "price_incl_doc": 44410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1107.94, "amount_financed": 47185.63, "sales_tax": 2775.63, "total_of_payments": 53181.1, "finance_charge": 5995.47, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260243A, VIN 1GNEVJKS5TJ151546. $1,108 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $44,410, before any dealer documentation fee. Amount financed $47,186, including $2,776 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $53,181. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GNEVJKS5TJ151546_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 923, "unit": "per_month", "display": "$923/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44410.0, "price_incl_doc": 44410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 923.02, "amount_financed": 47185.63, "sales_tax": 2775.63, "total_of_payments": 55381.2, "finance_charge": 8195.57, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260243A, VIN 1GNEVJKS5TJ151546. $923 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $44,410, before any dealer documentation fee. Amount financed $47,186, including $2,776 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $55,381. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GNEVJKS5TJ151546_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 804, "unit": "per_month", "display": "$804/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44410.0, "price_incl_doc": 44410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 804.24, "amount_financed": 47185.63, "sales_tax": 2775.63, "total_of_payments": 57905.39, "finance_charge": 10719.76, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260243A, VIN 1GNEVJKS5TJ151546. $804 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $44,410, before any dealer documentation fee. Amount financed $47,186, including $2,776 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $57,905. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "KNDEUCAA5R7508925", "title": "2024 Kia Seltos S", "year": 2024, "make": "Kia", "model": "Seltos", "trim": "S", "decoded_trim": "S, X-Line", "condition": "used", "price": 19710.0, "msrp": 0.0, "sale_price": 21010.0, "currency": "USD", "mileage": 59650, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 MPI", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 27, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "MK270014A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 32, 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"https://vehicle-images.carscommerce.inc/9a59-110013083/KNDEUCAA5R7508925/bc640645245629264003afe7e784577b.webp"], "vin_decode": {"make": "Kia", "model": "Seltos", "year": 2024, "trim": "S, X-Line", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.0L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/KNDEUCAA5R7508925.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-kia-seltos-s-awd-4d-sport-utility-kndeucaa5r7508925/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-kia-seltos-s-awd-4d-sport-utility-kndeucaa5r7508925/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/KNDEUCAA5R7508925.html", "json_url": "https://ai.castlecadillacmchenry.com/v/KNDEUCAA5R7508925.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/KNDEUCAA5R7508925.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-kia-seltos-s-awd-4d-sport-utility-kndeucaa5r7508925/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK270014A, VIN KNDEUCAA5R7508925. Advertised price: $19,710. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$19,710"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 19710.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KNDEUCAA5R7508925_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 492, "unit": "per_month", "display": "$492/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19710.0, "price_incl_doc": 19710.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 491.72, "amount_financed": 20941.88, "sales_tax": 1231.88, "total_of_payments": 23602.78, "finance_charge": 2660.9, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK270014A, VIN KNDEUCAA5R7508925. $492 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $19,710, before any dealer documentation fee. Amount financed $20,942, including $1,232 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $23,603. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDEUCAA5R7508925_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 410, "unit": "per_month", "display": "$410/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19710.0, "price_incl_doc": 19710.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 409.65, "amount_financed": 20941.88, "sales_tax": 1231.88, "total_of_payments": 24579.23, "finance_charge": 3637.35, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK270014A, VIN KNDEUCAA5R7508925. $410 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $19,710, before any dealer documentation fee. Amount financed $20,942, including $1,232 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $24,579. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDEUCAA5R7508925_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 357, "unit": "per_month", "display": "$357/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19710.0, "price_incl_doc": 19710.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 356.94, "amount_financed": 20941.88, "sales_tax": 1231.88, "total_of_payments": 25699.51, "finance_charge": 4757.63, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK270014A, VIN KNDEUCAA5R7508925. $357 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $19,710, before any dealer documentation fee. Amount financed $20,942, including $1,232 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $25,700. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/JF2SKAMC9NH478537.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-subaru-forester-wilderness-awd-4d-sport-utility-jf2skamc9nh478537/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-subaru-forester-wilderness-awd-4d-sport-utility-jf2skamc9nh478537/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/JF2SKAMC9NH478537.html", "json_url": "https://ai.castlecadillacmchenry.com/v/JF2SKAMC9NH478537.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/JF2SKAMC9NH478537.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-subaru-forester-wilderness-awd-4d-sport-utility-jf2skamc9nh478537/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260384A, VIN JF2SKAMC9NH478537. Advertised price: $29,210. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,210"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29210.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF2SKAMC9NH478537_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 729, "unit": "per_month", "display": "$729/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29210.0, "price_incl_doc": 29210.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 728.73, "amount_financed": 31035.63, "sales_tax": 1825.63, "total_of_payments": 34979.06, "finance_charge": 3943.43, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260384A, VIN JF2SKAMC9NH478537. $729 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,210, before any dealer documentation fee. Amount financed $31,036, including $1,826 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $34,979. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2SKAMC9NH478537_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 607, "unit": "per_month", "display": "$607/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29210.0, "price_incl_doc": 29210.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 607.1, "amount_financed": 31035.63, "sales_tax": 1825.63, "total_of_payments": 36426.14, "finance_charge": 5390.51, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260384A, VIN JF2SKAMC9NH478537. $607 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,210, before any dealer documentation fee. Amount financed $31,036, including $1,826 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $36,426. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2SKAMC9NH478537_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 529, "unit": "per_month", "display": "$529/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29210.0, "price_incl_doc": 29210.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 528.98, "amount_financed": 31035.63, "sales_tax": 1825.63, "total_of_payments": 38086.39, "finance_charge": 7050.76, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260384A, VIN JF2SKAMC9NH478537. $529 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $29,210, before any dealer documentation fee. Amount financed $31,036, including $1,826 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $38,086. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Fog Lights", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Panoramic Sunroof", "Power Liftgate", "Power Seats", "Premium Audio", "Premium Package", "Rain Sensing Wipers", "Technology Package"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32128.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYK6CDF8TG340311_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 802, "unit": "per_month", "display": "$802/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32128.0, "price_incl_doc": 32128.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 801.53, "amount_financed": 34136.0, "sales_tax": 2008.0, "total_of_payments": 38473.37, "finance_charge": 4337.37, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260014, VIN 5XYK6CDF8TG340311. $802 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $32,128, before any dealer documentation fee. Amount financed $34,136, including $2,008 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $38,473. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYK6CDF8TG340311_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 668, "unit": "per_month", "display": "$668/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32128.0, "price_incl_doc": 32128.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 667.75, "amount_financed": 34136.0, "sales_tax": 2008.0, "total_of_payments": 40065.01, "finance_charge": 5929.01, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260014, VIN 5XYK6CDF8TG340311. $668 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $32,128, before any dealer documentation fee. Amount financed $34,136, including $2,008 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $40,065. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYK6CDF8TG340311_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 582, "unit": "per_month", "display": "$582/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32128.0, "price_incl_doc": 32128.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 581.82, "amount_financed": 34136.0, "sales_tax": 2008.0, "total_of_payments": 41891.11, "finance_charge": 7755.11, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260014, VIN 5XYK6CDF8TG340311. $582 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $32,128, before any dealer documentation fee. Amount financed $34,136, including $2,008 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $41,891. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M260309B, VIN 2C3CDZFJ9LH247348. Advertised price: $37,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot", "Xenon Headlights"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C3CDZFJ9LH247348_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 933, "unit": "per_month", "display": "$933/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37410.0, "price_incl_doc": 37410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 933.3, "amount_financed": 39748.13, "sales_tax": 2338.13, "total_of_payments": 44798.58, "finance_charge": 5050.45, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260309B, VIN 2C3CDZFJ9LH247348. $933 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $37,410, before any dealer documentation fee. Amount financed $39,748, including $2,338 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $44,799. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C3CDZFJ9LH247348_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 778, "unit": "per_month", "display": "$778/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37410.0, "price_incl_doc": 37410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 777.53, "amount_financed": 39748.13, "sales_tax": 2338.13, "total_of_payments": 46651.9, "finance_charge": 6903.77, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260309B, VIN 2C3CDZFJ9LH247348. $778 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $37,410, before any dealer documentation fee. Amount financed $39,748, including $2,338 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $46,652. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C3CDZFJ9LH247348_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 677, "unit": "per_month", "display": "$677/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37410.0, "price_incl_doc": 37410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 677.48, "amount_financed": 39748.13, "sales_tax": 2338.13, "total_of_payments": 48778.22, "finance_charge": 9030.09, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260309B, VIN 2C3CDZFJ9LH247348. $677 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $37,410, before any dealer documentation fee. Amount financed $39,748, including $2,338 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $48,778. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "JF2SLDDC6SH512024", "title": "2025 Subaru Forester Premium", "year": 2025, "make": "Subaru", "model": "Forester", "trim": "Premium", "decoded_trim": "Premium", "condition": "used", "price": null, "msrp": 0.0, "sale_price": null, "currency": "USD", "mileage": 27580, "exterior_color": "Beige", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 26, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MS260593A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Subaru", "model": "Forester", "year": 2025, "trim": "Premium", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/JF2SLDDC6SH512024.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-forester-premium-awd-4d-sport-utility-jf2slddc6sh512024/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-forester-premium-awd-4d-sport-utility-jf2slddc6sh512024/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/JF2SLDDC6SH512024.html", "json_url": "https://ai.castlecadillacmchenry.com/v/JF2SLDDC6SH512024.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/JF2SLDDC6SH512024.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-forester-premium-awd-4d-sport-utility-jf2slddc6sh512024/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": true, "issues": [], "checks": 0, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260593A, VIN JF2SLDDC6SH512024. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": null, "price_reconciled": false, "price_stale": false, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF2SLDDC6SH512024_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 748, "unit": "per_month", "display": "$748/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29997.0, "price_incl_doc": 29997.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 748.36, "amount_financed": 31871.81, "sales_tax": 1874.81, "total_of_payments": 35921.48, "finance_charge": 4049.67, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260593A, VIN JF2SLDDC6SH512024. $748 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,997, before any dealer documentation fee. Amount financed $31,872, including $1,875 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $35,921. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2SLDDC6SH512024_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 623, "unit": "per_month", "display": "$623/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29997.0, "price_incl_doc": 29997.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 623.46, "amount_financed": 31871.81, "sales_tax": 1874.81, "total_of_payments": 37407.56, "finance_charge": 5535.75, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260593A, VIN JF2SLDDC6SH512024. $623 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,997, before any dealer documentation fee. Amount financed $31,872, including $1,875 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,408. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2SLDDC6SH512024_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 543, "unit": "per_month", "display": "$543/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29997.0, "price_incl_doc": 29997.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 543.23, "amount_financed": 31871.81, "sales_tax": 1874.81, "total_of_payments": 39112.54, "finance_charge": 7240.73, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260593A, VIN JF2SLDDC6SH512024. $543 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $29,997, before any dealer documentation fee. Amount financed $31,872, including $1,875 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,113. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 327}}, {"vin": "KNDPU3DG3T7291150", "title": "2026 Kia Sportage Hybrid LX", "year": 2026, "make": "Kia", "model": "Sportage Hybrid", "trim": "LX", "decoded_trim": "LX, S", "condition": "used", "price": 28202.0, "msrp": 32110.0, "sale_price": 28410.0, "currency": "USD", "mileage": 2534, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "1.6L Turbo GDI 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Backup Camera", "Bluetooth", "Collision Avoidance", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Rain Sensing Wipers", "Remote Start"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28202.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KNDPU3DG3T7291150_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 704, "unit": "per_month", "display": "$704/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28202.0, "price_incl_doc": 28202.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 703.58, "amount_financed": 29964.63, "sales_tax": 1762.63, "total_of_payments": 33771.98, "finance_charge": 3807.35, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260109, VIN KNDPU3DG3T7291150. $704 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,202, before any dealer documentation fee. Amount financed $29,965, including $1,763 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $33,772. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDPU3DG3T7291150_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 586, "unit": "per_month", "display": "$586/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28202.0, "price_incl_doc": 28202.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 586.15, "amount_financed": 29964.63, "sales_tax": 1762.63, "total_of_payments": 35169.12, "finance_charge": 5204.49, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260109, VIN KNDPU3DG3T7291150. $586 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,202, before any dealer documentation fee. Amount financed $29,965, including $1,763 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $35,169. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDPU3DG3T7291150_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 511, "unit": "per_month", "display": "$511/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28202.0, "price_incl_doc": 28202.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 510.72, "amount_financed": 29964.63, "sales_tax": 1762.63, "total_of_payments": 36772.08, "finance_charge": 6807.45, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260109, VIN KNDPU3DG3T7291150. $511 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,202, before any dealer documentation fee. Amount financed $29,965, including $1,763 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $36,772. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://ai.castlecadillacmchenry.com/v/1C4RJYE61N8764898.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-jeep-grand-cherokee-summit-4xe-4wd-4d-sport-utility-1c4rjye61n8764898/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSP5941, VIN 1C4RJYE61N8764898. Advertised price: $33,210. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$33,210"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33210.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJYE61N8764898_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 829, "unit": "per_month", "display": "$829/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33210.0, "price_incl_doc": 33210.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 828.52, "amount_financed": 35285.63, "sales_tax": 2075.63, "total_of_payments": 39769.07, "finance_charge": 4483.44, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSP5941, VIN 1C4RJYE61N8764898. $829 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $33,210, before any dealer documentation fee. Amount financed $35,286, including $2,076 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $39,769. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJYE61N8764898_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 690, "unit": "per_month", "display": "$690/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33210.0, "price_incl_doc": 33210.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 690.24, "amount_financed": 35285.63, "sales_tax": 2075.63, "total_of_payments": 41414.32, "finance_charge": 6128.69, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSP5941, VIN 1C4RJYE61N8764898. $690 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $33,210, before any dealer documentation fee. Amount financed $35,286, including $2,076 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $41,414. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJYE61N8764898_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 601, "unit": "per_month", "display": "$601/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33210.0, "price_incl_doc": 33210.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 601.42, "amount_financed": 35285.63, "sales_tax": 2075.63, "total_of_payments": 43301.92, "finance_charge": 8016.29, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSP5941, VIN 1C4RJYE61N8764898. $601 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $33,210, before any dealer documentation fee. Amount financed $35,286, including $2,076 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $43,302. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "4S4BTANC0R3136421", "title": "2024 Subaru Outback Limited", "year": 2024, "make": "Subaru", "model": "Outback", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": null, "msrp": 0.0, "sale_price": null, "currency": "USD", "mileage": 9377, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "CVT Lineartronic", "mpg_city": 26, "mpg_hwy": 32, "range_miles": null, "battery_kwh": null, "stock_number": "MS260594A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Subaru", "model": "Outback", "year": 2024, "trim": "Limited", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/4S4BTANC0R3136421.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-subaru-outback-limited-awd-4d-sport-utility-4s4btanc0r3136421/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-subaru-outback-limited-awd-4d-sport-utility-4s4btanc0r3136421/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4BTANC0R3136421.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4BTANC0R3136421.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4BTANC0R3136421.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-subaru-outback-limited-awd-4d-sport-utility-4s4btanc0r3136421/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": true, "issues": [], "checks": 0, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260594A, VIN 4S4BTANC0R3136421. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": null, "price_reconciled": false, "price_stale": false, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4BTANC0R3136421_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 798, "unit": "per_month", "display": "$798/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 31997.0, "price_incl_doc": 31997.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 798.26, "amount_financed": 33996.81, "sales_tax": 1999.81, "total_of_payments": 38316.49, "finance_charge": 4319.68, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260594A, VIN 4S4BTANC0R3136421. $798 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $31,997, before any dealer documentation fee. Amount financed $33,997, including $2,000 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $38,316. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTANC0R3136421_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 665, "unit": "per_month", "display": "$665/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 31997.0, "price_incl_doc": 31997.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 665.03, "amount_financed": 33996.81, "sales_tax": 1999.81, "total_of_payments": 39901.64, "finance_charge": 5904.83, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260594A, VIN 4S4BTANC0R3136421. $665 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $31,997, before any dealer documentation fee. Amount financed $33,997, including $2,000 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $39,902. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTANC0R3136421_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 579, "unit": "per_month", "display": "$579/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 31997.0, "price_incl_doc": 31997.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 579.45, "amount_financed": 33996.81, "sales_tax": 1999.81, "total_of_payments": 41720.3, "finance_charge": 7723.49, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260594A, VIN 4S4BTANC0R3136421. $579 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $31,997, before any dealer documentation fee. Amount financed $33,997, including $2,000 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $41,720. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 326}}, {"vin": "3CZRZ2H50RM757820", "title": "2024 Honda HR-V Sport", "year": 2024, "make": "Honda", "model": "HR-V", "trim": "Sport", "decoded_trim": "Sport", "condition": "used", "price": null, "msrp": 0.0, "sale_price": null, "currency": "USD", "mileage": 50104, "exterior_color": "Red", "interior_color": null, "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V i-VTEC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "CVT", "mpg_city": 25, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "MS260422C", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Honda", "model": "HR-V", "year": 2024, "trim": "Sport", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-honda-hr-v-sport-awd-4d-sport-utility-3czrz2h50rm757820/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-honda-hr-v-sport-awd-4d-sport-utility-3czrz2h50rm757820/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/3CZRZ2H50RM757820.html", "json_url": "https://ai.castlecadillacmchenry.com/v/3CZRZ2H50RM757820.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/3CZRZ2H50RM757820.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-honda-hr-v-sport-awd-4d-sport-utility-3czrz2h50rm757820/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": true, "issues": [], "checks": 0, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260422C, VIN 3CZRZ2H50RM757820. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": null, "price_reconciled": false, "price_stale": false, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3CZRZ2H50RM757820_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 649, "unit": "per_month", "display": "$649/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 25997.0, "price_incl_doc": 25997.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 648.57, "amount_financed": 27621.81, "sales_tax": 1624.81, "total_of_payments": 31131.47, "finance_charge": 3509.66, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260422C, VIN 3CZRZ2H50RM757820. $649 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,997, before any dealer documentation fee. Amount financed $27,622, including $1,625 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $31,131. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3CZRZ2H50RM757820_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 540, "unit": "per_month", "display": "$540/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 25997.0, "price_incl_doc": 25997.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 540.32, "amount_financed": 27621.81, "sales_tax": 1624.81, "total_of_payments": 32419.38, "finance_charge": 4797.57, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260422C, VIN 3CZRZ2H50RM757820. $540 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,997, before any dealer documentation fee. Amount financed $27,622, including $1,625 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $32,419. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3CZRZ2H50RM757820_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 471, "unit": "per_month", "display": "$471/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 25997.0, "price_incl_doc": 25997.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 470.79, "amount_financed": 27621.81, "sales_tax": 1624.81, "total_of_payments": 33897.01, "finance_charge": 6275.2, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260422C, VIN 3CZRZ2H50RM757820. $471 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,997, before any dealer documentation fee. Amount financed $27,622, including $1,625 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $33,897. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 376}}, {"vin": "2HGFE1E50SH474651", "title": "2025 Honda Civic Si Si", "year": 2025, "make": "Honda", "model": "Civic Si", "trim": "Si", "decoded_trim": "SI / SI HPT", "condition": "used", "price": null, "msrp": 0.0, "sale_price": null, "currency": "USD", "mileage": 18425, "exterior_color": "Gray", "interior_color": null, "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "1.5L I4 DOHC 16V", "engine_displacement_l": 1.5, "engine_cylinders": 4, "transmission": "6-Speed Manual", "mpg_city": 27, "mpg_hwy": 37, "range_miles": null, "battery_kwh": null, "stock_number": "MS260477A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Honda", "model": "Civic Si", "year": 2025, "trim": "SI / SI HPT", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "1.5L 4-Cylinder In-Line", "engine_displacement_l": 1.5, "cylinders": 4, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-honda-civic-si-fwd-4d-sedan-2hgfe1e50sh474651/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-honda-civic-si-fwd-4d-sedan-2hgfe1e50sh474651/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/2HGFE1E50SH474651.html", "json_url": "https://ai.castlecadillacmchenry.com/v/2HGFE1E50SH474651.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/2HGFE1E50SH474651.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-honda-civic-si-fwd-4d-sedan-2hgfe1e50sh474651/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": true, "issues": [], "checks": 0, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260477A, VIN 2HGFE1E50SH474651. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Heated Seats", "Keyless Entry", "Navigation System", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": null, "price_reconciled": false, "price_stale": false, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2HGFE1E50SH474651_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 798, "unit": "per_month", "display": "$798/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 31997.0, "price_incl_doc": 31997.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 798.26, "amount_financed": 33996.81, "sales_tax": 1999.81, "total_of_payments": 38316.49, "finance_charge": 4319.68, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260477A, VIN 2HGFE1E50SH474651. $798 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $31,997, before any dealer documentation fee. Amount financed $33,997, including $2,000 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $38,316. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2HGFE1E50SH474651_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 665, "unit": "per_month", "display": "$665/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 31997.0, "price_incl_doc": 31997.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 665.03, "amount_financed": 33996.81, "sales_tax": 1999.81, "total_of_payments": 39901.64, "finance_charge": 5904.83, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260477A, VIN 2HGFE1E50SH474651. $665 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $31,997, before any dealer documentation fee. Amount financed $33,997, including $2,000 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $39,902. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2HGFE1E50SH474651_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 579, "unit": "per_month", "display": "$579/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 31997.0, "price_incl_doc": 31997.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 579.45, "amount_financed": 33996.81, "sales_tax": 1999.81, "total_of_payments": 41720.3, "finance_charge": 7723.49, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260477A, VIN 2HGFE1E50SH474651. $579 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $31,997, before any dealer documentation fee. Amount financed $33,997, including $2,000 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $41,720. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 377}}, {"vin": "1G1ZD5STXSF144888", "title": "2025 Chevrolet Malibu 1LT", "year": 2025, "make": "Chevrolet", "model": "Malibu", "trim": "1LT", "decoded_trim": "LT (1LT)", "condition": "used", "price": 22390.0, "msrp": 0.0, "sale_price": 22390.0, "currency": "USD", "mileage": 32665, "exterior_color": "Sterling Gray Metallic", "interior_color": "Jet Black, Premium cloth seat trim", "drivetrain": "Front Wheel Drive", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "1.5L Turbo 4-cylinder engine", "engine_displacement_l": 1.5, "engine_cylinders": 4, "transmission": "Automatic", "mpg_city": 28, "mpg_hwy": 36, "range_miles": null, "battery_kwh": null, "stock_number": "MCP7919", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Chevrolet", "model": "Malibu", "year": 2025, "trim": "LT (1LT)", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "1.5L 4-Cylinder In-Line", "engine_displacement_l": 1.5, "cylinders": 4, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1G1ZD5STXSF144888.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-chevrolet-malibu-1lt-front-wheel-drive-sedan-1g1zd5stxsf144888/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-chevrolet-malibu-1lt-front-wheel-drive-sedan-1g1zd5stxsf144888/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1G1ZD5STXSF144888.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1G1ZD5STXSF144888.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1G1ZD5STXSF144888.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-chevrolet-malibu-1lt-front-wheel-drive-sedan-1g1zd5stxsf144888/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MCP7919, VIN 1G1ZD5STXSF144888. Advertised price: $22,390. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$22,390"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Bluetooth", "Forward Collision Warning", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22390.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1G1ZD5STXSF144888_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 559, "unit": "per_month", "display": "$559/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22390.0, "price_incl_doc": 22390.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 558.59, "amount_financed": 23789.38, "sales_tax": 1399.38, "total_of_payments": 26812.09, "finance_charge": 3022.71, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7919, VIN 1G1ZD5STXSF144888. $559 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $22,390, before any dealer documentation fee. Amount financed $23,789, including $1,399 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $26,812. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G1ZD5STXSF144888_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 465, "unit": "per_month", "display": "$465/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22390.0, "price_incl_doc": 22390.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 465.36, "amount_financed": 23789.38, "sales_tax": 1399.38, "total_of_payments": 27921.31, "finance_charge": 4131.93, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7919, VIN 1G1ZD5STXSF144888. $465 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $22,390, before any dealer documentation fee. Amount financed $23,789, including $1,399 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $27,921. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G1ZD5STXSF144888_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 405, "unit": "per_month", "display": "$405/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22390.0, "price_incl_doc": 22390.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 405.47, "amount_financed": 23789.38, "sales_tax": 1399.38, "total_of_payments": 29193.92, "finance_charge": 5404.54, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7919, VIN 1G1ZD5STXSF144888. $405 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $22,390, before any dealer documentation fee. Amount financed $23,789, including $1,399 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $29,194. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "55SWF4KBXHU211281", "title": "2017 Mercedes-Benz C-Class 300", "year": 2017, "make": "Mercedes-Benz", "model": "C-Class", "trim": "300", "decoded_trim": "C300-4M", "condition": "used", "price": null, "msrp": 0.0, "sale_price": null, "currency": "USD", "mileage": 51739, "exterior_color": "Gray", "interior_color": null, "drivetrain": "4MATIC\u00ae", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 Turbocharged", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "7G-TRONIC PLUS 7-Speed Automatic", "mpg_city": 24, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "MS260422B", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Mercedes-Benz", "model": "C-Class", "year": 2017, "trim": "C300-4M", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2017-mercedes-benz-c-class-c-300-4matic%c2%ae-4d-sedan-55swf4kbxhu211281/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2017-mercedes-benz-c-class-c-300-4matic%c2%ae-4d-sedan-55swf4kbxhu211281/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/55SWF4KBXHU211281.html", "json_url": "https://ai.castlecadillacmchenry.com/v/55SWF4KBXHU211281.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/55SWF4KBXHU211281.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2017-mercedes-benz-c-class-c-300-4matic%c2%ae-4d-sedan-55swf4kbxhu211281/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": true, "issues": [], "checks": 0, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260422B, VIN 55SWF4KBXHU211281. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Bluetooth", "Fog Lights", "Keyless Entry", "Memory Seats", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": null, "price_reconciled": false, "price_stale": false, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_55SWF4KBXHU211281_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 461, "unit": "per_month", "display": "$461/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 18497.0, "price_incl_doc": 18497.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 461.46, "amount_financed": 19653.06, "sales_tax": 1156.06, "total_of_payments": 22150.2, "finance_charge": 2497.14, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260422B, VIN 55SWF4KBXHU211281. $461 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $18,497, before any dealer documentation fee. Amount financed $19,653, including $1,156 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $22,150. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_55SWF4KBXHU211281_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 384, "unit": "per_month", "display": "$384/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 18497.0, "price_incl_doc": 18497.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 384.44, "amount_financed": 19653.06, "sales_tax": 1156.06, "total_of_payments": 23066.56, "finance_charge": 3413.5, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260422B, VIN 55SWF4KBXHU211281. $384 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $18,497, before any dealer documentation fee. Amount financed $19,653, including $1,156 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $23,067. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_55SWF4KBXHU211281_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 335, "unit": "per_month", "display": "$335/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 18497.0, "price_incl_doc": 18497.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 334.97, "amount_financed": 19653.06, "sales_tax": 1156.06, "total_of_payments": 24117.9, "finance_charge": 4464.84, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260422B, VIN 55SWF4KBXHU211281. $335 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $18,497, before any dealer documentation fee. Amount financed $19,653, including $1,156 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $24,118. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 350}}, {"vin": "1GYXPZRL2TZ600282", "title": "2026 Cadillac LYRIQ V-Series", "year": 2026, "make": "Cadillac", "model": "LYRIQ", "trim": "V-Series", "decoded_trim": "V", "condition": "new", "price": 81410.0, "msrp": null, "sale_price": 81410.0, "currency": "USD", "mileage": 5018, "exterior_color": "Stellar Black Metallic", "interior_color": "Noir with Santorini Blue accents, Inteluxe Seats with Perforated inserts", "drivetrain": "All Wheel Drive", "body_style": "SUVs", "vehicle_type": "car", 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"https://vini.gm.com/realimages/1GYXPZRL2TZ600282/8ef24e0.jpg"], "vin_decode": {"make": "Cadillac", "model": "Lyriq", "year": 2026, "trim": "V", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": null, "fuel_type": "Electric", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1GYXPZRL2TZ600282.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-lyriq-v-series-all-wheel-drive-suv-1gyxpzrl2tz600282/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-lyriq-v-series-all-wheel-drive-suv-1gyxpzrl2tz600282/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GYXPZRL2TZ600282.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GYXPZRL2TZ600282.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GYXPZRL2TZ600282.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-lyriq-v-series-all-wheel-drive-suv-1gyxpzrl2tz600282/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M260002, VIN 1GYXPZRL2TZ600282. Advertised price: $81,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$81,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Keyless Entry", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Remote Start", "Side-Impact Air Bags", "Super Cruise", "Tow Package", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 81410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYXPZRL2TZ600282_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1652, "unit": "per_month", "display": "$1,652/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81410.0, "price_incl_doc": 81410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1651.82, "amount_financed": 86498.13, "sales_tax": 5088.13, "total_of_payments": 99108.94, "finance_charge": 12610.81, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260002, VIN 1GYXPZRL2TZ600282. $1,652 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $81,410, before any dealer documentation fee. Amount financed $86,498, including $5,088 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $99,109. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYXPZRL2TZ600282_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1433, "unit": "per_month", "display": "$1,433/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81410.0, "price_incl_doc": 81410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1433.12, "amount_financed": 86498.13, "sales_tax": 5088.13, "total_of_payments": 103184.32, "finance_charge": 16686.19, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260002, VIN 1GYXPZRL2TZ600282. $1,433 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $81,410, before any dealer documentation fee. Amount financed $86,498, including $5,088 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $103,184. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYXPZRL2TZ600282_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1284, "unit": "per_month", "display": "$1,284/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81410.0, "price_incl_doc": 81410.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1284.03, "amount_financed": 86498.13, "sales_tax": 5088.13, "total_of_payments": 107858.5, "finance_charge": 21360.37, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260002, VIN 1GYXPZRL2TZ600282. $1,284 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $81,410, before any dealer documentation fee. Amount financed $86,498, including $5,088 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $107,858. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYXPZRL2TZ600282_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1145, "unit": "per_month", "display": "$1,145/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 81410.0, "selling_price": 81410.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 1144.85, "net_cap_cost": 82105.0, "residual_value": 50474.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1144.85, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1304.85}, "total_of_payments": 41220, "total_of_payments_unrounded": 41214.6}, "disclosure": "Estimated lease payment for stock #M260002, VIN 1GYXPZRL2TZ600282. $1,145 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,305, made up of $1,145 first payment, $60 title, $100 registration. MSRP $81,410. Lease selling price $81,410. Net capitalized cost $82,105. Residual value $50,474, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $41,220. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYXPZRL2TZ600282_lease", "type": "lease", "label": "Lease", "headline": {"value": 1052, "unit": "per_month", "display": "$1,052/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 81410.0, "selling_price": 81410.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 1051.55, "net_cap_cost": 79106.0, "residual_value": 50474.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1051.55, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4210.55}, "total_of_payments": 37872, "total_of_payments_unrounded": 37855.8}, "disclosure": "Estimated lease payment for stock #M260002, VIN 1GYXPZRL2TZ600282. $1,052 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,211, made up of $1,052 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $81,410. Lease selling price $81,410. Net capitalized cost $79,106. Residual value $50,474, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $37,872. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 29, "elapsed_ms": 459}}, {"vin": "5GAEVCKW3PJ247870", "title": "2023 Buick Enclave Avenir", "year": 2023, "make": "Buick", "model": "Enclave", "trim": "Avenir", "decoded_trim": "Avenir", "condition": "used", "price": 39390.0, "msrp": 0.0, "sale_price": 39390.0, "currency": "USD", "mileage": 29441, "exterior_color": "Ebony Twilight Metallic", "interior_color": "Ebony with Ebony interior accents, Perforated Leather-appointed seats", "drivetrain": "All Wheel Drive", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "3.6L V6 engine", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "Automatic", "mpg_city": 17, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "MCP7920", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Buick", "model": "Enclave", "year": 2023, "trim": "Avenir", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/5GAEVCKW3PJ247870.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-buick-enclave-avenir-all-wheel-drive-suv-5gaevckw3pj247870/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-buick-enclave-avenir-all-wheel-drive-suv-5gaevckw3pj247870/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/5GAEVCKW3PJ247870.html", "json_url": "https://ai.castlecadillacmchenry.com/v/5GAEVCKW3PJ247870.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/5GAEVCKW3PJ247870.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-buick-enclave-avenir-all-wheel-drive-suv-5gaevckw3pj247870/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MCP7920, VIN 5GAEVCKW3PJ247870. Advertised price: $39,390. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$39,390"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Appointed Seating Package", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Technology Package", "Tow Package", "WiFi Hotspot", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39390.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5GAEVCKW3PJ247870_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 983, "unit": "per_month", "display": "$983/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39390.0, "price_incl_doc": 39390.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 982.7, "amount_financed": 41851.88, "sales_tax": 2461.88, "total_of_payments": 47169.64, "finance_charge": 5317.76, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7920, VIN 5GAEVCKW3PJ247870. $983 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $39,390, before any dealer documentation fee. Amount financed $41,852, including $2,462 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $47,170. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5GAEVCKW3PJ247870_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 819, "unit": "per_month", "display": "$819/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39390.0, "price_incl_doc": 39390.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 818.68, "amount_financed": 41851.88, "sales_tax": 2461.88, "total_of_payments": 49121.04, "finance_charge": 7269.16, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7920, VIN 5GAEVCKW3PJ247870. $819 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $39,390, before any dealer documentation fee. Amount financed $41,852, including $2,462 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $49,121. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5GAEVCKW3PJ247870_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 713, "unit": "per_month", "display": "$713/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39390.0, "price_incl_doc": 39390.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 713.33, "amount_financed": 41851.88, "sales_tax": 2461.88, "total_of_payments": 51359.91, "finance_charge": 9508.03, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7920, VIN 5GAEVCKW3PJ247870. $713 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $39,390, before any dealer documentation fee. Amount financed $41,852, including $2,462 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $51,360. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "1GYKNDRS2TZ118227", "title": "2026 Cadillac XT5 Luxury", "year": 2026, "make": "Cadillac", "model": "XT5", "trim": "Luxury", "decoded_trim": "Premium Luxury", "condition": "new", "price": 62232.0, "msrp": 62819.0, "sale_price": 62232.0, "currency": "USD", "mileage": null, "exterior_color": "Stellar Black Metallic", "interior_color": "Cirrus, Leather seating surfaces with mini-perforated inserts", "drivetrain": "All Wheel Drive", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 engine", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "Automatic", "mpg_city": 18, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "6NH26", "stock_status": "In Stock", "availability": "In 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"engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 62819.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1GYKNDRS2TZ118227.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-xt5-premium-luxury-all-wheel-drive-suv-1gykndrs2tz118227/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-xt5-premium-luxury-all-wheel-drive-suv-1gykndrs2tz118227/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GYKNDRS2TZ118227.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GYKNDRS2TZ118227.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GYKNDRS2TZ118227.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-xt5-premium-luxury-all-wheel-drive-suv-1gykndrs2tz118227/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $587. This offer applies to Stock #6NH26, VIN 1GYKNDRS2TZ118227. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $62,819. Advertised price: $62,232. Savings: $587, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$62,819"}, {"label": "Advertised price", "value": "$62,232"}, {"label": "Savings", "value": "$587, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $587", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Cooled Seats", "Heated Seats", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Remote Start", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 62232.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYKNDRS2TZ118227_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1263, "unit": "per_month", "display": "$1,263/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62232.0, "price_incl_doc": 62232.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1262.69, "amount_financed": 66121.5, "sales_tax": 3889.5, "total_of_payments": 75761.54, "finance_charge": 9640.04, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #6NH26, VIN 1GYKNDRS2TZ118227. $1,263 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $62,232, before any dealer documentation fee. Amount financed $66,122, including $3,890 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $75,762. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDRS2TZ118227_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1096, "unit": "per_month", "display": "$1,096/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62232.0, "price_incl_doc": 62232.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1095.51, "amount_financed": 66121.5, "sales_tax": 3889.5, "total_of_payments": 78876.87, "finance_charge": 12755.37, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #6NH26, VIN 1GYKNDRS2TZ118227. $1,096 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $62,232, before any dealer documentation fee. Amount financed $66,122, including $3,890 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $78,877. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDRS2TZ118227_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 982, "unit": "per_month", "display": "$982/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62232.0, "price_incl_doc": 62232.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 981.55, "amount_financed": 66121.5, "sales_tax": 3889.5, "total_of_payments": 82449.94, "finance_charge": 16328.44, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #6NH26, VIN 1GYKNDRS2TZ118227. $982 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $62,232, before any dealer documentation fee. Amount financed $66,122, including $3,890 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $82,450. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDRS2TZ118227_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 870, "unit": "per_month", "display": "$870/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62819.0, "selling_price": 62232.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 870.08, "net_cap_cost": 62927.0, "residual_value": 38947.78, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 870.08, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1030.08}, "total_of_payments": 31320, "total_of_payments_unrounded": 31322.88}, "disclosure": "Estimated lease payment for stock #6NH26, VIN 1GYKNDRS2TZ118227. $870 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,030, made up of $870 first payment, $60 title, $100 registration. MSRP $62,819. Lease selling price $62,232. Net capitalized cost $62,927. Residual value $38,948, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,320. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDRS2TZ118227_lease", "type": "lease", "label": "Lease", "headline": {"value": 777, "unit": "per_month", "display": "$777/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62819.0, "selling_price": 62232.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 776.79, "net_cap_cost": 59928.0, "residual_value": 38947.78, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 776.79, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3935.79}, "total_of_payments": 27972, "total_of_payments_unrounded": 27964.44}, "disclosure": "Estimated lease payment for stock #6NH26, VIN 1GYKNDRS2TZ118227. $777 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,936, made up of $777 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $62,819. Lease selling price $62,232. Net capitalized cost $59,928. Residual value $38,948, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,972. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 393}}, {"vin": "1GYC3NML1VZ701424", "title": "2027 Cadillac VISTIQ Sport", "year": 2027, "make": "Cadillac", "model": "VISTIQ", "trim": "Sport", "decoded_trim": "Sport", "condition": "new", "price": 82520.0, "msrp": null, "sale_price": 82520.0, "currency": "USD", "mileage": 5, "exterior_color": "Stellar Black Metallic", "interior_color": "Black, Inteluxe Seats with Perforated inserts and piping", "drivetrain": "All Wheel Drive", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Electric Fuel System", "doors": 4, "seating_capacity": null, "engine": "Engine, none", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "N/A", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "M270005", "stock_status": "In Stock", "availability": "In Stock", 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"AWD", "fuel_type": "Electric", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1GYC3NML1VZ701424.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2027-cadillac-vistiq-sport-all-wheel-drive-suv-1gyc3nml1vz701424/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2027-cadillac-vistiq-sport-all-wheel-drive-suv-1gyc3nml1vz701424/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GYC3NML1VZ701424.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GYC3NML1VZ701424.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GYC3NML1VZ701424.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2027-cadillac-vistiq-sport-all-wheel-drive-suv-1gyc3nml1vz701424/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M270005, VIN 1GYC3NML1VZ701424. Advertised price: $82,520. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$82,520"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Remote Start", "Side-Impact Air Bags", "Super Cruise", "Tow Package"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 82520.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYC3NML1VZ701424_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1674, "unit": "per_month", "display": "$1,674/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82520.0, "price_incl_doc": 82520.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1674.34, "amount_financed": 87677.5, "sales_tax": 5157.5, "total_of_payments": 100460.25, "finance_charge": 12782.75, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M270005, VIN 1GYC3NML1VZ701424. $1,674 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $82,520, before any dealer documentation fee. Amount financed $87,678, including $5,158 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $100,460. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYC3NML1VZ701424_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1453, "unit": "per_month", "display": "$1,453/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82520.0, "price_incl_doc": 82520.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1452.66, "amount_financed": 87677.5, "sales_tax": 5157.5, "total_of_payments": 104591.2, "finance_charge": 16913.7, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M270005, VIN 1GYC3NML1VZ701424. $1,453 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $82,520, before any dealer documentation fee. Amount financed $87,678, including $5,158 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $104,591. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYC3NML1VZ701424_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1302, "unit": "per_month", "display": "$1,302/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82520.0, "price_incl_doc": 82520.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1301.54, "amount_financed": 87677.5, "sales_tax": 5157.5, "total_of_payments": 109329.11, "finance_charge": 21651.61, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M270005, VIN 1GYC3NML1VZ701424. $1,302 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $82,520, before any dealer documentation fee. Amount financed $87,678, including $5,158 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $109,329. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYC3NML1VZ701424_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1160, "unit": "per_month", "display": "$1,160/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 82520.0, "selling_price": 82520.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 1160.16, "net_cap_cost": 83215.0, "residual_value": 51162.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1160.16, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1320.16}, "total_of_payments": 41760, "total_of_payments_unrounded": 41765.76}, "disclosure": "Estimated lease payment for stock #M270005, VIN 1GYC3NML1VZ701424. $1,160 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,320, made up of $1,160 first payment, $60 title, $100 registration. MSRP $82,520. Lease selling price $82,520. Net capitalized cost $83,215. Residual value $51,162, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $41,760. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYC3NML1VZ701424_lease", "type": "lease", "label": "Lease", "headline": {"value": 1067, "unit": "per_month", "display": "$1,067/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 82520.0, "selling_price": 82520.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 1066.87, "net_cap_cost": 80216.0, "residual_value": 51162.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1066.87, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4225.87}, "total_of_payments": 38412, "total_of_payments_unrounded": 38407.32}, "disclosure": "Estimated lease payment for stock #M270005, VIN 1GYC3NML1VZ701424. $1,067 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,226, made up of $1,067 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $82,520. Lease selling price $82,520. Net capitalized cost $80,216. Residual value $51,162, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $38,412. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 392}}, {"vin": "2C4RC1L7XPR614406", "title": "2023 Chrysler Pacifica Hybrid L", "year": 2023, "make": "Chrysler", "model": "Pacifica Hybrid", "trim": "L", "decoded_trim": "Touring L", "condition": "used", "price": 24810.0, "msrp": 0.0, "sale_price": 25910.0, "currency": "USD", "mileage": 56679, "exterior_color": "White", "interior_color": "Black/Alloy/Black", "drivetrain": "FWD", "body_style": "Vans", "vehicle_type": "car", "fuel_type": "Electric", "doors": 4, "seating_capacity": 7, "engine": 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sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-chrysler-pacifica-hybrid-touring-l-fwd-4d-passenger-van-2c4rc1l7xpr614406/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/2C4RC1L7XPR614406.html", "json_url": "https://ai.castlecadillacmchenry.com/v/2C4RC1L7XPR614406.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/2C4RC1L7XPR614406.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-chrysler-pacifica-hybrid-touring-l-fwd-4d-passenger-van-2c4rc1l7xpr614406/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MKP2499, VIN 2C4RC1L7XPR614406. Advertised price: $24,810. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,810"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Memory Seats", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24810.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C4RC1L7XPR614406_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 619, "unit": "per_month", "display": "$619/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24810.0, "price_incl_doc": 24810.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 618.96, "amount_financed": 26360.63, "sales_tax": 1550.63, "total_of_payments": 29710.05, "finance_charge": 3349.42, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2499, VIN 2C4RC1L7XPR614406. $619 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,810, before any dealer documentation fee. Amount financed $26,361, including $1,551 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,710. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC1L7XPR614406_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 516, "unit": "per_month", "display": "$516/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24810.0, "price_incl_doc": 24810.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 515.65, "amount_financed": 26360.63, "sales_tax": 1550.63, "total_of_payments": 30939.15, "finance_charge": 4578.52, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2499, VIN 2C4RC1L7XPR614406. $516 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,810, before any dealer documentation fee. Amount financed $26,361, including $1,551 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,939. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC1L7XPR614406_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 449, "unit": "per_month", "display": "$449/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24810.0, "price_incl_doc": 24810.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 449.3, "amount_financed": 26360.63, "sales_tax": 1550.63, "total_of_payments": 32349.31, "finance_charge": 5988.68, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2499, VIN 2C4RC1L7XPR614406. $449 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,810, before any dealer documentation fee. Amount financed $26,361, including $1,551 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $32,349. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "1GT49REYXNF217716", "title": "2022 GMC Sierra 2500 HD Denali", "year": 2022, "make": "GMC", "model": "Sierra 2500 HD", "trim": "Denali", "decoded_trim": "Denali", "condition": "used", "price": 53910.0, "msrp": 0.0, "sale_price": 54910.0, "currency": "USD", "mileage": 83739, "exterior_color": "White Frost Tricoat", "interior_color": "Jet Black, Forge perforated leather seat trim", "drivetrain": "Four Wheel Drive", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Diesel Fuel", "doors": 4, "seating_capacity": 5, "engine": "6.6L Duramax Turbo-Diesel V8 engine", "engine_displacement_l": 6.6, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "M260271A", "stock_status": "In Stock", "availability": 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VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-gmc-sierra-2500-hd-denali-four-wheel-drive-crew-cab-1gt49reyxnf217716/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GT49REYXNF217716.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GT49REYXNF217716.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GT49REYXNF217716.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-gmc-sierra-2500-hd-denali-four-wheel-drive-crew-cab-1gt49reyxnf217716/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M260271A, VIN 1GT49REYXNF217716. Advertised price: $53,910. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$53,910"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Forward Collision Warning", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53910.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GT49REYXNF217716_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1345, "unit": "per_month", "display": "$1,345/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53910.0, "price_incl_doc": 53910.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1344.95, "amount_financed": 57279.38, "sales_tax": 3369.38, "total_of_payments": 64557.37, "finance_charge": 7277.99, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260271A, VIN 1GT49REYXNF217716. $1,345 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $53,910, before any dealer documentation fee. Amount financed $57,279, including $3,369 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $64,557. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GT49REYXNF217716_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1120, "unit": "per_month", "display": "$1,120/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53910.0, "price_incl_doc": 53910.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1120.47, "amount_financed": 57279.38, "sales_tax": 3369.38, "total_of_payments": 67228.11, "finance_charge": 9948.73, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260271A, VIN 1GT49REYXNF217716. $1,120 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $53,910, before any dealer documentation fee. Amount financed $57,279, including $3,369 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $67,228. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GT49REYXNF217716_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 976, "unit": "per_month", "display": "$976/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53910.0, "price_incl_doc": 53910.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 976.28, "amount_financed": 57279.38, "sales_tax": 3369.38, "total_of_payments": 70292.27, "finance_charge": 13012.89, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260271A, VIN 1GT49REYXNF217716. $976 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $53,910, before any dealer documentation fee. Amount financed $57,279, including $3,369 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $70,292. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "4S3BWAN66R3004186", "title": "2024 Subaru Legacy Limited", "year": 2024, "make": "Subaru", "model": "Legacy", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 24710.0, "msrp": 0.0, "sale_price": 25410.0, "currency": "USD", "mileage": 48500, "exterior_color": "Red", "interior_color": "Warm Ivory", "drivetrain": "AWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 27, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "MSP5940", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://vehicle-images.carscommerce.inc/32e6-110013083/4S3BWAN66R3004186/25cea5ee68d654cb1988c2e11c4cf8bc.webp"], "vin_decode": {"make": "Subaru", "model": "Legacy", "year": 2024, "trim": "Limited", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/4S3BWAN66R3004186.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-subaru-legacy-limited-awd-4d-sedan-4s3bwan66r3004186/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-subaru-legacy-limited-awd-4d-sedan-4s3bwan66r3004186/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S3BWAN66R3004186.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S3BWAN66R3004186.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S3BWAN66R3004186.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-subaru-legacy-limited-awd-4d-sedan-4s3bwan66r3004186/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSP5940, VIN 4S3BWAN66R3004186. Advertised price: $24,710. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,710"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24710.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S3BWAN66R3004186_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 616, "unit": "per_month", "display": "$616/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24710.0, "price_incl_doc": 24710.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 616.46, "amount_financed": 26254.38, "sales_tax": 1544.38, "total_of_payments": 29590.3, "finance_charge": 3335.92, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSP5940, VIN 4S3BWAN66R3004186. $616 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,710, before any dealer documentation fee. Amount financed $26,254, including $1,544 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,590. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S3BWAN66R3004186_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 514, "unit": "per_month", "display": "$514/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24710.0, "price_incl_doc": 24710.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 513.57, "amount_financed": 26254.38, "sales_tax": 1544.38, "total_of_payments": 30814.45, "finance_charge": 4560.07, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSP5940, VIN 4S3BWAN66R3004186. $514 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,710, before any dealer documentation fee. Amount financed $26,254, including $1,544 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,814. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S3BWAN66R3004186_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 447, "unit": "per_month", "display": "$447/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24710.0, "price_incl_doc": 24710.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 447.49, "amount_financed": 26254.38, "sales_tax": 1544.38, "total_of_payments": 32218.92, "finance_charge": 5964.54, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSP5940, VIN 4S3BWAN66R3004186. $447 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,710, before any dealer documentation fee. Amount financed $26,254, including $1,544 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $32,219. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "1GTPUJEK5PZ150534", "title": "2023 GMC Sierra 1500 Elevation", "year": 2023, "make": "GMC", "model": "Sierra 1500", "trim": "Elevation", "decoded_trim": "Elevation-L", "condition": "used", "price": 41710.0, "msrp": 0.0, "sale_price": 42410.0, "currency": "USD", "mileage": 29294, "exterior_color": "Onyx Black", "interior_color": "Jet Black, Cloth seat trim", "drivetrain": "Four Wheel Drive", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "2.7L Turbo High-Output engine", "engine_displacement_l": 2.7, "engine_cylinders": 4, "transmission": "Automatic", "mpg_city": 18, "mpg_hwy": 20, "range_miles": null, "battery_kwh": null, "stock_number": "MCK193", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"https://www.castlecadillacmchenry.com/inventory/used-2023-gmc-sierra-1500-elevation-four-wheel-drive-crew-cab-1gtpujek5pz150534/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GTPUJEK5PZ150534.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GTPUJEK5PZ150534.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GTPUJEK5PZ150534.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-gmc-sierra-1500-elevation-four-wheel-drive-crew-cab-1gtpujek5pz150534/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MCK193, VIN 1GTPUJEK5PZ150534. Advertised price: $41,710. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$41,710"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Bluetooth", "Fog Lights", "Forward Collision Warning", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 41710.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GTPUJEK5PZ150534_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1041, "unit": "per_month", "display": "$1,041/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41710.0, "price_incl_doc": 41710.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1040.58, "amount_financed": 44316.88, "sales_tax": 2606.88, "total_of_payments": 49947.84, "finance_charge": 5630.96, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCK193, VIN 1GTPUJEK5PZ150534. $1,041 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $41,710, before any dealer documentation fee. Amount financed $44,317, including $2,607 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $49,948. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GTPUJEK5PZ150534_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 867, "unit": "per_month", "display": "$867/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41710.0, "price_incl_doc": 41710.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 866.9, "amount_financed": 44316.88, "sales_tax": 2606.88, "total_of_payments": 52014.18, "finance_charge": 7697.3, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCK193, VIN 1GTPUJEK5PZ150534. $867 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $41,710, before any dealer documentation fee. Amount financed $44,317, including $2,607 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $52,014. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GTPUJEK5PZ150534_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 755, "unit": "per_month", "display": "$755/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41710.0, "price_incl_doc": 41710.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 755.35, "amount_financed": 44316.88, "sales_tax": 2606.88, "total_of_payments": 54384.91, "finance_charge": 10068.03, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCK193, VIN 1GTPUJEK5PZ150534. $755 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $41,710, before any dealer documentation fee. Amount financed $44,317, including $2,607 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $54,385. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26910.0, "price_incl_doc": 26910.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 671.35, "amount_financed": 28591.88, "sales_tax": 1681.88, "total_of_payments": 32224.8, "finance_charge": 3632.92, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2517, VIN WVWGA7CD0RW219943. $671 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $26,910, before any dealer documentation fee. Amount financed $28,592, including $1,682 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $32,225. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WVWGA7CD0RW219943_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 559, "unit": "per_month", "display": "$559/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26910.0, "price_incl_doc": 26910.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 559.3, "amount_financed": 28591.88, "sales_tax": 1681.88, "total_of_payments": 33557.94, "finance_charge": 4966.06, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2517, VIN WVWGA7CD0RW219943. $559 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $26,910, before any dealer documentation fee. Amount financed $28,592, including $1,682 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,558. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WVWGA7CD0RW219943_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 487, "unit": "per_month", "display": "$487/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26910.0, "price_incl_doc": 26910.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 487.33, "amount_financed": 28591.88, "sales_tax": 1681.88, "total_of_payments": 35087.46, "finance_charge": 6495.58, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2517, VIN WVWGA7CD0RW219943. $487 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $26,910, before any dealer documentation fee. Amount financed $28,592, including $1,682 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,087. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Keyless Entry", "Lane Departure Warning", "Leather Appointed Seating Package", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 61410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GNSKPKD5PR552893_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1532, "unit": "per_month", "display": "$1,532/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61410.0, "price_incl_doc": 61410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1532.06, "amount_financed": 65248.13, "sales_tax": 3838.13, "total_of_payments": 73538.64, "finance_charge": 8290.51, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260412A, VIN 1GNSKPKD5PR552893. $1,532 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $61,410, before any dealer documentation fee. Amount financed $65,248, including $3,838 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $73,539. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GNSKPKD5PR552893_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1276, "unit": "per_month", "display": "$1,276/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61410.0, "price_incl_doc": 61410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1276.35, "amount_financed": 65248.13, "sales_tax": 3838.13, "total_of_payments": 76580.94, "finance_charge": 11332.81, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260412A, VIN 1GNSKPKD5PR552893. $1,276 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $61,410, before any dealer documentation fee. Amount financed $65,248, including $3,838 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $76,581. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GNSKPKD5PR552893_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1112, "unit": "per_month", "display": "$1,112/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61410.0, "price_incl_doc": 61410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1112.1, "amount_financed": 65248.13, "sales_tax": 3838.13, "total_of_payments": 80071.38, "finance_charge": 14823.25, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260412A, VIN 1GNSKPKD5PR552893. $1,112 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $61,410, before any dealer documentation fee. Amount financed $65,248, including $3,838 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $80,071. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 1, "elapsed_ms": 0}}, {"vin": "4S4GUHF67S3764924", "title": "2025 Subaru Crosstrek Sport", "year": 2025, "make": "Subaru", "model": "Crosstrek", "trim": "Sport", "decoded_trim": "Sport", "condition": "used", "price": 28365.0, "msrp": 32873.0, "sale_price": 29100.0, "currency": "USD", "mileage": 4785, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 27, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MSL101", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-crosstrek-sport-awd-4d-sport-utility-4s4guhf67s3764924/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-crosstrek-sport-awd-4d-sport-utility-4s4guhf67s3764924/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4GUHF67S3764924.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4GUHF67S3764924.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4GUHF67S3764924.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-crosstrek-sport-awd-4d-sport-utility-4s4guhf67s3764924/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL101, VIN 4S4GUHF67S3764924. Advertised price: $28,365. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,365"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28365.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHF67S3764924_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 708, "unit": "per_month", "display": "$708/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28365.0, "price_incl_doc": 28365.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 707.65, "amount_financed": 30137.81, "sales_tax": 1772.81, "total_of_payments": 33967.16, "finance_charge": 3829.35, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL101, VIN 4S4GUHF67S3764924. $708 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,365, before any dealer documentation fee. Amount financed $30,138, including $1,773 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $33,967. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHF67S3764924_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 590, "unit": "per_month", "display": "$590/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28365.0, "price_incl_doc": 28365.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 589.54, "amount_financed": 30137.81, "sales_tax": 1772.81, "total_of_payments": 35372.38, "finance_charge": 5234.57, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL101, VIN 4S4GUHF67S3764924. $590 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,365, before any dealer documentation fee. Amount financed $30,138, including $1,773 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $35,372. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHF67S3764924_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 514, "unit": "per_month", "display": "$514/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28365.0, "price_incl_doc": 28365.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 513.68, "amount_financed": 30137.81, "sales_tax": 1772.81, "total_of_payments": 36984.6, "finance_charge": 6846.79, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL101, VIN 4S4GUHF67S3764924. $514 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,365, before any dealer documentation fee. Amount financed $30,138, including $1,773 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $36,985. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 2, "elapsed_ms": 1}}, {"vin": "4S4BTALC5S3301761", "title": "2025 Subaru Outback Edition", "year": 2025, "make": "Subaru", "model": "Outback", "trim": "Edition", "decoded_trim": "Onyx Edition", "condition": "used", "price": 33298.0, "msrp": 0.0, "sale_price": 34465.0, "currency": "USD", "mileage": 4661, "exterior_color": "Blue", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "CVT Lineartronic", "mpg_city": 26, "mpg_hwy": 32, "range_miles": null, "battery_kwh": null, "stock_number": "MSL103", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-outback-onyx-edition-awd-4d-sport-utility-4s4btalc5s3301761/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4BTALC5S3301761.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4BTALC5S3301761.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4BTALC5S3301761.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-outback-onyx-edition-awd-4d-sport-utility-4s4btalc5s3301761/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL103, VIN 4S4BTALC5S3301761. Advertised price: $33,298. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$33,298"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33298.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4BTALC5S3301761_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 831, "unit": "per_month", "display": "$831/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33298.0, "price_incl_doc": 33298.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 830.72, "amount_financed": 35379.13, "sales_tax": 2081.13, "total_of_payments": 39874.45, "finance_charge": 4495.32, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL103, VIN 4S4BTALC5S3301761. $831 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $33,298, before any dealer documentation fee. Amount financed $35,379, including $2,081 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $39,874. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTALC5S3301761_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 692, "unit": "per_month", "display": "$692/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33298.0, "price_incl_doc": 33298.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 692.07, "amount_financed": 35379.13, "sales_tax": 2081.13, "total_of_payments": 41524.06, "finance_charge": 6144.93, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL103, VIN 4S4BTALC5S3301761. $692 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $33,298, before any dealer documentation fee. Amount financed $35,379, including $2,081 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $41,524. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTALC5S3301761_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 603, "unit": "per_month", "display": "$603/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33298.0, "price_incl_doc": 33298.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 603.01, "amount_financed": 35379.13, "sales_tax": 2081.13, "total_of_payments": 43416.66, "finance_charge": 8037.53, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL103, VIN 4S4BTALC5S3301761. $603 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $33,298, before any dealer documentation fee. Amount financed $35,379, including $2,081 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $43,417. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 2, "elapsed_ms": 1}}, {"vin": "1G6DS5RKXT0101552", "title": "2026 Cadillac CT5 Luxury", "year": 2026, "make": "Cadillac", "model": "CT5", "trim": "Luxury", "decoded_trim": "Premium Luxury", "condition": "new", "price": 54103.0, "msrp": 54690.0, "sale_price": 54103.0, "currency": "USD", "mileage": 48, "exterior_color": "Summit White", "interior_color": "Sahara Beige with Jet Black Accents, Leather Seating Surfaces", "drivetrain": "All Wheel Drive", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L Twin-scroll turbocharged 4-cylinder engine", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "Automatic", "mpg_city": 22, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "M260400", "stock_status": "In Stock", 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4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 54690.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1G6DS5RKXT0101552.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-ct5-premium-luxury-all-wheel-drive-sedan-1g6ds5rkxt0101552/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-ct5-premium-luxury-all-wheel-drive-sedan-1g6ds5rkxt0101552/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1G6DS5RKXT0101552.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1G6DS5RKXT0101552.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1G6DS5RKXT0101552.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-ct5-premium-luxury-all-wheel-drive-sedan-1g6ds5rkxt0101552/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $587. This offer applies to Stock #M260400, VIN 1G6DS5RKXT0101552. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $54,690. Advertised price: $54,103. Savings: $587, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$54,690"}, {"label": "Advertised price", "value": "$54,103"}, {"label": "Savings", "value": "$587, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $587", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Bluetooth", "Cooled Seats", "Keyless Entry", "Leather Seats", "Parking Sensors / Assist", "Power Seats", "Rain Sensing Wipers", "Remote Start", "Side-Impact Air Bags", "Super Cruise", "Technology Package", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 54103.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1G6DS5RKXT0101552_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1098, "unit": "per_month", "display": "$1,098/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54103.0, "price_incl_doc": 54103.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1097.75, "amount_financed": 57484.44, "sales_tax": 3381.44, "total_of_payments": 65865.26, "finance_charge": 8380.82, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260400, VIN 1G6DS5RKXT0101552. $1,098 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $54,103, before any dealer documentation fee. Amount financed $57,484, including $3,381 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $65,865. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DS5RKXT0101552_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 952, "unit": "per_month", "display": "$952/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54103.0, "price_incl_doc": 54103.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 952.41, "amount_financed": 57484.44, "sales_tax": 3381.44, "total_of_payments": 68573.65, "finance_charge": 11089.21, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260400, VIN 1G6DS5RKXT0101552. $952 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $54,103, before any dealer documentation fee. Amount financed $57,484, including $3,381 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $68,574. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DS5RKXT0101552_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 853, "unit": "per_month", "display": "$853/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54103.0, "price_incl_doc": 54103.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 853.33, "amount_financed": 57484.44, "sales_tax": 3381.44, "total_of_payments": 71679.99, "finance_charge": 14195.55, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260400, VIN 1G6DS5RKXT0101552. $853 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $54,103, before any dealer documentation fee. Amount financed $57,484, including $3,381 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $71,680. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DS5RKXT0101552_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 758, "unit": "per_month", "display": "$758/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54690.0, "selling_price": 54103.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 757.93, "net_cap_cost": 54798.0, "residual_value": 33907.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 757.93, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 917.93}, "total_of_payments": 27288, "total_of_payments_unrounded": 27285.48}, "disclosure": "Estimated lease payment for stock #M260400, VIN 1G6DS5RKXT0101552. $758 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $918, made up of $758 first payment, $60 title, $100 registration. MSRP $54,690. Lease selling price $54,103. Net capitalized cost $54,798. Residual value $33,908, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,288. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DS5RKXT0101552_lease", "type": "lease", "label": "Lease", "headline": {"value": 665, "unit": "per_month", "display": "$665/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54690.0, "selling_price": 54103.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 664.63, "net_cap_cost": 51799.0, "residual_value": 33907.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 664.63, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3823.63}, "total_of_payments": 23940, "total_of_payments_unrounded": 23926.68}, "disclosure": "Estimated lease payment for stock #M260400, VIN 1G6DS5RKXT0101552. $665 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,824, made up of $665 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $54,690. Lease selling price $54,103. Net capitalized cost $51,799. Residual value $33,908, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $23,940. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 29, "elapsed_ms": 402}}, {"vin": "KNAE45LC2N6122213", "title": "2022 Kia Stinger GT1", "year": 2022, "make": "Kia", "model": "Stinger", "trim": "GT1", "decoded_trim": "GT1", "condition": "used", "price": 31810.0, "msrp": 0.0, "sale_price": 32410.0, "currency": "USD", "mileage": 51599, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "3.3L V6 DGI", "engine_displacement_l": 3.3, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 17, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "MK270011A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, 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"canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/KNAE45LC2N6122213.html", "json_url": "https://ai.castlecadillacmchenry.com/v/KNAE45LC2N6122213.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/KNAE45LC2N6122213.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-kia-stinger-gt1-awd-4d-sedan-knae45lc2n6122213/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK270011A, VIN KNAE45LC2N6122213. Advertised price: $31,810. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,810"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31810.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KNAE45LC2N6122213_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 794, "unit": "per_month", "display": "$794/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31810.0, "price_incl_doc": 31810.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 793.6, "amount_financed": 33798.13, "sales_tax": 1988.13, "total_of_payments": 38092.57, "finance_charge": 4294.44, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK270011A, VIN KNAE45LC2N6122213. $794 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $31,810, before any dealer documentation fee. Amount financed $33,798, including $1,988 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $38,093. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNAE45LC2N6122213_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 661, "unit": "per_month", "display": "$661/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31810.0, "price_incl_doc": 31810.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 661.14, "amount_financed": 33798.13, "sales_tax": 1988.13, "total_of_payments": 39668.46, "finance_charge": 5870.33, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK270011A, VIN KNAE45LC2N6122213. $661 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $31,810, before any dealer documentation fee. Amount financed $33,798, including $1,988 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $39,668. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNAE45LC2N6122213_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 576, "unit": "per_month", "display": "$576/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31810.0, "price_incl_doc": 31810.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 576.06, "amount_financed": 33798.13, "sales_tax": 1988.13, "total_of_payments": 41476.48, "finance_charge": 7678.35, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK270011A, VIN KNAE45LC2N6122213. $576 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $31,810, before any dealer documentation fee. Amount financed $33,798, including $1,988 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $41,476. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-gmc-sierra-2500-hd-denali-four-wheel-drive-crew-cab-1gt49re7xpf199194/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GT49RE7XPF199194.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GT49RE7XPF199194.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GT49RE7XPF199194.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-gmc-sierra-2500-hd-denali-four-wheel-drive-crew-cab-1gt49re7xpf199194/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M260391A, VIN 1GT49RE7XPF199194. Advertised price: $45,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$45,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Forward Collision Warning", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GT49RE7XPF199194_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1133, "unit": "per_month", "display": "$1,133/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45410.0, "price_incl_doc": 45410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1132.89, "amount_financed": 48248.13, "sales_tax": 2838.13, "total_of_payments": 54378.6, "finance_charge": 6130.47, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260391A, VIN 1GT49RE7XPF199194. $1,133 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $45,410, before any dealer documentation fee. Amount financed $48,248, including $2,838 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $54,379. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GT49RE7XPF199194_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 944, "unit": "per_month", "display": "$944/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45410.0, "price_incl_doc": 45410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 943.8, "amount_financed": 48248.13, "sales_tax": 2838.13, "total_of_payments": 56628.25, "finance_charge": 8380.12, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260391A, VIN 1GT49RE7XPF199194. $944 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $45,410, before any dealer documentation fee. Amount financed $48,248, including $2,838 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $56,628. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GT49RE7XPF199194_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 822, "unit": "per_month", "display": "$822/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45410.0, "price_incl_doc": 45410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 822.35, "amount_financed": 48248.13, "sales_tax": 2838.13, "total_of_payments": 59209.27, "finance_charge": 10961.14, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260391A, VIN 1GT49RE7XPF199194. $822 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $45,410, before any dealer documentation fee. Amount financed $48,248, including $2,838 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $59,209. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://vini.gm.com/realimages/3GYK3BM47TS163146/8f88907.jpg", "https://vini.gm.com/realimages/3GYK3BM47TS163146/35caef7.jpg", "https://vini.gm.com/realimages/3GYK3BM47TS163146/97ff22b.jpg", "https://vini.gm.com/realimages/3GYK3BM47TS163146/7a7bcdd.jpg", "https://vini.gm.com/realimages/3GYK3BM47TS163146/a32a283.jpg", "https://vini.gm.com/realimages/3GYK3BM47TS163146/6b87f63.jpg", "https://vini.gm.com/realimages/3GYK3BM47TS163146/5649d36.jpg", "https://vini.gm.com/realimages/3GYK3BM47TS163146/bcd5b49.jpg"], "vin_decode": {"make": "Cadillac", "model": "Optiq", "year": 2026, "trim": "Luxury 1", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": null, "fuel_type": "Electric", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 57949.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/3GYK3BM47TS163146.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-optiq-luxury-all-wheel-drive-suv-3gyk3bm47ts163146/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-optiq-luxury-all-wheel-drive-suv-3gyk3bm47ts163146/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/3GYK3BM47TS163146.html", "json_url": "https://ai.castlecadillacmchenry.com/v/3GYK3BM47TS163146.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/3GYK3BM47TS163146.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-optiq-luxury-all-wheel-drive-suv-3gyk3bm47ts163146/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,537. This offer applies to Stock #M260380, VIN 3GYK3BM47TS163146. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $57,949. Advertised price: $53,412. Savings: $4,537, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$57,949"}, {"label": "Advertised price", "value": "$53,412"}, {"label": "Savings", "value": "$4,537, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,537", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Automatic Climate Control", "Backup Camera", "Keyless Entry", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Remote Start", "Side-Impact Air Bags", "Super Cruise", "Tow Package", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53412.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3GYK3BM47TS163146_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1084, "unit": "per_month", "display": "$1,084/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53412.0, "price_incl_doc": 53412.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1083.73, "amount_financed": 56750.25, "sales_tax": 3338.25, "total_of_payments": 65024.03, "finance_charge": 8273.78, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260380, VIN 3GYK3BM47TS163146. $1,084 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $53,412, before any dealer documentation fee. Amount financed $56,750, including $3,338 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $65,024. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GYK3BM47TS163146_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 940, "unit": "per_month", "display": "$940/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53412.0, "price_incl_doc": 53412.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 940.25, "amount_financed": 56750.25, "sales_tax": 3338.25, "total_of_payments": 67697.83, "finance_charge": 10947.58, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260380, VIN 3GYK3BM47TS163146. $940 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $53,412, before any dealer documentation fee. Amount financed $56,750, including $3,338 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $67,698. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GYK3BM47TS163146_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 842, "unit": "per_month", "display": "$842/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53412.0, "price_incl_doc": 53412.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 842.43, "amount_financed": 56750.25, "sales_tax": 3338.25, "total_of_payments": 70764.5, "finance_charge": 14014.25, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260380, VIN 3GYK3BM47TS163146. $842 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,412, before any dealer documentation fee. Amount financed $56,750, including $3,338 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $70,764. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GYK3BM47TS163146_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 680, "unit": "per_month", "display": "$680/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57949.0, "selling_price": 53412.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 680.02, "net_cap_cost": 54107.0, "residual_value": 35928.38, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 680.02, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 840.02}, "total_of_payments": 24480, "total_of_payments_unrounded": 24480.72}, "disclosure": "Estimated lease payment for stock #M260380, VIN 3GYK3BM47TS163146. $680 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $840, made up of $680 first payment, $60 title, $100 registration. MSRP $57,949. Lease selling price $53,412. Net capitalized cost $54,107. Residual value $35,928, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,480. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GYK3BM47TS163146_lease", "type": "lease", "label": "Lease", "headline": {"value": 587, "unit": "per_month", "display": "$587/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57949.0, "selling_price": 53412.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 586.72, "net_cap_cost": 51108.0, "residual_value": 35928.38, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 586.72, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3745.72}, "total_of_payments": 21132, "total_of_payments_unrounded": 21121.92}, "disclosure": "Estimated lease payment for stock #M260380, VIN 3GYK3BM47TS163146. $587 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,746, made up of $587 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $57,949. Lease selling price $53,412. Net capitalized cost $51,108. Residual value $35,928, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $21,132. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 30, "elapsed_ms": 414}}, {"vin": "4S3BWAN66S3033709", "title": "2025 Subaru Legacy Limited", "year": 2025, "make": "Subaru", "model": "Legacy", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 30181.0, "msrp": 37873.0, "sale_price": 31410.0, "currency": "USD", "mileage": 4467, "exterior_color": "White", "interior_color": "Ivory", "drivetrain": "AWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 27, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "MSL132", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30181.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S3BWAN66S3033709_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 753, "unit": "per_month", "display": "$753/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30181.0, "price_incl_doc": 30181.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 752.95, "amount_financed": 32067.31, "sales_tax": 1886.31, "total_of_payments": 36141.83, "finance_charge": 4074.52, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL132, VIN 4S3BWAN66S3033709. $753 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,181, before any dealer documentation fee. Amount financed $32,067, including $1,886 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,142. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S3BWAN66S3033709_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 627, "unit": "per_month", "display": "$627/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S3BWAN66S3033709_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 547, "unit": "per_month", "display": "$547/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30181.0, "price_incl_doc": 30181.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 546.56, "amount_financed": 32067.31, "sales_tax": 1886.31, "total_of_payments": 39352.45, "finance_charge": 7285.14, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL132, VIN 4S3BWAN66S3033709. $547 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,181, before any dealer documentation fee. Amount financed $32,067, including $1,886 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,352. Offer expires 2026-07-31. Estimated for ZIP 60050. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYP3DGC5SG596460_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 983, "unit": "per_month", "display": "$983/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39410.0, "price_incl_doc": 39410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 983.2, "amount_financed": 41873.13, "sales_tax": 2463.13, "total_of_payments": 47193.59, "finance_charge": 5320.46, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260619A, VIN 5XYP3DGC5SG596460. $983 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $39,410, before any dealer documentation fee. Amount financed $41,873, including $2,463 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $47,194. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYP3DGC5SG596460_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 819, "unit": "per_month", "display": "$819/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39410.0, "price_incl_doc": 39410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 819.1, "amount_financed": 41873.13, "sales_tax": 2463.13, "total_of_payments": 49145.98, "finance_charge": 7272.85, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260619A, VIN 5XYP3DGC5SG596460. $819 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $39,410, before any dealer documentation fee. Amount financed $41,873, including $2,463 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $49,146. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYP3DGC5SG596460_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 714, "unit": "per_month", "display": "$714/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39410.0, "price_incl_doc": 39410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 713.69, "amount_financed": 41873.13, "sales_tax": 2463.13, "total_of_payments": 51385.98, "finance_charge": 9512.85, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260619A, VIN 5XYP3DGC5SG596460. $714 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $39,410, before any dealer documentation fee. Amount financed $41,873, including $2,463 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $51,386. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$38,710"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Forward Collision Warning", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Push Start", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38710.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3GTNUAED5SG120077_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 966, "unit": "per_month", "display": "$966/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38710.0, "price_incl_doc": 38710.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 965.74, "amount_financed": 41129.38, "sales_tax": 2419.38, "total_of_payments": 46355.33, "finance_charge": 5225.95, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7873, VIN 3GTNUAED5SG120077. $966 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $38,710, before any dealer documentation fee. Amount financed $41,129, including $2,419 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $46,355. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GTNUAED5SG120077_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 805, "unit": "per_month", "display": "$805/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38710.0, "price_incl_doc": 38710.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 804.55, "amount_financed": 41129.38, "sales_tax": 2419.38, "total_of_payments": 48273.05, "finance_charge": 7143.67, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7873, VIN 3GTNUAED5SG120077. $805 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $38,710, before any dealer documentation fee. Amount financed $41,129, including $2,419 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $48,273. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GTNUAED5SG120077_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 701, "unit": "per_month", "display": "$701/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38710.0, "price_incl_doc": 38710.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 701.02, "amount_financed": 41129.38, "sales_tax": 2419.38, "total_of_payments": 50473.27, "finance_charge": 9343.89, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7873, VIN 3GTNUAED5SG120077. $701 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $38,710, before any dealer documentation fee. Amount financed $41,129, including $2,419 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $50,473. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "1GC4YUE72LF143363", "title": "2020 Chevrolet Silverado 3500 HD LTZ", "year": 2020, "make": "Chevrolet", "model": "Silverado 3500 HD", "trim": "LTZ", "decoded_trim": "LTZ", "condition": "used", "price": 46910.0, "msrp": 0.0, "sale_price": 48410.0, "currency": "USD", "mileage": 50305, "exterior_color": "SHADOW GRAY METALLIC", "interior_color": "JET BLACK, PERFORATED LEATHER-APPOINTED FRONT SEAT TRIM", "drivetrain": "Four Wheel Drive", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "Engine: 6.6L, V-8, SIDI", "engine_displacement_l": 6.6, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "MC260662A", "stock_status": "In Stock", 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"cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1GC4YUE72LF143363.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2020-chevrolet-silverado-3500-hd-ltz-four-wheel-drive-crew-cab-1gc4yue72lf143363/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2020-chevrolet-silverado-3500-hd-ltz-four-wheel-drive-crew-cab-1gc4yue72lf143363/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GC4YUE72LF143363.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GC4YUE72LF143363.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GC4YUE72LF143363.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2020-chevrolet-silverado-3500-hd-ltz-four-wheel-drive-crew-cab-1gc4yue72lf143363/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MC260662A, VIN 1GC4YUE72LF143363. Advertised price: $46,910. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$46,910"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Forward Collision Warning", "Heated Seats", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Premium Audio", "Premium Package", "Push Start", "Rear A/C", "Rear Heated Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Technology Package", "Tow Package", "WiFi Hotspot", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46910.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GC4YUE72LF143363_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1170, "unit": "per_month", "display": "$1,170/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46910.0, "price_incl_doc": 46910.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1170.31, "amount_financed": 49841.88, "sales_tax": 2931.88, "total_of_payments": 56174.86, "finance_charge": 6332.98, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MC260662A, VIN 1GC4YUE72LF143363. $1,170 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $46,910, before any dealer documentation fee. Amount financed $49,842, including $2,932 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $56,175. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GC4YUE72LF143363_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 975, "unit": "per_month", "display": "$975/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46910.0, "price_incl_doc": 46910.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 974.98, "amount_financed": 49841.88, "sales_tax": 2931.88, "total_of_payments": 58498.81, "finance_charge": 8656.93, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MC260662A, VIN 1GC4YUE72LF143363. $975 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $46,910, before any dealer documentation fee. Amount financed $49,842, including $2,932 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $58,499. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GC4YUE72LF143363_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 850, "unit": "per_month", "display": "$850/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46910.0, "price_incl_doc": 46910.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 849.52, "amount_financed": 49841.88, "sales_tax": 2931.88, "total_of_payments": 61165.1, "finance_charge": 11323.22, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MC260662A, VIN 1GC4YUE72LF143363. $850 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $46,910, before any dealer documentation fee. Amount financed $49,842, including $2,932 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $61,165. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "JA4J4VA88SZ045268", "title": "2025 Mitsubishi Outlander SE", "year": 2025, "make": "Mitsubishi", "model": "Outlander", "trim": "SE", "decoded_trim": "SE, Ralliart, Trail Edition", "condition": "used", "price": 27110.0, "msrp": 0.0, "sale_price": 27410.0, "currency": "USD", "mileage": 24929, "exterior_color": "Silver", "interior_color": null, "drivetrain": "4WD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 7, "engine": "2.5L I4 DOHC 16V LEV3-ULEV50 181hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "CVT", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "STK045268", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"https://www.castlecadillacmchenry.com/inventory/used-2025-mitsubishi-outlander-se-4wd-4d-sport-utility-ja4j4va88sz045268/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-mitsubishi-outlander-se-4wd-4d-sport-utility-ja4j4va88sz045268/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/JA4J4VA88SZ045268.html", "json_url": "https://ai.castlecadillacmchenry.com/v/JA4J4VA88SZ045268.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/JA4J4VA88SZ045268.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-mitsubishi-outlander-se-4wd-4d-sport-utility-ja4j4va88sz045268/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #STK045268, VIN JA4J4VA88SZ045268. Advertised price: $27,110. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,110"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27110.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JA4J4VA88SZ045268_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 676, "unit": "per_month", "display": "$676/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27110.0, "price_incl_doc": 27110.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 676.34, "amount_financed": 28804.38, "sales_tax": 1694.38, "total_of_payments": 32464.3, "finance_charge": 3659.92, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK045268, VIN JA4J4VA88SZ045268. $676 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,110, before any dealer documentation fee. Amount financed $28,804, including $1,694 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $32,464. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JA4J4VA88SZ045268_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 563, "unit": "per_month", "display": "$563/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27110.0, "price_incl_doc": 27110.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 563.46, "amount_financed": 28804.38, "sales_tax": 1694.38, "total_of_payments": 33807.35, "finance_charge": 5002.97, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK045268, VIN JA4J4VA88SZ045268. $563 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,110, before any dealer documentation fee. Amount financed $28,804, including $1,694 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,807. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JA4J4VA88SZ045268_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 491, "unit": "per_month", "display": "$491/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27110.0, "price_incl_doc": 27110.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 490.95, "amount_financed": 28804.38, "sales_tax": 1694.38, "total_of_payments": 35348.24, "finance_charge": 6543.86, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK045268, VIN JA4J4VA88SZ045268. $491 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,110, before any dealer documentation fee. Amount financed $28,804, including $1,694 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,348. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 1, "elapsed_ms": 1}}, {"vin": "4S4GUHF61S3742949", "title": "2025 Subaru Crosstrek Sport", "year": 2025, "make": "Subaru", "model": "Crosstrek", "trim": "Sport", "decoded_trim": "Sport", "condition": "used", "price": 27970.0, "msrp": 34121.0, "sale_price": 29100.0, "currency": "USD", "mileage": 4786, "exterior_color": "White", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 27, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MSL066", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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{"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-crosstrek-sport-awd-4d-sport-utility-4s4guhf61s3742949/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4GUHF61S3742949.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4GUHF61S3742949.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4GUHF61S3742949.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-crosstrek-sport-awd-4d-sport-utility-4s4guhf61s3742949/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,970"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Premium Audio", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27970.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHF61S3742949_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 698, "unit": "per_month", "display": "$698/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27970.0, "price_incl_doc": 27970.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 697.79, "amount_financed": 29718.13, "sales_tax": 1748.13, "total_of_payments": 33494.16, "finance_charge": 3776.03, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL066, VIN 4S4GUHF61S3742949. $698 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,970, before any dealer documentation fee. Amount financed $29,718, including $1,748 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $33,494. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHF61S3742949_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 581, "unit": "per_month", "display": "$581/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27970.0, "price_incl_doc": 27970.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 581.33, "amount_financed": 29718.13, "sales_tax": 1748.13, "total_of_payments": 34879.81, "finance_charge": 5161.68, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL066, VIN 4S4GUHF61S3742949. $581 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,970, before any dealer documentation fee. Amount financed $29,718, including $1,748 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $34,880. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHF61S3742949_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 507, "unit": "per_month", "display": "$507/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27970.0, "price_incl_doc": 27970.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 506.52, "amount_financed": 29718.13, "sales_tax": 1748.13, "total_of_payments": 36469.58, "finance_charge": 6751.45, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL066, VIN 4S4GUHF61S3742949. $507 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,970, before any dealer documentation fee. Amount financed $29,718, including $1,748 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $36,470. Offer expires 2026-07-31. Estimated for ZIP 60050. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$16,703"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Bluetooth", "Heated Seats", "Interior Accents", "Keyless Entry", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 16703.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VVWX7B21NM064549_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 417, "unit": "per_month", "display": "$417/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16703.0, "price_incl_doc": 16703.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 416.71, "amount_financed": 17746.94, "sales_tax": 1043.94, "total_of_payments": 20001.89, "finance_charge": 2254.95, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260236A, VIN 3VVWX7B21NM064549. $417 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $16,703, before any dealer documentation fee. Amount financed $17,747, including $1,044 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $20,002. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVWX7B21NM064549_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 347, "unit": "per_month", "display": "$347/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16703.0, "price_incl_doc": 16703.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 347.16, "amount_financed": 17746.94, "sales_tax": 1043.94, "total_of_payments": 20829.37, "finance_charge": 3082.43, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260236A, VIN 3VVWX7B21NM064549. $347 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $16,703, before any dealer documentation fee. Amount financed $17,747, including $1,044 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $20,829. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVWX7B21NM064549_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 302, "unit": "per_month", "display": "$302/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16703.0, "price_incl_doc": 16703.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 302.48, "amount_financed": 17746.94, "sales_tax": 1043.94, "total_of_payments": 21778.74, "finance_charge": 4031.8, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260236A, VIN 3VVWX7B21NM064549. $302 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $16,703, before any dealer documentation fee. Amount financed $17,747, including $1,044 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $21,779. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "2C3CDZKG1PH597573", "title": "2023 Dodge Challenger GT", "year": 2023, "make": "Dodge", "model": "Challenger", "trim": "GT", "decoded_trim": "GT", "condition": "used", "price": 33410.0, "msrp": 0.0, "sale_price": 34410.0, "currency": "USD", "mileage": 18980, "exterior_color": "Red", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Coupe", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 2, "seating_capacity": 5, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "MSK269", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$33,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Heated Seats", "Interior Accents", "Keyless Entry", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C3CDZKG1PH597573_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 834, "unit": "per_month", "display": "$834/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33410.0, "price_incl_doc": 33410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 833.51, "amount_financed": 35498.13, "sales_tax": 2088.13, "total_of_payments": 40008.57, "finance_charge": 4510.44, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSK269, VIN 2C3CDZKG1PH597573. $834 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $33,410, before any dealer documentation fee. Amount financed $35,498, including $2,088 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $40,009. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C3CDZKG1PH597573_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 694, "unit": "per_month", "display": "$694/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33410.0, "price_incl_doc": 33410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 694.4, "amount_financed": 35498.13, "sales_tax": 2088.13, "total_of_payments": 41663.72, "finance_charge": 6165.59, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSK269, VIN 2C3CDZKG1PH597573. $694 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $33,410, before any dealer documentation fee. Amount financed $35,498, including $2,088 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $41,664. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C3CDZKG1PH597573_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 605, "unit": "per_month", "display": "$605/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33410.0, "price_incl_doc": 33410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 605.04, "amount_financed": 35498.13, "sales_tax": 2088.13, "total_of_payments": 43562.69, "finance_charge": 8064.56, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSK269, VIN 2C3CDZKG1PH597573. $605 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $33,410, before any dealer documentation fee. Amount financed $35,498, including $2,088 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $43,563. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 1, "elapsed_ms": 2}}, {"vin": "JF2GUHDC6S8335016", "title": "2025 Subaru Crosstrek Premium", "year": 2025, "make": "Subaru", "model": "Crosstrek", "trim": "Premium", "decoded_trim": "Premium", "condition": "used", "price": 28603.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 5438, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 27, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MS260478A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/JF2GUHDC6S8335016.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-crosstrek-premium-awd-4d-sport-utility-jf2guhdc6s8335016/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-crosstrek-premium-awd-4d-sport-utility-jf2guhdc6s8335016/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/JF2GUHDC6S8335016.html", "json_url": "https://ai.castlecadillacmchenry.com/v/JF2GUHDC6S8335016.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/JF2GUHDC6S8335016.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-crosstrek-premium-awd-4d-sport-utility-jf2guhdc6s8335016/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260478A, VIN JF2GUHDC6S8335016. Advertised price: $28,603. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,603"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28603.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF2GUHDC6S8335016_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 714, "unit": "per_month", "display": "$714/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28603.0, "price_incl_doc": 28603.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 713.59, "amount_financed": 30390.69, "sales_tax": 1787.69, "total_of_payments": 34252.17, "finance_charge": 3861.48, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260478A, VIN JF2GUHDC6S8335016. $714 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,603, before any dealer documentation fee. Amount financed $30,391, including $1,788 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $34,252. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2GUHDC6S8335016_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 594, "unit": "per_month", "display": "$594/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28603.0, "price_incl_doc": 28603.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 594.49, "amount_financed": 30390.69, "sales_tax": 1787.69, "total_of_payments": 35669.18, "finance_charge": 5278.49, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260478A, VIN JF2GUHDC6S8335016. $594 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,603, before any dealer documentation fee. Amount financed $30,391, including $1,788 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $35,669. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2GUHDC6S8335016_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 518, "unit": "per_month", "display": "$518/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28603.0, "price_incl_doc": 28603.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 517.99, "amount_financed": 30390.69, "sales_tax": 1787.69, "total_of_payments": 37294.93, "finance_charge": 6904.24, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260478A, VIN JF2GUHDC6S8335016. $518 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,603, before any dealer documentation fee. Amount financed $30,391, including $1,788 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $37,295. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 1, "elapsed_ms": 2}}, {"vin": "4S4GUHF65T3708014", "title": "2026 Subaru Crosstrek Sport", "year": 2026, "make": "Subaru", "model": "Crosstrek", "trim": "Sport", "decoded_trim": "Sport", "condition": "used", "price": 28866.0, "msrp": 0.0, "sale_price": 30179.0, "currency": "USD", "mileage": 4998, "exterior_color": "Black", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 26, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MSL128", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/4S4GUHF65T3708014.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-subaru-crosstrek-sport-awd-4d-sport-utility-4s4guhf65t3708014/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-subaru-crosstrek-sport-awd-4d-sport-utility-4s4guhf65t3708014/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4GUHF65T3708014.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4GUHF65T3708014.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4GUHF65T3708014.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-subaru-crosstrek-sport-awd-4d-sport-utility-4s4guhf65t3708014/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL128, VIN 4S4GUHF65T3708014. Advertised price: $28,866. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,866"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28866.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHF65T3708014_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 720, "unit": "per_month", "display": "$720/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28866.0, "price_incl_doc": 28866.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 720.15, "amount_financed": 30670.13, "sales_tax": 1804.13, "total_of_payments": 34567.12, "finance_charge": 3896.99, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL128, VIN 4S4GUHF65T3708014. $720 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,866, before any dealer documentation fee. Amount financed $30,670, including $1,804 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $34,567. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHF65T3708014_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 600, "unit": "per_month", "display": "$600/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28866.0, "price_incl_doc": 28866.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 599.95, "amount_financed": 30670.13, "sales_tax": 1804.13, "total_of_payments": 35997.16, "finance_charge": 5327.03, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL128, VIN 4S4GUHF65T3708014. $600 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,866, before any dealer documentation fee. Amount financed $30,670, including $1,804 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $35,997. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHF65T3708014_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 523, "unit": "per_month", "display": "$523/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28866.0, "price_incl_doc": 28866.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 522.75, "amount_financed": 30670.13, "sales_tax": 1804.13, "total_of_payments": 37637.85, "finance_charge": 6967.72, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL128, VIN 4S4GUHF65T3708014. $523 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,866, before any dealer documentation fee. Amount financed $30,670, including $1,804 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $37,638. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30217.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4SLDB60T3009899_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 754, "unit": "per_month", "display": "$754/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30217.0, "price_incl_doc": 30217.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 753.85, "amount_financed": 32105.56, "sales_tax": 1888.56, "total_of_payments": 36184.94, "finance_charge": 4079.38, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL118, VIN 4S4SLDB60T3009899. $754 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,217, before any dealer documentation fee. Amount financed $32,106, including $1,889 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,185. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4SLDB60T3009899_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 628, "unit": "per_month", "display": "$628/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30217.0, "price_incl_doc": 30217.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 628.03, "amount_financed": 32105.56, "sales_tax": 1888.56, "total_of_payments": 37681.91, "finance_charge": 5576.35, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL118, VIN 4S4SLDB60T3009899. $628 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,217, before any dealer documentation fee. Amount financed $32,106, including $1,889 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,682. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4SLDB60T3009899_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 547, "unit": "per_month", "display": "$547/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30217.0, "price_incl_doc": 30217.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 547.21, "amount_financed": 32105.56, "sales_tax": 1888.56, "total_of_payments": 39399.39, "finance_charge": 7293.83, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL118, VIN 4S4SLDB60T3009899. $547 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,217, before any dealer documentation fee. Amount financed $32,106, including $1,889 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,399. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 1, "elapsed_ms": 4}}, {"vin": "1C4RJFAG7LC240121", "title": "2020 Jeep Grand Cherokee 4x4", "year": 2020, "make": "Jeep", "model": "Grand Cherokee", "trim": "4x4", "decoded_trim": "Laredo", "condition": "used", "price": 26410.0, "msrp": 0.0, "sale_price": 27710.0, "currency": "USD", "mileage": 40260, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "NA", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Regular unleaded", "doors": 4, "seating_capacity": 5, "engine": "Pentastar 3.6L V-6 DOHC, variable valve control, regular unleaded, engine with 293HP", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "MC260694A", "stock_status": "In Stock", "availability": "In Stock", 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"https://www.castlecadillacmchenry.com/inventory/used-2020-jeep-grand-cherokee-altitude-4x4-na-sport-utility-1c4rjfag7lc240121/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2020-jeep-grand-cherokee-altitude-4x4-na-sport-utility-1c4rjfag7lc240121/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1C4RJFAG7LC240121.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1C4RJFAG7LC240121.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1C4RJFAG7LC240121.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2020-jeep-grand-cherokee-altitude-4x4-na-sport-utility-1c4rjfag7lc240121/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MC260694A, VIN 1C4RJFAG7LC240121. Advertised price: $26,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$26,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Interior Accents", "Keyless Entry", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJFAG7LC240121_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 659, "unit": "per_month", "display": "$659/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26410.0, "price_incl_doc": 26410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 658.88, "amount_financed": 28060.63, "sales_tax": 1650.63, "total_of_payments": 31626.05, "finance_charge": 3565.42, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MC260694A, VIN 1C4RJFAG7LC240121. $659 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $26,410, before any dealer documentation fee. Amount financed $28,061, including $1,651 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $31,626. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJFAG7LC240121_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 549, "unit": "per_month", "display": "$549/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26410.0, "price_incl_doc": 26410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 548.91, "amount_financed": 28060.63, "sales_tax": 1650.63, "total_of_payments": 32934.42, "finance_charge": 4873.79, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MC260694A, VIN 1C4RJFAG7LC240121. $549 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $26,410, before any dealer documentation fee. Amount financed $28,061, including $1,651 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $32,934. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJFAG7LC240121_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 478, "unit": "per_month", "display": "$478/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26410.0, "price_incl_doc": 26410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 478.27, "amount_financed": 28060.63, "sales_tax": 1650.63, "total_of_payments": 34435.52, "finance_charge": 6374.89, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MC260694A, VIN 1C4RJFAG7LC240121. $478 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $26,410, before any dealer documentation fee. Amount financed $28,061, including $1,651 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $34,436. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 3}}, {"vin": "4S4GUHD62T3722584", "title": "2026 Subaru Crosstrek Premium", "year": 2026, "make": "Subaru", "model": "Crosstrek", "trim": "Premium", "decoded_trim": "Premium", "condition": "used", "price": 27570.0, "msrp": 32780.0, "sale_price": 29178.0, "currency": "USD", "mileage": 4177, "exterior_color": "Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 26, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MSL136", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 32780.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/4S4GUHD62T3722584.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-subaru-crosstrek-premium-awd-4d-sport-utility-4s4guhd62t3722584/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-subaru-crosstrek-premium-awd-4d-sport-utility-4s4guhd62t3722584/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4GUHD62T3722584.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4GUHD62T3722584.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4GUHD62T3722584.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-subaru-crosstrek-premium-awd-4d-sport-utility-4s4guhd62t3722584/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL136, VIN 4S4GUHD62T3722584. Advertised price: $27,570. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,570"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Memory Seats", "Power Seats", "Premium Audio", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27570.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHD62T3722584_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 688, "unit": "per_month", "display": "$688/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27570.0, "price_incl_doc": 27570.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 687.82, "amount_financed": 29293.13, "sales_tax": 1723.13, "total_of_payments": 33015.15, "finance_charge": 3722.02, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL136, VIN 4S4GUHD62T3722584. $688 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,570, before any dealer documentation fee. Amount financed $29,293, including $1,723 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $33,015. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHD62T3722584_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 573, "unit": "per_month", "display": "$573/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27570.0, "price_incl_doc": 27570.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 573.02, "amount_financed": 29293.13, "sales_tax": 1723.13, "total_of_payments": 34380.99, "finance_charge": 5087.86, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL136, VIN 4S4GUHD62T3722584. $573 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,570, before any dealer documentation fee. Amount financed $29,293, including $1,723 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $34,381. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHD62T3722584_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 499, "unit": "per_month", "display": "$499/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27570.0, "price_incl_doc": 27570.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 499.28, "amount_financed": 29293.13, "sales_tax": 1723.13, "total_of_payments": 35948.02, "finance_charge": 6654.89, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL136, VIN 4S4GUHD62T3722584. $499 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,570, before any dealer documentation fee. Amount financed $29,293, including $1,723 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,948. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-bmw-3-series-330i-xdrive-awd-4d-sedan-3mw89ff07p8c99471/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/3MW89FF07P8C99471.html", "json_url": "https://ai.castlecadillacmchenry.com/v/3MW89FF07P8C99471.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/3MW89FF07P8C99471.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-bmw-3-series-330i-xdrive-awd-4d-sedan-3mw89ff07p8c99471/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MKK373, VIN 3MW89FF07P8C99471. Advertised price: $34,210. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$34,210"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "M Sport", "Memory Seats", "Navigation System", "Power Seats", "Premium Package", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34210.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3MW89FF07P8C99471_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 853, "unit": "per_month", "display": "$853/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34210.0, "price_incl_doc": 34210.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 853.47, "amount_financed": 36348.13, "sales_tax": 2138.13, "total_of_payments": 40966.57, "finance_charge": 4618.44, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKK373, VIN 3MW89FF07P8C99471. $853 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $34,210, before any dealer documentation fee. Amount financed $36,348, including $2,138 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $40,967. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3MW89FF07P8C99471_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 711, "unit": "per_month", "display": "$711/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34210.0, "price_incl_doc": 34210.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 711.02, "amount_financed": 36348.13, "sales_tax": 2138.13, "total_of_payments": 42661.36, "finance_charge": 6313.23, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKK373, VIN 3MW89FF07P8C99471. $711 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $34,210, before any dealer documentation fee. Amount financed $36,348, including $2,138 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $42,661. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3MW89FF07P8C99471_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 620, "unit": "per_month", "display": "$620/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34210.0, "price_incl_doc": 34210.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 619.52, "amount_financed": 36348.13, "sales_tax": 2138.13, "total_of_payments": 44605.8, "finance_charge": 8257.67, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKK373, VIN 3MW89FF07P8C99471. $620 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $34,210, before any dealer documentation fee. Amount financed $36,348, including $2,138 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $44,606. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Automatic Climate Control", "Backup Camera", "Bluetooth", "Keyless Entry", "Leather Seats", "Navigation System", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Xenon Headlights"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 44910.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1G1YM3D76E5111235_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1120, "unit": "per_month", "display": "$1,120/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44910.0, "price_incl_doc": 44910.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1120.41, "amount_financed": 47716.88, "sales_tax": 2806.88, "total_of_payments": 53779.85, "finance_charge": 6062.97, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260454B, VIN 1G1YM3D76E5111235. $1,120 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $44,910, before any dealer documentation fee. Amount financed $47,717, including $2,807 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $53,780. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G1YM3D76E5111235_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 933, "unit": "per_month", "display": "$933/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44910.0, "price_incl_doc": 44910.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 933.41, "amount_financed": 47716.88, "sales_tax": 2806.88, "total_of_payments": 56004.72, "finance_charge": 8287.84, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260454B, VIN 1G1YM3D76E5111235. $933 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $44,910, before any dealer documentation fee. Amount financed $47,717, including $2,807 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $56,005. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G1YM3D76E5111235_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 813, "unit": "per_month", "display": "$813/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44910.0, "price_incl_doc": 44910.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 813.3, "amount_financed": 47716.88, "sales_tax": 2806.88, "total_of_payments": 58557.33, "finance_charge": 10840.45, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260454B, VIN 1G1YM3D76E5111235. $813 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $44,910, before any dealer documentation fee. Amount financed $47,717, including $2,807 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $58,557. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 2}}, {"vin": "4S4GUHU63T3719323", "title": "2026 Subaru Crosstrek Wilderness", "year": 2026, "make": "Subaru", "model": "Crosstrek", "trim": "Wilderness", "decoded_trim": "Wilderness", "condition": "used", "price": 32361.0, "msrp": 0.0, "sale_price": 33629.0, "currency": "USD", "mileage": 3406, "exterior_color": "Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 24, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "MSL140", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"https://vehicle-images.carscommerce.inc/e5ba-110013083/4S4GUHU63T3719323/9801708846657955bb84751a9b1206b6.webp"], "vin_decode": {"make": "Subaru", "model": "Crosstrek", "year": 2026, "trim": "Wilderness", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/4S4GUHU63T3719323.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-subaru-crosstrek-wilderness-awd-4d-sport-utility-4s4guhu63t3719323/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-subaru-crosstrek-wilderness-awd-4d-sport-utility-4s4guhu63t3719323/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4GUHU63T3719323.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4GUHU63T3719323.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4GUHU63T3719323.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-subaru-crosstrek-wilderness-awd-4d-sport-utility-4s4guhu63t3719323/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL140, VIN 4S4GUHU63T3719323. Advertised price: $32,361. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$32,361"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32361.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHU63T3719323_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 807, "unit": "per_month", "display": "$807/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32361.0, "price_incl_doc": 32361.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 807.34, "amount_financed": 34383.56, "sales_tax": 2022.56, "total_of_payments": 38752.38, "finance_charge": 4368.82, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL140, VIN 4S4GUHU63T3719323. $807 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $32,361, before any dealer documentation fee. Amount financed $34,384, including $2,023 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $38,752. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHU63T3719323_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 673, "unit": "per_month", "display": "$673/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32361.0, "price_incl_doc": 32361.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 672.59, "amount_financed": 34383.56, "sales_tax": 2022.56, "total_of_payments": 40355.57, "finance_charge": 5972.01, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL140, VIN 4S4GUHU63T3719323. $673 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $32,361, before any dealer documentation fee. Amount financed $34,384, including $2,023 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $40,356. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHU63T3719323_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 586, "unit": "per_month", "display": "$586/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32361.0, "price_incl_doc": 32361.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 586.04, "amount_financed": 34383.56, "sales_tax": 2022.56, "total_of_payments": 42194.91, "finance_charge": 7811.35, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL140, VIN 4S4GUHU63T3719323. $586 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $32,361, before any dealer documentation fee. Amount financed $34,384, including $2,023 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $42,195. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 2}}, {"vin": "1G6DS5RK9T0121520", "title": "2026 Cadillac CT5 Luxury", "year": 2026, "make": "Cadillac", "model": "CT5", "trim": "Luxury", "decoded_trim": "Premium Luxury", "condition": "new", "price": 58902.0, "msrp": 59489.0, "sale_price": 58902.0, "currency": "USD", "mileage": 5, "exterior_color": "Vibrant White Tricoat", "interior_color": "Jet Black with Jet Black Accents, Leather Seating Surfaces", "drivetrain": "All Wheel Drive", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L Twin-scroll turbocharged 4-cylinder engine", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "Automatic", "mpg_city": 21, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "M260552", "stock_status": "In 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"offers": [], "price_history": [], "window_sticker": {"msrp": 59489.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1G6DS5RK9T0121520.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-ct5-premium-luxury-all-wheel-drive-sedan-1g6ds5rk9t0121520/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-ct5-premium-luxury-all-wheel-drive-sedan-1g6ds5rk9t0121520/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1G6DS5RK9T0121520.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1G6DS5RK9T0121520.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1G6DS5RK9T0121520.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-ct5-premium-luxury-all-wheel-drive-sedan-1g6ds5rk9t0121520/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $587. This offer applies to Stock #M260552, VIN 1G6DS5RK9T0121520. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $59,489. Advertised price: $58,902. Savings: $587, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,489"}, {"label": "Advertised price", "value": "$58,902"}, {"label": "Savings", "value": "$587, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $587", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Bluetooth", "Cooled Seats", "Keyless Entry", "Leather Seats", "Parking Sensors / Assist", "Power Seats", "Rain Sensing Wipers", "Remote Start", "Side-Impact Air Bags", "Sunroof / Moonroof", "Super Cruise", "Technology Package", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58902.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1G6DS5RK9T0121520_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1195, "unit": "per_month", "display": "$1,195/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58902.0, "price_incl_doc": 58902.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1195.13, "amount_financed": 62583.38, "sales_tax": 3681.38, "total_of_payments": 71707.59, "finance_charge": 9124.21, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260552, VIN 1G6DS5RK9T0121520. $1,195 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $58,902, before any dealer documentation fee. Amount financed $62,583, including $3,681 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $71,708. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DS5RK9T0121520_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1037, "unit": "per_month", "display": "$1,037/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58902.0, "price_incl_doc": 58902.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1036.89, "amount_financed": 62583.38, "sales_tax": 3681.38, "total_of_payments": 74656.22, "finance_charge": 12072.84, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260552, VIN 1G6DS5RK9T0121520. $1,037 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $58,902, before any dealer documentation fee. Amount financed $62,583, including $3,681 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $74,656. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DS5RK9T0121520_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 929, "unit": "per_month", "display": "$929/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58902.0, "price_incl_doc": 58902.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 929.02, "amount_financed": 62583.38, "sales_tax": 3681.38, "total_of_payments": 78038.1, "finance_charge": 15454.72, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260552, VIN 1G6DS5RK9T0121520. $929 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $58,902, before any dealer documentation fee. Amount financed $62,583, including $3,681 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $78,038. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DS5RK9T0121520_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 824, "unit": "per_month", "display": "$824/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59489.0, "selling_price": 58902.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 824.14, "net_cap_cost": 59597.0, "residual_value": 36883.18, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 824.14, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 984.14}, "total_of_payments": 29664, "total_of_payments_unrounded": 29669.04}, "disclosure": "Estimated lease payment for stock #M260552, VIN 1G6DS5RK9T0121520. $824 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $984, made up of $824 first payment, $60 title, $100 registration. MSRP $59,489. Lease selling price $58,902. Net capitalized cost $59,597. Residual value $36,883, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $29,664. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DS5RK9T0121520_lease", "type": "lease", "label": "Lease", "headline": {"value": 731, "unit": "per_month", "display": "$731/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59489.0, "selling_price": 58902.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 730.85, "net_cap_cost": 56598.0, "residual_value": 36883.18, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 730.85, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3889.85}, "total_of_payments": 26316, "total_of_payments_unrounded": 26310.6}, "disclosure": "Estimated lease payment for stock #M260552, VIN 1G6DS5RK9T0121520. $731 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,890, made up of $731 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $59,489. Lease selling price $58,902. Net capitalized cost $56,598. Residual value $36,883, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,316. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 29, "elapsed_ms": 395}}, {"vin": "4S4BTACC0N3220395", "title": "2022 Subaru Outback Premium", "year": 2022, "make": "Subaru", "model": "Outback", "trim": "Premium", "decoded_trim": "Premium", "condition": "used", "price": 24810.0, "msrp": 0.0, "sale_price": 25610.0, "currency": "USD", "mileage": 45576, "exterior_color": "White", "interior_color": "Slate Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "CVT Lineartronic", "mpg_city": 26, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MS260452A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"monroney_url": "https://ai.castlecadillacmchenry.com/sticker/4S4BTACC0N3220395.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-subaru-outback-premium-awd-4d-sport-utility-4s4btacc0n3220395/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-subaru-outback-premium-awd-4d-sport-utility-4s4btacc0n3220395/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4BTACC0N3220395.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4BTACC0N3220395.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4BTACC0N3220395.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-subaru-outback-premium-awd-4d-sport-utility-4s4btacc0n3220395/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260452A, VIN 4S4BTACC0N3220395. Advertised price: $24,810. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,810"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24810.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4BTACC0N3220395_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 619, "unit": "per_month", "display": "$619/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24810.0, "price_incl_doc": 24810.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 618.96, "amount_financed": 26360.63, "sales_tax": 1550.63, "total_of_payments": 29710.05, "finance_charge": 3349.42, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260452A, VIN 4S4BTACC0N3220395. $619 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,810, before any dealer documentation fee. Amount financed $26,361, including $1,551 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,710. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTACC0N3220395_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 516, "unit": "per_month", "display": "$516/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24810.0, "price_incl_doc": 24810.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 515.65, "amount_financed": 26360.63, "sales_tax": 1550.63, "total_of_payments": 30939.15, "finance_charge": 4578.52, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260452A, VIN 4S4BTACC0N3220395. $516 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,810, before any dealer documentation fee. Amount financed $26,361, including $1,551 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,939. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTACC0N3220395_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 449, "unit": "per_month", "display": "$449/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24810.0, "price_incl_doc": 24810.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 449.3, "amount_financed": 26360.63, "sales_tax": 1550.63, "total_of_payments": 32349.31, "finance_charge": 5988.68, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260452A, VIN 4S4BTACC0N3220395. $449 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,810, before any dealer documentation fee. Amount financed $26,361, including $1,551 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $32,349. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "2GNAXKEV0N6129054", "title": "2022 Chevrolet Equinox LT", "year": 2022, "make": "Chevrolet", "model": "Equinox", "trim": "LT", "decoded_trim": "LT (1LT)", "condition": "used", "price": 17883.0, "msrp": 0.0, "sale_price": 17890.0, "currency": "USD", "mileage": 83822, "exterior_color": "Iron Gray Metallic", "interior_color": "Jet Black, Premium Cloth seat trim", "drivetrain": "Front Wheel Drive", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "1.5L Turbo 4-cylinder engine", "engine_displacement_l": 1.5, "engine_cylinders": 4, "transmission": "Automatic", "mpg_city": 26, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "MCP7915", "stock_status": "In Stock", "availability": "In Stock", 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"website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-chevrolet-equinox-lt-front-wheel-drive-suv-2gnaxkev0n6129054/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/2GNAXKEV0N6129054.html", "json_url": "https://ai.castlecadillacmchenry.com/v/2GNAXKEV0N6129054.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/2GNAXKEV0N6129054.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-chevrolet-equinox-lt-front-wheel-drive-suv-2gnaxkev0n6129054/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MCP7915, VIN 2GNAXKEV0N6129054. Advertised price: $17,883. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$17,883"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Forward Collision Warning", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 17883.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2GNAXKEV0N6129054_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 446, "unit": "per_month", "display": "$446/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17883.0, "price_incl_doc": 17883.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 446.14, "amount_financed": 19000.69, "sales_tax": 1117.69, "total_of_payments": 21414.94, "finance_charge": 2414.25, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7915, VIN 2GNAXKEV0N6129054. $446 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $17,883, before any dealer documentation fee. Amount financed $19,001, including $1,118 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $21,415. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2GNAXKEV0N6129054_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 372, "unit": "per_month", "display": "$372/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17883.0, "price_incl_doc": 17883.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 371.68, "amount_financed": 19000.69, "sales_tax": 1117.69, "total_of_payments": 22300.88, "finance_charge": 3300.19, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7915, VIN 2GNAXKEV0N6129054. $372 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $17,883, before any dealer documentation fee. Amount financed $19,001, including $1,118 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $22,301. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2GNAXKEV0N6129054_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 324, "unit": "per_month", "display": "$324/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17883.0, "price_incl_doc": 17883.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 323.85, "amount_financed": 19000.69, "sales_tax": 1117.69, "total_of_payments": 23317.32, "finance_charge": 4316.63, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7915, VIN 2GNAXKEV0N6129054. $324 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $17,883, before any dealer documentation fee. Amount financed $19,001, including $1,118 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $23,317. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-subaru-impreza-base-awd-4d-hatchback-jf1guabc7r8398697/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/JF1GUABC7R8398697.html", "json_url": "https://ai.castlecadillacmchenry.com/v/JF1GUABC7R8398697.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/JF1GUABC7R8398697.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-subaru-impreza-base-awd-4d-hatchback-jf1guabc7r8398697/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260257A, VIN JF1GUABC7R8398697. Advertised price: $22,610. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$22,610"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22610.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF1GUABC7R8398697_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 564, "unit": "per_month", "display": "$564/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22610.0, "price_incl_doc": 22610.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 564.07, "amount_financed": 24023.13, "sales_tax": 1413.13, "total_of_payments": 27075.54, "finance_charge": 3052.41, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260257A, VIN JF1GUABC7R8398697. $564 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $22,610, before any dealer documentation fee. Amount financed $24,023, including $1,413 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,076. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF1GUABC7R8398697_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 470, "unit": "per_month", "display": "$470/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22610.0, "price_incl_doc": 22610.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 469.93, "amount_financed": 24023.13, "sales_tax": 1413.13, "total_of_payments": 28195.66, "finance_charge": 4172.53, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260257A, VIN JF1GUABC7R8398697. $470 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $22,610, before any dealer documentation fee. Amount financed $24,023, including $1,413 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $28,196. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF1GUABC7R8398697_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 409, "unit": "per_month", "display": "$409/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22610.0, "price_incl_doc": 22610.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 409.46, "amount_financed": 24023.13, "sales_tax": 1413.13, "total_of_payments": 29480.77, "finance_charge": 5457.64, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260257A, VIN JF1GUABC7R8398697. $409 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $22,610, before any dealer documentation fee. Amount financed $24,023, including $1,413 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $29,481. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "KMHLP4DG0RU834519", "title": "2024 Hyundai Elantra Limited", "year": 2024, "make": "Hyundai", "model": "Elantra", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 21410.0, "msrp": 0.0, "sale_price": 21750.0, "currency": "USD", "mileage": 53074, "exterior_color": "Black", "interior_color": "Melange/Light Gray", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 31, "mpg_hwy": 40, "range_miles": null, "battery_kwh": null, "stock_number": "MKP2512", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 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"cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/KMHLP4DG0RU834519.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-hyundai-elantra-limited-fwd-4d-sedan-kmhlp4dg0ru834519/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-hyundai-elantra-limited-fwd-4d-sedan-kmhlp4dg0ru834519/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/KMHLP4DG0RU834519.html", "json_url": "https://ai.castlecadillacmchenry.com/v/KMHLP4DG0RU834519.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/KMHLP4DG0RU834519.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-hyundai-elantra-limited-fwd-4d-sedan-kmhlp4dg0ru834519/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MKP2512, VIN KMHLP4DG0RU834519. Advertised price: $21,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$21,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 21410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLP4DG0RU834519_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 534, "unit": "per_month", "display": "$534/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21410.0, "price_incl_doc": 21410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 534.14, "amount_financed": 22748.13, "sales_tax": 1338.13, "total_of_payments": 25638.54, "finance_charge": 2890.41, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2512, VIN KMHLP4DG0RU834519. $534 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $21,410, before any dealer documentation fee. Amount financed $22,748, including $1,338 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $25,639. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLP4DG0RU834519_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 445, "unit": "per_month", "display": "$445/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21410.0, "price_incl_doc": 21410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 444.99, "amount_financed": 22748.13, "sales_tax": 1338.13, "total_of_payments": 26699.2, "finance_charge": 3951.07, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2512, VIN KMHLP4DG0RU834519. $445 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $21,410, before any dealer documentation fee. Amount financed $22,748, including $1,338 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $26,699. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLP4DG0RU834519_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 388, "unit": "per_month", "display": "$388/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21410.0, "price_incl_doc": 21410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 387.72, "amount_financed": 22748.13, "sales_tax": 1338.13, "total_of_payments": 27916.11, "finance_charge": 5167.98, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2512, VIN KMHLP4DG0RU834519. $388 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $21,410, before any dealer documentation fee. Amount financed $22,748, including $1,338 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $27,916. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "JF2SLDHC5SH588814", "title": "2025 Subaru Forester Sport", "year": 2025, "make": "Subaru", "model": "Forester", "trim": "Sport", "decoded_trim": "Sport", "condition": "used", "price": 33210.0, "msrp": 0.0, "sale_price": 33910.0, "currency": "USD", "mileage": 10445, "exterior_color": "Blue", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 25, "mpg_hwy": 32, "range_miles": null, "battery_kwh": null, "stock_number": "MS260282B", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://vehicle-images.carscommerce.inc/eefa-110013083/JF2SLDHC5SH588814/326c3727a82b5da649eabcf7c5ebf5f4.webp"], "vin_decode": {"make": "Subaru", "model": "Forester", "year": 2025, "trim": "Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/JF2SLDHC5SH588814.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-forester-sport-awd-4d-sport-utility-jf2sldhc5sh588814/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-forester-sport-awd-4d-sport-utility-jf2sldhc5sh588814/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/JF2SLDHC5SH588814.html", "json_url": "https://ai.castlecadillacmchenry.com/v/JF2SLDHC5SH588814.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/JF2SLDHC5SH588814.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-forester-sport-awd-4d-sport-utility-jf2sldhc5sh588814/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260282B, VIN JF2SLDHC5SH588814. Advertised price: $33,210. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$33,210"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33210.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF2SLDHC5SH588814_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 829, "unit": "per_month", "display": "$829/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33210.0, "price_incl_doc": 33210.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 828.52, "amount_financed": 35285.63, "sales_tax": 2075.63, "total_of_payments": 39769.07, "finance_charge": 4483.44, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260282B, VIN JF2SLDHC5SH588814. $829 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $33,210, before any dealer documentation fee. Amount financed $35,286, including $2,076 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $39,769. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2SLDHC5SH588814_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 690, "unit": "per_month", "display": "$690/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33210.0, "price_incl_doc": 33210.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 690.24, "amount_financed": 35285.63, "sales_tax": 2075.63, "total_of_payments": 41414.32, "finance_charge": 6128.69, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260282B, VIN JF2SLDHC5SH588814. $690 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $33,210, before any dealer documentation fee. Amount financed $35,286, including $2,076 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $41,414. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2SLDHC5SH588814_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 601, "unit": "per_month", "display": "$601/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33210.0, "price_incl_doc": 33210.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 601.42, "amount_financed": 35285.63, "sales_tax": 2075.63, "total_of_payments": 43301.92, "finance_charge": 8016.29, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260282B, VIN JF2SLDHC5SH588814. $601 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $33,210, before any dealer documentation fee. Amount financed $35,286, including $2,076 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $43,302. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://www.castlecadillacmchenry.com/inventory/used-2023-cadillac-xt5-premium-luxury-all-wheel-drive-suv-1gykndrs4pz169704/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GYKNDRS4PZ169704.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GYKNDRS4PZ169704.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GYKNDRS4PZ169704.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-cadillac-xt5-premium-luxury-all-wheel-drive-suv-1gykndrs4pz169704/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MCP7911, VIN 1GYKNDRS4PZ169704. Advertised price: $30,263. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,263"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rain Sensing Wipers", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Technology Package", "WiFi Hotspot", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30263.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYKNDRS4PZ169704_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 755, "unit": "per_month", "display": "$755/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30263.0, "price_incl_doc": 30263.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 755.0, "amount_financed": 32154.44, "sales_tax": 1891.44, "total_of_payments": 36240.03, "finance_charge": 4085.59, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7911, VIN 1GYKNDRS4PZ169704. $755 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,263, before any dealer documentation fee. Amount financed $32,154, including $1,891 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,240. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDRS4PZ169704_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 629, "unit": "per_month", "display": "$629/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30263.0, "price_incl_doc": 30263.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 628.99, "amount_financed": 32154.44, "sales_tax": 1891.44, "total_of_payments": 37739.28, "finance_charge": 5584.84, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7911, VIN 1GYKNDRS4PZ169704. $629 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,263, before any dealer documentation fee. Amount financed $32,154, including $1,891 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,739. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDRS4PZ169704_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 548, "unit": "per_month", "display": "$548/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30263.0, "price_incl_doc": 30263.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 548.05, "amount_financed": 32154.44, "sales_tax": 1891.44, "total_of_payments": 39459.37, "finance_charge": 7304.93, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7911, VIN 1GYKNDRS4PZ169704. $548 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,263, before any dealer documentation fee. Amount financed $32,154, including $1,891 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,459. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"monroney_url": null, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2019-acura-mdx-3-5l-technology-package-awd-4d-sport-utility-5j8yd4h50kl034022/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2019-acura-mdx-3-5l-technology-package-awd-4d-sport-utility-5j8yd4h50kl034022/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/5J8YD4H50KL034022.html", "json_url": "https://ai.castlecadillacmchenry.com/v/5J8YD4H50KL034022.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/5J8YD4H50KL034022.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2019-acura-mdx-3-5l-technology-package-awd-4d-sport-utility-5j8yd4h50kl034022/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MKK369, VIN 5J8YD4H50KL034022. Advertised price: $23,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5J8YD4H50KL034022_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 584, "unit": "per_month", "display": "$584/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23410.0, "price_incl_doc": 23410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 584.03, "amount_financed": 24873.13, "sales_tax": 1463.13, "total_of_payments": 28033.54, "finance_charge": 3160.41, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKK369, VIN 5J8YD4H50KL034022. $584 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,410, before any dealer documentation fee. Amount financed $24,873, including $1,463 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,034. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5J8YD4H50KL034022_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 487, "unit": "per_month", "display": "$487/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23410.0, "price_incl_doc": 23410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 486.55, "amount_financed": 24873.13, "sales_tax": 1463.13, "total_of_payments": 29193.29, "finance_charge": 4320.16, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKK369, VIN 5J8YD4H50KL034022. $487 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,410, before any dealer documentation fee. Amount financed $24,873, including $1,463 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,193. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5J8YD4H50KL034022_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 424, "unit": "per_month", "display": "$424/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23410.0, "price_incl_doc": 23410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 423.94, "amount_financed": 24873.13, "sales_tax": 1463.13, "total_of_payments": 30523.88, "finance_charge": 5650.75, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKK369, VIN 5J8YD4H50KL034022. $424 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,410, before any dealer documentation fee. Amount financed $24,873, including $1,463 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $30,524. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "JF2BUPDD0TY462214", "title": "2026 Subaru Outback Limited", "year": 2026, "make": "Subaru", "model": "Outback", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 36681.0, "msrp": 0.0, "sale_price": 38581.0, "currency": "USD", "mileage": 3763, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "CVT Lineartronic", "mpg_city": 25, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "MSL149", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF2BUPDD0TY462214_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 915, "unit": "per_month", "display": "$915/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Memory Seats", "Premium Audio", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27681.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF1GUHJC0S8298716_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 691, "unit": "per_month", "display": "$691/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27681.0, "price_incl_doc": 27681.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 690.58, "amount_financed": 29411.06, "sales_tax": 1730.06, "total_of_payments": 33148.07, "finance_charge": 3737.01, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL108, VIN JF1GUHJC0S8298716. $691 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,681, before any dealer documentation fee. Amount financed $29,411, including $1,730 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $33,148. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF1GUHJC0S8298716_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 575, "unit": "per_month", "display": "$575/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27681.0, "price_incl_doc": 27681.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 575.32, "amount_financed": 29411.06, "sales_tax": 1730.06, "total_of_payments": 34519.4, "finance_charge": 5108.34, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL108, VIN JF1GUHJC0S8298716. $575 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,681, before any dealer documentation fee. Amount financed $29,411, including $1,730 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $34,519. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF1GUHJC0S8298716_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 501, "unit": "per_month", "display": "$501/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27681.0, "price_incl_doc": 27681.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 501.29, "amount_financed": 29411.06, "sales_tax": 1730.06, "total_of_payments": 36092.75, "finance_charge": 6681.69, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL108, VIN JF1GUHJC0S8298716. $501 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,681, before any dealer documentation fee. Amount financed $29,411, including $1,730 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $36,093. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "5XYK6CDF5TG389224", "title": "2026 Kia Sportage X-Line", "year": 2026, "make": "Kia", "model": "Sportage", "trim": "X-Line", "decoded_trim": "X-LINE", "condition": "used", "price": 31355.0, "msrp": 34735.0, "sale_price": 31118.0, "currency": "USD", "mileage": 1032, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic", "mpg_city": 23, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "MK260172", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, 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Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sportage-x-line-awd-4d-sport-utility-5xyk6cdf5tg389224/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/5XYK6CDF5TG389224.html", "json_url": "https://ai.castlecadillacmchenry.com/v/5XYK6CDF5TG389224.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/5XYK6CDF5TG389224.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sportage-x-line-awd-4d-sport-utility-5xyk6cdf5tg389224/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK260172, VIN 5XYK6CDF5TG389224. Advertised price: $31,355. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,355"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31355.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYK6CDF5TG389224_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 782, "unit": "per_month", "display": "$782/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31355.0, "price_incl_doc": 31355.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 782.24, "amount_financed": 33314.69, "sales_tax": 1959.69, "total_of_payments": 37547.7, "finance_charge": 4233.01, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260172, VIN 5XYK6CDF5TG389224. $782 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $31,355, before any dealer documentation fee. Amount financed $33,315, including $1,960 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $37,548. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYK6CDF5TG389224_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 652, "unit": "per_month", "display": "$652/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31355.0, "price_incl_doc": 31355.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 651.68, "amount_financed": 33314.69, "sales_tax": 1959.69, "total_of_payments": 39101.05, "finance_charge": 5786.36, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260172, VIN 5XYK6CDF5TG389224. $652 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $31,355, before any dealer documentation fee. Amount financed $33,315, including $1,960 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $39,101. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYK6CDF5TG389224_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 568, "unit": "per_month", "display": "$568/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31355.0, "price_incl_doc": 31355.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 567.82, "amount_financed": 33314.69, "sales_tax": 1959.69, "total_of_payments": 40883.21, "finance_charge": 7568.52, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260172, VIN 5XYK6CDF5TG389224. $568 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $31,355, before any dealer documentation fee. Amount financed $33,315, including $1,960 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $40,883. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "3GNKBHR47SS206894", "title": "2025 Chevrolet Blazer 2LT", "year": 2025, "make": "Chevrolet", "model": "Blazer", "trim": "2LT", "decoded_trim": "2LT", "condition": "used", "price": 28810.0, "msrp": 0.0, "sale_price": 29410.0, "currency": "USD", "mileage": 25910, "exterior_color": "Black", "interior_color": "Jet Black/Medium Gray, Premium Cloth seat trim", "drivetrain": "All Wheel Drive", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L Turbo 4-cylinder engine", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "Automatic", "mpg_city": 22, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "MCP7888", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/3GNKBHR47SS206894.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-chevrolet-blazer-2lt-all-wheel-drive-suv-3gnkbhr47ss206894/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-chevrolet-blazer-2lt-all-wheel-drive-suv-3gnkbhr47ss206894/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/3GNKBHR47SS206894.html", "json_url": "https://ai.castlecadillacmchenry.com/v/3GNKBHR47SS206894.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/3GNKBHR47SS206894.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-chevrolet-blazer-2lt-all-wheel-drive-suv-3gnkbhr47ss206894/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MCP7888, VIN 3GNKBHR47SS206894. Advertised price: $28,810. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,810"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Bluetooth", "Forward Collision Warning", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Power Seats", "Push Start", "Remote Start", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28810.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3GNKBHR47SS206894_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 719, "unit": "per_month", "display": "$719/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28810.0, "price_incl_doc": 28810.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 718.75, "amount_financed": 30610.63, "sales_tax": 1800.63, "total_of_payments": 34500.06, "finance_charge": 3889.43, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7888, VIN 3GNKBHR47SS206894. $719 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,810, before any dealer documentation fee. Amount financed $30,611, including $1,801 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $34,500. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GNKBHR47SS206894_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 599, "unit": "per_month", "display": "$599/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28810.0, "price_incl_doc": 28810.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 598.79, "amount_financed": 30610.63, "sales_tax": 1800.63, "total_of_payments": 35927.33, "finance_charge": 5316.7, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7888, VIN 3GNKBHR47SS206894. $599 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,810, before any dealer documentation fee. Amount financed $30,611, including $1,801 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $35,927. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GNKBHR47SS206894_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 522, "unit": "per_month", "display": "$522/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28810.0, "price_incl_doc": 28810.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 521.73, "amount_financed": 30610.63, "sales_tax": 1800.63, "total_of_payments": 37564.84, "finance_charge": 6954.21, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7888, VIN 3GNKBHR47SS206894. $522 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,810, before any dealer documentation fee. Amount financed $30,611, including $1,801 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $37,565. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "4S4WMAHD8P3460359", "title": "2023 Subaru Ascent Edition", "year": 2023, "make": "Subaru", "model": "Ascent", "trim": "Edition", "decoded_trim": "ONYX ES, SMART, M/R", "condition": "used", "price": 34303.0, "msrp": 0.0, "sale_price": 34410.0, "currency": "USD", "mileage": 40511, "exterior_color": "Brown", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 7, "engine": "2.4L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.4, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 19, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "MS260569A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 12, "primary_image": "https://vehicle-images.carscommerce.inc/5d5f-110013083/4S4WMAHD8P3460359/cd1ea05fd6d065ac8184dff162c646f5.webp", "images": ["https://vehicle-images.carscommerce.inc/5d5f-110013083/4S4WMAHD8P3460359/cd1ea05fd6d065ac8184dff162c646f5.webp", "https://vehicle-images.carscommerce.inc/24e8-110013083/4S4WMAHD8P3460359/9c449e7dac2cc6b64e377affbc762be6.webp", "https://vehicle-images.carscommerce.inc/d4e0-110013083/4S4WMAHD8P3460359/4d38b5b16d9a394c45ff101fe2303020.webp", "https://vehicle-images.carscommerce.inc/d9ab-110013083/4S4WMAHD8P3460359/75da6efc342620eb1ee92ebd973af3bf.webp", "https://vehicle-images.carscommerce.inc/3644-110013083/4S4WMAHD8P3460359/efc0114eae4c13fa13a505042185dd5b.webp", "https://vehicle-images.carscommerce.inc/6fa7-110013083/4S4WMAHD8P3460359/97f190193240ac0a73495c59d8a3a97d.webp", "https://vehicle-images.carscommerce.inc/5c07-110013083/4S4WMAHD8P3460359/d359fb4cc51daf31fec74472d0d75e2f.webp", "https://vehicle-images.carscommerce.inc/d475-110013083/4S4WMAHD8P3460359/84c11d6d029104aa1f44a195a6793a21.webp", "https://vehicle-images.carscommerce.inc/59f3-110013083/4S4WMAHD8P3460359/ba1bb98467f76cb65474c756c68c6340.webp", "https://vehicle-images.carscommerce.inc/231c-110013083/4S4WMAHD8P3460359/596fcb1ead2078360f5ee371ff528559.webp", "https://vehicle-images.carscommerce.inc/3c87-110013083/4S4WMAHD8P3460359/76d1029aa9b210f6beb8a37f25c51d64.webp", "https://vehicle-images.carscommerce.inc/1b4f-110013083/4S4WMAHD8P3460359/65f785d1c00c1b8db46ee9c890c3789a.webp"], "vin_decode": {"make": "Subaru", "model": "Ascent", "year": 2023, "trim": "ONYX ES, SMART, M/R", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.4L 4-Cylinder", "engine_displacement_l": 2.4, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/4S4WMAHD8P3460359.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-subaru-ascent-onyx-edition-awd-4d-sport-utility-4s4wmahd8p3460359/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-subaru-ascent-onyx-edition-awd-4d-sport-utility-4s4wmahd8p3460359/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4WMAHD8P3460359.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4WMAHD8P3460359.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4WMAHD8P3460359.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-subaru-ascent-onyx-edition-awd-4d-sport-utility-4s4wmahd8p3460359/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260569A, VIN 4S4WMAHD8P3460359. Advertised price: $34,303. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$34,303"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34303.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4WMAHD8P3460359_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 856, "unit": "per_month", "display": "$856/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34303.0, "price_incl_doc": 34303.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 855.79, "amount_financed": 36446.94, "sales_tax": 2143.94, "total_of_payments": 41077.94, "finance_charge": 4631.0, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260569A, VIN 4S4WMAHD8P3460359. $856 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $34,303, before any dealer documentation fee. Amount financed $36,447, including $2,144 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $41,078. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4WMAHD8P3460359_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 713, "unit": "per_month", "display": "$713/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34303.0, "price_incl_doc": 34303.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 712.96, "amount_financed": 36446.94, "sales_tax": 2143.94, "total_of_payments": 42777.33, "finance_charge": 6330.39, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260569A, VIN 4S4WMAHD8P3460359. $713 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $34,303, before any dealer documentation fee. Amount financed $36,447, including $2,144 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $42,777. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4WMAHD8P3460359_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 621, "unit": "per_month", "display": "$621/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34303.0, "price_incl_doc": 34303.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 621.21, "amount_financed": 36446.94, "sales_tax": 2143.94, "total_of_payments": 44727.06, "finance_charge": 8280.12, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260569A, VIN 4S4WMAHD8P3460359. $621 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $34,303, before any dealer documentation fee. Amount financed $36,447, including $2,144 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $44,727. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "1G6DS5RK7T0117966", "title": "2026 Cadillac CT5 Luxury", "year": 2026, "make": "Cadillac", "model": "CT5", "trim": "Luxury", "decoded_trim": "Premium Luxury", "condition": "new", "price": 56877.0, "msrp": 57464.0, "sale_price": 56877.0, "currency": "USD", "mileage": 5, "exterior_color": "Black Raven", "interior_color": "Jet Black with Jet Black Accents, Leather Seating Surfaces", "drivetrain": "All Wheel Drive", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L Twin-scroll turbocharged 4-cylinder engine", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "Automatic", "mpg_city": 21, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "M260466", "stock_status": "In Stock", 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"offers": [], "price_history": [], "window_sticker": {"msrp": 57464.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1G6DS5RK7T0117966.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-ct5-premium-luxury-all-wheel-drive-sedan-1g6ds5rk7t0117966/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-ct5-premium-luxury-all-wheel-drive-sedan-1g6ds5rk7t0117966/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1G6DS5RK7T0117966.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1G6DS5RK7T0117966.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1G6DS5RK7T0117966.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-ct5-premium-luxury-all-wheel-drive-sedan-1g6ds5rk7t0117966/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $587. This offer applies to Stock #M260466, VIN 1G6DS5RK7T0117966. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $57,464. Advertised price: $56,877. Savings: $587, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$57,464"}, {"label": "Advertised price", "value": "$56,877"}, {"label": "Savings", "value": "$587, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $587", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Bluetooth", "Cooled Seats", "Keyless Entry", "Leather Seats", "Parking Sensors / Assist", "Power Seats", "Rain Sensing Wipers", "Remote Start", "Side-Impact Air Bags", "Sunroof / Moonroof", "Super Cruise", "Technology Package", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56877.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1G6DS5RK7T0117966_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1154, "unit": "per_month", "display": "$1,154/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56877.0, "price_incl_doc": 56877.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1154.04, "amount_financed": 60431.81, "sales_tax": 3554.81, "total_of_payments": 69242.33, "finance_charge": 8810.52, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260466, VIN 1G6DS5RK7T0117966. $1,154 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $56,877, before any dealer documentation fee. Amount financed $60,432, including $3,555 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $69,242. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DS5RK7T0117966_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1001, "unit": "per_month", "display": "$1,001/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56877.0, "price_incl_doc": 56877.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1001.24, "amount_financed": 60431.81, "sales_tax": 3554.81, "total_of_payments": 72089.59, "finance_charge": 11657.78, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260466, VIN 1G6DS5RK7T0117966. $1,001 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $56,877, before any dealer documentation fee. Amount financed $60,432, including $3,555 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $72,090. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DS5RK7T0117966_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 897, "unit": "per_month", "display": "$897/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56877.0, "price_incl_doc": 56877.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 897.09, "amount_financed": 60431.81, "sales_tax": 3554.81, "total_of_payments": 75355.21, "finance_charge": 14923.4, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260466, VIN 1G6DS5RK7T0117966. $897 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $56,877, before any dealer documentation fee. Amount financed $60,432, including $3,555 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $75,355. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DS5RK7T0117966_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 796, "unit": "per_month", "display": "$796/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57464.0, "selling_price": 56877.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 796.2, "net_cap_cost": 57572.0, "residual_value": 35627.68, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 796.2, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 956.2}, "total_of_payments": 28656, "total_of_payments_unrounded": 28663.2}, "disclosure": "Estimated lease payment for stock #M260466, VIN 1G6DS5RK7T0117966. $796 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $956, made up of $796 first payment, $60 title, $100 registration. MSRP $57,464. Lease selling price $56,877. Net capitalized cost $57,572. Residual value $35,628, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,656. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DS5RK7T0117966_lease", "type": "lease", "label": "Lease", "headline": {"value": 703, "unit": "per_month", "display": "$703/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57464.0, "selling_price": 56877.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 702.91, "net_cap_cost": 54573.0, "residual_value": 35627.68, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 702.91, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3861.91}, "total_of_payments": 25308, "total_of_payments_unrounded": 25304.76}, "disclosure": "Estimated lease payment for stock #M260466, VIN 1G6DS5RK7T0117966. $703 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,862, made up of $703 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $57,464. Lease selling price $56,877. Net capitalized cost $54,573. Residual value $35,628, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,308. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 392}}, {"vin": "4S4GUHF66S3765224", "title": "2025 Subaru Crosstrek Sport", "year": 2025, "make": "Subaru", "model": "Crosstrek", "trim": "Sport", "decoded_trim": "Sport", "condition": "used", "price": 29166.0, "msrp": 0.0, "sale_price": 30199.0, "currency": "USD", "mileage": 3209, "exterior_color": "Silver", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 27, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MSL097", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-crosstrek-sport-awd-4d-sport-utility-4s4guhf66s3765224/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL097, VIN 4S4GUHF66S3765224. Advertised price: $29,166. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,166"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29166.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHF66S3765224_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 728, "unit": "per_month", "display": "$728/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29166.0, "price_incl_doc": 29166.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 727.63, "amount_financed": 30988.88, "sales_tax": 1822.88, "total_of_payments": 34926.37, "finance_charge": 3937.49, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL097, VIN 4S4GUHF66S3765224. $728 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,166, before any dealer documentation fee. Amount financed $30,989, including $1,823 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $34,926. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHF66S3765224_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 606, "unit": "per_month", "display": "$606/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29166.0, "price_incl_doc": 29166.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 606.19, "amount_financed": 30988.88, "sales_tax": 1822.88, "total_of_payments": 36371.27, "finance_charge": 5382.39, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL097, VIN 4S4GUHF66S3765224. $606 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,166, before any dealer documentation fee. Amount financed $30,989, including $1,823 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $36,371. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHF66S3765224_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 528, "unit": "per_month", "display": "$528/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29166.0, "price_incl_doc": 29166.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 528.18, "amount_financed": 30988.88, "sales_tax": 1822.88, "total_of_payments": 38029.02, "finance_charge": 7040.14, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL097, VIN 4S4GUHF66S3765224. $528 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $29,166, before any dealer documentation fee. Amount financed $30,989, including $1,823 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $38,029. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KNDEUCAA6R7560838_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 534, "unit": "per_month", "display": "$534/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDEUCAA6R7560838_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 445, "unit": "per_month", "display": "$445/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21410.0, "price_incl_doc": 21410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 444.99, "amount_financed": 22748.13, "sales_tax": 1338.13, "total_of_payments": 26699.2, "finance_charge": 3951.07, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260352A, VIN KNDEUCAA6R7560838. $445 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $21,410, before any dealer documentation fee. Amount financed $22,748, including $1,338 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $26,699. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDEUCAA6R7560838_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 388, "unit": "per_month", "display": "$388/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21410.0, "price_incl_doc": 21410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 387.72, "amount_financed": 22748.13, "sales_tax": 1338.13, "total_of_payments": 27916.11, "finance_charge": 5167.98, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260352A, VIN KNDEUCAA6R7560838. $388 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $21,410, before any dealer documentation fee. Amount financed $22,748, including $1,338 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $27,916. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Backup Camera", "Bluetooth", "Interior Accents", "Keyless Entry", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 15010.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYPG4A39HG256198_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 374, "unit": "per_month", "display": "$374/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15010.0, "price_incl_doc": 15010.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 374.47, "amount_financed": 15948.13, "sales_tax": 938.13, "total_of_payments": 17974.52, "finance_charge": 2026.39, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260001A, VIN 5XYPG4A39HG256198. $374 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $15,010, before any dealer documentation fee. Amount financed $15,948, including $938 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $17,975. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYPG4A39HG256198_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 312, "unit": "per_month", "display": "$312/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15010.0, "price_incl_doc": 15010.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 311.97, "amount_financed": 15948.13, "sales_tax": 938.13, "total_of_payments": 18718.13, "finance_charge": 2770.0, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260001A, VIN 5XYPG4A39HG256198. $312 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $15,010, before any dealer documentation fee. Amount financed $15,948, including $938 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $18,718. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYPG4A39HG256198_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 272, "unit": "per_month", "display": "$272/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15010.0, "price_incl_doc": 15010.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 271.82, "amount_financed": 15948.13, "sales_tax": 938.13, "total_of_payments": 19571.27, "finance_charge": 3623.14, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260001A, VIN 5XYPG4A39HG256198. $272 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $15,010, before any dealer documentation fee. Amount financed $15,948, including $938 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $19,571. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "5XYP3DGC6PG408309", "title": "2023 Kia Telluride EX", "year": 2023, "make": "Kia", "model": "Telluride", "trim": "EX", "decoded_trim": "EX, EX X-Line", "condition": "used", "price": 35110.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 35644, "exterior_color": "Black", "interior_color": "Navy", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 8, "engine": "3.8L V6 DGI DOHC Dual CVVT", "engine_displacement_l": 3.8, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "MKP2518", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 12, "primary_image": "https://vehicle-images.carscommerce.inc/c1ee-110013083/5XYP3DGC6PG408309/99008ff9224387392103ae999bc2297a.webp", "images": ["https://vehicle-images.carscommerce.inc/c1ee-110013083/5XYP3DGC6PG408309/99008ff9224387392103ae999bc2297a.webp", "https://vehicle-images.carscommerce.inc/2757-110013083/5XYP3DGC6PG408309/7c7e1465b67609bef065e438b9552e39.webp", "https://vehicle-images.carscommerce.inc/5939-110013083/5XYP3DGC6PG408309/cc0802b038010b88cb762b2975edb71d.webp", "https://vehicle-images.carscommerce.inc/4593-110013083/5XYP3DGC6PG408309/e932b8100c5c5dd8942db3bb1774219c.webp", "https://vehicle-images.carscommerce.inc/4948-110013083/5XYP3DGC6PG408309/e8401daf5886e7945fe82572ed3014c7.webp", "https://vehicle-images.carscommerce.inc/e8b9-110013083/5XYP3DGC6PG408309/1e4dbf12a6b508d0d264c31be36cf703.webp", "https://vehicle-images.carscommerce.inc/2fac-110013083/5XYP3DGC6PG408309/4f780eb03b2b50a84357df36ffbf391c.webp", "https://vehicle-images.carscommerce.inc/9d0e-110013083/5XYP3DGC6PG408309/38fc6f7cce06e2701f62a9f487311032.webp", "https://vehicle-images.carscommerce.inc/3d6f-110013083/5XYP3DGC6PG408309/1cbe7a6f6dcaf8b80929c47b30f62599.webp", "https://vehicle-images.carscommerce.inc/efc9-110013083/5XYP3DGC6PG408309/093ef94f3b6aee8e9c845b8ad9545885.webp", "https://vehicle-images.carscommerce.inc/b98f-110013083/5XYP3DGC6PG408309/5cd302b3944fbae2b5321bf652169921.webp", "https://vehicle-images.carscommerce.inc/5073-110013083/5XYP3DGC6PG408309/5b9334f30a51c5f80b10c958644cc417.webp"], "vin_decode": {"make": "Kia", "model": "Telluride", "year": 2023, "trim": "EX, EX X-Line", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.8L 6-Cylinder", "engine_displacement_l": 3.8, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/5XYP3DGC6PG408309.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-kia-telluride-ex-awd-4d-sport-utility-5xyp3dgc6pg408309/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-kia-telluride-ex-awd-4d-sport-utility-5xyp3dgc6pg408309/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/5XYP3DGC6PG408309.html", "json_url": "https://ai.castlecadillacmchenry.com/v/5XYP3DGC6PG408309.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/5XYP3DGC6PG408309.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-kia-telluride-ex-awd-4d-sport-utility-5xyp3dgc6pg408309/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MKP2518, VIN 5XYP3DGC6PG408309. Advertised price: $35,110. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$35,110"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35110.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYP3DGC6PG408309_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 876, "unit": "per_month", "display": "$876/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35110.0, "price_incl_doc": 35110.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 875.92, "amount_financed": 37304.38, "sales_tax": 2194.38, "total_of_payments": 42044.32, "finance_charge": 4739.94, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2518, VIN 5XYP3DGC6PG408309. $876 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $35,110, before any dealer documentation fee. Amount financed $37,304, including $2,194 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $42,044. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYP3DGC6PG408309_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 730, "unit": "per_month", "display": "$730/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35110.0, "price_incl_doc": 35110.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 729.73, "amount_financed": 37304.38, "sales_tax": 2194.38, "total_of_payments": 43783.7, "finance_charge": 6479.32, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2518, VIN 5XYP3DGC6PG408309. $730 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $35,110, before any dealer documentation fee. Amount financed $37,304, including $2,194 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $43,784. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYP3DGC6PG408309_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 636, "unit": "per_month", "display": "$636/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35110.0, "price_incl_doc": 35110.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 635.82, "amount_financed": 37304.38, "sales_tax": 2194.38, "total_of_payments": 45779.29, "finance_charge": 8474.91, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2518, VIN 5XYP3DGC6PG408309. $636 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $35,110, before any dealer documentation fee. Amount financed $37,304, including $2,194 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $45,779. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "4S4SLDD66T3031547", "title": "2026 Subaru Forester Premium", "year": 2026, "make": "Subaru", "model": "Forester", "trim": "Premium", "decoded_trim": "Premium", "condition": "used", "price": 31199.0, "msrp": 0.0, "sale_price": 32283.0, "currency": "USD", "mileage": 5043, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 26, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MSL153", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://vehicle-images.carscommerce.inc/d2b0-110013083/4S4SLDD66T3031547/b26e5f467a0d01e4174981a8056ea59c.webp"], "vin_decode": {"make": "Subaru", "model": "Forester", "year": 2026, "trim": "Premium", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/4S4SLDD66T3031547.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-subaru-forester-premium-awd-4d-sport-utility-4s4sldd66t3031547/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-subaru-forester-premium-awd-4d-sport-utility-4s4sldd66t3031547/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4SLDD66T3031547.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4SLDD66T3031547.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4SLDD66T3031547.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-subaru-forester-premium-awd-4d-sport-utility-4s4sldd66t3031547/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL153, VIN 4S4SLDD66T3031547. Advertised price: $31,199. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,199"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31199.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4SLDD66T3031547_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 778, "unit": "per_month", "display": "$778/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31199.0, "price_incl_doc": 31199.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 778.35, "amount_financed": 33148.94, "sales_tax": 1949.94, "total_of_payments": 37360.89, "finance_charge": 4211.95, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL153, VIN 4S4SLDD66T3031547. $778 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $31,199, before any dealer documentation fee. Amount financed $33,149, including $1,950 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $37,361. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4SLDD66T3031547_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 648, "unit": "per_month", "display": "$648/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31199.0, "price_incl_doc": 31199.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 648.44, "amount_financed": 33148.94, "sales_tax": 1949.94, "total_of_payments": 38906.51, "finance_charge": 5757.57, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL153, VIN 4S4SLDD66T3031547. $648 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $31,199, before any dealer documentation fee. Amount financed $33,149, including $1,950 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $38,907. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4SLDD66T3031547_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 565, "unit": "per_month", "display": "$565/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31199.0, "price_incl_doc": 31199.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 565.0, "amount_financed": 33148.94, "sales_tax": 1949.94, "total_of_payments": 40679.81, "finance_charge": 7530.87, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL153, VIN 4S4SLDD66T3031547. $565 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $31,199, before any dealer documentation fee. Amount financed $33,149, including $1,950 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $40,680. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 56515.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1GYKNDR43SZ157294.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2025-cadillac-xt5-premium-luxury-all-wheel-drive-suv-1gykndr43sz157294/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2025-cadillac-xt5-premium-luxury-all-wheel-drive-suv-1gykndr43sz157294/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GYKNDR43SZ157294.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GYKNDR43SZ157294.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GYKNDR43SZ157294.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2025-cadillac-xt5-premium-luxury-all-wheel-drive-suv-1gykndr43sz157294/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $7,825. This offer applies to Stock #M250522, VIN 1GYKNDR43SZ157294. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $56,515. Advertised price: $48,690. Savings: $7,825, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$56,515"}, {"label": "Advertised price", "value": "$48,690"}, {"label": "Savings", "value": "$7,825, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,825", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Cooled Seats", "Heated Seats", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Remote Start", "Side-Impact Air Bags", "Sunroof / Moonroof", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48690.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYKNDR43SZ157294_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 988, "unit": "per_month", "display": "$988/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48690.0, "price_incl_doc": 48690.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 987.92, "amount_financed": 51733.13, "sales_tax": 3043.13, "total_of_payments": 59275.45, "finance_charge": 7542.32, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M250522, VIN 1GYKNDR43SZ157294. $988 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $48,690, before any dealer documentation fee. Amount financed $51,733, including $3,043 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $59,275. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDR43SZ157294_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 857, "unit": "per_month", "display": "$857/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48690.0, "price_incl_doc": 48690.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 857.12, "amount_financed": 51733.13, "sales_tax": 3043.13, "total_of_payments": 61712.87, "finance_charge": 9979.74, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M250522, VIN 1GYKNDR43SZ157294. $857 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $48,690, before any dealer documentation fee. Amount financed $51,733, including $3,043 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $61,713. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDR43SZ157294_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 768, "unit": "per_month", "display": "$768/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48690.0, "price_incl_doc": 48690.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 767.96, "amount_financed": 51733.13, "sales_tax": 3043.13, "total_of_payments": 64508.42, "finance_charge": 12775.29, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M250522, VIN 1GYKNDR43SZ157294. $768 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $48,690, before any dealer documentation fee. Amount financed $51,733, including $3,043 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $64,508. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDR43SZ157294_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 558, "unit": "per_month", "display": "$558/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 56515.0, "selling_price": 48690.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 557.95, "net_cap_cost": 49385.0, "residual_value": 35039.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 557.95, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 717.95}, "total_of_payments": 20088, "total_of_payments_unrounded": 20086.2}, "disclosure": "Estimated lease payment for stock #M250522, VIN 1GYKNDR43SZ157294. $558 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $718, made up of $558 first payment, $60 title, $100 registration. MSRP $56,515. Lease selling price $48,690. Net capitalized cost $49,385. Residual value $35,039, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $20,088. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDR43SZ157294_lease", "type": "lease", "label": "Lease", "headline": {"value": 465, "unit": "per_month", "display": "$465/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 56515.0, "selling_price": 48690.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 464.66, "net_cap_cost": 46386.0, "residual_value": 35039.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 464.66, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3623.66}, "total_of_payments": 16740, "total_of_payments_unrounded": 16727.76}, "disclosure": "Estimated lease payment for stock #M250522, VIN 1GYKNDR43SZ157294. $465 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,624, made up of $465 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $56,515. Lease selling price $48,690. Net capitalized cost $46,386. Residual value $35,039, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $16,740. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 392}}, {"vin": "KNDNC5K30S6472720", "title": "2025 Kia Carnival EX", "year": 2025, "make": "Kia", "model": "Carnival", "trim": "EX", "decoded_trim": "EX", "condition": "used", "price": 36910.0, "msrp": 0.0, "sale_price": 37310.0, "currency": "USD", "mileage": 32279, "exterior_color": "Black", "interior_color": "Taupe/Off-Black", "drivetrain": "FWD", "body_style": "Vans", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 8, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "MKP2509", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 36910.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KNDNC5K30S6472720_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 921, "unit": "per_month", "display": "$921/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDNC5K30S6472720_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 767, "unit": "per_month", "display": "$767/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDNC5K30S6472720_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 668, "unit": "per_month", "display": "$668/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Bluetooth", "Fog Lights", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27465.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27465.0, "price_incl_doc": 27465.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 685.2, "amount_financed": 29181.56, "sales_tax": 1716.56, "total_of_payments": 32889.41, "finance_charge": 3707.85, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL119, VIN 4S4GUHD63T3707964. $685 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,465, before any dealer documentation fee. Amount financed $29,182, including $1,717 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $32,889. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHD63T3707964_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 571, "unit": "per_month", "display": "$571/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27465.0, "price_incl_doc": 27465.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 570.83, "amount_financed": 29181.56, "sales_tax": 1716.56, "total_of_payments": 34250.04, "finance_charge": 5068.48, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL119, VIN 4S4GUHD63T3707964. $571 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,465, before any dealer documentation fee. Amount financed $29,182, including $1,717 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $34,250. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHD63T3707964_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 497, "unit": "per_month", "display": "$497/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27465.0, "price_incl_doc": 27465.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 497.38, "amount_financed": 29181.56, "sales_tax": 1716.56, "total_of_payments": 35811.11, "finance_charge": 6629.55, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL119, VIN 4S4GUHD63T3707964. $497 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,465, before any dealer documentation fee. Amount financed $29,182, including $1,717 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,811. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MCK181, VIN 1GC4YRE74MF287480. Advertised price: $49,010. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$49,010"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Forward Collision Warning", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Push Start", "Rear A/C", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Technology Package", "Tow Package", "WiFi Hotspot", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49010.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GC4YRE74MF287480_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1223, "unit": "per_month", "display": "$1,223/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49010.0, "price_incl_doc": 49010.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1222.7, "amount_financed": 52073.13, "sales_tax": 3063.13, "total_of_payments": 58689.61, "finance_charge": 6616.48, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCK181, VIN 1GC4YRE74MF287480. $1,223 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $49,010, before any dealer documentation fee. Amount financed $52,073, including $3,063 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $58,690. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GC4YRE74MF287480_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1019, "unit": "per_month", "display": "$1,019/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49010.0, "price_incl_doc": 49010.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1018.63, "amount_financed": 52073.13, "sales_tax": 3063.13, "total_of_payments": 61117.6, "finance_charge": 9044.47, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCK181, VIN 1GC4YRE74MF287480. $1,019 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $49,010, before any dealer documentation fee. Amount financed $52,073, including $3,063 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $61,118. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GC4YRE74MF287480_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 888, "unit": "per_month", "display": "$888/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49010.0, "price_incl_doc": 49010.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 887.55, "amount_financed": 52073.13, "sales_tax": 3063.13, "total_of_payments": 63903.25, "finance_charge": 11830.12, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCK181, VIN 1GC4YRE74MF287480. $888 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $49,010, before any dealer documentation fee. Amount financed $52,073, including $3,063 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $63,903. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 1, "elapsed_ms": 0}}, {"vin": "JF2SKAMC6PH487361", "title": "2023 Subaru Forester Wilderness", "year": 2023, "make": "Subaru", "model": "Forester", "trim": "Wilderness", "decoded_trim": "Wilderness ES, NAVI(HK), SMART", "condition": "used", "price": 29110.0, "msrp": 0.0, "sale_price": 29910.0, "currency": "USD", "mileage": 30999, "exterior_color": "Blue", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 25, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "MS260423A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"https://vehicle-images.carscommerce.inc/67b7-110013083/JF2SKAMC6PH487361/3902379136008ac466d97b4854e06fe7.webp", "https://vehicle-images.carscommerce.inc/28ab-110013083/JF2SKAMC6PH487361/05a95af475e032a0c6a0984600663c96.webp", "https://vehicle-images.carscommerce.inc/63e3-110013083/JF2SKAMC6PH487361/c64b5edf32cbb0b598042c594aa0eb37.webp"], "vin_decode": {"make": "Subaru", "model": "Forester", "year": 2023, "trim": "Wilderness ES, NAVI(HK), SMART", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/JF2SKAMC6PH487361.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-subaru-forester-wilderness-awd-4d-sport-utility-jf2skamc6ph487361/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-subaru-forester-wilderness-awd-4d-sport-utility-jf2skamc6ph487361/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/JF2SKAMC6PH487361.html", "json_url": "https://ai.castlecadillacmchenry.com/v/JF2SKAMC6PH487361.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/JF2SKAMC6PH487361.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-subaru-forester-wilderness-awd-4d-sport-utility-jf2skamc6ph487361/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260423A, VIN JF2SKAMC6PH487361. Advertised price: $29,110. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,110"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29110.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF2SKAMC6PH487361_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 726, "unit": "per_month", "display": "$726/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29110.0, "price_incl_doc": 29110.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 726.24, "amount_financed": 30929.38, "sales_tax": 1819.38, "total_of_payments": 34859.31, "finance_charge": 3929.93, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260423A, VIN JF2SKAMC6PH487361. $726 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,110, before any dealer documentation fee. Amount financed $30,929, including $1,819 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $34,859. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2SKAMC6PH487361_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 605, "unit": "per_month", "display": "$605/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29110.0, "price_incl_doc": 29110.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 605.02, "amount_financed": 30929.38, "sales_tax": 1819.38, "total_of_payments": 36301.44, "finance_charge": 5372.06, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260423A, VIN JF2SKAMC6PH487361. $605 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,110, before any dealer documentation fee. Amount financed $30,929, including $1,819 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $36,301. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2SKAMC6PH487361_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 527, "unit": "per_month", "display": "$527/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29110.0, "price_incl_doc": 29110.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 527.17, "amount_financed": 30929.38, "sales_tax": 1819.38, "total_of_payments": 37956.0, "finance_charge": 7026.62, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260423A, VIN JF2SKAMC6PH487361. $527 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $29,110, before any dealer documentation fee. Amount financed $30,929, including $1,819 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $37,956. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "1GYS9LKL7TR348203", "title": "2026 Cadillac Escalade ESV Luxury", "year": 2026, "make": "Cadillac", "model": "Escalade ESV", "trim": "Luxury", "decoded_trim": "Luxury+Touring Pkg", "condition": "new", "price": 115540.0, "msrp": null, "sale_price": 115540.0, "currency": "USD", "mileage": 10, "exterior_color": "Black Raven", "interior_color": "Jet Black, Leather seating surfaces with precision perforated inserts", "drivetrain": "Four Wheel Drive", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "6.2L V8 engine", "engine_displacement_l": 6.2, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": 14, "mpg_hwy": 18, "range_miles": null, "battery_kwh": null, "stock_number": "M260525", "stock_status": "In Stock", 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"engine": "6.2L 8-Cylinder V-Shaped", "engine_displacement_l": 6.2, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1GYS9LKL7TR348203.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-escalade-esv-luxury-four-wheel-drive-suv-1gys9lkl7tr348203/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-escalade-esv-luxury-four-wheel-drive-suv-1gys9lkl7tr348203/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GYS9LKL7TR348203.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GYS9LKL7TR348203.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GYS9LKL7TR348203.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-escalade-esv-luxury-four-wheel-drive-suv-1gys9lkl7tr348203/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M260525, VIN 1GYS9LKL7TR348203. Advertised price: $115,540. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$115,540"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Bluetooth", "Leather Seats", "Parking Sensors / Assist", "Power Liftgate", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Side-Impact Air Bags", "Sunroof / Moonroof", "Super Cruise", "Tow Package", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 115540.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYS9LKL7TR348203_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 2344, "unit": "per_month", "display": "$2,344/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 115540.0, "price_incl_doc": 115540.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2344.32, "amount_financed": 122761.25, "sales_tax": 7221.25, "total_of_payments": 140658.96, "finance_charge": 17897.71, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260525, VIN 1GYS9LKL7TR348203. $2,344 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $115,540, before any dealer documentation fee. Amount financed $122,761, including $7,221 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $140,659. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYS9LKL7TR348203_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 2034, "unit": "per_month", "display": "$2,034/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 115540.0, "price_incl_doc": 115540.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2033.93, "amount_financed": 122761.25, "sales_tax": 7221.25, "total_of_payments": 146442.89, "finance_charge": 23681.64, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260525, VIN 1GYS9LKL7TR348203. $2,034 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $115,540, before any dealer documentation fee. Amount financed $122,761, including $7,221 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $146,443. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYS9LKL7TR348203_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1822, "unit": "per_month", "display": "$1,822/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 115540.0, "price_incl_doc": 115540.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1822.34, "amount_financed": 122761.25, "sales_tax": 7221.25, "total_of_payments": 153076.65, "finance_charge": 30315.4, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260525, VIN 1GYS9LKL7TR348203. $1,822 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $115,540, before any dealer documentation fee. Amount financed $122,761, including $7,221 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $153,077. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYS9LKL7TR348203_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1616, "unit": "per_month", "display": "$1,616/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 115540.0, "selling_price": 115540.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 1615.74, "net_cap_cost": 116235.0, "residual_value": 71634.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1615.74, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1775.74}, "total_of_payments": 58176, "total_of_payments_unrounded": 58166.64}, "disclosure": "Estimated lease payment for stock #M260525, VIN 1GYS9LKL7TR348203. $1,616 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,776, made up of $1,616 first payment, $60 title, $100 registration. MSRP $115,540. Lease selling price $115,540. Net capitalized cost $116,235. Residual value $71,635, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $58,176. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYS9LKL7TR348203_lease", "type": "lease", "label": "Lease", "headline": {"value": 1522, "unit": "per_month", "display": "$1,522/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 115540.0, "selling_price": 115540.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 1522.45, "net_cap_cost": 113236.0, "residual_value": 71634.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1522.45, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4681.45}, "total_of_payments": 54792, "total_of_payments_unrounded": 54808.2}, "disclosure": "Estimated lease payment for stock #M260525, VIN 1GYS9LKL7TR348203. $1,522 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,681, made up of $1,522 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $115,540. Lease selling price $115,540. Net capitalized cost $113,236. Residual value $71,635, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $54,792. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 369}}, {"vin": "5XYK6CDF9TG381918", "title": "2026 Kia Sportage X-Line", "year": 2026, "make": "Kia", "model": "Sportage", "trim": "X-Line", "decoded_trim": "X-LINE", "condition": "used", "price": 30843.0, "msrp": 34790.0, "sale_price": 30619.0, "currency": "USD", "mileage": 4477, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic", "mpg_city": 23, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "MK260154", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 35, "primary_image": "https://vehicle-images.carscommerce.inc/eb0e-110013083/5XYK6CDF9TG381918/b2cbf056106858baff109a5b36f7963f.webp", "images": ["https://vehicle-images.carscommerce.inc/eb0e-110013083/5XYK6CDF9TG381918/b2cbf056106858baff109a5b36f7963f.webp", "https://vehicle-images.carscommerce.inc/b6b8-110013083/5XYK6CDF9TG381918/31a1e4aa5c79674b798170e344397fe3.webp", "https://vehicle-images.carscommerce.inc/e9de-110013083/5XYK6CDF9TG381918/d49b18c6c2a8da2ec2458a1da979fe8e.webp", "https://vehicle-images.carscommerce.inc/3cef-110013083/5XYK6CDF9TG381918/6b700a9c86d535d465b2cae9345318b8.webp", 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"https://vehicle-images.carscommerce.inc/178a-110013083/5XYK6CDF9TG381918/e70ac51250ff3cf73e67b83e4fd4b5d4.webp", "https://vehicle-images.carscommerce.inc/9de3-110013083/5XYK6CDF9TG381918/9bda3ae8644dffa5348095073ba3c753.webp", "https://vehicle-images.carscommerce.inc/44e0-110013083/5XYK6CDF9TG381918/76d0b0b95459945860e0f6c0d4652f08.webp", "https://vehicle-images.carscommerce.inc/22c4-110013083/5XYK6CDF9TG381918/a4acb2e49190f7b351a2a7b180d7d902.webp", "https://vehicle-images.carscommerce.inc/47eb-110013083/5XYK6CDF9TG381918/981dc76cba3dc7e7a99cbccda17216df.webp", "https://vehicle-images.carscommerce.inc/f62c-110013083/5XYK6CDF9TG381918/17dc6d418595772f120a1b0b042777ea.webp", "https://vehicle-images.carscommerce.inc/25ee-110013083/5XYK6CDF9TG381918/7e0e94960b9ee235bcc8dad6507af283.webp"], "vin_decode": {"make": "Kia", "model": "Sportage", "year": 2026, "trim": "X-LINE", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 34790.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/5XYK6CDF9TG381918.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sportage-x-line-awd-4d-sport-utility-5xyk6cdf9tg381918/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sportage-x-line-awd-4d-sport-utility-5xyk6cdf9tg381918/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/5XYK6CDF9TG381918.html", "json_url": "https://ai.castlecadillacmchenry.com/v/5XYK6CDF9TG381918.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/5XYK6CDF9TG381918.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sportage-x-line-awd-4d-sport-utility-5xyk6cdf9tg381918/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK260154, VIN 5XYK6CDF9TG381918. Advertised price: $30,843. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,843"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30843.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYK6CDF9TG381918_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 769, "unit": "per_month", "display": "$769/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30843.0, "price_incl_doc": 30843.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 769.47, "amount_financed": 32770.69, "sales_tax": 1927.69, "total_of_payments": 36934.58, "finance_charge": 4163.89, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260154, VIN 5XYK6CDF9TG381918. $769 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,843, before any dealer documentation fee. Amount financed $32,771, including $1,928 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,935. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYK6CDF9TG381918_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 641, "unit": "per_month", "display": "$641/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30843.0, "price_incl_doc": 30843.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 641.04, "amount_financed": 32770.69, "sales_tax": 1927.69, "total_of_payments": 38462.56, "finance_charge": 5691.87, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260154, VIN 5XYK6CDF9TG381918. $641 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,843, before any dealer documentation fee. Amount financed $32,771, including $1,928 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $38,463. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYK6CDF9TG381918_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 559, "unit": "per_month", "display": "$559/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30843.0, "price_incl_doc": 30843.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 558.55, "amount_financed": 32770.69, "sales_tax": 1927.69, "total_of_payments": 40215.63, "finance_charge": 7444.94, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260154, VIN 5XYK6CDF9TG381918. $559 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,843, before any dealer documentation fee. Amount financed $32,771, including $1,928 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $40,216. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "4S3BWAN6XS3030554", "title": "2025 Subaru Legacy Limited", "year": 2025, "make": "Subaru", "model": "Legacy", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 30624.0, "msrp": 0.0, "sale_price": 31697.0, "currency": "USD", "mileage": 2547, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 27, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "MSL107", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-legacy-limited-awd-4d-sedan-4s3bwan6xs3030554/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S3BWAN6XS3030554.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S3BWAN6XS3030554.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S3BWAN6XS3030554.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-legacy-limited-awd-4d-sedan-4s3bwan6xs3030554/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL107, VIN 4S3BWAN6XS3030554. Advertised price: $30,624. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,624"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30624.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S3BWAN6XS3030554_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 764, "unit": "per_month", "display": "$764/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30624.0, "price_incl_doc": 30624.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 764.01, "amount_financed": 32538.0, "sales_tax": 1914.0, "total_of_payments": 36672.32, "finance_charge": 4134.32, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL107, VIN 4S3BWAN6XS3030554. $764 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,624, before any dealer documentation fee. Amount financed $32,538, including $1,914 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,672. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S3BWAN6XS3030554_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 636, "unit": "per_month", "display": "$636/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30624.0, "price_incl_doc": 30624.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 636.49, "amount_financed": 32538.0, "sales_tax": 1914.0, "total_of_payments": 38189.46, "finance_charge": 5651.46, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL107, VIN 4S3BWAN6XS3030554. $636 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,624, before any dealer documentation fee. Amount financed $32,538, including $1,914 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $38,189. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S3BWAN6XS3030554_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 555, "unit": "per_month", "display": "$555/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30624.0, "price_incl_doc": 30624.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 554.58, "amount_financed": 32538.0, "sales_tax": 1914.0, "total_of_payments": 39930.07, "finance_charge": 7392.07, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL107, VIN 4S3BWAN6XS3030554. $555 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,624, before any dealer documentation fee. Amount financed $32,538, including $1,914 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,930. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF1VA1P65M8808361_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 691, "unit": "per_month", "display": "$691/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27710.0, "price_incl_doc": 27710.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 501.81, "amount_financed": 29441.88, "sales_tax": 1731.88, "total_of_payments": 36130.57, "finance_charge": 6688.69, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKK371, VIN JF1VA1P65M8808361. $502 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,710, before any dealer documentation fee. Amount financed $29,442, including $1,732 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $36,131. Offer expires 2026-07-31. Estimated for ZIP 60050. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Seats", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24009.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3GKALTEG8PL226145_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 599, "unit": "per_month", "display": "$599/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24009.0, "price_incl_doc": 24009.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 598.98, "amount_financed": 25509.56, "sales_tax": 1500.56, "total_of_payments": 28750.84, "finance_charge": 3241.28, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7859, VIN 3GKALTEG8PL226145. $599 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,009, before any dealer documentation fee. Amount financed $25,510, including $1,501 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,751. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GKALTEG8PL226145_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 499, "unit": "per_month", "display": "$499/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24009.0, "price_incl_doc": 24009.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 499.0, "amount_financed": 25509.56, "sales_tax": 1500.56, "total_of_payments": 29940.26, "finance_charge": 4430.7, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7859, VIN 3GKALTEG8PL226145. $499 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,009, before any dealer documentation fee. Amount financed $25,510, including $1,501 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,940. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GKALTEG8PL226145_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 435, "unit": "per_month", "display": "$435/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24009.0, "price_incl_doc": 24009.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 434.79, "amount_financed": 25509.56, "sales_tax": 1500.56, "total_of_payments": 31304.89, "finance_charge": 5795.33, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7859, VIN 3GKALTEG8PL226145. $435 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,009, before any dealer documentation fee. Amount financed $25,510, including $1,501 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,305. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://ai.castlecadillacmchenry.com/v/SALEJ7EX4R2284275.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/SALEJ7EX4R2284275.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-land-rover-defender-110-p300-na-suv-salej7ex4r2284275/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M260413A, VIN SALEJ7EX4R2284275. Advertised price: $50,910. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$50,910"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Push Start", "Rain Sensing Wipers", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50910.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_SALEJ7EX4R2284275_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1270, "unit": "per_month", "display": "$1,270/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50910.0, "price_incl_doc": 50910.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1270.1, "amount_financed": 54091.88, "sales_tax": 3181.88, "total_of_payments": 60964.87, "finance_charge": 6872.99, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260413A, VIN SALEJ7EX4R2284275. $1,270 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $50,910, before any dealer documentation fee. Amount financed $54,092, including $3,182 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $60,965. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_SALEJ7EX4R2284275_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1058, "unit": "per_month", "display": "$1,058/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50910.0, "price_incl_doc": 50910.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1058.12, "amount_financed": 54091.88, "sales_tax": 3181.88, "total_of_payments": 63486.98, "finance_charge": 9395.1, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260413A, VIN SALEJ7EX4R2284275. $1,058 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $50,910, before any dealer documentation fee. Amount financed $54,092, including $3,182 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $63,487. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_SALEJ7EX4R2284275_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 922, "unit": "per_month", "display": "$922/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50910.0, "price_incl_doc": 50910.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 921.95, "amount_financed": 54091.88, "sales_tax": 3181.88, "total_of_payments": 66380.62, "finance_charge": 12288.74, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260413A, VIN SALEJ7EX4R2284275. $922 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $50,910, before any dealer documentation fee. Amount financed $54,092, including $3,182 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $66,381. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "5NMJBCDE5RH299620", "title": "2024 Hyundai Tucson SEL", "year": 2024, "make": "Hyundai", "model": "Tucson", "trim": "SEL", "decoded_trim": "SEL", "condition": "used", "price": 22910.0, "msrp": 0.0, "sale_price": 24210.0, "currency": "USD", "mileage": 43682, "exterior_color": "White", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 23, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "MKP2498", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde5rh299620/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/5NMJBCDE5RH299620.html", "json_url": "https://ai.castlecadillacmchenry.com/v/5NMJBCDE5RH299620.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/5NMJBCDE5RH299620.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde5rh299620/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MKP2498, VIN 5NMJBCDE5RH299620. Advertised price: $22,910. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$22,910"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22910.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE5RH299620_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 572, "unit": "per_month", "display": "$572/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22910.0, "price_incl_doc": 22910.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 571.56, "amount_financed": 24341.88, "sales_tax": 1431.88, "total_of_payments": 27434.79, "finance_charge": 3092.91, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2498, VIN 5NMJBCDE5RH299620. $572 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $22,910, before any dealer documentation fee. Amount financed $24,342, including $1,432 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,435. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE5RH299620_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 476, "unit": "per_month", "display": "$476/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22910.0, "price_incl_doc": 22910.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 476.16, "amount_financed": 24341.88, "sales_tax": 1431.88, "total_of_payments": 28569.77, "finance_charge": 4227.89, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2498, VIN 5NMJBCDE5RH299620. $476 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $22,910, before any dealer documentation fee. Amount financed $24,342, including $1,432 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $28,570. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE5RH299620_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 415, "unit": "per_month", "display": "$415/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22910.0, "price_incl_doc": 22910.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 414.89, "amount_financed": 24341.88, "sales_tax": 1431.88, "total_of_payments": 29871.94, "finance_charge": 5530.06, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2498, VIN 5NMJBCDE5RH299620. $415 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $22,910, before any dealer documentation fee. Amount financed $24,342, including $1,432 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $29,872. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-outback-limited-awd-4d-sport-utility-4s4btanc0s3287605/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4BTANC0S3287605.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4BTANC0S3287605.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4BTANC0S3287605.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-outback-limited-awd-4d-sport-utility-4s4btanc0s3287605/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL110, VIN 4S4BTANC0S3287605. Advertised price: $34,687. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$34,687"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34687.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4BTANC0S3287605_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 865, "unit": "per_month", "display": "$865/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34687.0, "price_incl_doc": 34687.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 865.37, "amount_financed": 36854.94, "sales_tax": 2167.94, "total_of_payments": 41537.78, "finance_charge": 4682.84, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL110, VIN 4S4BTANC0S3287605. $865 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $34,687, before any dealer documentation fee. Amount financed $36,855, including $2,168 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $41,538. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTANC0S3287605_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 721, "unit": "per_month", "display": "$721/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34687.0, "price_incl_doc": 34687.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 720.94, "amount_financed": 36854.94, "sales_tax": 2167.94, "total_of_payments": 43256.2, "finance_charge": 6401.26, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL110, VIN 4S4BTANC0S3287605. $721 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $34,687, before any dealer documentation fee. Amount financed $36,855, including $2,168 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $43,256. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTANC0S3287605_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 628, "unit": "per_month", "display": "$628/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34687.0, "price_incl_doc": 34687.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 628.16, "amount_financed": 36854.94, "sales_tax": 2167.94, "total_of_payments": 45227.75, "finance_charge": 8372.81, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL110, VIN 4S4BTANC0S3287605. $628 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $34,687, before any dealer documentation fee. Amount financed $36,855, including $2,168 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $45,228. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "JTEAAAAH8MJ005454", "title": "2021 Toyota Venza XLE", "year": 2021, "make": "Toyota", "model": "Venza", "trim": "XLE", "decoded_trim": "AXUH85L", "condition": "used", "price": 23310.0, "msrp": 0.0, "sale_price": 24210.0, "currency": "USD", "mileage": 95564, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Continuously Variable (ECVT)", "mpg_city": 40, "mpg_hwy": 37, "range_miles": null, "battery_kwh": null, "stock_number": "MK260575B", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Memory Seats", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 20410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C4RC1BG0PR601651_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 509, "unit": "per_month", "display": "$509/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20410.0, "price_incl_doc": 20410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 509.19, "amount_financed": 21685.63, "sales_tax": 1275.63, "total_of_payments": 24441.04, "finance_charge": 2755.41, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2481, VIN 2C4RC1BG0PR601651. $509 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $20,410, before any dealer documentation fee. Amount financed $21,686, including $1,276 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $24,441. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC1BG0PR601651_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 424, "unit": "per_month", "display": "$424/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20410.0, "price_incl_doc": 20410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 424.2, "amount_financed": 21685.63, "sales_tax": 1275.63, "total_of_payments": 25452.16, "finance_charge": 3766.53, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2481, VIN 2C4RC1BG0PR601651. $424 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $20,410, before any dealer documentation fee. Amount financed $21,686, including $1,276 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $25,452. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC1BG0PR601651_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 370, "unit": "per_month", "display": "$370/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20410.0, "price_incl_doc": 20410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 369.61, "amount_financed": 21685.63, "sales_tax": 1275.63, "total_of_payments": 26612.23, "finance_charge": 4926.6, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2481, VIN 2C4RC1BG0PR601651. $370 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $20,410, before any dealer documentation fee. Amount financed $21,686, including $1,276 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $26,612. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "5J8YD8H84NL005449", "title": "2022 Acura MDX Package", "year": 2022, "make": "Acura", "model": "MDX", "trim": "Package", "decoded_trim": "Type S", "condition": "used", "price": 46410.0, "msrp": 0.0, "sale_price": 47410.0, "currency": "USD", "mileage": 46761, "exterior_color": "Gold", "interior_color": "Blue", "drivetrain": "NA", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Premium unleaded", "doors": 4, "seating_capacity": 7, "engine": "3L V-6 gasoline direct injection, DOHC, i-VTEC variable valve control, intercooled turbo, premium unleaded, engine with cylinder deactivation and 355HP", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "MC260220A", 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sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-acura-mdx-type-s-wadvance-package-na-sport-utility-5j8yd8h84nl005449/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/5J8YD8H84NL005449.html", "json_url": "https://ai.castlecadillacmchenry.com/v/5J8YD8H84NL005449.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/5J8YD8H84NL005449.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-acura-mdx-type-s-wadvance-package-na-sport-utility-5j8yd8h84nl005449/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MC260220A, VIN 5J8YD8H84NL005449. Advertised price: $46,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$46,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5J8YD8H84NL005449_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1158, "unit": "per_month", "display": "$1,158/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46410.0, "price_incl_doc": 46410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1157.84, "amount_financed": 49310.63, "sales_tax": 2900.63, "total_of_payments": 55576.1, "finance_charge": 6265.47, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MC260220A, VIN 5J8YD8H84NL005449. $1,158 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $46,410, before any dealer documentation fee. Amount financed $49,311, including $2,901 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $55,576. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5J8YD8H84NL005449_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 965, "unit": "per_month", "display": "$965/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46410.0, "price_incl_doc": 46410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 964.59, "amount_financed": 49310.63, "sales_tax": 2900.63, "total_of_payments": 57875.29, "finance_charge": 8564.66, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MC260220A, VIN 5J8YD8H84NL005449. $965 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $46,410, before any dealer documentation fee. Amount financed $49,311, including $2,901 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $57,875. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5J8YD8H84NL005449_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 840, "unit": "per_month", "display": "$840/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46410.0, "price_incl_doc": 46410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 840.46, "amount_financed": 49310.63, "sales_tax": 2900.63, "total_of_payments": 60513.16, "finance_charge": 11202.53, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MC260220A, VIN 5J8YD8H84NL005449. $840 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $46,410, before any dealer documentation fee. Amount financed $49,311, including $2,901 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $60,513. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "1HA0GRF7XRN017761", "title": "2024 Chevrolet Express Cutaway 3500 Van", "year": 2024, "make": "Chevrolet", "model": "Express Cutaway 3500", "trim": "Van", "decoded_trim": "3500 Cutaway", "condition": "used", "price": 90333.0, "msrp": 0.0, "sale_price": 90940.0, "currency": "USD", "mileage": 66824, "exterior_color": "Summit White", "interior_color": "Medium Pewter, Custom Cloth seat trim", "drivetrain": "Rear Wheel Drive", "body_style": "Regular Wheelbase", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 2, "seating_capacity": 2, "engine": "6.6L V8 Gas engine", "engine_displacement_l": 6.6, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "MCP7883", "stock_status": "In Stock", 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-chevrolet-express-cutaway-3500-work-van-rear-wheel-drive-regular-wheelbase-1ha0grf7xrn017761/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1HA0GRF7XRN017761.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1HA0GRF7XRN017761.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1HA0GRF7XRN017761.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-chevrolet-express-cutaway-3500-work-van-rear-wheel-drive-regular-wheelbase-1ha0grf7xrn017761/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MCP7883, VIN 1HA0GRF7XRN017761. Advertised price: $90,333. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$90,333"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Backup Camera", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 90333.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1HA0GRF7XRN017761_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 2254, "unit": "per_month", "display": "$2,254/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 90333.0, "price_incl_doc": 90333.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2253.63, "amount_financed": 95978.81, "sales_tax": 5645.81, "total_of_payments": 108174.01, "finance_charge": 12195.2, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7883, VIN 1HA0GRF7XRN017761. $2,254 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $90,333, before any dealer documentation fee. Amount financed $95,979, including $5,646 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $108,174. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1HA0GRF7XRN017761_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1877, "unit": "per_month", "display": "$1,877/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 90333.0, "price_incl_doc": 90333.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1877.49, "amount_financed": 95978.81, "sales_tax": 5645.81, "total_of_payments": 112649.17, "finance_charge": 16670.36, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7883, VIN 1HA0GRF7XRN017761. $1,877 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $90,333, before any dealer documentation fee. Amount financed $95,979, including $5,646 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $112,649. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1HA0GRF7XRN017761_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1636, "unit": "per_month", "display": "$1,636/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 90333.0, "price_incl_doc": 90333.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1635.88, "amount_financed": 95978.81, "sales_tax": 5645.81, "total_of_payments": 117783.54, "finance_charge": 21804.73, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7883, VIN 1HA0GRF7XRN017761. $1,636 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $90,333, before any dealer documentation fee. Amount financed $95,979, including $5,646 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $117,784. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 290}}, {"vin": "3GCUKFED7SG246925", "title": "2025 Chevrolet Silverado 1500 Boss", "year": 2025, "make": "Chevrolet", "model": "Silverado 1500", "trim": "Boss", "decoded_trim": "Trail Boss - LT", "condition": "used", "price": 54410.0, "msrp": 0.0, "sale_price": 55410.0, "currency": "USD", "mileage": 5480, "exterior_color": "Summit White", "interior_color": "Jet Black, Leather-appointed front outboard seating positions", "drivetrain": "Four Wheel Drive", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "5.3L EcoTec3 V8 engine", "engine_displacement_l": 5.3, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": 16, "mpg_hwy": 19, "range_miles": null, "battery_kwh": null, "stock_number": "M260229A", "stock_status": "In Stock", 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"short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-chevrolet-silverado-1500-lt-trail-boss-four-wheel-drive-crew-cab-3gcukfed7sg246925/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/3GCUKFED7SG246925.html", "json_url": "https://ai.castlecadillacmchenry.com/v/3GCUKFED7SG246925.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/3GCUKFED7SG246925.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-chevrolet-silverado-1500-lt-trail-boss-four-wheel-drive-crew-cab-3gcukfed7sg246925/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M260229A, VIN 3GCUKFED7SG246925. Advertised price: $54,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$54,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Fog Lights", "Forward Collision Warning", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Power Seats", "Push Start", "Rear A/C", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 54410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3GCUKFED7SG246925_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1357, "unit": "per_month", "display": "$1,357/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54410.0, "price_incl_doc": 54410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1357.42, "amount_financed": 57810.63, "sales_tax": 3400.63, "total_of_payments": 65156.13, "finance_charge": 7345.5, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260229A, VIN 3GCUKFED7SG246925. $1,357 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $54,410, before any dealer documentation fee. Amount financed $57,811, including $3,401 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $65,156. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GCUKFED7SG246925_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1131, "unit": "per_month", "display": "$1,131/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54410.0, "price_incl_doc": 54410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1130.86, "amount_financed": 57810.63, "sales_tax": 3400.63, "total_of_payments": 67851.64, "finance_charge": 10041.01, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260229A, VIN 3GCUKFED7SG246925. $1,131 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $54,410, before any dealer documentation fee. Amount financed $57,811, including $3,401 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $67,852. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GCUKFED7SG246925_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 985, "unit": "per_month", "display": "$985/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54410.0, "price_incl_doc": 54410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 985.34, "amount_financed": 57810.63, "sales_tax": 3400.63, "total_of_payments": 70944.21, "finance_charge": 13133.58, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260229A, VIN 3GCUKFED7SG246925. $985 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $54,410, before any dealer documentation fee. Amount financed $57,811, including $3,401 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $70,944. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-ford-f-150-lariat-na-crew-cab-1ftfw1e58pkd64619/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1FTFW1E58PKD64619.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1FTFW1E58PKD64619.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1FTFW1E58PKD64619.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-ford-f-150-lariat-na-crew-cab-1ftfw1e58pkd64619/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40210.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1FTFW1E58PKD64619_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1003, "unit": "per_month", "display": "$1,003/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40210.0, "price_incl_doc": 40210.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1003.16, "amount_financed": 42723.13, "sales_tax": 2513.13, "total_of_payments": 48151.59, "finance_charge": 5428.46, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260485A, VIN 1FTFW1E58PKD64619. $1,003 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $40,210, before any dealer documentation fee. Amount financed $42,723, including $2,513 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $48,152. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FTFW1E58PKD64619_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 836, "unit": "per_month", "display": "$836/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40210.0, "price_incl_doc": 40210.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 835.73, "amount_financed": 42723.13, "sales_tax": 2513.13, "total_of_payments": 50143.62, "finance_charge": 7420.49, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260485A, VIN 1FTFW1E58PKD64619. $836 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $40,210, before any dealer documentation fee. Amount financed $42,723, including $2,513 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $50,144. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FTFW1E58PKD64619_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 728, "unit": "per_month", "display": "$728/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40210.0, "price_incl_doc": 40210.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 728.18, "amount_financed": 42723.13, "sales_tax": 2513.13, "total_of_payments": 52429.09, "finance_charge": 9705.96, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260485A, VIN 1FTFW1E58PKD64619. $728 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $40,210, before any dealer documentation fee. Amount financed $42,723, including $2,513 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $52,429. Offer expires 2026-07-31. Estimated for ZIP 60050. 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{"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-subaru-outback-limited-xt-awd-4d-sport-utility-jf2burgdxty454015/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/JF2BURGDXTY454015.html", "json_url": "https://ai.castlecadillacmchenry.com/v/JF2BURGDXTY454015.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/JF2BURGDXTY454015.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-subaru-outback-limited-xt-awd-4d-sport-utility-jf2burgdxty454015/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$39,370"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39370.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF2BURGDXTY454015_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 982, "unit": "per_month", "display": "$982/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39370.0, "price_incl_doc": 39370.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 982.2, "amount_financed": 41830.63, "sales_tax": 2460.63, "total_of_payments": 47145.69, "finance_charge": 5315.06, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL148, VIN JF2BURGDXTY454015. $982 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $39,370, before any dealer documentation fee. Amount financed $41,831, including $2,461 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $47,146. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2BURGDXTY454015_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 818, "unit": "per_month", "display": "$818/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39370.0, "price_incl_doc": 39370.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 818.27, "amount_financed": 41830.63, "sales_tax": 2460.63, "total_of_payments": 49096.1, "finance_charge": 7265.47, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL148, VIN JF2BURGDXTY454015. $818 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $39,370, before any dealer documentation fee. Amount financed $41,831, including $2,461 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $49,096. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2BURGDXTY454015_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 713, "unit": "per_month", "display": "$713/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39370.0, "price_incl_doc": 39370.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 712.97, "amount_financed": 41830.63, "sales_tax": 2460.63, "total_of_payments": 51333.83, "finance_charge": 9503.2, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL148, VIN JF2BURGDXTY454015. $713 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $39,370, before any dealer documentation fee. Amount financed $41,831, including $2,461 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $51,334. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "JF2SLDRC0SH477229", "title": "2025 Subaru Forester Limited", "year": 2025, "make": "Subaru", "model": "Forester", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 32410.0, "msrp": 0.0, "sale_price": 33410.0, "currency": "USD", "mileage": 28280, "exterior_color": "White", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 26, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MS260149A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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"https://vehicle-images.carscommerce.inc/3a08-110013083/JF2SLDRC0SH477229/584876bb7a9b5b5b2119b7d69ca3d0f3.webp"], "vin_decode": {"make": "Subaru", "model": "Forester", "year": 2025, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/JF2SLDRC0SH477229.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-forester-limited-awd-4d-sport-utility-jf2sldrc0sh477229/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-forester-limited-awd-4d-sport-utility-jf2sldrc0sh477229/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/JF2SLDRC0SH477229.html", "json_url": "https://ai.castlecadillacmchenry.com/v/JF2SLDRC0SH477229.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/JF2SLDRC0SH477229.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-forester-limited-awd-4d-sport-utility-jf2sldrc0sh477229/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260149A, VIN JF2SLDRC0SH477229. Advertised price: $32,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$32,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF2SLDRC0SH477229_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 809, "unit": "per_month", "display": "$809/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32410.0, "price_incl_doc": 32410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 808.56, "amount_financed": 34435.63, "sales_tax": 2025.63, "total_of_payments": 38811.07, "finance_charge": 4375.44, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260149A, VIN JF2SLDRC0SH477229. $809 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $32,410, before any dealer documentation fee. Amount financed $34,436, including $2,026 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $38,811. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2SLDRC0SH477229_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 674, "unit": "per_month", "display": "$674/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32410.0, "price_incl_doc": 32410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 673.61, "amount_financed": 34435.63, "sales_tax": 2025.63, "total_of_payments": 40416.68, "finance_charge": 5981.05, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260149A, VIN JF2SLDRC0SH477229. $674 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $32,410, before any dealer documentation fee. Amount financed $34,436, including $2,026 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $40,417. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2SLDRC0SH477229_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 587, "unit": "per_month", "display": "$587/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32410.0, "price_incl_doc": 32410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 586.93, "amount_financed": 34435.63, "sales_tax": 2025.63, "total_of_payments": 42258.81, "finance_charge": 7823.18, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260149A, VIN JF2SLDRC0SH477229. $587 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $32,410, before any dealer documentation fee. Amount financed $34,436, including $2,026 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $42,259. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "4S4BTANC1S3277116", "title": "2025 Subaru Outback Limited", "year": 2025, "make": "Subaru", "model": "Outback", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 34730.0, "msrp": 0.0, "sale_price": 36041.0, "currency": "USD", "mileage": 4261, "exterior_color": "Green", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "CVT Lineartronic", "mpg_city": 26, "mpg_hwy": 32, "range_miles": null, "battery_kwh": null, "stock_number": "MSL096", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-outback-limited-awd-4d-sport-utility-4s4btanc1s3277116/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4BTANC1S3277116.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4BTANC1S3277116.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4BTANC1S3277116.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-outback-limited-awd-4d-sport-utility-4s4btanc1s3277116/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL096, VIN 4S4BTANC1S3277116. Advertised price: $34,730. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$34,730"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34730.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4BTANC1S3277116_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 866, "unit": "per_month", "display": "$866/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34730.0, "price_incl_doc": 34730.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 866.44, "amount_financed": 36900.63, "sales_tax": 2170.63, "total_of_payments": 41589.27, "finance_charge": 4688.64, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL096, VIN 4S4BTANC1S3277116. $866 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $34,730, before any dealer documentation fee. Amount financed $36,901, including $2,171 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $41,589. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTANC1S3277116_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 722, "unit": "per_month", "display": "$722/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34730.0, "price_incl_doc": 34730.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 721.83, "amount_financed": 36900.63, "sales_tax": 2170.63, "total_of_payments": 43309.82, "finance_charge": 6409.19, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL096, VIN 4S4BTANC1S3277116. $722 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $34,730, before any dealer documentation fee. Amount financed $36,901, including $2,171 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $43,310. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTANC1S3277116_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 629, "unit": "per_month", "display": "$629/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34730.0, "price_incl_doc": 34730.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 628.94, "amount_financed": 36900.63, "sales_tax": 2170.63, "total_of_payments": 45283.82, "finance_charge": 8383.19, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL096, VIN 4S4BTANC1S3277116. $629 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $34,730, before any dealer documentation fee. Amount financed $36,901, including $2,171 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $45,284. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "4S4BTADC8S3336826", "title": "2025 Subaru Outback Premium", "year": 2025, "make": "Subaru", "model": "Outback", "trim": "Premium", "decoded_trim": "Premium", "condition": "used", "price": 31630.0, "msrp": 0.0, "sale_price": 32867.0, "currency": "USD", "mileage": 4415, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "CVT Lineartronic", "mpg_city": 26, "mpg_hwy": 32, "range_miles": null, "battery_kwh": null, "stock_number": "MSL116", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-outback-premium-awd-4d-sport-utility-4s4btadc8s3336826/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4BTADC8S3336826.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4BTADC8S3336826.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4BTADC8S3336826.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-outback-premium-awd-4d-sport-utility-4s4btadc8s3336826/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL116, VIN 4S4BTADC8S3336826. Advertised price: $31,630. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,630"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31630.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4BTADC8S3336826_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 789, "unit": "per_month", "display": "$789/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31630.0, "price_incl_doc": 31630.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 789.1, "amount_financed": 33606.88, "sales_tax": 1976.88, "total_of_payments": 37877.02, "finance_charge": 4270.14, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL116, VIN 4S4BTADC8S3336826. $789 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $31,630, before any dealer documentation fee. Amount financed $33,607, including $1,977 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $37,877. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTADC8S3336826_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 657, "unit": "per_month", "display": "$657/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31630.0, "price_incl_doc": 31630.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 657.4, "amount_financed": 33606.88, "sales_tax": 1976.88, "total_of_payments": 39443.99, "finance_charge": 5837.11, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL116, VIN 4S4BTADC8S3336826. $657 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $31,630, before any dealer documentation fee. Amount financed $33,607, including $1,977 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $39,444. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTADC8S3336826_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 573, "unit": "per_month", "display": "$573/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31630.0, "price_incl_doc": 31630.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 572.8, "amount_financed": 33606.88, "sales_tax": 1976.88, "total_of_payments": 41241.78, "finance_charge": 7634.9, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL116, VIN 4S4BTADC8S3336826. $573 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $31,630, before any dealer documentation fee. Amount financed $33,607, including $1,977 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $41,242. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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null, "engine_displacement_l": null, "cylinders": null, "drive_type": null, "fuel_type": "Electric", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1GYXP3RL9TZ600714.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-lyriq-v-series-premium-all-wheel-drive-suv-1gyxp3rl9tz600714/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-lyriq-v-series-premium-all-wheel-drive-suv-1gyxp3rl9tz600714/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GYXP3RL9TZ600714.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GYXP3RL9TZ600714.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GYXP3RL9TZ600714.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-lyriq-v-series-premium-all-wheel-drive-suv-1gyxp3rl9tz600714/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M260005, VIN 1GYXP3RL9TZ600714. Advertised price: $86,684. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$86,684"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Keyless Entry", "Leather Seats", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Remote Start", "Side-Impact Air Bags", "Sunroof / Moonroof", "Super Cruise", "Tow Package", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 86684.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYXP3RL9TZ600714_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1759, "unit": "per_month", "display": "$1,759/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 86684.0, "price_incl_doc": 86684.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1758.83, "amount_financed": 92101.75, "sales_tax": 5417.75, "total_of_payments": 105529.52, "finance_charge": 13427.77, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260005, VIN 1GYXP3RL9TZ600714. $1,759 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $86,684, before any dealer documentation fee. Amount financed $92,102, including $5,418 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $105,530. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYXP3RL9TZ600714_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1526, "unit": "per_month", "display": "$1,526/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 86684.0, "price_incl_doc": 86684.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1525.96, "amount_financed": 92101.75, "sales_tax": 5417.75, "total_of_payments": 109868.92, "finance_charge": 17767.17, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260005, VIN 1GYXP3RL9TZ600714. $1,526 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $86,684, before any dealer documentation fee. Amount financed $92,102, including $5,418 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $109,869. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYXP3RL9TZ600714_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1367, "unit": "per_month", "display": "$1,367/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 86684.0, "price_incl_doc": 86684.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1367.21, "amount_financed": 92101.75, "sales_tax": 5417.75, "total_of_payments": 114845.91, "finance_charge": 22744.16, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260005, VIN 1GYXP3RL9TZ600714. $1,367 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $86,684, before any dealer documentation fee. Amount financed $92,102, including $5,418 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $114,846. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYXP3RL9TZ600714_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1218, "unit": "per_month", "display": "$1,218/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 86684.0, "selling_price": 86684.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 1217.61, "net_cap_cost": 87379.0, "residual_value": 53744.08, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1217.61, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1377.61}, "total_of_payments": 43848, "total_of_payments_unrounded": 43833.96}, "disclosure": "Estimated lease payment for stock #M260005, VIN 1GYXP3RL9TZ600714. $1,218 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,378, made up of $1,218 first payment, $60 title, $100 registration. MSRP $86,684. Lease selling price $86,684. Net capitalized cost $87,379. Residual value $53,744, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $43,848. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYXP3RL9TZ600714_lease", "type": "lease", "label": "Lease", "headline": {"value": 1124, "unit": "per_month", "display": "$1,124/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 86684.0, "selling_price": 86684.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 1124.32, "net_cap_cost": 84380.0, "residual_value": 53744.08, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1124.32, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4283.32}, "total_of_payments": 40464, "total_of_payments_unrounded": 40475.52}, "disclosure": "Estimated lease payment for stock #M260005, VIN 1GYXP3RL9TZ600714. $1,124 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,283, made up of $1,124 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $86,684. Lease selling price $86,684. Net capitalized cost $84,380. Residual value $53,744, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $40,464. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 364}}, {"vin": "1GYKNBR48TZ114916", "title": "2026 Cadillac XT5 Luxury", "year": 2026, "make": "Cadillac", "model": "XT5", "trim": "Luxury", "decoded_trim": "Luxury", "condition": "new", "price": 46213.0, "msrp": 49770.0, "sale_price": 49183.0, "currency": "USD", "mileage": 5, "exterior_color": "Stellar Black Metallic", "interior_color": "Jet Black, Inteluxe Seats", "drivetrain": "All Wheel Drive", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, 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"https://vini.gm.com/realimages/1GYKNBR48TZ114916/c8c7b36.jpg"], "vin_decode": {"make": "Cadillac", "model": "XT5", "year": 2026, "trim": "Luxury", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 49770.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1GYKNBR48TZ114916.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-xt5-luxury-all-wheel-drive-suv-1gyknbr48tz114916/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-xt5-luxury-all-wheel-drive-suv-1gyknbr48tz114916/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GYKNBR48TZ114916.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GYKNBR48TZ114916.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GYKNBR48TZ114916.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-xt5-luxury-all-wheel-drive-suv-1gyknbr48tz114916/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,557. This offer applies to Stock #M260497, VIN 1GYKNBR48TZ114916. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $49,770. Advertised price: $46,213. Savings: $3,557, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$49,770"}, {"label": "Advertised price", "value": "$46,213"}, {"label": "Savings", "value": "$3,557, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,557", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Cooled Seats", "Heated Seats", "Lane Departure Warning", "Lane keep assist", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Remote Start", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46213.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYKNBR48TZ114916_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 938, "unit": "per_month", "display": "$938/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46213.0, "price_incl_doc": 46213.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 937.67, "amount_financed": 49101.31, "sales_tax": 2888.31, "total_of_payments": 56259.93, "finance_charge": 7158.62, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260497, VIN 1GYKNBR48TZ114916. $938 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $46,213, before any dealer documentation fee. Amount financed $49,101, including $2,888 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $56,260. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNBR48TZ114916_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 814, "unit": "per_month", "display": "$814/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46213.0, "price_incl_doc": 46213.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 813.52, "amount_financed": 49101.31, "sales_tax": 2888.31, "total_of_payments": 58573.35, "finance_charge": 9472.04, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260497, VIN 1GYKNBR48TZ114916. $814 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $46,213, before any dealer documentation fee. Amount financed $49,101, including $2,888 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $58,573. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNBR48TZ114916_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 729, "unit": "per_month", "display": "$729/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46213.0, "price_incl_doc": 46213.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 728.89, "amount_financed": 49101.31, "sales_tax": 2888.31, "total_of_payments": 61226.68, "finance_charge": 12125.37, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260497, VIN 1GYKNBR48TZ114916. $729 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $46,213, before any dealer documentation fee. Amount financed $49,101, including $2,888 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $61,227. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNBR48TZ114916_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 598, "unit": "per_month", "display": "$598/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 49770.0, "selling_price": 46213.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 597.65, "net_cap_cost": 46908.0, "residual_value": 30857.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 597.65, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 757.65}, "total_of_payments": 21528, "total_of_payments_unrounded": 21515.4}, "disclosure": "Estimated lease payment for stock #M260497, VIN 1GYKNBR48TZ114916. $598 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $758, made up of $598 first payment, $60 title, $100 registration. MSRP $49,770. Lease selling price $46,213. Net capitalized cost $46,908. Residual value $30,857, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $21,528. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNBR48TZ114916_lease", "type": "lease", "label": "Lease", "headline": {"value": 504, "unit": "per_month", "display": "$504/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 49770.0, "selling_price": 46213.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 504.36, "net_cap_cost": 43909.0, "residual_value": 30857.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 504.36, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3663.36}, "total_of_payments": 18144, "total_of_payments_unrounded": 18156.96}, "disclosure": "Estimated lease payment for stock #M260497, VIN 1GYKNBR48TZ114916. $504 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,663, made up of $504 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $49,770. Lease selling price $46,213. Net capitalized cost $43,909. Residual value $30,857, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $18,144. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 353}}, {"vin": "4S4SLDF61T3046096", "title": "2026 Subaru Forester Sport", "year": 2026, "make": "Subaru", "model": "Forester", "trim": "Sport", "decoded_trim": "Sport Base", "condition": "used", "price": 34162.0, "msrp": 0.0, "sale_price": 34162.0, "currency": "USD", "mileage": 4257, "exterior_color": "Beige", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 25, "mpg_hwy": 32, "range_miles": null, "battery_kwh": null, "stock_number": "MSL157", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-subaru-forester-sport-awd-4d-sport-utility-4s4sldf61t3046096/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4SLDF61T3046096.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4SLDF61T3046096.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4SLDF61T3046096.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-subaru-forester-sport-awd-4d-sport-utility-4s4sldf61t3046096/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL157, VIN 4S4SLDF61T3046096. Advertised price: $34,162. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$34,162"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Memory Seats", "Power Seats", "Premium Audio", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34162.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4SLDF61T3046096_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 852, "unit": "per_month", "display": "$852/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34162.0, "price_incl_doc": 34162.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 852.27, "amount_financed": 36297.13, "sales_tax": 2135.13, "total_of_payments": 40909.09, "finance_charge": 4611.96, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL157, VIN 4S4SLDF61T3046096. $852 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $34,162, before any dealer documentation fee. Amount financed $36,297, including $2,135 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $40,909. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4SLDF61T3046096_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 710, "unit": "per_month", "display": "$710/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34162.0, "price_incl_doc": 34162.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 710.03, "amount_financed": 36297.13, "sales_tax": 2135.13, "total_of_payments": 42601.5, "finance_charge": 6304.37, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL157, VIN 4S4SLDF61T3046096. $710 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $34,162, before any dealer documentation fee. Amount financed $36,297, including $2,135 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $42,602. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4SLDF61T3046096_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 619, "unit": "per_month", "display": "$619/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34162.0, "price_incl_doc": 34162.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 618.66, "amount_financed": 36297.13, "sales_tax": 2135.13, "total_of_payments": 44543.21, "finance_charge": 8246.08, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL157, VIN 4S4SLDF61T3046096. $619 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $34,162, before any dealer documentation fee. Amount financed $36,297, including $2,135 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $44,543. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 18410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5J6RW2H88JL007154_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 459, "unit": "per_month", "display": "$459/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5J6RW2H88JL007154_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 383, "unit": "per_month", "display": "$383/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 18410.0, "price_incl_doc": 18410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 382.63, "amount_financed": 19560.63, "sales_tax": 1150.63, "total_of_payments": 22958.07, "finance_charge": 3397.44, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK270055A, VIN 5J6RW2H88JL007154. $383 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $18,410, before any dealer documentation fee. Amount financed $19,561, including $1,151 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $22,958. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5J6RW2H88JL007154_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 333, "unit": "per_month", "display": "$333/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$85,202"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Forward Collision Warning", "Keyless Entry", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 85202.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GB4YSEY3RF440202_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 2126, "unit": "per_month", "display": "$2,126/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 85202.0, "price_incl_doc": 85202.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2125.62, "amount_financed": 90527.13, "sales_tax": 5325.13, "total_of_payments": 102029.63, "finance_charge": 11502.5, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7881, VIN 1GB4YSEY3RF440202. $2,126 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $85,202, before any dealer documentation fee. Amount financed $90,527, including $5,325 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $102,030. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GB4YSEY3RF440202_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1771, "unit": "per_month", "display": "$1,771/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 85202.0, "price_incl_doc": 85202.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1770.84, "amount_financed": 90527.13, "sales_tax": 5325.13, "total_of_payments": 106250.59, "finance_charge": 15723.46, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7881, VIN 1GB4YSEY3RF440202. $1,771 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $85,202, before any dealer documentation fee. Amount financed $90,527, including $5,325 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $106,251. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GB4YSEY3RF440202_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1543, "unit": "per_month", "display": "$1,543/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 85202.0, "price_incl_doc": 85202.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1542.96, "amount_financed": 90527.13, "sales_tax": 5325.13, "total_of_payments": 111093.33, "finance_charge": 20566.2, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7881, VIN 1GB4YSEY3RF440202. $1,543 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $85,202, before any dealer documentation fee. Amount financed $90,527, including $5,325 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $111,093. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 269}}, {"vin": "KNAG64J78T5465873", "title": "2026 Kia K5 GT-Line", "year": 2026, "make": "Kia", "model": "K5", "trim": "GT-Line", "decoded_trim": "GT-Line", "condition": "used", "price": 30227.0, "msrp": 34160.0, "sale_price": 30758.0, "currency": "USD", "mileage": 17, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic", "mpg_city": 24, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MK260312", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,227"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Fog Lights", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Panoramic Sunroof", "Parking Sensors / Assist", "Power Seats", "Premium Audio", "Premium Package", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30227.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KNAG64J78T5465873_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 754, "unit": "per_month", "display": "$754/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30227.0, "price_incl_doc": 30227.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 754.1, "amount_financed": 32116.19, "sales_tax": 1889.19, "total_of_payments": 36196.92, "finance_charge": 4080.73, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260312, VIN KNAG64J78T5465873. $754 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,227, before any dealer documentation fee. Amount financed $32,116, including $1,889 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,197. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNAG64J78T5465873_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 628, "unit": "per_month", "display": "$628/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30227.0, "price_incl_doc": 30227.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 628.24, "amount_financed": 32116.19, "sales_tax": 1889.19, "total_of_payments": 37694.38, "finance_charge": 5578.19, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260312, VIN KNAG64J78T5465873. $628 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,227, before any dealer documentation fee. Amount financed $32,116, including $1,889 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,694. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNAG64J78T5465873_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 547, "unit": "per_month", "display": "$547/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30227.0, "price_incl_doc": 30227.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 547.39, "amount_financed": 32116.19, "sales_tax": 1889.19, "total_of_payments": 39412.43, "finance_charge": 7296.24, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260312, VIN KNAG64J78T5465873. $547 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,227, before any dealer documentation fee. Amount financed $32,116, including $1,889 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,412. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "1GYKPYRK5SZ304540", "title": "2025 Cadillac LYRIQ 3", "year": 2025, "make": "Cadillac", "model": "LYRIQ", "trim": "3", "decoded_trim": "Sport 3", "condition": "new", "price": 76500.0, "msrp": null, "sale_price": 76500.0, "currency": "USD", "mileage": 11, "exterior_color": "Radiant Red Tintcoat", "interior_color": "Oxford Stone with Garnet accents, Full Leather seat trim with Perforated inserts", "drivetrain": "Rear Wheel Drive", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Electric Fuel System", "doors": 4, "seating_capacity": null, "engine": "Engine, none", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "N/A", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "M250491", "stock_status": "In Stock", "availability": 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"RWD", "fuel_type": "Electric", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1GYKPYRK5SZ304540.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2025-cadillac-lyriq-sport-3-rear-wheel-drive-suv-1gykpyrk5sz304540/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2025-cadillac-lyriq-sport-3-rear-wheel-drive-suv-1gykpyrk5sz304540/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GYKPYRK5SZ304540.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GYKPYRK5SZ304540.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GYKPYRK5SZ304540.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2025-cadillac-lyriq-sport-3-rear-wheel-drive-suv-1gykpyrk5sz304540/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M250491, VIN 1GYKPYRK5SZ304540. Advertised price: $76,500. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$76,500"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Keyless Entry", "Leather Seats", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rain Sensing Wipers", "Remote Start", "Side-Impact Air Bags", "Sunroof / Moonroof", "Super Cruise", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 76500.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYKPYRK5SZ304540_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1552, "unit": "per_month", "display": "$1,552/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 76500.0, "price_incl_doc": 76500.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1552.19, "amount_financed": 81281.25, "sales_tax": 4781.25, "total_of_payments": 93131.47, "finance_charge": 11850.22, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M250491, VIN 1GYKPYRK5SZ304540. $1,552 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $76,500, before any dealer documentation fee. Amount financed $81,281, including $4,781 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $93,131. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKPYRK5SZ304540_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1347, "unit": "per_month", "display": "$1,347/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 76500.0, "price_incl_doc": 76500.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1346.68, "amount_financed": 81281.25, "sales_tax": 4781.25, "total_of_payments": 96961.06, "finance_charge": 15679.81, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M250491, VIN 1GYKPYRK5SZ304540. $1,347 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $76,500, before any dealer documentation fee. Amount financed $81,281, including $4,781 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $96,961. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKPYRK5SZ304540_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1207, "unit": "per_month", "display": "$1,207/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 76500.0, "price_incl_doc": 76500.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1206.59, "amount_financed": 81281.25, "sales_tax": 4781.25, "total_of_payments": 101353.33, "finance_charge": 20072.08, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M250491, VIN 1GYKPYRK5SZ304540. $1,207 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $76,500, before any dealer documentation fee. Amount financed $81,281, including $4,781 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $101,353. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKPYRK5SZ304540_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1077, "unit": "per_month", "display": "$1,077/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 76500.0, "selling_price": 76500.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 1077.1, "net_cap_cost": 77195.0, "residual_value": 47430.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1077.1, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1237.1}, "total_of_payments": 38772, "total_of_payments_unrounded": 38775.6}, "disclosure": "Estimated lease payment for stock #M250491, VIN 1GYKPYRK5SZ304540. $1,077 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,237, made up of $1,077 first payment, $60 title, $100 registration. MSRP $76,500. Lease selling price $76,500. Net capitalized cost $77,195. Residual value $47,430, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $38,772. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKPYRK5SZ304540_lease", "type": "lease", "label": "Lease", "headline": {"value": 984, "unit": "per_month", "display": "$984/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 76500.0, "selling_price": 76500.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 983.81, "net_cap_cost": 74196.0, "residual_value": 47430.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 983.81, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4142.81}, "total_of_payments": 35424, "total_of_payments_unrounded": 35417.16}, "disclosure": "Estimated lease payment for stock #M250491, VIN 1GYKPYRK5SZ304540. $984 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,143, made up of $984 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $76,500. Lease selling price $76,500. Net capitalized cost $74,196. Residual value $47,430, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $35,424. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 384}}, {"vin": "1G6DF5RK4T0104855", "title": "2026 Cadillac CT4 Luxury", "year": 2026, "make": "Cadillac", "model": "CT4", "trim": "Luxury", "decoded_trim": "Premium Luxury", "condition": "new", "price": 49483.0, "msrp": 50070.0, "sale_price": 49483.0, "currency": "USD", "mileage": 15, "exterior_color": "Summit White", "interior_color": "Whisper Beige with Jet Black accents, Leather Seating Surfaces", "drivetrain": "All Wheel Drive", "body_style": "Cars", "vehicle_type": "car", "fuel_type": 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"https://vini.gm.com/realimages/1G6DF5RK4T0104855/66aba29.jpg"], "vin_decode": {"make": "Cadillac", "model": "CT4", "year": 2026, "trim": "Premium Luxury", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 50070.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1G6DF5RK4T0104855.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-ct4-premium-luxury-all-wheel-drive-sedan-1g6df5rk4t0104855/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-ct4-premium-luxury-all-wheel-drive-sedan-1g6df5rk4t0104855/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1G6DF5RK4T0104855.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1G6DF5RK4T0104855.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1G6DF5RK4T0104855.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-ct4-premium-luxury-all-wheel-drive-sedan-1g6df5rk4t0104855/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $587. This offer applies to Stock #M260402, VIN 1G6DF5RK4T0104855. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $50,070. Advertised price: $49,483. Savings: $587, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$50,070"}, {"label": "Advertised price", "value": "$49,483"}, {"label": "Savings", "value": "$587, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $587", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Bluetooth", "Cooled Seats", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Parking Sensors / Assist", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Remote Start", "Side-Impact Air Bags", "Sunroof / Moonroof", "Technology Package", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49483.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1G6DF5RK4T0104855_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1004, "unit": "per_month", "display": "$1,004/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49483.0, "price_incl_doc": 49483.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1004.01, "amount_financed": 52575.69, "sales_tax": 3092.69, "total_of_payments": 60240.85, "finance_charge": 7665.16, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260402, VIN 1G6DF5RK4T0104855. $1,004 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $49,483, before any dealer documentation fee. Amount financed $52,576, including $3,093 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $60,241. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DF5RK4T0104855_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 871, "unit": "per_month", "display": "$871/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49483.0, "price_incl_doc": 49483.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 871.08, "amount_financed": 52575.69, "sales_tax": 3092.69, "total_of_payments": 62717.97, "finance_charge": 10142.28, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260402, VIN 1G6DF5RK4T0104855. $871 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $49,483, before any dealer documentation fee. Amount financed $52,576, including $3,093 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $62,718. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DF5RK4T0104855_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 780, "unit": "per_month", "display": "$780/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49483.0, "price_incl_doc": 49483.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 780.46, "amount_financed": 52575.69, "sales_tax": 3092.69, "total_of_payments": 65559.05, "finance_charge": 12983.36, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260402, VIN 1G6DF5RK4T0104855. $780 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $49,483, before any dealer documentation fee. Amount financed $52,576, including $3,093 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $65,559. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DF5RK4T0104855_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 694, "unit": "per_month", "display": "$694/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 50070.0, "selling_price": 49483.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 694.18, "net_cap_cost": 50178.0, "residual_value": 31043.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 694.18, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 854.18}, "total_of_payments": 24984, "total_of_payments_unrounded": 24990.48}, "disclosure": "Estimated lease payment for stock #M260402, VIN 1G6DF5RK4T0104855. $694 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $854, made up of $694 first payment, $60 title, $100 registration. MSRP $50,070. Lease selling price $49,483. Net capitalized cost $50,178. Residual value $31,043, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,984. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DF5RK4T0104855_lease", "type": "lease", "label": "Lease", "headline": {"value": 601, "unit": "per_month", "display": "$601/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 50070.0, "selling_price": 49483.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 600.89, "net_cap_cost": 47179.0, "residual_value": 31043.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 600.89, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3759.89}, "total_of_payments": 21636, "total_of_payments_unrounded": 21632.04}, "disclosure": "Estimated lease payment for stock #M260402, VIN 1G6DF5RK4T0104855. $601 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,760, made up of $601 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $50,070. Lease selling price $49,483. Net capitalized cost $47,179. Residual value $31,043, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $21,636. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 392}}, {"vin": "JM3KFBCM8S0580609", "title": "2025 Mazda CX-5 Edition", "year": 2025, "make": "Mazda", "model": "CX-5", "trim": "Edition", "decoded_trim": "Preferred", "condition": "used", "price": 29313.0, "msrp": 0.0, "sale_price": 29410.0, "currency": "USD", "mileage": 28942, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "SKYACTIV\u00ae-G 2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 26, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "MSP5944", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"https://vehicle-images.carscommerce.inc/b28f-110013083/JM3KFBCM8S0580609/c9652ebd47a73d308990e2e9840d9586.webp", "https://vehicle-images.carscommerce.inc/a12f-110013083/JM3KFBCM8S0580609/fd30daf5e2f3b31261fca6a17170bca5.webp", "https://vehicle-images.carscommerce.inc/eab3-110013083/JM3KFBCM8S0580609/03c76d03427d4d804d9854b820497663.webp", "https://vehicle-images.carscommerce.inc/ef37-110013083/JM3KFBCM8S0580609/df0366b1434be322ae643d496ad8cf42.webp"], "vin_decode": {"make": "Mazda", "model": "CX-5", "year": 2025, "trim": "Preferred", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder In-Line", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-mazda-cx-5-2-5-s-carbon-edition-awd-4d-sport-utility-jm3kfbcm8s0580609/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-mazda-cx-5-2-5-s-carbon-edition-awd-4d-sport-utility-jm3kfbcm8s0580609/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/JM3KFBCM8S0580609.html", "json_url": "https://ai.castlecadillacmchenry.com/v/JM3KFBCM8S0580609.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/JM3KFBCM8S0580609.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-mazda-cx-5-2-5-s-carbon-edition-awd-4d-sport-utility-jm3kfbcm8s0580609/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSP5944, VIN JM3KFBCM8S0580609. Advertised price: $29,313. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,313"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29313.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBCM8S0580609_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 731, "unit": "per_month", "display": "$731/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29313.0, "price_incl_doc": 29313.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 731.3, "amount_financed": 31145.06, "sales_tax": 1832.06, "total_of_payments": 35102.39, "finance_charge": 3957.33, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSP5944, VIN JM3KFBCM8S0580609. $731 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,313, before any dealer documentation fee. Amount financed $31,145, including $1,832 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $35,102. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBCM8S0580609_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 609, "unit": "per_month", "display": "$609/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29313.0, "price_incl_doc": 29313.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 609.24, "amount_financed": 31145.06, "sales_tax": 1832.06, "total_of_payments": 36554.58, "finance_charge": 5409.52, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSP5944, VIN JM3KFBCM8S0580609. $609 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,313, before any dealer documentation fee. Amount financed $31,145, including $1,832 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $36,555. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBCM8S0580609_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 531, "unit": "per_month", "display": "$531/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29313.0, "price_incl_doc": 29313.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 530.84, "amount_financed": 31145.06, "sales_tax": 1832.06, "total_of_payments": 38220.68, "finance_charge": 7075.62, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSP5944, VIN JM3KFBCM8S0580609. $531 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $29,313, before any dealer documentation fee. Amount financed $31,145, including $1,832 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $38,221. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "1C4HJXEG9NW115876", "title": "2022 Jeep Wrangler Sahara", "year": 2022, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Unlimited Sahara", "condition": "used", "price": 31959.0, "msrp": 0.0, "sale_price": 32810.0, "currency": "USD", "mileage": 43060, "exterior_color": "White", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "MSP5927", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://vehicle-images.carscommerce.inc/61b4-110013083/1C4HJXEG9NW115876/590268dad69ff8e89931dd198e0aa3d9.webp", "https://vehicle-images.carscommerce.inc/e956-110013083/1C4HJXEG9NW115876/4f4e86e87c1dd53ca397740da750a148.webp", "https://vehicle-images.carscommerce.inc/8238-110013083/1C4HJXEG9NW115876/b626f24b507c1fa45d1a88ed354b1702.webp", "https://vehicle-images.carscommerce.inc/eaa9-110013083/1C4HJXEG9NW115876/9b3dd74bc6d70cbb71f00ebaf1f490d4.webp"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2022, "trim": "Unlimited Sahara", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1C4HJXEG9NW115876.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-jeep-wrangler-unlimited-sahara-4wd-4d-sport-utility-1c4hjxeg9nw115876/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-jeep-wrangler-unlimited-sahara-4wd-4d-sport-utility-1c4hjxeg9nw115876/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1C4HJXEG9NW115876.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1C4HJXEG9NW115876.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1C4HJXEG9NW115876.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-jeep-wrangler-unlimited-sahara-4wd-4d-sport-utility-1c4hjxeg9nw115876/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSP5927, VIN 1C4HJXEG9NW115876. Advertised price: $31,959. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,959"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Navigation System", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31959.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4HJXEG9NW115876_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 797, "unit": "per_month", "display": "$797/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31959.0, "price_incl_doc": 31959.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 797.31, "amount_financed": 33956.44, "sales_tax": 1997.44, "total_of_payments": 38270.99, "finance_charge": 4314.55, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSP5927, VIN 1C4HJXEG9NW115876. $797 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $31,959, before any dealer documentation fee. Amount financed $33,956, including $1,997 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $38,271. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4HJXEG9NW115876_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 664, "unit": "per_month", "display": "$664/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31959.0, "price_incl_doc": 31959.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 664.24, "amount_financed": 33956.44, "sales_tax": 1997.44, "total_of_payments": 39854.26, "finance_charge": 5897.82, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSP5927, VIN 1C4HJXEG9NW115876. $664 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $31,959, before any dealer documentation fee. Amount financed $33,956, including $1,997 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $39,854. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4HJXEG9NW115876_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 579, "unit": "per_month", "display": "$579/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31959.0, "price_incl_doc": 31959.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 578.76, "amount_financed": 33956.44, "sales_tax": 1997.44, "total_of_payments": 41670.76, "finance_charge": 7714.32, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSP5927, VIN 1C4HJXEG9NW115876. $579 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $31,959, before any dealer documentation fee. Amount financed $33,956, including $1,997 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $41,671. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "5XYP3DGC5RG417070", "title": "2024 Kia Telluride X-Line", "year": 2024, "make": "Kia", "model": "Telluride", "trim": "X-Line", "decoded_trim": "EX, EX X-Line", "condition": "used", "price": 36010.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 51458, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 7, "engine": "3.8L V6 DOHC", "engine_displacement_l": 3.8, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "MKP2513", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 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"Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-kia-telluride-ex-x-line-awd-4d-sport-utility-5xyp3dgc5rg417070/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/5XYP3DGC5RG417070.html", "json_url": "https://ai.castlecadillacmchenry.com/v/5XYP3DGC5RG417070.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/5XYP3DGC5RG417070.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-kia-telluride-ex-x-line-awd-4d-sport-utility-5xyp3dgc5rg417070/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MKP2513, VIN 5XYP3DGC5RG417070. Advertised price: $36,010. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$36,010"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 36010.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYP3DGC5RG417070_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 898, "unit": "per_month", "display": "$898/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36010.0, "price_incl_doc": 36010.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 898.38, "amount_financed": 38260.63, "sales_tax": 2250.63, "total_of_payments": 43122.08, "finance_charge": 4861.45, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2513, VIN 5XYP3DGC5RG417070. $898 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $36,010, before any dealer documentation fee. Amount financed $38,261, including $2,251 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $43,122. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYP3DGC5RG417070_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 748, "unit": "per_month", "display": "$748/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36010.0, "price_incl_doc": 36010.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 748.43, "amount_financed": 38260.63, "sales_tax": 2250.63, "total_of_payments": 44906.04, "finance_charge": 6645.41, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2513, VIN 5XYP3DGC5RG417070. $748 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $36,010, before any dealer documentation fee. Amount financed $38,261, including $2,251 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $44,906. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYP3DGC5RG417070_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 652, "unit": "per_month", "display": "$652/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36010.0, "price_incl_doc": 36010.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 652.12, "amount_financed": 38260.63, "sales_tax": 2250.63, "total_of_payments": 46952.79, "finance_charge": 8692.16, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2513, VIN 5XYP3DGC5RG417070. $652 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $36,010, before any dealer documentation fee. Amount financed $38,261, including $2,251 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $46,953. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-chrysler-voyager-lx-fwd-4d-passenger-van-2c4rc1cg8rr112853/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/2C4RC1CG8RR112853.html", "json_url": "https://ai.castlecadillacmchenry.com/v/2C4RC1CG8RR112853.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/2C4RC1CG8RR112853.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-chrysler-voyager-lx-fwd-4d-passenger-van-2c4rc1cg8rr112853/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MCP7899, VIN 2C4RC1CG8RR112853. Advertised price: $22,910. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$22,910"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22910.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C4RC1CG8RR112853_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 572, "unit": "per_month", "display": "$572/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22910.0, "price_incl_doc": 22910.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 571.56, "amount_financed": 24341.88, "sales_tax": 1431.88, "total_of_payments": 27434.79, "finance_charge": 3092.91, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7899, VIN 2C4RC1CG8RR112853. $572 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $22,910, before any dealer documentation fee. Amount financed $24,342, including $1,432 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,435. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC1CG8RR112853_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 476, "unit": "per_month", "display": "$476/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22910.0, "price_incl_doc": 22910.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 476.16, "amount_financed": 24341.88, "sales_tax": 1431.88, "total_of_payments": 28569.77, "finance_charge": 4227.89, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7899, VIN 2C4RC1CG8RR112853. $476 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $22,910, before any dealer documentation fee. Amount financed $24,342, including $1,432 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $28,570. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC1CG8RR112853_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 415, "unit": "per_month", "display": "$415/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22910.0, "price_incl_doc": 22910.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 414.89, "amount_financed": 24341.88, "sales_tax": 1431.88, "total_of_payments": 29871.94, "finance_charge": 5530.06, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7899, VIN 2C4RC1CG8RR112853. $415 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $22,910, before any dealer documentation fee. Amount financed $24,342, including $1,432 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $29,872. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 59400.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1G6DS5RK5T0114676.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-ct5-premium-luxury-all-wheel-drive-sedan-1g6ds5rk5t0114676/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-ct5-premium-luxury-all-wheel-drive-sedan-1g6ds5rk5t0114676/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1G6DS5RK5T0114676.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1G6DS5RK5T0114676.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1G6DS5RK5T0114676.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-ct5-premium-luxury-all-wheel-drive-sedan-1g6ds5rk5t0114676/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $587. This offer applies to Stock #M260453, VIN 1G6DS5RK5T0114676. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $59,400. Advertised price: $58,813. Savings: $587, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,400"}, {"label": "Advertised price", "value": "$58,813"}, {"label": "Savings", "value": "$587, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $587", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Bluetooth", "Cooled Seats", "Keyless Entry", "Leather Seats", "Parking Sensors / Assist", "Power Seats", "Rain Sensing Wipers", "Remote Start", "Side-Impact Air Bags", "Sunroof / Moonroof", "Super Cruise", "Technology Package", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58813.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1G6DS5RK5T0114676_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1193, "unit": "per_month", "display": "$1,193/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58813.0, "price_incl_doc": 58813.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1193.32, "amount_financed": 62488.81, "sales_tax": 3675.81, "total_of_payments": 71599.23, "finance_charge": 9110.42, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260453, VIN 1G6DS5RK5T0114676. $1,193 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $58,813, before any dealer documentation fee. Amount financed $62,489, including $3,676 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $71,599. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DS5RK5T0114676_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1035, "unit": "per_month", "display": "$1,035/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58813.0, "price_incl_doc": 58813.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1035.33, "amount_financed": 62488.81, "sales_tax": 3675.81, "total_of_payments": 74543.41, "finance_charge": 12054.6, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260453, VIN 1G6DS5RK5T0114676. $1,035 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $58,813, before any dealer documentation fee. Amount financed $62,489, including $3,676 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $74,543. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DS5RK5T0114676_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 928, "unit": "per_month", "display": "$928/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58813.0, "price_incl_doc": 58813.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 927.62, "amount_financed": 62488.81, "sales_tax": 3675.81, "total_of_payments": 77920.17, "finance_charge": 15431.36, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260453, VIN 1G6DS5RK5T0114676. $928 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $58,813, before any dealer documentation fee. Amount financed $62,489, including $3,676 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $77,920. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DS5RK5T0114676_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 823, "unit": "per_month", "display": "$823/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59400.0, "selling_price": 58813.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 822.91, "net_cap_cost": 59508.0, "residual_value": 36828.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 822.91, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 982.91}, "total_of_payments": 29628, "total_of_payments_unrounded": 29624.76}, "disclosure": "Estimated lease payment for stock #M260453, VIN 1G6DS5RK5T0114676. $823 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $983, made up of $823 first payment, $60 title, $100 registration. MSRP $59,400. Lease selling price $58,813. Net capitalized cost $59,508. Residual value $36,828, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $29,628. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DS5RK5T0114676_lease", "type": "lease", "label": "Lease", "headline": {"value": 730, "unit": "per_month", "display": "$730/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59400.0, "selling_price": 58813.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 729.62, "net_cap_cost": 56509.0, "residual_value": 36828.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 729.62, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3888.62}, "total_of_payments": 26280, "total_of_payments_unrounded": 26266.32}, "disclosure": "Estimated lease payment for stock #M260453, VIN 1G6DS5RK5T0114676. $730 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,889, made up of $730 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $59,400. Lease selling price $58,813. Net capitalized cost $56,509. Residual value $36,828, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,280. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 402}}, {"vin": "1GYS9HR99SR264275", "title": "2025 Cadillac Escalade Escalade-V", "year": 2025, "make": "Cadillac", "model": "Escalade", "trim": "Escalade-V", "decoded_trim": "V-Series", "condition": "used", "price": 175410.0, "msrp": 0.0, "sale_price": 190412.0, "currency": "USD", "mileage": 8229, "exterior_color": "Argent Silver Metallic", "interior_color": "Jet Black, Full semi-aniline leather seats with Mondrian quilting", "drivetrain": "All Wheel Drive", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "6.2L Supercharged V8 DI engine", "engine_displacement_l": 6.2, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": 11, "mpg_hwy": 16, "range_miles": null, "battery_kwh": null, "stock_number": "MC260637A", "stock_status": "In 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"note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-cadillac-escalade-escalade-v-all-wheel-drive-suv-1gys9hr99sr264275/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GYS9HR99SR264275.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GYS9HR99SR264275.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GYS9HR99SR264275.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-cadillac-escalade-escalade-v-all-wheel-drive-suv-1gys9hr99sr264275/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MC260637A, VIN 1GYS9HR99SR264275. Advertised price: $175,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$175,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Cooled Seats", "Forward Collision Warning", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 175410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYS9HR99SR264275_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 4376, "unit": "per_month", "display": "$4,376/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 175410.0, "price_incl_doc": 175410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 4376.12, "amount_financed": 186373.13, "sales_tax": 10963.13, "total_of_payments": 210053.95, "finance_charge": 23680.82, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MC260637A, VIN 1GYS9HR99SR264275. $4,376 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $175,410, before any dealer documentation fee. Amount financed $186,373, including $10,963 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $210,054. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYS9HR99SR264275_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 3646, "unit": "per_month", "display": "$3,646/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 175410.0, "price_incl_doc": 175410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 3645.73, "amount_financed": 186373.13, "sales_tax": 10963.13, "total_of_payments": 218743.88, "finance_charge": 32370.75, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MC260637A, VIN 1GYS9HR99SR264275. $3,646 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $175,410, before any dealer documentation fee. Amount financed $186,373, including $10,963 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $218,744. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYS9HR99SR264275_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 3177, "unit": "per_month", "display": "$3,177/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 175410.0, "price_incl_doc": 175410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 3176.58, "amount_financed": 186373.13, "sales_tax": 10963.13, "total_of_payments": 228713.89, "finance_charge": 42340.76, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MC260637A, VIN 1GYS9HR99SR264275. $3,177 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $175,410, before any dealer documentation fee. Amount financed $186,373, including $10,963 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $228,714. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://vini.gm.com/realimages/1GYTEDKL6SU104365/d340414.jpg", "https://vini.gm.com/realimages/1GYTEDKL6SU104365/5ad4f47.jpg", "https://vini.gm.com/realimages/1GYTEDKL6SU104365/0f5ab4f.jpg", "https://vini.gm.com/realimages/1GYTEDKL6SU104365/5ef13ea.jpg", "https://vini.gm.com/realimages/1GYTEDKL6SU104365/48e3de7.jpg", "https://vini.gm.com/realimages/1GYTEDKL6SU104365/1d51e85.jpg"], "vin_decode": {"make": "Cadillac", "model": "Escalade IQ", "year": 2025, "trim": "Lux-2", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": "AWD", "fuel_type": "Electric", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1GYTEDKL6SU104365.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2025-cadillac-escalade-iq-luxury-2-all-wheel-drive-suv-1gytedkl6su104365/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2025-cadillac-escalade-iq-luxury-2-all-wheel-drive-suv-1gytedkl6su104365/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GYTEDKL6SU104365.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GYTEDKL6SU104365.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GYTEDKL6SU104365.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2025-cadillac-escalade-iq-luxury-2-all-wheel-drive-suv-1gytedkl6su104365/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M250168, VIN 1GYTEDKL6SU104365. Advertised price: $152,285. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$152,285"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Bluetooth", "Keyless Entry", "Parking Sensors / Assist", "Power Liftgate", "Premium Audio", "Rain Sensing Wipers", "Remote Start", "Side-Impact Air Bags", "Sunroof / Moonroof", "Super Cruise", "Tow Package", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 152285.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYTEDKL6SU104365_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 3090, "unit": "per_month", "display": "$3,090/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 152285.0, "price_incl_doc": 152285.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 3089.87, "amount_financed": 161802.81, "sales_tax": 9517.81, "total_of_payments": 185392.5, "finance_charge": 23589.69, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M250168, VIN 1GYTEDKL6SU104365. $3,090 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $152,285, before any dealer documentation fee. Amount financed $161,803, including $9,518 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $185,392. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYTEDKL6SU104365_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 2681, "unit": "per_month", "display": "$2,681/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 152285.0, "price_incl_doc": 152285.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2680.78, "amount_financed": 161802.81, "sales_tax": 9517.81, "total_of_payments": 193015.88, "finance_charge": 31213.07, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M250168, VIN 1GYTEDKL6SU104365. $2,681 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $152,285, before any dealer documentation fee. Amount financed $161,803, including $9,518 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $193,016. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYTEDKL6SU104365_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 2402, "unit": "per_month", "display": "$2,402/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 152285.0, "price_incl_doc": 152285.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2401.9, "amount_financed": 161802.81, "sales_tax": 9517.81, "total_of_payments": 201759.37, "finance_charge": 39956.56, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M250168, VIN 1GYTEDKL6SU104365. $2,402 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $152,285, before any dealer documentation fee. Amount financed $161,803, including $9,518 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $201,759. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYTEDKL6SU104365_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 2123, "unit": "per_month", "display": "$2,123/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 152285.0, "selling_price": 152285.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 2122.72, "net_cap_cost": 152980.0, "residual_value": 94416.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 2122.72, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 2282.72}, "total_of_payments": 76428, "total_of_payments_unrounded": 76417.92}, "disclosure": "Estimated lease payment for stock #M250168, VIN 1GYTEDKL6SU104365. $2,123 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $2,283, made up of $2,123 first payment, $60 title, $100 registration. MSRP $152,285. Lease selling price $152,285. Net capitalized cost $152,980. Residual value $94,417, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $76,428. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYTEDKL6SU104365_lease", "type": "lease", "label": "Lease", "headline": {"value": 2029, "unit": "per_month", "display": "$2,029/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 152285.0, "selling_price": 152285.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 2029.43, "net_cap_cost": 149981.0, "residual_value": 94416.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 2029.43, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 5188.43}, "total_of_payments": 73044, "total_of_payments_unrounded": 73059.48}, "disclosure": "Estimated lease payment for stock #M250168, VIN 1GYTEDKL6SU104365. $2,029 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $5,188, made up of $2,029 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $152,285. Lease selling price $152,285. Net capitalized cost $149,981. Residual value $94,417, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $73,044. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 426}}, {"vin": "4S4WMAWD6R3444084", "title": "2024 Subaru Ascent Touring", "year": 2024, "make": "Subaru", "model": "Ascent", "trim": "Touring", "decoded_trim": "TOURING", "condition": "used", "price": 36110.0, "msrp": 0.0, "sale_price": 36910.0, "currency": "USD", "mileage": 41712, "exterior_color": "White", "interior_color": "Java Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 7, "engine": "2.4L 4-Cylinder 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Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-subaru-ascent-touring-awd-4d-sport-utility-4s4wmawd6r3444084/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4WMAWD6R3444084.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4WMAWD6R3444084.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4WMAWD6R3444084.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-subaru-ascent-touring-awd-4d-sport-utility-4s4wmawd6r3444084/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260385A, VIN 4S4WMAWD6R3444084. Advertised price: $36,110. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$36,110"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 36110.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4WMAWD6R3444084_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 901, "unit": "per_month", "display": "$901/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36110.0, "price_incl_doc": 36110.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 900.87, "amount_financed": 38366.88, "sales_tax": 2256.88, "total_of_payments": 43241.83, "finance_charge": 4874.95, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260385A, VIN 4S4WMAWD6R3444084. $901 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $36,110, before any dealer documentation fee. Amount financed $38,367, including $2,257 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $43,242. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4WMAWD6R3444084_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 751, "unit": "per_month", "display": "$751/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36110.0, "price_incl_doc": 36110.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 750.51, "amount_financed": 38366.88, "sales_tax": 2256.88, "total_of_payments": 45030.74, "finance_charge": 6663.86, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260385A, VIN 4S4WMAWD6R3444084. $751 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $36,110, before any dealer documentation fee. Amount financed $38,367, including $2,257 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $45,031. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4WMAWD6R3444084_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 654, "unit": "per_month", "display": "$654/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36110.0, "price_incl_doc": 36110.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 653.93, "amount_financed": 38366.88, "sales_tax": 2256.88, "total_of_payments": 47083.17, "finance_charge": 8716.29, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260385A, VIN 4S4WMAWD6R3444084. $654 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $36,110, before any dealer documentation fee. Amount financed $38,367, including $2,257 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $47,083. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Panoramic Sunroof", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Package", "Rain Sensing Wipers", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26910.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYK6CDF9RG146802_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 559, "unit": "per_month", "display": "$559/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26910.0, "price_incl_doc": 26910.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 559.3, "amount_financed": 28591.88, "sales_tax": 1681.88, "total_of_payments": 33557.94, "finance_charge": 4966.06, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260457A, VIN 5XYK6CDF9RG146802. $559 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $26,910, before any dealer documentation fee. Amount financed $28,592, including $1,682 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,558. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYK6CDF9RG146802_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 487, "unit": "per_month", "display": "$487/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26910.0, "price_incl_doc": 26910.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 487.33, "amount_financed": 28591.88, "sales_tax": 1681.88, "total_of_payments": 35087.46, "finance_charge": 6495.58, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260457A, VIN 5XYK6CDF9RG146802. $487 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $26,910, before any dealer documentation fee. Amount financed $28,592, including $1,682 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,087. Offer expires 2026-07-31. Estimated for ZIP 60050. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Seats", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30913.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHL64T3715122_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 771, "unit": "per_month", "display": "$771/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30913.0, "price_incl_doc": 30913.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 771.22, "amount_financed": 32845.06, "sales_tax": 1932.06, "total_of_payments": 37018.4, "finance_charge": 4173.34, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL135, VIN 4S4GUHL64T3715122. $771 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,913, before any dealer documentation fee. Amount financed $32,845, including $1,932 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $37,018. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHL64T3715122_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 642, "unit": "per_month", "display": "$642/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30913.0, "price_incl_doc": 30913.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 642.5, "amount_financed": 32845.06, "sales_tax": 1932.06, "total_of_payments": 38549.85, "finance_charge": 5704.79, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL135, VIN 4S4GUHL64T3715122. $642 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,913, before any dealer documentation fee. Amount financed $32,845, including $1,932 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $38,550. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHL64T3715122_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 560, "unit": "per_month", "display": "$560/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30913.0, "price_incl_doc": 30913.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 559.82, "amount_financed": 32845.06, "sales_tax": 1932.06, "total_of_payments": 40306.89, "finance_charge": 7461.83, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL135, VIN 4S4GUHL64T3715122. $560 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,913, before any dealer documentation fee. Amount financed $32,845, including $1,932 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $40,307. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "3FA6P0LU4KR258129", "title": "2019 Ford Fusion Hybrid SE", "year": 2019, "make": "Ford", "model": "Fusion Hybrid", "trim": "SE", "decoded_trim": "SE Hybrid", "condition": "used", "price": 15910.0, "msrp": 0.0, "sale_price": 17210.0, "currency": "USD", "mileage": 69498, "exterior_color": "Gold", "interior_color": "Ebony", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "I4 Hybrid", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "eCVT", "mpg_city": 43, "mpg_hwy": 41, "range_miles": null, "battery_kwh": null, "stock_number": "MKK370", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, 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"https://ai.castlecadillacmchenry.com/sticker/3FA6P0LU4KR258129.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2019-ford-fusion-hybrid-se-fwd-4d-sedan-3fa6p0lu4kr258129/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2019-ford-fusion-hybrid-se-fwd-4d-sedan-3fa6p0lu4kr258129/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/3FA6P0LU4KR258129.html", "json_url": "https://ai.castlecadillacmchenry.com/v/3FA6P0LU4KR258129.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/3FA6P0LU4KR258129.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2019-ford-fusion-hybrid-se-fwd-4d-sedan-3fa6p0lu4kr258129/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MKK370, VIN 3FA6P0LU4KR258129. Advertised price: $15,910. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$15,910"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Rain Sensing Wipers", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 15910.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3FA6P0LU4KR258129_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 397, "unit": "per_month", "display": "$397/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15910.0, "price_incl_doc": 15910.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 396.92, "amount_financed": 16904.38, "sales_tax": 994.38, "total_of_payments": 19052.27, "finance_charge": 2147.89, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKK370, VIN 3FA6P0LU4KR258129. $397 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $15,910, before any dealer documentation fee. Amount financed $16,904, including $994 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $19,052. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3FA6P0LU4KR258129_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 331, "unit": "per_month", "display": "$331/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15910.0, "price_incl_doc": 15910.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 330.67, "amount_financed": 16904.38, "sales_tax": 994.38, "total_of_payments": 19840.47, "finance_charge": 2936.09, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKK370, VIN 3FA6P0LU4KR258129. $331 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $15,910, before any dealer documentation fee. Amount financed $16,904, including $994 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $19,840. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3FA6P0LU4KR258129_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 288, "unit": "per_month", "display": "$288/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15910.0, "price_incl_doc": 15910.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 288.12, "amount_financed": 16904.38, "sales_tax": 994.38, "total_of_payments": 20744.76, "finance_charge": 3840.38, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKK370, VIN 3FA6P0LU4KR258129. $288 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $15,910, before any dealer documentation fee. Amount financed $16,904, including $994 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $20,745. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "1G6DS5RK1T0117509", "title": "2026 Cadillac CT5 Luxury", "year": 2026, "make": "Cadillac", "model": "CT5", "trim": "Luxury", "decoded_trim": "Premium Luxury", "condition": "new", "price": 57977.0, "msrp": 58564.0, "sale_price": 57977.0, "currency": "USD", "mileage": 5, "exterior_color": "Summit White", "interior_color": "Jet Black with Jet Black Accents, Leather Seating Surfaces", "drivetrain": "All Wheel Drive", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L Twin-scroll turbocharged 4-cylinder engine", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "Automatic", "mpg_city": 21, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "M260455", "stock_status": "In Stock", 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"offers": [], "price_history": [], "window_sticker": {"msrp": 58564.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1G6DS5RK1T0117509.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-ct5-premium-luxury-all-wheel-drive-sedan-1g6ds5rk1t0117509/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-ct5-premium-luxury-all-wheel-drive-sedan-1g6ds5rk1t0117509/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1G6DS5RK1T0117509.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1G6DS5RK1T0117509.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1G6DS5RK1T0117509.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-ct5-premium-luxury-all-wheel-drive-sedan-1g6ds5rk1t0117509/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $587. This offer applies to Stock #M260455, VIN 1G6DS5RK1T0117509. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,564. Advertised price: $57,977. Savings: $587, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,564"}, {"label": "Advertised price", "value": "$57,977"}, {"label": "Savings", "value": "$587, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $587", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Bluetooth", "Cooled Seats", "Keyless Entry", "Leather Seats", "Parking Sensors / Assist", "Power Seats", "Rain Sensing Wipers", "Remote Start", "Side-Impact Air Bags", "Sunroof / Moonroof", "Super Cruise", "Technology Package", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1G6DS5RK1T0117509_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1176, "unit": "per_month", "display": "$1,176/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57977.0, "price_incl_doc": 57977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1176.36, "amount_financed": 61600.56, "sales_tax": 3623.56, "total_of_payments": 70581.48, "finance_charge": 8980.92, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260455, VIN 1G6DS5RK1T0117509. $1,176 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,977, before any dealer documentation fee. Amount financed $61,601, including $3,624 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,581. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DS5RK1T0117509_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1021, "unit": "per_month", "display": "$1,021/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57977.0, "price_incl_doc": 57977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1020.61, "amount_financed": 61600.56, "sales_tax": 3623.56, "total_of_payments": 73483.81, "finance_charge": 11883.25, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260455, VIN 1G6DS5RK1T0117509. $1,021 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,977, before any dealer documentation fee. Amount financed $61,601, including $3,624 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $73,484. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DS5RK1T0117509_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 914, "unit": "per_month", "display": "$914/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57977.0, "price_incl_doc": 57977.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 914.44, "amount_financed": 61600.56, "sales_tax": 3623.56, "total_of_payments": 76812.57, "finance_charge": 15212.01, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260455, VIN 1G6DS5RK1T0117509. $914 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,977, before any dealer documentation fee. Amount financed $61,601, including $3,624 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,813. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DS5RK1T0117509_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 811, "unit": "per_month", "display": "$811/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58564.0, "selling_price": 57977.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 811.38, "net_cap_cost": 58672.0, "residual_value": 36309.68, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 811.38, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 971.38}, "total_of_payments": 29196, "total_of_payments_unrounded": 29209.68}, "disclosure": "Estimated lease payment for stock #M260455, VIN 1G6DS5RK1T0117509. $811 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $971, made up of $811 first payment, $60 title, $100 registration. MSRP $58,564. Lease selling price $57,977. Net capitalized cost $58,672. Residual value $36,310, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $29,196. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DS5RK1T0117509_lease", "type": "lease", "label": "Lease", "headline": {"value": 718, "unit": "per_month", "display": "$718/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58564.0, "selling_price": 57977.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 718.08, "net_cap_cost": 55673.0, "residual_value": 36309.68, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 718.08, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3877.08}, "total_of_payments": 25848, "total_of_payments_unrounded": 25850.88}, "disclosure": "Estimated lease payment for stock #M260455, VIN 1G6DS5RK1T0117509. $718 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,877, made up of $718 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $58,564. Lease selling price $57,977. Net capitalized cost $55,673. Residual value $36,310, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,848. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 389}}, {"vin": "4S4GUHF67S3744219", "title": "2025 Subaru Crosstrek Sport", "year": 2025, "make": "Subaru", "model": "Crosstrek", "trim": "Sport", "decoded_trim": "Sport", "condition": "used", "price": 27723.0, "msrp": 0.0, "sale_price": 28499.0, "currency": "USD", "mileage": 4085, "exterior_color": "Silver", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 27, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MSL079", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/4S4GUHF67S3744219.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-crosstrek-sport-awd-4d-sport-utility-4s4guhf67s3744219/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-crosstrek-sport-awd-4d-sport-utility-4s4guhf67s3744219/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4GUHF67S3744219.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4GUHF67S3744219.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4GUHF67S3744219.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-crosstrek-sport-awd-4d-sport-utility-4s4guhf67s3744219/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL079, VIN 4S4GUHF67S3744219. Advertised price: $27,723. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,723"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27723.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHF67S3744219_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 692, "unit": "per_month", "display": "$692/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27723.0, "price_incl_doc": 27723.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 691.63, "amount_financed": 29455.69, "sales_tax": 1732.69, "total_of_payments": 33198.37, "finance_charge": 3742.68, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL079, VIN 4S4GUHF67S3744219. $692 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,723, before any dealer documentation fee. Amount financed $29,456, including $1,733 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $33,198. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHF67S3744219_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 576, "unit": "per_month", "display": "$576/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27723.0, "price_incl_doc": 27723.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 576.2, "amount_financed": 29455.69, "sales_tax": 1732.69, "total_of_payments": 34571.79, "finance_charge": 5116.1, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL079, VIN 4S4GUHF67S3744219. $576 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,723, before any dealer documentation fee. Amount financed $29,456, including $1,733 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $34,572. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHF67S3744219_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 502, "unit": "per_month", "display": "$502/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27723.0, "price_incl_doc": 27723.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 502.05, "amount_financed": 29455.69, "sales_tax": 1732.69, "total_of_payments": 36147.52, "finance_charge": 6691.83, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL079, VIN 4S4GUHF67S3744219. $502 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,723, before any dealer documentation fee. Amount financed $29,456, including $1,733 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $36,148. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "3FTTW8M37RRB80556", "title": "2024 Ford Maverick Lariat", "year": 2024, "make": "Ford", "model": "Maverick", "trim": "Lariat", "decoded_trim": "LARIAT", "condition": "used", "price": 31410.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 30624, "exterior_color": "Gray", "interior_color": "Black Onyx", "drivetrain": "FWD", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L I-4 Hybrid", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "CVT", "mpg_city": 42, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MK260590A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, 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none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-ford-maverick-lariat-fwd-4d-crew-cab-3fttw8m37rrb80556/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/3FTTW8M37RRB80556.html", "json_url": "https://ai.castlecadillacmchenry.com/v/3FTTW8M37RRB80556.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/3FTTW8M37RRB80556.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-ford-maverick-lariat-fwd-4d-crew-cab-3fttw8m37rrb80556/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK260590A, VIN 3FTTW8M37RRB80556. Advertised price: $31,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3FTTW8M37RRB80556_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 784, "unit": "per_month", "display": "$784/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31410.0, "price_incl_doc": 31410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 783.62, "amount_financed": 33373.13, "sales_tax": 1963.13, "total_of_payments": 37613.56, "finance_charge": 4240.43, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260590A, VIN 3FTTW8M37RRB80556. $784 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $31,410, before any dealer documentation fee. Amount financed $33,373, including $1,963 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $37,614. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3FTTW8M37RRB80556_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 653, "unit": "per_month", "display": "$653/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31410.0, "price_incl_doc": 31410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 652.83, "amount_financed": 33373.13, "sales_tax": 1963.13, "total_of_payments": 39169.64, "finance_charge": 5796.51, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260590A, VIN 3FTTW8M37RRB80556. $653 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $31,410, before any dealer documentation fee. Amount financed $33,373, including $1,963 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $39,170. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3FTTW8M37RRB80556_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 569, "unit": "per_month", "display": "$569/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31410.0, "price_incl_doc": 31410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 568.82, "amount_financed": 33373.13, "sales_tax": 1963.13, "total_of_payments": 40954.93, "finance_charge": 7581.8, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260590A, VIN 3FTTW8M37RRB80556. $569 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $31,410, before any dealer documentation fee. Amount financed $33,373, including $1,963 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $40,955. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://ai.castlecadillacmchenry.com/vehicle/3GCUKFED9TG132071.html", "json_url": "https://ai.castlecadillacmchenry.com/v/3GCUKFED9TG132071.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/3GCUKFED9TG132071.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-chevrolet-silverado-1500-lt-trail-boss-four-wheel-drive-crew-cab-3gcukfed9tg132071/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M260481A, VIN 3GCUKFED9TG132071. Advertised price: $58,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$58,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Fog Lights", "Forward Collision Warning", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Power Seats", "Push Start", "Rear A/C", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3GCUKFED9TG132071_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1457, "unit": "per_month", "display": "$1,457/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58410.0, "price_incl_doc": 58410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1457.21, "amount_financed": 62060.63, "sales_tax": 3650.63, "total_of_payments": 69946.14, "finance_charge": 7885.51, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260481A, VIN 3GCUKFED9TG132071. $1,457 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $58,410, before any dealer documentation fee. Amount financed $62,061, including $3,651 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $69,946. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GCUKFED9TG132071_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1214, "unit": "per_month", "display": "$1,214/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58410.0, "price_incl_doc": 58410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1214.0, "amount_financed": 62060.63, "sales_tax": 3650.63, "total_of_payments": 72839.81, "finance_charge": 10779.18, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260481A, VIN 3GCUKFED9TG132071. $1,214 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $58,410, before any dealer documentation fee. Amount financed $62,061, including $3,651 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $72,840. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GCUKFED9TG132071_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1058, "unit": "per_month", "display": "$1,058/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58410.0, "price_incl_doc": 58410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1057.77, "amount_financed": 62060.63, "sales_tax": 3650.63, "total_of_payments": 76159.74, "finance_charge": 14099.11, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260481A, VIN 3GCUKFED9TG132071. $1,058 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $58,410, before any dealer documentation fee. Amount financed $62,061, including $3,651 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $76,160. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 61814.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1GYKNDR47TZ103868.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-xt5-premium-luxury-all-wheel-drive-suv-1gykndr47tz103868/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-xt5-premium-luxury-all-wheel-drive-suv-1gykndr47tz103868/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GYKNDR47TZ103868.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GYKNDR47TZ103868.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GYKNDR47TZ103868.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-xt5-premium-luxury-all-wheel-drive-suv-1gykndr47tz103868/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $7,513. This offer applies to Stock #M260248, VIN 1GYKNDR47TZ103868. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $61,814. Advertised price: $54,301. Savings: $7,513, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$61,814"}, {"label": "Advertised price", "value": "$54,301"}, {"label": "Savings", "value": "$7,513, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,513", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Cooled Seats", "Heated Seats", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Remote Start", "Side-Impact Air Bags", "Sunroof / Moonroof", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 54301.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYKNDR47TZ103868_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1102, "unit": "per_month", "display": "$1,102/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54301.0, "price_incl_doc": 54301.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1101.77, "amount_financed": 57694.81, "sales_tax": 3393.81, "total_of_payments": 66106.3, "finance_charge": 8411.49, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260248, VIN 1GYKNDR47TZ103868. $1,102 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $54,301, before any dealer documentation fee. Amount financed $57,695, including $3,394 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $66,106. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDR47TZ103868_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 956, "unit": "per_month", "display": "$956/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54301.0, "price_incl_doc": 54301.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 955.9, "amount_financed": 57694.81, "sales_tax": 3393.81, "total_of_payments": 68824.61, "finance_charge": 11129.8, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260248, VIN 1GYKNDR47TZ103868. $956 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $54,301, before any dealer documentation fee. Amount financed $57,695, including $3,394 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $68,825. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDR47TZ103868_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 856, "unit": "per_month", "display": "$856/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54301.0, "price_incl_doc": 54301.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 856.46, "amount_financed": 57694.81, "sales_tax": 3393.81, "total_of_payments": 71942.31, "finance_charge": 14247.5, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260248, VIN 1GYKNDR47TZ103868. $856 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $54,301, before any dealer documentation fee. Amount financed $57,695, including $3,394 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $71,942. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDR47TZ103868_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 641, "unit": "per_month", "display": "$641/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 61814.0, "selling_price": 54301.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 640.77, "net_cap_cost": 54996.0, "residual_value": 38324.68, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 640.77, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 800.77}, "total_of_payments": 23076, "total_of_payments_unrounded": 23067.72}, "disclosure": "Estimated lease payment for stock #M260248, VIN 1GYKNDR47TZ103868. $641 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $801, made up of $641 first payment, $60 title, $100 registration. MSRP $61,814. Lease selling price $54,301. Net capitalized cost $54,996. Residual value $38,325, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $23,076. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDR47TZ103868_lease", "type": "lease", "label": "Lease", "headline": {"value": 547, "unit": "per_month", "display": "$547/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 61814.0, "selling_price": 54301.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 547.47, "net_cap_cost": 51997.0, "residual_value": 38324.68, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 547.47, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3706.47}, "total_of_payments": 19692, "total_of_payments_unrounded": 19708.92}, "disclosure": "Estimated lease payment for stock #M260248, VIN 1GYKNDR47TZ103868. $547 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,706, made up of $547 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $61,814. Lease selling price $54,301. Net capitalized cost $51,997. Residual value $38,325, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $19,692. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 397}}, {"vin": "4S4SLDH60T3020134", "title": "2026 Subaru Forester Sport", "year": 2026, "make": "Subaru", "model": "Forester", "trim": "Sport", "decoded_trim": "Sport", "condition": "used", "price": 34123.0, "msrp": 0.0, "sale_price": 35457.0, "currency": "USD", "mileage": 75, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 25, "mpg_hwy": 32, "range_miles": null, "battery_kwh": null, "stock_number": "MSL129", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34123.0, "price_incl_doc": 34123.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 617.95, "amount_financed": 36255.69, "sales_tax": 2132.69, "total_of_payments": 44492.36, "finance_charge": 8236.67, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL129, VIN 4S4SLDH60T3020134. $618 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $34,123, before any dealer documentation fee. Amount financed $36,256, including $2,133 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $44,492. Offer expires 2026-07-31. Estimated for ZIP 60050. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31115.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4BTAFC4S3331345_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 776, "unit": "per_month", "display": "$776/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31115.0, "price_incl_doc": 31115.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 776.26, "amount_financed": 33059.69, "sales_tax": 1944.69, "total_of_payments": 37260.3, "finance_charge": 4200.61, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL137, VIN 4S4BTAFC4S3331345. $776 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $31,115, before any dealer documentation fee. Amount financed $33,060, including $1,945 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $37,260. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTAFC4S3331345_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 647, "unit": "per_month", "display": "$647/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31115.0, "price_incl_doc": 31115.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 646.7, "amount_financed": 33059.69, "sales_tax": 1944.69, "total_of_payments": 38801.76, "finance_charge": 5742.07, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL137, VIN 4S4BTAFC4S3331345. $647 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $31,115, before any dealer documentation fee. Amount financed $33,060, including $1,945 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $38,802. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTAFC4S3331345_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 563, "unit": "per_month", "display": "$563/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31115.0, "price_incl_doc": 31115.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 563.48, "amount_financed": 33059.69, "sales_tax": 1944.69, "total_of_payments": 40570.28, "finance_charge": 7510.59, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL137, VIN 4S4BTAFC4S3331345. $563 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $31,115, before any dealer documentation fee. Amount financed $33,060, including $1,945 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $40,570. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "SALE17EU5L2019572", "title": "2020 Land Rover Defender 110 Edition", "year": 2020, "make": "Land Rover", "model": "Defender 110", "trim": "Edition", "decoded_trim": "110 1st Edition", "condition": "used", "price": 40703.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 43283, "exterior_color": "Green", "interior_color": null, "drivetrain": "4WD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "3.0L I6", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 17, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "MS260378B", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 28, "primary_image": "https://vehicle-images.carscommerce.inc/39e9-110013083/SALE17EU5L2019572/d9ed83e713e8f26cb6d6fe3239dc259f.webp", "images": ["https://vehicle-images.carscommerce.inc/39e9-110013083/SALE17EU5L2019572/d9ed83e713e8f26cb6d6fe3239dc259f.webp", "https://vehicle-images.carscommerce.inc/7f7c-110013083/SALE17EU5L2019572/ab7f0b8010682755559cccbae2c920a9.webp", "https://vehicle-images.carscommerce.inc/7a09-110013083/SALE17EU5L2019572/6aa4422a236dc25842e48c7006d2980d.webp", "https://vehicle-images.carscommerce.inc/72d7-110013083/SALE17EU5L2019572/412da703dbe07baf917c87cb2d71d32e.webp", "https://vehicle-images.carscommerce.inc/e439-110013083/SALE17EU5L2019572/dd3addb80a884560ac3706517d960459.webp", "https://vehicle-images.carscommerce.inc/8437-110013083/SALE17EU5L2019572/1f48b52911bbb34e17a4d6345580dc31.webp", "https://vehicle-images.carscommerce.inc/77e9-110013083/SALE17EU5L2019572/97060fe77373f1eed22b2ee571c28318.webp", 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{"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2020-land-rover-defender-110-first-edition-4wd-4d-sport-utility-sale17eu5l2019572/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2020-land-rover-defender-110-first-edition-4wd-4d-sport-utility-sale17eu5l2019572/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/SALE17EU5L2019572.html", "json_url": "https://ai.castlecadillacmchenry.com/v/SALE17EU5L2019572.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/SALE17EU5L2019572.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2020-land-rover-defender-110-first-edition-4wd-4d-sport-utility-sale17eu5l2019572/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260378B, VIN SALE17EU5L2019572. Advertised price: $40,703. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$40,703"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40703.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_SALE17EU5L2019572_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1015, "unit": "per_month", "display": "$1,015/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40703.0, "price_incl_doc": 40703.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1015.46, "amount_financed": 43246.94, "sales_tax": 2543.94, "total_of_payments": 48741.95, "finance_charge": 5495.01, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260378B, VIN SALE17EU5L2019572. $1,015 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $40,703, before any dealer documentation fee. Amount financed $43,247, including $2,544 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $48,742. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_SALE17EU5L2019572_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 846, "unit": "per_month", "display": "$846/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40703.0, "price_incl_doc": 40703.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 845.97, "amount_financed": 43246.94, "sales_tax": 2543.94, "total_of_payments": 50758.41, "finance_charge": 7511.47, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260378B, VIN SALE17EU5L2019572. $846 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $40,703, before any dealer documentation fee. Amount financed $43,247, including $2,544 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $50,758. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_SALE17EU5L2019572_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 737, "unit": "per_month", "display": "$737/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40703.0, "price_incl_doc": 40703.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 737.11, "amount_financed": 43246.94, "sales_tax": 2543.94, "total_of_payments": 53071.9, "finance_charge": 9824.96, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260378B, VIN SALE17EU5L2019572. $737 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $40,703, before any dealer documentation fee. Amount financed $43,247, including $2,544 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $53,072. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "1C6SRFFT2NN427555", "title": "2022 Ram 1500 Box", "year": 2022, "make": "Ram", "model": "1500", "trim": "Box", "decoded_trim": "Big Horn, Lone Star", "condition": "used", "price": 33410.0, "msrp": 0.0, "sale_price": 35910.0, "currency": "USD", "mileage": 37417, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "NA", "body_style": "Crew Cab", "vehicle_type": "car", "fuel_type": "Regular unleaded", "doors": 4, "seating_capacity": 6, "engine": "HEMI 5.7L V-8 variable valve control, regular unleaded, engine with cylinder deactivation and 395HP", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "MCP7840", "stock_status": "Unknown", "availability": "In Stock", 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sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-ram-1500-big-horn-crew-cab-4x4-57-box-na-crew-cab-1c6srfft2nn427555/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1C6SRFFT2NN427555.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1C6SRFFT2NN427555.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1C6SRFFT2NN427555.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-ram-1500-big-horn-crew-cab-4x4-57-box-na-crew-cab-1c6srfft2nn427555/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MCP7840, VIN 1C6SRFFT2NN427555. Advertised price: $33,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$33,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Backup Camera", "Bluetooth", "Fog Lights", "Interior Accents", "Keyless Entry", "Push Start", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFFT2NN427555_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 834, "unit": "per_month", "display": "$834/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33410.0, "price_incl_doc": 33410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 833.51, "amount_financed": 35498.13, "sales_tax": 2088.13, "total_of_payments": 40008.57, "finance_charge": 4510.44, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7840, VIN 1C6SRFFT2NN427555. $834 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $33,410, before any dealer documentation fee. Amount financed $35,498, including $2,088 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $40,009. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFFT2NN427555_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 694, "unit": "per_month", "display": "$694/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33410.0, "price_incl_doc": 33410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 694.4, "amount_financed": 35498.13, "sales_tax": 2088.13, "total_of_payments": 41663.72, "finance_charge": 6165.59, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7840, VIN 1C6SRFFT2NN427555. $694 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $33,410, before any dealer documentation fee. Amount financed $35,498, including $2,088 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $41,664. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFFT2NN427555_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 605, "unit": "per_month", "display": "$605/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33410.0, "price_incl_doc": 33410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 605.04, "amount_financed": 35498.13, "sales_tax": 2088.13, "total_of_payments": 43562.69, "finance_charge": 8064.56, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7840, VIN 1C6SRFFT2NN427555. $605 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $33,410, before any dealer documentation fee. Amount financed $35,498, including $2,088 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $43,563. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "JM3KFBEY2K0542714", "title": "2019 Mazda CX-5 Signature", "year": 2019, "make": "Mazda", "model": "CX-5", "trim": "Signature", "decoded_trim": "Signature", "condition": "used", "price": 24410.0, "msrp": 0.0, "sale_price": 25910.0, "currency": "USD", "mileage": 15932, "exterior_color": "Red", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 22, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "MSP5934", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2019-mazda-cx-5-signature-awd-4d-sport-utility-jm3kfbey2k0542714/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2019-mazda-cx-5-signature-awd-4d-sport-utility-jm3kfbey2k0542714/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/JM3KFBEY2K0542714.html", "json_url": "https://ai.castlecadillacmchenry.com/v/JM3KFBEY2K0542714.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/JM3KFBEY2K0542714.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2019-mazda-cx-5-signature-awd-4d-sport-utility-jm3kfbey2k0542714/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSP5934, VIN JM3KFBEY2K0542714. Advertised price: $24,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBEY2K0542714_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 609, "unit": "per_month", "display": "$609/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24410.0, "price_incl_doc": 24410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 608.98, "amount_financed": 25935.63, "sales_tax": 1525.63, "total_of_payments": 29231.05, "finance_charge": 3295.42, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSP5934, VIN JM3KFBEY2K0542714. $609 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,410, before any dealer documentation fee. Amount financed $25,936, including $1,526 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,231. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBEY2K0542714_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 507, "unit": "per_month", "display": "$507/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24410.0, "price_incl_doc": 24410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 507.34, "amount_financed": 25935.63, "sales_tax": 1525.63, "total_of_payments": 30440.33, "finance_charge": 4504.7, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSP5934, VIN JM3KFBEY2K0542714. $507 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,410, before any dealer documentation fee. Amount financed $25,936, including $1,526 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,440. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBEY2K0542714_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 442, "unit": "per_month", "display": "$442/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24410.0, "price_incl_doc": 24410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 442.05, "amount_financed": 25935.63, "sales_tax": 1525.63, "total_of_payments": 31827.76, "finance_charge": 5892.13, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSP5934, VIN JM3KFBEY2K0542714. $442 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,410, before any dealer documentation fee. Amount financed $25,936, including $1,526 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,828. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"monroney_url": "https://ai.castlecadillacmchenry.com/sticker/2FMPK4J93PBA24309.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-ford-edge-sel-awd-4d-sport-utility-2fmpk4j93pba24309/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-ford-edge-sel-awd-4d-sport-utility-2fmpk4j93pba24309/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/2FMPK4J93PBA24309.html", "json_url": "https://ai.castlecadillacmchenry.com/v/2FMPK4J93PBA24309.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/2FMPK4J93PBA24309.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-ford-edge-sel-awd-4d-sport-utility-2fmpk4j93pba24309/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MKP2490, VIN 2FMPK4J93PBA24309. Advertised price: $24,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2FMPK4J93PBA24309_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 609, "unit": "per_month", "display": "$609/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24410.0, "price_incl_doc": 24410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 608.98, "amount_financed": 25935.63, "sales_tax": 1525.63, "total_of_payments": 29231.05, "finance_charge": 3295.42, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2490, VIN 2FMPK4J93PBA24309. $609 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,410, before any dealer documentation fee. Amount financed $25,936, including $1,526 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,231. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2FMPK4J93PBA24309_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 507, "unit": "per_month", "display": "$507/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24410.0, "price_incl_doc": 24410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 507.34, "amount_financed": 25935.63, "sales_tax": 1525.63, "total_of_payments": 30440.33, "finance_charge": 4504.7, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2490, VIN 2FMPK4J93PBA24309. $507 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,410, before any dealer documentation fee. Amount financed $25,936, including $1,526 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,440. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2FMPK4J93PBA24309_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 442, "unit": "per_month", "display": "$442/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24410.0, "price_incl_doc": 24410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 442.05, "amount_financed": 25935.63, "sales_tax": 1525.63, "total_of_payments": 31827.76, "finance_charge": 5892.13, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2490, VIN 2FMPK4J93PBA24309. $442 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,410, before any dealer documentation fee. Amount financed $25,936, including $1,526 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,828. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GYKNDR42SZ156752.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GYKNDR42SZ156752.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GYKNDR42SZ156752.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2025-cadillac-xt5-premium-luxury-all-wheel-drive-suv-1gykndr42sz156752/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $8,003. This offer applies to Stock #M250516, VIN 1GYKNDR42SZ156752. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $55,915. Advertised price: $47,912. Savings: $8,003, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$55,915"}, {"label": "Advertised price", "value": "$47,912"}, {"label": "Savings", "value": "$8,003, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $8,003", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Cooled Seats", "Heated Seats", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Remote Start", "Side-Impact Air Bags", "Sunroof / Moonroof", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47912.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYKNDR42SZ156752_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 972, "unit": "per_month", "display": "$972/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47912.0, "price_incl_doc": 47912.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 972.14, "amount_financed": 50906.5, "sales_tax": 2994.5, "total_of_payments": 58328.3, "finance_charge": 7421.8, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M250516, VIN 1GYKNDR42SZ156752. $972 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $47,912, before any dealer documentation fee. Amount financed $50,906, including $2,994 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $58,328. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDR42SZ156752_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 843, "unit": "per_month", "display": "$843/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47912.0, "price_incl_doc": 47912.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 843.43, "amount_financed": 50906.5, "sales_tax": 2994.5, "total_of_payments": 60726.78, "finance_charge": 9820.28, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M250516, VIN 1GYKNDR42SZ156752. $843 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $47,912, before any dealer documentation fee. Amount financed $50,906, including $2,994 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $60,727. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDR42SZ156752_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 756, "unit": "per_month", "display": "$756/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47912.0, "price_incl_doc": 47912.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 755.69, "amount_financed": 50906.5, "sales_tax": 2994.5, "total_of_payments": 63477.66, "finance_charge": 12571.16, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M250516, VIN 1GYKNDR42SZ156752. $756 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $47,912, before any dealer documentation fee. Amount financed $50,906, including $2,994 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $63,478. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDR42SZ156752_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 544, "unit": "per_month", "display": "$544/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 55915.0, "selling_price": 47912.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 544.13, "net_cap_cost": 48607.0, "residual_value": 34667.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 544.13, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 704.13}, "total_of_payments": 19584, "total_of_payments_unrounded": 19588.68}, "disclosure": "Estimated lease payment for stock #M250516, VIN 1GYKNDR42SZ156752. $544 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $704, made up of $544 first payment, $60 title, $100 registration. MSRP $55,915. Lease selling price $47,912. Net capitalized cost $48,607. Residual value $34,667, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $19,584. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDR42SZ156752_lease", "type": "lease", "label": "Lease", "headline": {"value": 451, "unit": "per_month", "display": "$451/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 55915.0, "selling_price": 47912.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 450.84, "net_cap_cost": 45608.0, "residual_value": 34667.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 450.84, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3609.84}, "total_of_payments": 16236, "total_of_payments_unrounded": 16230.24}, "disclosure": "Estimated lease payment for stock #M250516, VIN 1GYKNDR42SZ156752. $451 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,610, made up of $451 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $55,915. Lease selling price $47,912. Net capitalized cost $45,608. Residual value $34,667, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $16,236. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 353}}, {"vin": "JF1VBAH67S9809238", "title": "2025 Subaru WRX Premium", "year": 2025, "make": "Subaru", "model": "WRX", "trim": "Premium", "decoded_trim": "Premium", "condition": "used", "price": 32710.0, "msrp": 0.0, "sale_price": 34410.0, "currency": "USD", "mileage": 1199, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.4L DOHC", "engine_displacement_l": 2.4, "engine_cylinders": 4, "transmission": "6-Speed Manual", "mpg_city": 19, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "MSP5935", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, 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"https://vehicle-images.carscommerce.inc/1653-110013083/JF1VBAH67S9809238/bb0c9823d6d5f82fef76a25c0cbcbd90.webp", "https://vehicle-images.carscommerce.inc/2790-110013083/JF1VBAH67S9809238/bea87be319a977460b8535b922a18944.webp", "https://vehicle-images.carscommerce.inc/cdcd-110013083/JF1VBAH67S9809238/4540144e73465b5397481066ec38f87f.webp"], "vin_decode": {"make": "Subaru", "model": "WRX", "year": 2025, "trim": "Premium", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2.4L 4-Cylinder", "engine_displacement_l": 2.4, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/JF1VBAH67S9809238.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-wrx-premium-awd-4d-sedan-jf1vbah67s9809238/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-wrx-premium-awd-4d-sedan-jf1vbah67s9809238/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/JF1VBAH67S9809238.html", "json_url": "https://ai.castlecadillacmchenry.com/v/JF1VBAH67S9809238.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/JF1VBAH67S9809238.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-wrx-premium-awd-4d-sedan-jf1vbah67s9809238/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSP5935, VIN JF1VBAH67S9809238. Advertised price: $32,710. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$32,710"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Bluetooth", "Collision Avoidance", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32710.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF1VBAH67S9809238_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 816, "unit": "per_month", "display": "$816/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32710.0, "price_incl_doc": 32710.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 816.05, "amount_financed": 34754.38, "sales_tax": 2044.38, "total_of_payments": 39170.32, "finance_charge": 4415.94, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSP5935, VIN JF1VBAH67S9809238. $816 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $32,710, before any dealer documentation fee. Amount financed $34,754, including $2,044 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $39,170. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF1VBAH67S9809238_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 680, "unit": "per_month", "display": "$680/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32710.0, "price_incl_doc": 32710.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 679.85, "amount_financed": 34754.38, "sales_tax": 2044.38, "total_of_payments": 40790.79, "finance_charge": 6036.41, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSP5935, VIN JF1VBAH67S9809238. $680 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $32,710, before any dealer documentation fee. Amount financed $34,754, including $2,044 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $40,791. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF1VBAH67S9809238_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 592, "unit": "per_month", "display": "$592/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32710.0, "price_incl_doc": 32710.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 592.36, "amount_financed": 34754.38, "sales_tax": 2044.38, "total_of_payments": 42649.98, "finance_charge": 7895.6, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSP5935, VIN JF1VBAH67S9809238. $592 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $32,710, before any dealer documentation fee. Amount financed $34,754, including $2,044 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $42,650. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "4S4GUHN60S3738425", "title": "2025 Subaru Crosstrek Limited", "year": 2025, "make": "Subaru", "model": "Crosstrek", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 30078.0, "msrp": 0.0, "sale_price": 31019.0, "currency": "USD", "mileage": 4903, "exterior_color": "Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 27, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MSL078", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL078, VIN 4S4GUHN60S3738425. Advertised price: $30,078. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,078"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30078.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHN60S3738425_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 750, "unit": "per_month", "display": "$750/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30078.0, "price_incl_doc": 30078.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 750.39, "amount_financed": 31957.88, "sales_tax": 1879.88, "total_of_payments": 36018.49, "finance_charge": 4060.61, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL078, VIN 4S4GUHN60S3738425. $750 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,078, before any dealer documentation fee. Amount financed $31,958, including $1,880 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,018. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHN60S3738425_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 625, "unit": "per_month", "display": "$625/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30078.0, "price_incl_doc": 30078.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 625.14, "amount_financed": 31957.88, "sales_tax": 1879.88, "total_of_payments": 37508.58, "finance_charge": 5550.7, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL078, VIN 4S4GUHN60S3738425. $625 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,078, before any dealer documentation fee. Amount financed $31,958, including $1,880 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,509. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHN60S3738425_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 545, "unit": "per_month", "display": "$545/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30078.0, "price_incl_doc": 30078.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 544.7, "amount_financed": 31957.88, "sales_tax": 1879.88, "total_of_payments": 39218.16, "finance_charge": 7260.28, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL078, VIN 4S4GUHN60S3738425. $545 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,078, before any dealer documentation fee. Amount financed $31,958, including $1,880 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,218. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "4S4BTAPC5S3305626", "title": "2025 Subaru Outback Touring", "year": 2025, "make": "Subaru", "model": "Outback", "trim": "Touring", "decoded_trim": "Touring", "condition": "used", "price": 37050.0, "msrp": 0.0, "sale_price": 37903.0, "currency": "USD", "mileage": 6041, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "CVT Lineartronic", "mpg_city": 26, "mpg_hwy": 32, "range_miles": null, "battery_kwh": null, "stock_number": "MSL109", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://vehicle-images.carscommerce.inc/cafc-110013083/4S4BTAPC5S3305626/576aadc83212cfb39b402f434add8346.webp", "https://vehicle-images.carscommerce.inc/4976-110013083/4S4BTAPC5S3305626/ddeef3a93943be4924a30c8f38a48b76.webp", "https://vehicle-images.carscommerce.inc/9e71-110013083/4S4BTAPC5S3305626/73d01cb5a57cd6303b7731f860274f10.webp", "https://vehicle-images.carscommerce.inc/f09f-110013083/4S4BTAPC5S3305626/255c0babb4ac3c15aa05bcb3044f39db.webp"], "vin_decode": {"make": "Subaru", "model": "Outback", "year": 2025, "trim": "Touring", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/4S4BTAPC5S3305626.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-outback-touring-awd-4d-sport-utility-4s4btapc5s3305626/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-outback-touring-awd-4d-sport-utility-4s4btapc5s3305626/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4BTAPC5S3305626.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4BTAPC5S3305626.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4BTAPC5S3305626.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-outback-touring-awd-4d-sport-utility-4s4btapc5s3305626/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL109, VIN 4S4BTAPC5S3305626. Advertised price: $37,050. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$37,050"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37050.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4BTAPC5S3305626_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 924, "unit": "per_month", "display": "$924/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37050.0, "price_incl_doc": 37050.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 924.32, "amount_financed": 39365.63, "sales_tax": 2315.63, "total_of_payments": 44367.48, "finance_charge": 5001.85, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL109, VIN 4S4BTAPC5S3305626. $924 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $37,050, before any dealer documentation fee. Amount financed $39,366, including $2,316 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $44,367. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTAPC5S3305626_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 770, "unit": "per_month", "display": "$770/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37050.0, "price_incl_doc": 37050.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 770.05, "amount_financed": 39365.63, "sales_tax": 2315.63, "total_of_payments": 46202.96, "finance_charge": 6837.33, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL109, VIN 4S4BTAPC5S3305626. $770 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $37,050, before any dealer documentation fee. Amount financed $39,366, including $2,316 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $46,203. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTAPC5S3305626_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 671, "unit": "per_month", "display": "$671/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37050.0, "price_incl_doc": 37050.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 670.96, "amount_financed": 39365.63, "sales_tax": 2315.63, "total_of_payments": 48308.82, "finance_charge": 8943.19, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL109, VIN 4S4BTAPC5S3305626. $671 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $37,050, before any dealer documentation fee. Amount financed $39,366, including $2,316 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $48,309. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "3KPFT4DE4SE209167", "title": "2025 Kia K4 LXS", "year": 2025, "make": "Kia", "model": "K4", "trim": "LXS", "decoded_trim": "LX, LXS", "condition": "used", "price": 21428.0, "msrp": 24185.0, "sale_price": 21214.0, "currency": "USD", "mileage": 4180, "exterior_color": "Black", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 MPI", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 29, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "MK251053", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 35, 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"note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-kia-k4-lxs-fwd-4d-sedan-3kpft4de4se209167/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/3KPFT4DE4SE209167.html", "json_url": "https://ai.castlecadillacmchenry.com/v/3KPFT4DE4SE209167.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/3KPFT4DE4SE209167.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-kia-k4-lxs-fwd-4d-sedan-3kpft4de4se209167/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK251053, VIN 3KPFT4DE4SE209167. Advertised price: $21,428. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$21,428"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 21428.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3KPFT4DE4SE209167_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 535, "unit": "per_month", "display": "$535/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21428.0, "price_incl_doc": 21428.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 534.59, "amount_financed": 22767.25, "sales_tax": 1339.25, "total_of_payments": 25660.09, "finance_charge": 2892.84, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK251053, VIN 3KPFT4DE4SE209167. $535 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $21,428, before any dealer documentation fee. Amount financed $22,767, including $1,339 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $25,660. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3KPFT4DE4SE209167_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 445, "unit": "per_month", "display": "$445/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21428.0, "price_incl_doc": 21428.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 445.36, "amount_financed": 22767.25, "sales_tax": 1339.25, "total_of_payments": 26721.65, "finance_charge": 3954.4, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK251053, VIN 3KPFT4DE4SE209167. $445 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $21,428, before any dealer documentation fee. Amount financed $22,767, including $1,339 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $26,722. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3KPFT4DE4SE209167_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 388, "unit": "per_month", "display": "$388/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21428.0, "price_incl_doc": 21428.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 388.05, "amount_financed": 22767.25, "sales_tax": 1339.25, "total_of_payments": 27939.58, "finance_charge": 5172.33, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK251053, VIN 3KPFT4DE4SE209167. $388 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $21,428, before any dealer documentation fee. Amount financed $22,767, including $1,339 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $27,940. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNAG64J74T5431218_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 587, "unit": "per_month", "display": "$587/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28236.0, "price_incl_doc": 28236.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 511.34, "amount_financed": 30000.75, "sales_tax": 1764.75, "total_of_payments": 36816.4, "finance_charge": 6815.65, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260131, VIN KNAG64J74T5431218. $511 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,236, before any dealer documentation fee. Amount financed $30,001, including $1,765 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $36,816. Offer expires 2026-07-31. Estimated for ZIP 60050. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Fog Lights", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28442.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KNAG64J7XT5417582_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 710, "unit": "per_month", "display": "$710/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNAG64J7XT5417582_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 591, "unit": "per_month", "display": "$591/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNAG64J7XT5417582_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 515, "unit": "per_month", "display": "$515/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28442.0, "price_incl_doc": 28442.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 515.07, "amount_financed": 30219.63, "sales_tax": 1777.63, "total_of_payments": 37085.01, "finance_charge": 6865.38, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260090, VIN KNAG64J7XT5417582. $515 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,442, before any dealer documentation fee. Amount financed $30,220, including $1,778 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $37,085. Offer expires 2026-07-31. Estimated for ZIP 60050. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Bluetooth", "Keyless Entry", "Parking Sensors / Assist", "Power Liftgate", "Premium Audio", "Remote Start", "Side-Impact Air Bags", "Sunroof / Moonroof", "Super Cruise", "Tow Package", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 159239.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYLEMKL2TU101643_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 3231, "unit": "per_month", "display": "$3,231/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 159239.0, "price_incl_doc": 159239.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 3230.97, "amount_financed": 169191.44, "sales_tax": 9952.44, "total_of_payments": 193858.34, "finance_charge": 24666.9, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260010, VIN 1GYLEMKL2TU101643. $3,231 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $159,239, before any dealer documentation fee. Amount financed $169,191, including $9,952 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $193,858. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYLEMKL2TU101643_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 2803, "unit": "per_month", "display": "$2,803/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 159239.0, "price_incl_doc": 159239.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2803.19, "amount_financed": 169191.44, "sales_tax": 9952.44, "total_of_payments": 201829.84, "finance_charge": 32638.4, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260010, VIN 1GYLEMKL2TU101643. $2,803 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $159,239, before any dealer documentation fee. Amount financed $169,191, including $9,952 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $201,830. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYLEMKL2TU101643_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 2512, "unit": "per_month", "display": "$2,512/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 159239.0, "price_incl_doc": 159239.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2511.58, "amount_financed": 169191.44, "sales_tax": 9952.44, "total_of_payments": 210972.6, "finance_charge": 41781.16, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260010, VIN 1GYLEMKL2TU101643. $2,512 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $159,239, before any dealer documentation fee. Amount financed $169,191, including $9,952 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $210,973. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYLEMKL2TU101643_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 2219, "unit": "per_month", "display": "$2,219/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 159239.0, "selling_price": 159239.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 2218.66, "net_cap_cost": 159934.0, "residual_value": 98728.18, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 2218.66, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 2378.66}, "total_of_payments": 79884, "total_of_payments_unrounded": 79871.76}, "disclosure": "Estimated lease payment for stock #M260010, VIN 1GYLEMKL2TU101643. $2,219 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $2,379, made up of $2,219 first payment, $60 title, $100 registration. MSRP $159,239. Lease selling price $159,239. Net capitalized cost $159,934. Residual value $98,728, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $79,884. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYLEMKL2TU101643_lease", "type": "lease", "label": "Lease", "headline": {"value": 2125, "unit": "per_month", "display": "$2,125/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 159239.0, "selling_price": 159239.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 2125.37, "net_cap_cost": 156935.0, "residual_value": 98728.18, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 2125.37, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 5284.37}, "total_of_payments": 76500, "total_of_payments_unrounded": 76513.32}, "disclosure": "Estimated lease payment for stock #M260010, VIN 1GYLEMKL2TU101643. $2,125 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $5,284, made up of $2,125 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $159,239. Lease selling price $159,239. Net capitalized cost $156,935. Residual value $98,728, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $76,500. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 338}}, {"vin": "5XYRG4JC4TG414979", "title": "2026 Kia Sorento LX", "year": 2026, "make": "Kia", "model": "Sorento", "trim": "LX", "decoded_trim": "LX", "condition": "used", "price": 29365.0, "msrp": 33870.0, "sale_price": 30175.0, "currency": "USD", "mileage": 3576, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 7, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 191hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 23, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "MK260101", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 28, "primary_image": "https://vehicle-images.carscommerce.inc/2528-110013083/5XYRG4JC4TG414979/b7002dbfc7978f08f9302eb95b6452b7.webp", "images": ["https://vehicle-images.carscommerce.inc/2528-110013083/5XYRG4JC4TG414979/b7002dbfc7978f08f9302eb95b6452b7.webp", "https://vehicle-images.carscommerce.inc/6c28-110013083/5XYRG4JC4TG414979/d01f3c576563f5952b78405fd94a24ce.webp", "https://vehicle-images.carscommerce.inc/9557-110013083/5XYRG4JC4TG414979/56a28e17874b3f6308335d96952b11ff.webp", "https://vehicle-images.carscommerce.inc/9a04-110013083/5XYRG4JC4TG414979/9cb007771b51d17c3bcdc475de34b450.webp", 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"body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 33870.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/5XYRG4JC4TG414979.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sorento-lx-fwd-4d-sport-utility-5xyrg4jc4tg414979/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sorento-lx-fwd-4d-sport-utility-5xyrg4jc4tg414979/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/5XYRG4JC4TG414979.html", "json_url": "https://ai.castlecadillacmchenry.com/v/5XYRG4JC4TG414979.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/5XYRG4JC4TG414979.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sorento-lx-fwd-4d-sport-utility-5xyrg4jc4tg414979/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK260101, VIN 5XYRG4JC4TG414979. Advertised price: $29,365. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,365"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29365.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYRG4JC4TG414979_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 733, "unit": "per_month", "display": "$733/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29365.0, "price_incl_doc": 29365.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 732.6, "amount_financed": 31200.31, "sales_tax": 1835.31, "total_of_payments": 35164.66, "finance_charge": 3964.35, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260101, VIN 5XYRG4JC4TG414979. $733 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,365, before any dealer documentation fee. Amount financed $31,200, including $1,835 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $35,165. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYRG4JC4TG414979_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 610, "unit": "per_month", "display": "$610/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29365.0, "price_incl_doc": 29365.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 610.32, "amount_financed": 31200.31, "sales_tax": 1835.31, "total_of_payments": 36619.43, "finance_charge": 5419.12, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260101, VIN 5XYRG4JC4TG414979. $610 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,365, before any dealer documentation fee. Amount financed $31,200, including $1,835 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $36,619. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYRG4JC4TG414979_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 532, "unit": "per_month", "display": "$532/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29365.0, "price_incl_doc": 29365.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 531.78, "amount_financed": 31200.31, "sales_tax": 1835.31, "total_of_payments": 38288.48, "finance_charge": 7088.17, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260101, VIN 5XYRG4JC4TG414979. $532 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $29,365, before any dealer documentation fee. Amount financed $31,200, including $1,835 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $38,288. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 1, "elapsed_ms": 0}}, {"vin": "1GYKNGRS8SZ157789", "title": "2025 Cadillac XT5 Sport", "year": 2025, "make": "Cadillac", "model": "XT5", "trim": "Sport", "decoded_trim": "Sport", "condition": "new", "price": 59401.0, "msrp": 64939.0, "sale_price": 59401.0, "currency": "USD", "mileage": 10, "exterior_color": "Argent Silver Metallic", "interior_color": "Jet Black, Leather seating surfaces with mini-perforated inserts", "drivetrain": "All Wheel Drive", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 engine", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "Automatic", "mpg_city": 18, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "M250525", "stock_status": "In Stock", "availability": "In Stock", 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"drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 64939.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1GYKNGRS8SZ157789.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2025-cadillac-xt5-sport-all-wheel-drive-suv-1gykngrs8sz157789/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2025-cadillac-xt5-sport-all-wheel-drive-suv-1gykngrs8sz157789/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GYKNGRS8SZ157789.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GYKNGRS8SZ157789.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GYKNGRS8SZ157789.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2025-cadillac-xt5-sport-all-wheel-drive-suv-1gykngrs8sz157789/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,538. This offer applies to Stock #M250525, VIN 1GYKNGRS8SZ157789. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $64,939. Advertised price: $59,401. Savings: $5,538, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$64,939"}, {"label": "Advertised price", "value": "$59,401"}, {"label": "Savings", "value": "$5,538, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,538", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Cooled Seats", "Heated Seats", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Remote Start", "Side-Impact Air Bags", "Sunroof / Moonroof", "Technology Package", "Tow Package", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 59401.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYKNGRS8SZ157789_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1205, "unit": "per_month", "display": "$1,205/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59401.0, "price_incl_doc": 59401.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1205.25, "amount_financed": 63113.56, "sales_tax": 3712.56, "total_of_payments": 72315.06, "finance_charge": 9201.5, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M250525, VIN 1GYKNGRS8SZ157789. $1,205 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $59,401, before any dealer documentation fee. Amount financed $63,114, including $3,713 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $72,315. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNGRS8SZ157789_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1046, "unit": "per_month", "display": "$1,046/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59401.0, "price_incl_doc": 59401.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1045.68, "amount_financed": 63113.56, "sales_tax": 3712.56, "total_of_payments": 75288.68, "finance_charge": 12175.12, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M250525, VIN 1GYKNGRS8SZ157789. $1,046 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $59,401, before any dealer documentation fee. Amount financed $63,114, including $3,713 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $75,289. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNGRS8SZ157789_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 937, "unit": "per_month", "display": "$937/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59401.0, "price_incl_doc": 59401.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 936.9, "amount_financed": 63113.56, "sales_tax": 3712.56, "total_of_payments": 78699.2, "finance_charge": 15585.64, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M250525, VIN 1GYKNGRS8SZ157789. $937 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $59,401, before any dealer documentation fee. Amount financed $63,114, including $3,713 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $78,699. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNGRS8SZ157789_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 745, "unit": "per_month", "display": "$745/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 64939.0, "selling_price": 59401.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 745.32, "net_cap_cost": 60096.0, "residual_value": 40262.18, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 745.32, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 905.32}, "total_of_payments": 26820, "total_of_payments_unrounded": 26831.52}, "disclosure": "Estimated lease payment for stock #M250525, VIN 1GYKNGRS8SZ157789. $745 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $905, made up of $745 first payment, $60 title, $100 registration. MSRP $64,939. Lease selling price $59,401. Net capitalized cost $60,096. Residual value $40,262, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,820. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNGRS8SZ157789_lease", "type": "lease", "label": "Lease", "headline": {"value": 652, "unit": "per_month", "display": "$652/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 64939.0, "selling_price": 59401.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 652.03, "net_cap_cost": 57097.0, "residual_value": 40262.18, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 652.03, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3811.03}, "total_of_payments": 23472, "total_of_payments_unrounded": 23473.08}, "disclosure": "Estimated lease payment for stock #M250525, VIN 1GYKNGRS8SZ157789. $652 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,811, made up of $652 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $64,939. Lease selling price $59,401. Net capitalized cost $57,097. Residual value $40,262, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $23,472. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 333}}, {"vin": "KM8JECD12RU156049", "title": "2024 Hyundai Tucson Hybrid Limited", "year": 2024, "make": "Hyundai", "model": "Tucson Hybrid", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 26610.0, "msrp": 0.0, "sale_price": 27410.0, "currency": "USD", "mileage": 73419, "exterior_color": "White", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 37, "mpg_hwy": 36, "range_miles": null, "battery_kwh": null, "stock_number": "MS260433A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L 4-Cylinder", "engine_displacement_l": 1.6, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/KM8JECD12RU156049.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-hyundai-tucson-hybrid-limited-awd-4d-sport-utility-km8jecd12ru156049/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-hyundai-tucson-hybrid-limited-awd-4d-sport-utility-km8jecd12ru156049/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/KM8JECD12RU156049.html", "json_url": "https://ai.castlecadillacmchenry.com/v/KM8JECD12RU156049.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/KM8JECD12RU156049.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-hyundai-tucson-hybrid-limited-awd-4d-sport-utility-km8jecd12ru156049/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260433A, VIN KM8JECD12RU156049. Advertised price: $26,610. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$26,610"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26610.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8JECD12RU156049_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 664, "unit": "per_month", "display": "$664/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26610.0, "price_incl_doc": 26610.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 663.87, "amount_financed": 28273.13, "sales_tax": 1663.13, "total_of_payments": 31865.55, "finance_charge": 3592.42, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260433A, VIN KM8JECD12RU156049. $664 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $26,610, before any dealer documentation fee. Amount financed $28,273, including $1,663 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $31,866. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8JECD12RU156049_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 553, "unit": "per_month", "display": "$553/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26610.0, "price_incl_doc": 26610.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 553.06, "amount_financed": 28273.13, "sales_tax": 1663.13, "total_of_payments": 33183.83, "finance_charge": 4910.7, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260433A, VIN KM8JECD12RU156049. $553 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $26,610, before any dealer documentation fee. Amount financed $28,273, including $1,663 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,184. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8JECD12RU156049_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 482, "unit": "per_month", "display": "$482/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26610.0, "price_incl_doc": 26610.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 481.89, "amount_financed": 28273.13, "sales_tax": 1663.13, "total_of_payments": 34696.3, "finance_charge": 6423.17, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260433A, VIN KM8JECD12RU156049. $482 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $26,610, before any dealer documentation fee. Amount financed $28,273, including $1,663 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $34,696. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "5XYRL4JC6SG360255", "title": "2025 Kia Sorento S", "year": 2025, "make": "Kia", "model": "Sorento", "trim": "S", "decoded_trim": "S", "condition": "used", "price": 31010.0, "msrp": 38675.0, "sale_price": 31192.0, "currency": "USD", "mileage": 3171, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 7, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 191hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 23, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "MK250636", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-kia-sorento-s-fwd-4d-sport-utility-5xyrl4jc6sg360255/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/5XYRL4JC6SG360255.html", "json_url": "https://ai.castlecadillacmchenry.com/v/5XYRL4JC6SG360255.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/5XYRL4JC6SG360255.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-kia-sorento-s-fwd-4d-sport-utility-5xyrl4jc6sg360255/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK250636, VIN 5XYRL4JC6SG360255. Advertised price: $31,010. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,010"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Panoramic Sunroof", "Parking Sensors / Assist", "Power Seats", "Satellite Radio Ready", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31010.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYRL4JC6SG360255_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 774, "unit": "per_month", "display": "$774/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31010.0, "price_incl_doc": 31010.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 773.64, "amount_financed": 32948.13, "sales_tax": 1938.13, "total_of_payments": 37134.56, "finance_charge": 4186.43, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK250636, VIN 5XYRL4JC6SG360255. $774 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $31,010, before any dealer documentation fee. Amount financed $32,948, including $1,938 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $37,135. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYRL4JC6SG360255_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 645, "unit": "per_month", "display": "$645/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31010.0, "price_incl_doc": 31010.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 644.51, "amount_financed": 32948.13, "sales_tax": 1938.13, "total_of_payments": 38670.82, "finance_charge": 5722.69, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK250636, VIN 5XYRL4JC6SG360255. $645 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $31,010, before any dealer documentation fee. Amount financed $32,948, including $1,938 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $38,671. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYRL4JC6SG360255_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 562, "unit": "per_month", "display": "$562/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31010.0, "price_incl_doc": 31010.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 561.57, "amount_financed": 32948.13, "sales_tax": 1938.13, "total_of_payments": 40433.38, "finance_charge": 7485.25, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK250636, VIN 5XYRL4JC6SG360255. $562 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $31,010, before any dealer documentation fee. Amount financed $32,948, including $1,938 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $40,433. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "4S4GUHF65S3744364", "title": "2025 Subaru Crosstrek Sport", "year": 2025, "make": "Subaru", "model": "Crosstrek", "trim": "Sport", "decoded_trim": "Sport", "condition": "used", "price": 28273.0, "msrp": 0.0, "sale_price": 29033.0, "currency": "USD", "mileage": 4437, "exterior_color": "Blue", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 27, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MSL104", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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{"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-crosstrek-sport-awd-4d-sport-utility-4s4guhf65s3744364/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4GUHF65S3744364.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4GUHF65S3744364.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4GUHF65S3744364.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-crosstrek-sport-awd-4d-sport-utility-4s4guhf65s3744364/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL104, VIN 4S4GUHF65S3744364. Advertised price: $28,273. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,273"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28273.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHF65S3744364_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 705, "unit": "per_month", "display": "$705/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28273.0, "price_incl_doc": 28273.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 705.35, "amount_financed": 30040.06, "sales_tax": 1767.06, "total_of_payments": 33856.99, "finance_charge": 3816.93, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL104, VIN 4S4GUHF65S3744364. $705 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,273, before any dealer documentation fee. Amount financed $30,040, including $1,767 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $33,857. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHF65S3744364_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 588, "unit": "per_month", "display": "$588/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28273.0, "price_incl_doc": 28273.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 587.63, "amount_financed": 30040.06, "sales_tax": 1767.06, "total_of_payments": 35257.65, "finance_charge": 5217.59, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL104, VIN 4S4GUHF65S3744364. $588 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,273, before any dealer documentation fee. Amount financed $30,040, including $1,767 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $35,258. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHF65S3744364_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 512, "unit": "per_month", "display": "$512/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28273.0, "price_incl_doc": 28273.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 512.01, "amount_financed": 30040.06, "sales_tax": 1767.06, "total_of_payments": 36864.64, "finance_charge": 6824.58, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL104, VIN 4S4GUHF65S3744364. $512 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,273, before any dealer documentation fee. Amount financed $30,040, including $1,767 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $36,865. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-hyundai-santa-fe-sel-awd-4d-sport-utility-5nms2daj7ph621411/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/5NMS2DAJ7PH621411.html", "json_url": "https://ai.castlecadillacmchenry.com/v/5NMS2DAJ7PH621411.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/5NMS2DAJ7PH621411.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-hyundai-santa-fe-sel-awd-4d-sport-utility-5nms2daj7ph621411/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,210"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27210.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMS2DAJ7PH621411_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 679, "unit": "per_month", "display": "$679/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27210.0, "price_incl_doc": 27210.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 678.83, "amount_financed": 28910.63, "sales_tax": 1700.63, "total_of_payments": 32584.05, "finance_charge": 3673.42, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2503, VIN 5NMS2DAJ7PH621411. $679 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,210, before any dealer documentation fee. Amount financed $28,911, including $1,701 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $32,584. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMS2DAJ7PH621411_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 566, "unit": "per_month", "display": "$566/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27210.0, "price_incl_doc": 27210.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 565.53, "amount_financed": 28910.63, "sales_tax": 1700.63, "total_of_payments": 33932.06, "finance_charge": 5021.43, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2503, VIN 5NMS2DAJ7PH621411. $566 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,210, before any dealer documentation fee. Amount financed $28,911, including $1,701 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,932. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMS2DAJ7PH621411_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 493, "unit": "per_month", "display": "$493/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27210.0, "price_incl_doc": 27210.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 492.76, "amount_financed": 28910.63, "sales_tax": 1700.63, "total_of_payments": 35478.63, "finance_charge": 6568.0, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2503, VIN 5NMS2DAJ7PH621411. $493 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,210, before any dealer documentation fee. Amount financed $28,911, including $1,701 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,479. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 64389.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1GYKNGRS2SZ155830.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2025-cadillac-xt5-sport-all-wheel-drive-suv-1gykngrs2sz155830/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2025-cadillac-xt5-sport-all-wheel-drive-suv-1gykngrs2sz155830/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GYKNGRS2SZ155830.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GYKNGRS2SZ155830.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GYKNGRS2SZ155830.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2025-cadillac-xt5-sport-all-wheel-drive-suv-1gykngrs2sz155830/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,977. This offer applies to Stock #M250512, VIN 1GYKNGRS2SZ155830. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $64,389. Advertised price: $58,412. Savings: $5,977, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$64,389"}, {"label": "Advertised price", "value": "$58,412"}, {"label": "Savings", "value": "$5,977, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,977", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Cooled Seats", "Heated Seats", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Remote Start", "Side-Impact Air Bags", "Sunroof / Moonroof", "Technology Package", "Tow Package", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58412.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYKNGRS2SZ155830_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1185, "unit": "per_month", "display": "$1,185/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58412.0, "price_incl_doc": 58412.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1185.18, "amount_financed": 62062.75, "sales_tax": 3650.75, "total_of_payments": 71111.05, "finance_charge": 9048.3, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M250512, VIN 1GYKNGRS2SZ155830. $1,185 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $58,412, before any dealer documentation fee. Amount financed $62,063, including $3,651 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $71,111. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNGRS2SZ155830_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1028, "unit": "per_month", "display": "$1,028/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58412.0, "price_incl_doc": 58412.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1028.27, "amount_financed": 62062.75, "sales_tax": 3650.75, "total_of_payments": 74035.16, "finance_charge": 11972.41, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M250512, VIN 1GYKNGRS2SZ155830. $1,028 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $58,412, before any dealer documentation fee. Amount financed $62,063, including $3,651 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $74,035. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNGRS2SZ155830_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 921, "unit": "per_month", "display": "$921/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58412.0, "price_incl_doc": 58412.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 921.3, "amount_financed": 62062.75, "sales_tax": 3650.75, "total_of_payments": 77388.9, "finance_charge": 15326.15, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M250512, VIN 1GYKNGRS2SZ155830. $921 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $58,412, before any dealer documentation fee. Amount financed $62,063, including $3,651 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $77,389. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNGRS2SZ155830_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 724, "unit": "per_month", "display": "$724/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 64389.0, "selling_price": 58412.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 724.07, "net_cap_cost": 59107.0, "residual_value": 39921.18, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 724.07, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 884.07}, "total_of_payments": 26064, "total_of_payments_unrounded": 26066.52}, "disclosure": "Estimated lease payment for stock #M250512, VIN 1GYKNGRS2SZ155830. $724 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $884, made up of $724 first payment, $60 title, $100 registration. MSRP $64,389. Lease selling price $58,412. Net capitalized cost $59,107. Residual value $39,921, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,064. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNGRS2SZ155830_lease", "type": "lease", "label": "Lease", "headline": {"value": 631, "unit": "per_month", "display": "$631/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 64389.0, "selling_price": 58412.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 630.78, "net_cap_cost": 56108.0, "residual_value": 39921.18, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 630.78, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3789.78}, "total_of_payments": 22716, "total_of_payments_unrounded": 22708.08}, "disclosure": "Estimated lease payment for stock #M250512, VIN 1GYKNGRS2SZ155830. $631 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,790, made up of $631 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $64,389. Lease selling price $58,412. Net capitalized cost $56,108. Residual value $39,921, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $22,716. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 333}}, {"vin": "1GYS9FKLXTR427432", "title": "2026 Cadillac Escalade Sport", "year": 2026, "make": "Cadillac", "model": "Escalade", "trim": "Sport", "decoded_trim": "Sport+Touring Pkg", "condition": "new", "price": 114955.0, "msrp": null, "sale_price": 114955.0, "currency": "USD", "mileage": 5, "exterior_color": "Black Raven", "interior_color": "Jet Black, Leather seating surfaces with precision perforated inserts", "drivetrain": "Four Wheel Drive", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "6.2L V8 engine", "engine_displacement_l": 6.2, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": 14, "mpg_hwy": 18, "range_miles": null, "battery_kwh": null, "stock_number": "M260559", "stock_status": "In Stock", "availability": 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"https://vini.gm.com/realimages/1GYS9FKLXTR427432/f041b2c.jpg", "https://vini.gm.com/realimages/1GYS9FKLXTR427432/2d84c14.jpg", "https://vini.gm.com/realimages/1GYS9FKLXTR427432/8739535.jpg", "https://vini.gm.com/realimages/1GYS9FKLXTR427432/67146a1.jpg", "https://vini.gm.com/realimages/1GYS9FKLXTR427432/9ed0706.jpg", "https://vini.gm.com/realimages/1GYS9FKLXTR427432/a3f9bde.jpg", "https://vini.gm.com/realimages/1GYS9FKLXTR427432/e037e9a.jpg", "https://vini.gm.com/realimages/1GYS9FKLXTR427432/7132b61.jpg", "https://vini.gm.com/realimages/1GYS9FKLXTR427432/f267d0c.jpg", "https://vini.gm.com/realimages/1GYS9FKLXTR427432/b1115bd.jpg", "https://vini.gm.com/realimages/1GYS9FKLXTR427432/682625c.jpg"], "vin_decode": {"make": "Cadillac", "model": "Escalade", "year": 2026, "trim": "Sport+Touring Pkg", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "6.2L 8-Cylinder V-Shaped", "engine_displacement_l": 6.2, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1GYS9FKLXTR427432.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-escalade-sport-four-wheel-drive-suv-1gys9fklxtr427432/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-escalade-sport-four-wheel-drive-suv-1gys9fklxtr427432/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GYS9FKLXTR427432.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GYS9FKLXTR427432.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GYS9FKLXTR427432.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-escalade-sport-four-wheel-drive-suv-1gys9fklxtr427432/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M260559, VIN 1GYS9FKLXTR427432. Advertised price: $114,955. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$114,955"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Bluetooth", "Leather Seats", "Parking Sensors / Assist", "Power Liftgate", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Side-Impact Air Bags", "Sunroof / Moonroof", "Super Cruise", "Tow Package", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 114955.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYS9FKLXTR427432_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 2332, "unit": "per_month", "display": "$2,332/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 114955.0, "price_incl_doc": 114955.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2332.45, "amount_financed": 122139.69, "sales_tax": 7184.69, "total_of_payments": 139946.78, "finance_charge": 17807.09, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260559, VIN 1GYS9FKLXTR427432. $2,332 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $114,955, before any dealer documentation fee. Amount financed $122,140, including $7,185 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $139,947. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYS9FKLXTR427432_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 2024, "unit": "per_month", "display": "$2,024/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 114955.0, "price_incl_doc": 114955.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2023.63, "amount_financed": 122139.69, "sales_tax": 7184.69, "total_of_payments": 145701.42, "finance_charge": 23561.73, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260559, VIN 1GYS9FKLXTR427432. $2,024 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $114,955, before any dealer documentation fee. Amount financed $122,140, including $7,185 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $145,701. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYS9FKLXTR427432_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1813, "unit": "per_month", "display": "$1,813/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 114955.0, "price_incl_doc": 114955.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1813.11, "amount_financed": 122139.69, "sales_tax": 7184.69, "total_of_payments": 152301.6, "finance_charge": 30161.91, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260559, VIN 1GYS9FKLXTR427432. $1,813 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $114,955, before any dealer documentation fee. Amount financed $122,140, including $7,185 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $152,302. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYS9FKLXTR427432_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1608, "unit": "per_month", "display": "$1,608/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 114955.0, "selling_price": 114955.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 1607.67, "net_cap_cost": 115650.0, "residual_value": 71272.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1607.67, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1767.67}, "total_of_payments": 57888, "total_of_payments_unrounded": 57876.12}, "disclosure": "Estimated lease payment for stock #M260559, VIN 1GYS9FKLXTR427432. $1,608 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,768, made up of $1,608 first payment, $60 title, $100 registration. MSRP $114,955. Lease selling price $114,955. Net capitalized cost $115,650. Residual value $71,272, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $57,888. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYS9FKLXTR427432_lease", "type": "lease", "label": "Lease", "headline": {"value": 1514, "unit": "per_month", "display": "$1,514/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 114955.0, "selling_price": 114955.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 1514.38, "net_cap_cost": 112651.0, "residual_value": 71272.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1514.38, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4673.38}, "total_of_payments": 54504, "total_of_payments_unrounded": 54517.68}, "disclosure": "Estimated lease payment for stock #M260559, VIN 1GYS9FKLXTR427432. $1,514 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,673, made up of $1,514 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $114,955. Lease selling price $114,955. Net capitalized cost $112,651. Residual value $71,272, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $54,504. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 306}}, {"vin": "1GNEVFKWXPJ241135", "title": "2023 Chevrolet Traverse LS", "year": 2023, "make": "Chevrolet", "model": "Traverse", "trim": "LS", "decoded_trim": "LS", "condition": "used", "price": 26390.0, "msrp": 0.0, "sale_price": 26390.0, "currency": "USD", "mileage": 59311, "exterior_color": "Northsky Blue Metallic", "interior_color": "Jet Black/Chai, Premium cloth seat trim", "drivetrain": "All Wheel Drive", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 8, "engine": "3.6L V6 engine", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "Automatic", "mpg_city": 17, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "MCP7918", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Chevrolet", "model": "Traverse", "year": 2023, "trim": "LS", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1GNEVFKWXPJ241135.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-chevrolet-traverse-ls-all-wheel-drive-suv-1gnevfkwxpj241135/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-chevrolet-traverse-ls-all-wheel-drive-suv-1gnevfkwxpj241135/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GNEVFKWXPJ241135.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GNEVFKWXPJ241135.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GNEVFKWXPJ241135.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-chevrolet-traverse-ls-all-wheel-drive-suv-1gnevfkwxpj241135/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$26,390"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Bluetooth", "Forward Collision Warning", "Keyless Entry", "Lane Departure Warning", "Push Start", "Rear A/C", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26390.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GNEVFKWXPJ241135_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 658, "unit": "per_month", "display": "$658/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26390.0, "price_incl_doc": 26390.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 658.38, "amount_financed": 28039.38, "sales_tax": 1649.38, "total_of_payments": 31602.1, "finance_charge": 3562.72, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7918, VIN 1GNEVFKWXPJ241135. $658 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $26,390, before any dealer documentation fee. Amount financed $28,039, including $1,649 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $31,602. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GNEVFKWXPJ241135_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 548, "unit": "per_month", "display": "$548/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26390.0, "price_incl_doc": 26390.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 548.49, "amount_financed": 28039.38, "sales_tax": 1649.38, "total_of_payments": 32909.48, "finance_charge": 4870.1, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7918, VIN 1GNEVFKWXPJ241135. $548 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $26,390, before any dealer documentation fee. Amount financed $28,039, including $1,649 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $32,909. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GNEVFKWXPJ241135_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 478, "unit": "per_month", "display": "$478/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26390.0, "price_incl_doc": 26390.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 477.91, "amount_financed": 28039.38, "sales_tax": 1649.38, "total_of_payments": 34409.44, "finance_charge": 6370.06, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7918, VIN 1GNEVFKWXPJ241135. $478 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $26,390, before any dealer documentation fee. Amount financed $28,039, including $1,649 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $34,409. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "JF2GUABCXR8233691", "title": "2024 Subaru Crosstrek Base", "year": 2024, "make": "Subaru", "model": "Crosstrek", "trim": "Base", "decoded_trim": "Base", "condition": "used", "price": 25744.0, "msrp": 0.0, "sale_price": 25744.0, "currency": "USD", "mileage": 32958, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.0L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 27, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "MS260591A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 12, "primary_image": "https://vehicle-images.carscommerce.inc/283b-110013083/JF2GUABCXR8233691/dfa52ed84b4cc634d46e6167a06f508c.webp", "images": ["https://vehicle-images.carscommerce.inc/283b-110013083/JF2GUABCXR8233691/dfa52ed84b4cc634d46e6167a06f508c.webp", "https://vehicle-images.carscommerce.inc/7867-110013083/JF2GUABCXR8233691/781a60fc02d5c91357f6fe2dbb9475b5.webp", "https://vehicle-images.carscommerce.inc/3c32-110013083/JF2GUABCXR8233691/7a3779596efad6f18f1cbcf037262a3f.webp", "https://vehicle-images.carscommerce.inc/e7e7-110013083/JF2GUABCXR8233691/83a963735c54f83636738f541b44f8ed.webp", "https://vehicle-images.carscommerce.inc/3c96-110013083/JF2GUABCXR8233691/85d1ba0c4edc34d5c54b008708d0ea78.webp", "https://vehicle-images.carscommerce.inc/d986-110013083/JF2GUABCXR8233691/5f3a226e45959de5e596fd768961445c.webp", "https://vehicle-images.carscommerce.inc/8a85-110013083/JF2GUABCXR8233691/2dee3ffc45a2014c16f7610bd2bd1b42.webp", "https://vehicle-images.carscommerce.inc/9b04-110013083/JF2GUABCXR8233691/ab77351a201f2c68a3a0157d4d692fa2.webp", "https://vehicle-images.carscommerce.inc/3047-110013083/JF2GUABCXR8233691/e9f73e06789862360f669c13eb390216.webp", "https://vehicle-images.carscommerce.inc/1409-110013083/JF2GUABCXR8233691/b11e2ae4ad9b90db2f8990eb69eccc9a.webp", "https://vehicle-images.carscommerce.inc/4640-110013083/JF2GUABCXR8233691/a192c0bcf1cb76acda0d6f596aaea590.webp", "https://vehicle-images.carscommerce.inc/7168-110013083/JF2GUABCXR8233691/b468ac20c92f2d1fa7f44e84ad3d6ca9.webp"], "vin_decode": {"make": "Subaru", "model": "Crosstrek", "year": 2024, "trim": "Base", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/JF2GUABCXR8233691.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-subaru-crosstrek-base-awd-4d-sport-utility-jf2guabcxr8233691/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-subaru-crosstrek-base-awd-4d-sport-utility-jf2guabcxr8233691/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/JF2GUABCXR8233691.html", "json_url": "https://ai.castlecadillacmchenry.com/v/JF2GUABCXR8233691.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/JF2GUABCXR8233691.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-subaru-crosstrek-base-awd-4d-sport-utility-jf2guabcxr8233691/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260591A, VIN JF2GUABCXR8233691. Advertised price: $25,744. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,744"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25744.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF2GUABCXR8233691_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 642, "unit": "per_month", "display": "$642/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25744.0, "price_incl_doc": 25744.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 642.26, "amount_financed": 27353.0, "sales_tax": 1609.0, "total_of_payments": 30828.51, "finance_charge": 3475.51, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260591A, VIN JF2GUABCXR8233691. $642 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,744, before any dealer documentation fee. Amount financed $27,353, including $1,609 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $30,829. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2GUABCXR8233691_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 535, "unit": "per_month", "display": "$535/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25744.0, "price_incl_doc": 25744.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 535.06, "amount_financed": 27353.0, "sales_tax": 1609.0, "total_of_payments": 32103.88, "finance_charge": 4750.88, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260591A, VIN JF2GUABCXR8233691. $535 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,744, before any dealer documentation fee. Amount financed $27,353, including $1,609 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $32,104. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2GUABCXR8233691_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 466, "unit": "per_month", "display": "$466/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25744.0, "price_incl_doc": 25744.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 466.21, "amount_financed": 27353.0, "sales_tax": 1609.0, "total_of_payments": 33567.13, "finance_charge": 6214.13, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260591A, VIN JF2GUABCXR8233691. $466 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,744, before any dealer documentation fee. Amount financed $27,353, including $1,609 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $33,567. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "5XYRL4JC2TG417505", "title": "2026 Kia Sorento S", "year": 2026, "make": "Kia", "model": "Sorento", "trim": "S", "decoded_trim": "S", "condition": "used", "price": 33656.0, "msrp": 38070.0, "sale_price": 33656.0, "currency": "USD", "mileage": 6, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 7, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 191hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 23, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "MK260161", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://ai.castlecadillacmchenry.com/sticker/5XYRL4JC2TG417505.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sorento-s-fwd-4d-sport-utility-5xyrl4jc2tg417505/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sorento-s-fwd-4d-sport-utility-5xyrl4jc2tg417505/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/5XYRL4JC2TG417505.html", "json_url": "https://ai.castlecadillacmchenry.com/v/5XYRL4JC2TG417505.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/5XYRL4JC2TG417505.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sorento-s-fwd-4d-sport-utility-5xyrl4jc2tg417505/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK260161, VIN 5XYRL4JC2TG417505. Advertised price: $33,656. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$33,656"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Panoramic Sunroof", "Parking Sensors / Assist", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33656.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYRL4JC2TG417505_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 840, "unit": "per_month", "display": "$840/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33656.0, "price_incl_doc": 33656.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 839.65, "amount_financed": 35759.5, "sales_tax": 2103.5, "total_of_payments": 40303.15, "finance_charge": 4543.65, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260161, VIN 5XYRL4JC2TG417505. $840 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $33,656, before any dealer documentation fee. Amount financed $35,760, including $2,104 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $40,303. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYRL4JC2TG417505_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 700, "unit": "per_month", "display": "$700/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33656.0, "price_incl_doc": 33656.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 699.51, "amount_financed": 35759.5, "sales_tax": 2103.5, "total_of_payments": 41970.49, "finance_charge": 6210.99, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260161, VIN 5XYRL4JC2TG417505. $700 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $33,656, before any dealer documentation fee. Amount financed $35,760, including $2,104 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $41,970. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYRL4JC2TG417505_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 609, "unit": "per_month", "display": "$609/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33656.0, "price_incl_doc": 33656.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 609.49, "amount_financed": 35759.5, "sales_tax": 2103.5, "total_of_payments": 43883.44, "finance_charge": 8123.94, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260161, VIN 5XYRL4JC2TG417505. $609 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $33,656, before any dealer documentation fee. Amount financed $35,760, including $2,104 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $43,883. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "5XYRL4JC6TG432248", "title": "2026 Kia Sorento S", "year": 2026, "make": "Kia", "model": "Sorento", "trim": "S", "decoded_trim": "S", "condition": "used", "price": 34127.0, "msrp": 38565.0, "sale_price": 34127.0, "currency": "USD", "mileage": 10, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 7, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 191hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 23, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "MK260230", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sorento-s-fwd-4d-sport-utility-5xyrl4jc6tg432248/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sorento-s-fwd-4d-sport-utility-5xyrl4jc6tg432248/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/5XYRL4JC6TG432248.html", "json_url": "https://ai.castlecadillacmchenry.com/v/5XYRL4JC6TG432248.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/5XYRL4JC6TG432248.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sorento-s-fwd-4d-sport-utility-5xyrl4jc6tg432248/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK260230, VIN 5XYRL4JC6TG432248. Advertised price: $34,127. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$34,127"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Panoramic Sunroof", "Parking Sensors / Assist", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34127.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYRL4JC6TG432248_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 851, "unit": "per_month", "display": "$851/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34127.0, "price_incl_doc": 34127.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 851.4, "amount_financed": 36259.94, "sales_tax": 2132.94, "total_of_payments": 40867.18, "finance_charge": 4607.24, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260230, VIN 5XYRL4JC6TG432248. $851 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $34,127, before any dealer documentation fee. Amount financed $36,260, including $2,133 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $40,867. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYRL4JC6TG432248_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 709, "unit": "per_month", "display": "$709/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34127.0, "price_incl_doc": 34127.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 709.3, "amount_financed": 36259.94, "sales_tax": 2132.94, "total_of_payments": 42557.85, "finance_charge": 6297.91, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260230, VIN 5XYRL4JC6TG432248. $709 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $34,127, before any dealer documentation fee. Amount financed $36,260, including $2,133 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $42,558. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYRL4JC6TG432248_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 618, "unit": "per_month", "display": "$618/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34127.0, "price_incl_doc": 34127.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 618.02, "amount_financed": 36259.94, "sales_tax": 2132.94, "total_of_payments": 44497.57, "finance_charge": 8237.63, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260230, VIN 5XYRL4JC6TG432248. $618 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $34,127, before any dealer documentation fee. Amount financed $36,260, including $2,133 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $44,498. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "5XYRL4JC0TG436652", "title": "2026 Kia Sorento S", "year": 2026, "make": "Kia", "model": "Sorento", "trim": "S", "decoded_trim": "S", "condition": "used", "price": 32523.0, "msrp": 36880.0, "sale_price": 32523.0, "currency": "USD", "mileage": 9, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 7, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 191hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 23, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "MK260193", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/b64d-110013083/5XYRL4JC0TG436652/5d112dd42398f2df71cbf85a76779cc3.webp", "images": ["https://vehicle-images.carscommerce.inc/b64d-110013083/5XYRL4JC0TG436652/5d112dd42398f2df71cbf85a76779cc3.webp", "https://vehicle-images.carscommerce.inc/95fc-110013083/5XYRL4JC0TG436652/13c20a935762aa6b88f6c892f1380b0b.webp", "https://vehicle-images.carscommerce.inc/f16c-110013083/5XYRL4JC0TG436652/c0815df98f910fbf72257ab4892c978a.webp", "https://vehicle-images.carscommerce.inc/6205-110013083/5XYRL4JC0TG436652/2a1ccd0635acf4a7ea2305fc6be1d011.webp", "https://vehicle-images.carscommerce.inc/bd61-110013083/5XYRL4JC0TG436652/2e49fa42ad98bc05a7a596d6c3d4e629.webp", "https://vehicle-images.carscommerce.inc/8db0-110013083/5XYRL4JC0TG436652/aca24385e231f4ce2ee3ff7425c4ff31.webp", "https://vehicle-images.carscommerce.inc/3e39-110013083/5XYRL4JC0TG436652/170a5a881322d69fa41171dbf4ec7371.webp", "https://vehicle-images.carscommerce.inc/9671-110013083/5XYRL4JC0TG436652/c215b41d35b76425bd5a618d48dcb57d.webp", "https://vehicle-images.carscommerce.inc/bc27-110013083/5XYRL4JC0TG436652/b1c579962180d4199296aa5d76b78f2b.webp", "https://vehicle-images.carscommerce.inc/3581-110013083/5XYRL4JC0TG436652/300b189d2ec4230228ba208011a33e17.webp", "https://vehicle-images.carscommerce.inc/ee09-110013083/5XYRL4JC0TG436652/4fcb495812aeed95dfceb30a94a29f87.webp", "https://vehicle-images.carscommerce.inc/49b8-110013083/5XYRL4JC0TG436652/09350d3b0709aba695b11248c52c79ea.webp", "https://vehicle-images.carscommerce.inc/a427-110013083/5XYRL4JC0TG436652/1e90b9bcff7865e620f9e06d50d069d8.webp", "https://vehicle-images.carscommerce.inc/63c4-110013083/5XYRL4JC0TG436652/63503525766889f86b5a3302d1bdc05a.webp", "https://vehicle-images.carscommerce.inc/1d35-110013083/5XYRL4JC0TG436652/ca30b0d9c0076ed714ceb712275c318a.webp", "https://vehicle-images.carscommerce.inc/cea0-110013083/5XYRL4JC0TG436652/25869b8b28d2c1b0cbc472a49d6dbf2d.webp", "https://vehicle-images.carscommerce.inc/33c3-110013083/5XYRL4JC0TG436652/8cd98191800628aede52eeb52fa04826.webp", "https://vehicle-images.carscommerce.inc/e9c7-110013083/5XYRL4JC0TG436652/f9b720dc7f65bdfad04664a5429e76c1.webp", "https://vehicle-images.carscommerce.inc/b162-110013083/5XYRL4JC0TG436652/0bd383f06d41f35226f179e799eaf661.webp", "https://vehicle-images.carscommerce.inc/226f-110013083/5XYRL4JC0TG436652/82d87bb7a752faeb4057cd14144799be.webp", "https://vehicle-images.carscommerce.inc/5011-110013083/5XYRL4JC0TG436652/a3e41ce9b0af3bfa338dff30377ab698.webp", "https://vehicle-images.carscommerce.inc/a16e-110013083/5XYRL4JC0TG436652/905454034e2ae356e5b86b7994fc6280.webp", "https://vehicle-images.carscommerce.inc/4b58-110013083/5XYRL4JC0TG436652/c2ed5cc41e696e69512e318ad57699dd.webp", "https://vehicle-images.carscommerce.inc/7c0f-110013083/5XYRL4JC0TG436652/aed19177490104e84e31d92abc2f1e7f.webp", "https://vehicle-images.carscommerce.inc/f950-110013083/5XYRL4JC0TG436652/4238fdcedc2220e5f4a8cbadb7ffc931.webp", "https://vehicle-images.carscommerce.inc/2d4b-110013083/5XYRL4JC0TG436652/68d519e4e81cfbe887e0101eaeea8bc6.webp"], "vin_decode": {"make": "Kia", "model": "Sorento", "year": 2026, "trim": "S", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 36880.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/5XYRL4JC0TG436652.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sorento-s-fwd-4d-sport-utility-5xyrl4jc0tg436652/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sorento-s-fwd-4d-sport-utility-5xyrl4jc0tg436652/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/5XYRL4JC0TG436652.html", "json_url": "https://ai.castlecadillacmchenry.com/v/5XYRL4JC0TG436652.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/5XYRL4JC0TG436652.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sorento-s-fwd-4d-sport-utility-5xyrl4jc0tg436652/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK260193, VIN 5XYRL4JC0TG436652. Advertised price: $32,523. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$32,523"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Parking Sensors / Assist", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32523.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYRL4JC0TG436652_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 811, "unit": "per_month", "display": "$811/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32523.0, "price_incl_doc": 32523.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 811.38, "amount_financed": 34555.69, "sales_tax": 2032.69, "total_of_payments": 38946.38, "finance_charge": 4390.69, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260193, VIN 5XYRL4JC0TG436652. $811 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $32,523, before any dealer documentation fee. Amount financed $34,556, including $2,033 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $38,946. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYRL4JC0TG436652_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 676, "unit": "per_month", "display": "$676/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32523.0, "price_incl_doc": 32523.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 675.96, "amount_financed": 34555.69, "sales_tax": 2032.69, "total_of_payments": 40557.59, "finance_charge": 6001.9, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260193, VIN 5XYRL4JC0TG436652. $676 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $32,523, before any dealer documentation fee. Amount financed $34,556, including $2,033 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $40,558. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYRL4JC0TG436652_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 589, "unit": "per_month", "display": "$589/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32523.0, "price_incl_doc": 32523.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 588.97, "amount_financed": 34555.69, "sales_tax": 2032.69, "total_of_payments": 42406.15, "finance_charge": 7850.46, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260193, VIN 5XYRL4JC0TG436652. $589 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $32,523, before any dealer documentation fee. Amount financed $34,556, including $2,033 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $42,406. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sorento-s-fwd-4d-sport-utility-5xyrl4jc0tg435923/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Panoramic Sunroof", "Parking Sensors / Assist", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33894.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYRL4JC0TG435923_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 846, "unit": "per_month", "display": "$846/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33894.0, "price_incl_doc": 33894.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 845.59, "amount_financed": 36012.38, "sales_tax": 2118.38, "total_of_payments": 40588.16, "finance_charge": 4575.78, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260279, VIN 5XYRL4JC0TG435923. $846 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $33,894, before any dealer documentation fee. Amount financed $36,012, including $2,118 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $40,588. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYRL4JC0TG435923_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 704, "unit": "per_month", "display": "$704/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33894.0, "price_incl_doc": 33894.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 704.45, "amount_financed": 36012.38, "sales_tax": 2118.38, "total_of_payments": 42267.29, "finance_charge": 6254.91, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260279, VIN 5XYRL4JC0TG435923. $704 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $33,894, before any dealer documentation fee. Amount financed $36,012, including $2,118 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $42,267. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYRL4JC0TG435923_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 614, "unit": "per_month", "display": "$614/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33894.0, "price_incl_doc": 33894.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 613.8, "amount_financed": 36012.38, "sales_tax": 2118.38, "total_of_payments": 44193.77, "finance_charge": 8181.39, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260279, VIN 5XYRL4JC0TG435923. $614 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $33,894, before any dealer documentation fee. Amount financed $36,012, including $2,118 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $44,194. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sorento-lx-fwd-4d-sport-utility-5xyrg4jc7tg456417/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sorento-lx-fwd-4d-sport-utility-5xyrg4jc7tg456417/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/5XYRG4JC7TG456417.html", "json_url": "https://ai.castlecadillacmchenry.com/v/5XYRG4JC7TG456417.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/5XYRG4JC7TG456417.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sorento-lx-fwd-4d-sport-utility-5xyrg4jc7tg456417/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30000.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYRG4JC7TG456417_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 748, "unit": "per_month", "display": "$748/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30000.0, "price_incl_doc": 30000.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 748.44, "amount_financed": 31875.0, "sales_tax": 1875.0, "total_of_payments": 35925.08, "finance_charge": 4050.08, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260551, VIN 5XYRG4JC7TG456417. $748 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,000, before any dealer documentation fee. Amount financed $31,875, including $1,875 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $35,925. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYRG4JC7TG456417_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 624, "unit": "per_month", "display": "$624/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30000.0, "price_incl_doc": 30000.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 623.52, "amount_financed": 31875.0, "sales_tax": 1875.0, "total_of_payments": 37411.3, "finance_charge": 5536.3, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260551, VIN 5XYRG4JC7TG456417. $624 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,000, before any dealer documentation fee. Amount financed $31,875, including $1,875 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,411. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYRG4JC7TG456417_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 543, "unit": "per_month", "display": "$543/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30000.0, "price_incl_doc": 30000.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 543.28, "amount_financed": 31875.0, "sales_tax": 1875.0, "total_of_payments": 39116.45, "finance_charge": 7241.45, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260551, VIN 5XYRG4JC7TG456417. $543 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,000, before any dealer documentation fee. Amount financed $31,875, including $1,875 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,116. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "5XYRG4JC7TG455414", "title": "2026 Kia Sorento LX", "year": 2026, "make": "Kia", "model": "Sorento", "trim": "LX", "decoded_trim": "LX", "condition": "used", "price": 30000.0, "msrp": 34230.0, "sale_price": 30000.0, "currency": "USD", "mileage": 6, "exterior_color": "White", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 7, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 191hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 23, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "MK260549", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://vehicle-images.carscommerce.inc/8127-110013083/5XYRG4JC7TG455414/99f365c7223104bbd16183a683b73945.webp", "https://vehicle-images.carscommerce.inc/ccd9-110013083/5XYRG4JC7TG455414/60ccb9ddd3891223e0bdd7285e06e9ce.webp", "https://vehicle-images.carscommerce.inc/5936-110013083/5XYRG4JC7TG455414/de97c5e77806f3745f2148feed47f491.webp", "https://vehicle-images.carscommerce.inc/d6cc-110013083/5XYRG4JC7TG455414/796b3d321b982bb76c61a317ee8d545e.webp"], "vin_decode": {"make": "Kia", "model": "Sorento", "year": 2026, "trim": "LX", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 34230.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/5XYRG4JC7TG455414.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sorento-lx-fwd-4d-sport-utility-5xyrg4jc7tg455414/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sorento-lx-fwd-4d-sport-utility-5xyrg4jc7tg455414/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/5XYRG4JC7TG455414.html", "json_url": "https://ai.castlecadillacmchenry.com/v/5XYRG4JC7TG455414.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/5XYRG4JC7TG455414.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sorento-lx-fwd-4d-sport-utility-5xyrg4jc7tg455414/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK260549, VIN 5XYRG4JC7TG455414. Advertised price: $30,000. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,000"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30000.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYRG4JC7TG455414_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 748, "unit": "per_month", "display": "$748/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30000.0, "price_incl_doc": 30000.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 748.44, "amount_financed": 31875.0, "sales_tax": 1875.0, "total_of_payments": 35925.08, "finance_charge": 4050.08, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260549, VIN 5XYRG4JC7TG455414. $748 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,000, before any dealer documentation fee. Amount financed $31,875, including $1,875 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $35,925. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYRG4JC7TG455414_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 624, "unit": "per_month", "display": "$624/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30000.0, "price_incl_doc": 30000.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 623.52, "amount_financed": 31875.0, "sales_tax": 1875.0, "total_of_payments": 37411.3, "finance_charge": 5536.3, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260549, VIN 5XYRG4JC7TG455414. $624 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,000, before any dealer documentation fee. Amount financed $31,875, including $1,875 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,411. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYRG4JC7TG455414_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 543, "unit": "per_month", "display": "$543/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30000.0, "price_incl_doc": 30000.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 543.28, "amount_financed": 31875.0, "sales_tax": 1875.0, "total_of_payments": 39116.45, "finance_charge": 7241.45, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260549, VIN 5XYRG4JC7TG455414. $543 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,000, before any dealer documentation fee. Amount financed $31,875, including $1,875 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,116. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "1FT7W2BN7MEE05122", "title": "2021 Ford F-250SD Lariat", "year": 2021, "make": "Ford", "model": "F-250SD", "trim": "Lariat", "decoded_trim": "F-Series Super Duty - Single Rear Wheel", "condition": "used", "price": 0.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 100196, "exterior_color": "Gray", "interior_color": "Black / Dark Marsala", "drivetrain": "4WD", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "7.3L V8 PFI SOHC 16V Federal 385hp", "engine_displacement_l": 7.3, "engine_cylinders": 8, "transmission": "10-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "MK270077A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 11, "primary_image": "https://vehicle-images.carscommerce.inc/ba69-110013083/1FT7W2BN7MEE05122/23227819b49335dc2bf42ac122ca3bf0.webp", "images": ["https://vehicle-images.carscommerce.inc/ba69-110013083/1FT7W2BN7MEE05122/23227819b49335dc2bf42ac122ca3bf0.webp", "https://vehicle-images.carscommerce.inc/259a-110013083/1FT7W2BN7MEE05122/6c4dd99d09e417bbc08a0935a904621b.webp", "https://vehicle-images.carscommerce.inc/7a25-110013083/1FT7W2BN7MEE05122/8ff676d0f3a32c9b6e7c27d11fda2531.webp", "https://vehicle-images.carscommerce.inc/e873-110013083/1FT7W2BN7MEE05122/43be89b77f7689fbc59dd9445a15adf9.webp", "https://vehicle-images.carscommerce.inc/7839-110013083/1FT7W2BN7MEE05122/3ffdc360d532b47573554d395e81533c.webp", "https://vehicle-images.carscommerce.inc/e9e4-110013083/1FT7W2BN7MEE05122/a6c9b22141dde0652a84963b1ae3a59a.webp", "https://vehicle-images.carscommerce.inc/6ef8-110013083/1FT7W2BN7MEE05122/b957fdacc080536e62ddd8c22fb40b32.webp", "https://vehicle-images.carscommerce.inc/227f-110013083/1FT7W2BN7MEE05122/eff0e68a979bada0c9265f529c6173ac.webp", "https://vehicle-images.carscommerce.inc/d739-110013083/1FT7W2BN7MEE05122/34ba8f814529029d46f94a162edecf1a.webp", "https://vehicle-images.carscommerce.inc/53df-110013083/1FT7W2BN7MEE05122/fa2a26c293b6a57859362508e7c87154.webp", "https://vehicle-images.carscommerce.inc/1e4b-110013083/1FT7W2BN7MEE05122/ef7b91516fbf7f0713dfbb45f1a430e8.webp"], "vin_decode": {"make": "Ford", "model": "F-250", "year": 2021, "trim": "F-Series Super Duty - Single Rear Wheel", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "7.3L 8-Cylinder V-Shaped", "engine_displacement_l": 7.3, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1FT7W2BN7MEE05122.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2021-ford-f-250sd-lariat-4wd-4d-crew-cab-1ft7w2bn7mee05122/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2021-ford-f-250sd-lariat-4wd-4d-crew-cab-1ft7w2bn7mee05122/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1FT7W2BN7MEE05122.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1FT7W2BN7MEE05122.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1FT7W2BN7MEE05122.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2021-ford-f-250sd-lariat-4wd-4d-crew-cab-1ft7w2bn7mee05122/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "advertised_price_not_positive", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK270077A, VIN 1FT7W2BN7MEE05122. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Keyless Entry", "Leather Seats", "Parking Sensors / Assist", "Power Seats", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 0.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1FT7W2BN7MEE05122_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1082, "unit": "per_month", "display": "$1,082/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43375.0, "price_incl_doc": 43375.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1082.12, "amount_financed": 46085.94, "sales_tax": 2710.94, "total_of_payments": 51941.68, "finance_charge": 5855.74, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK270077A, VIN 1FT7W2BN7MEE05122. $1,082 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $43,375, before any dealer documentation fee. Amount financed $46,086, including $2,711 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $51,942. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FT7W2BN7MEE05122_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 902, "unit": "per_month", "display": "$902/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43375.0, "price_incl_doc": 43375.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 901.51, "amount_financed": 46085.94, "sales_tax": 2710.94, "total_of_payments": 54090.51, "finance_charge": 8004.57, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK270077A, VIN 1FT7W2BN7MEE05122. $902 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $43,375, before any dealer documentation fee. Amount financed $46,086, including $2,711 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $54,091. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FT7W2BN7MEE05122_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 786, "unit": "per_month", "display": "$786/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43375.0, "price_incl_doc": 43375.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 785.5, "amount_financed": 46085.94, "sales_tax": 2710.94, "total_of_payments": 56555.87, "finance_charge": 10469.93, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK270077A, VIN 1FT7W2BN7MEE05122. $786 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $43,375, before any dealer documentation fee. Amount financed $46,086, including $2,711 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $56,556. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 271}}, {"vin": "5NMJB3DEXSH445385", "title": "2025 Hyundai Tucson SEL", "year": 2025, "make": "Hyundai", "model": "Tucson", "trim": "SEL", "decoded_trim": "SEL", "condition": "used", "price": 24410.0, "msrp": 0.0, "sale_price": 24410.0, "currency": "USD", "mileage": 10342, "exterior_color": "Red", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 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window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-hyundai-tucson-sel-fwd-4d-sport-utility-5nmjb3dexsh445385/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/5NMJB3DEXSH445385.html", "json_url": "https://ai.castlecadillacmchenry.com/v/5NMJB3DEXSH445385.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/5NMJB3DEXSH445385.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-hyundai-tucson-sel-fwd-4d-sport-utility-5nmjb3dexsh445385/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK270039A, VIN 5NMJB3DEXSH445385. Advertised price: $24,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJB3DEXSH445385_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 609, "unit": "per_month", "display": "$609/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24410.0, "price_incl_doc": 24410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 608.98, "amount_financed": 25935.63, "sales_tax": 1525.63, "total_of_payments": 29231.05, "finance_charge": 3295.42, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK270039A, VIN 5NMJB3DEXSH445385. $609 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,410, before any dealer documentation fee. Amount financed $25,936, including $1,526 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,231. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJB3DEXSH445385_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 507, "unit": "per_month", "display": "$507/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24410.0, "price_incl_doc": 24410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 507.34, "amount_financed": 25935.63, "sales_tax": 1525.63, "total_of_payments": 30440.33, "finance_charge": 4504.7, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK270039A, VIN 5NMJB3DEXSH445385. $507 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,410, before any dealer documentation fee. Amount financed $25,936, including $1,526 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,440. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJB3DEXSH445385_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 442, "unit": "per_month", "display": "$442/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24410.0, "price_incl_doc": 24410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 442.05, "amount_financed": 25935.63, "sales_tax": 1525.63, "total_of_payments": 31827.76, "finance_charge": 5892.13, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK270039A, VIN 5NMJB3DEXSH445385. $442 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,410, before any dealer documentation fee. Amount financed $25,936, including $1,526 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,828. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 263}}, {"vin": "5XYPGDA37KG596375", "title": "2019 Kia Sorento LX", "year": 2019, "make": "Kia", "model": "Sorento", "trim": "LX", "decoded_trim": "L, LX, S", "condition": "used", "price": 15662.0, "msrp": 0.0, "sale_price": 15662.0, "currency": "USD", "mileage": 83952, "exterior_color": "Silver", "interior_color": "Satin Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 7, "engine": "I4", "engine_displacement_l": 2.4, "engine_cylinders": 4, "transmission": "6-Speed Automatic with Sportmatic", "mpg_city": 21, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "MS260391A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 13, "primary_image": "https://vehicle-images.carscommerce.inc/b691-110013083/5XYPGDA37KG596375/b71e047a9f803829622792215539351b.webp", "images": ["https://vehicle-images.carscommerce.inc/b691-110013083/5XYPGDA37KG596375/b71e047a9f803829622792215539351b.webp", "https://vehicle-images.carscommerce.inc/4299-110013083/5XYPGDA37KG596375/ca6d342cff01628d25fc503ce9f1e55d.webp", "https://vehicle-images.carscommerce.inc/aa43-110013083/5XYPGDA37KG596375/4c0a7de9b1e35c1d6f40bb216edd1bd0.webp", "https://vehicle-images.carscommerce.inc/353b-110013083/5XYPGDA37KG596375/15899211b75f60fe4b8221c305998e9f.webp", "https://vehicle-images.carscommerce.inc/1031-110013083/5XYPGDA37KG596375/ceadc597444409fdceca960e7254af73.webp", "https://vehicle-images.carscommerce.inc/3f08-110013083/5XYPGDA37KG596375/4952f47e4acbeb80c7c47a7f71890b20.webp", "https://vehicle-images.carscommerce.inc/9ddb-110013083/5XYPGDA37KG596375/68fd093ec3e2d23118387caeb2361f54.webp", "https://vehicle-images.carscommerce.inc/2186-110013083/5XYPGDA37KG596375/23291ed1d1bf00fbfd81550380349c37.webp", "https://vehicle-images.carscommerce.inc/a80a-110013083/5XYPGDA37KG596375/176b6c46fc462afbd04c51eed554b33c.webp", "https://vehicle-images.carscommerce.inc/b1e5-110013083/5XYPGDA37KG596375/558a56cfab9c916dd01b03da0a602aa5.webp", "https://vehicle-images.carscommerce.inc/c75b-110013083/5XYPGDA37KG596375/4d8db1a668109d58115ac02ddb969590.webp", "https://vehicle-images.carscommerce.inc/1a50-110013083/5XYPGDA37KG596375/df9251fb984de2d4cc12ef68ff58e644.webp", "https://vehicle-images.carscommerce.inc/95bb-110013083/5XYPGDA37KG596375/c15d709c69fdfbca3b8321415e0e82f7.webp"], "vin_decode": {"make": "Kia", "model": "Sorento", "year": 2019, "trim": "L, LX, S", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.4L 4-Cylinder", "engine_displacement_l": 2.4, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/5XYPGDA37KG596375.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2019-kia-sorento-lx-awd-4d-sport-utility-5xypgda37kg596375/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2019-kia-sorento-lx-awd-4d-sport-utility-5xypgda37kg596375/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/5XYPGDA37KG596375.html", "json_url": "https://ai.castlecadillacmchenry.com/v/5XYPGDA37KG596375.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/5XYPGDA37KG596375.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2019-kia-sorento-lx-awd-4d-sport-utility-5xypgda37kg596375/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260391A, VIN 5XYPGDA37KG596375. Advertised price: $15,662. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$15,662"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 15662.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYPGDA37KG596375_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 391, "unit": "per_month", "display": "$391/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15662.0, "price_incl_doc": 15662.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 390.74, "amount_financed": 16640.88, "sales_tax": 978.88, "total_of_payments": 18755.29, "finance_charge": 2114.41, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260391A, VIN 5XYPGDA37KG596375. $391 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $15,662, before any dealer documentation fee. Amount financed $16,641, including $979 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $18,755. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYPGDA37KG596375_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 326, "unit": "per_month", "display": "$326/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15662.0, "price_incl_doc": 15662.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 325.52, "amount_financed": 16640.88, "sales_tax": 978.88, "total_of_payments": 19531.2, "finance_charge": 2890.32, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260391A, VIN 5XYPGDA37KG596375. $326 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $15,662, before any dealer documentation fee. Amount financed $16,641, including $979 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $19,531. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYPGDA37KG596375_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 284, "unit": "per_month", "display": "$284/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15662.0, "price_incl_doc": 15662.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 283.63, "amount_financed": 16640.88, "sales_tax": 978.88, "total_of_payments": 20421.4, "finance_charge": 3780.52, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260391A, VIN 5XYPGDA37KG596375. $284 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $15,662, before any dealer documentation fee. Amount financed $16,641, including $979 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $20,421. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "1FMSK8DH5PGB03414", "title": "2023 Ford Explorer XLT", "year": 2023, "make": "Ford", "model": "Explorer", "trim": "XLT", "decoded_trim": "XLT", "condition": "used", "price": 35410.0, "msrp": 0.0, "sale_price": 35410.0, "currency": "USD", "mileage": 20678, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "NA", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Premium unleaded", "doors": 4, "seating_capacity": 6, "engine": "EcoBoost 2.3L I-4 gasoline direct injection, DOHC, variable valve control, intercooled turbo, premium unleaded, engine with 300HP", "engine_displacement_l": 2.3, "engine_cylinders": 4, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "MCP7917", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Ford", "model": "Explorer", "year": 2023, "trim": "XLT", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.3L 4-Cylinder In-Line", "engine_displacement_l": 2.3, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1FMSK8DH5PGB03414.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-ford-explorer-xlt-na-sport-utility-1fmsk8dh5pgb03414/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-ford-explorer-xlt-na-sport-utility-1fmsk8dh5pgb03414/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1FMSK8DH5PGB03414.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1FMSK8DH5PGB03414.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1FMSK8DH5PGB03414.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-ford-explorer-xlt-na-sport-utility-1fmsk8dh5pgb03414/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MCP7917, VIN 1FMSK8DH5PGB03414. Advertised price: $35,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$35,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1FMSK8DH5PGB03414_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 883, "unit": "per_month", "display": "$883/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35410.0, "price_incl_doc": 35410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 883.41, "amount_financed": 37623.13, "sales_tax": 2213.13, "total_of_payments": 42403.58, "finance_charge": 4780.45, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7917, VIN 1FMSK8DH5PGB03414. $883 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $35,410, before any dealer documentation fee. Amount financed $37,623, including $2,213 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $42,404. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FMSK8DH5PGB03414_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 736, "unit": "per_month", "display": "$736/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35410.0, "price_incl_doc": 35410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 735.96, "amount_financed": 37623.13, "sales_tax": 2213.13, "total_of_payments": 44157.81, "finance_charge": 6534.68, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7917, VIN 1FMSK8DH5PGB03414. $736 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $35,410, before any dealer documentation fee. Amount financed $37,623, including $2,213 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $44,158. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FMSK8DH5PGB03414_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 641, "unit": "per_month", "display": "$641/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35410.0, "price_incl_doc": 35410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 641.26, "amount_financed": 37623.13, "sales_tax": 2213.13, "total_of_payments": 46170.46, "finance_charge": 8547.33, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7917, VIN 1FMSK8DH5PGB03414. $641 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $35,410, before any dealer documentation fee. Amount financed $37,623, including $2,213 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $46,170. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "3KPF54AD6RE732593", "title": "2024 Kia Forte GT-Line", "year": 2024, "make": "Kia", "model": "Forte", "trim": "GT-Line", "decoded_trim": "GT Line", "condition": "used", "price": 18673.0, "msrp": 0.0, "sale_price": 18673.0, "currency": "USD", "mileage": 49585, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 MPI", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "CVT", "mpg_city": 28, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "MK260444A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, 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"https://ai.castlecadillacmchenry.com/v/3KPF54AD6RE732593.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/3KPF54AD6RE732593.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-kia-forte-gt-line-fwd-4d-sedan-3kpf54ad6re732593/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$18,673"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Fog Lights", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 18673.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3KPF54AD6RE732593_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 466, "unit": "per_month", "display": "$466/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 18673.0, "price_incl_doc": 18673.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 465.85, "amount_financed": 19840.06, "sales_tax": 1167.06, "total_of_payments": 22360.96, "finance_charge": 2520.9, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260444A, VIN 3KPF54AD6RE732593. $466 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $18,673, before any dealer documentation fee. Amount financed $19,840, including $1,167 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $22,361. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3KPF54AD6RE732593_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 388, "unit": "per_month", "display": "$388/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 18673.0, "price_incl_doc": 18673.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 388.1, "amount_financed": 19840.06, "sales_tax": 1167.06, "total_of_payments": 23286.04, "finance_charge": 3445.98, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260444A, VIN 3KPF54AD6RE732593. $388 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $18,673, before any dealer documentation fee. Amount financed $19,840, including $1,167 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $23,286. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3KPF54AD6RE732593_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 338, "unit": "per_month", "display": "$338/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 18673.0, "price_incl_doc": 18673.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 338.16, "amount_financed": 19840.06, "sales_tax": 1167.06, "total_of_payments": 24347.38, "finance_charge": 4507.32, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260444A, VIN 3KPF54AD6RE732593. $338 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $18,673, before any dealer documentation fee. Amount financed $19,840, including $1,167 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $24,347. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 262}}, {"vin": "1FTFW5LD8SFB49244", "title": "2025 Ford F-150 Lariat", "year": 2025, "make": "Ford", "model": "F-150", "trim": "Lariat", "decoded_trim": "Lariat", "condition": "used", "price": 58410.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 9465, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "3.5L PowerBoost Full-Hybrid V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "10-Speed Automatic", "mpg_city": 23, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "M260500A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-ford-f-150-lariat-4wd-4d-supercrew-1ftfw5ld8sfb49244/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1FTFW5LD8SFB49244.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1FTFW5LD8SFB49244.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1FTFW5LD8SFB49244.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-ford-f-150-lariat-4wd-4d-supercrew-1ftfw5ld8sfb49244/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M260500A, VIN 1FTFW5LD8SFB49244. Advertised price: $58,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$58,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Rain Sensing Wipers", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1FTFW5LD8SFB49244_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1457, "unit": "per_month", "display": "$1,457/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58410.0, "price_incl_doc": 58410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1457.21, "amount_financed": 62060.63, "sales_tax": 3650.63, "total_of_payments": 69946.14, "finance_charge": 7885.51, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260500A, VIN 1FTFW5LD8SFB49244. $1,457 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $58,410, before any dealer documentation fee. Amount financed $62,061, including $3,651 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $69,946. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FTFW5LD8SFB49244_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1214, "unit": "per_month", "display": "$1,214/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58410.0, "price_incl_doc": 58410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1214.0, "amount_financed": 62060.63, "sales_tax": 3650.63, "total_of_payments": 72839.81, "finance_charge": 10779.18, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260500A, VIN 1FTFW5LD8SFB49244. $1,214 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $58,410, before any dealer documentation fee. Amount financed $62,061, including $3,651 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $72,840. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FTFW5LD8SFB49244_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1058, "unit": "per_month", "display": "$1,058/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58410.0, "price_incl_doc": 58410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1057.77, "amount_financed": 62060.63, "sales_tax": 3650.63, "total_of_payments": 76159.74, "finance_charge": 14099.11, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260500A, VIN 1FTFW5LD8SFB49244. $1,058 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $58,410, before any dealer documentation fee. Amount financed $62,061, including $3,651 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $76,160. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "5XYRL4JC5SG380934", "title": "2025 Kia Sorento S", "year": 2025, "make": "Kia", "model": "Sorento", "trim": "S", "decoded_trim": "S", "condition": "used", "price": 30940.0, "msrp": 38705.0, "sale_price": 31131.0, "currency": "USD", "mileage": 4069, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 7, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 191hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 23, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "MK250817", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://vehicle-images.carscommerce.inc/c771-110013083/5XYRL4JC5SG380934/94501bf63e2f4b7b82212a1e4f8b11ba.webp", "https://vehicle-images.carscommerce.inc/7869-110013083/5XYRL4JC5SG380934/bd8620f20be3278e8f19dbe16156da3b.webp", "https://vehicle-images.carscommerce.inc/3499-110013083/5XYRL4JC5SG380934/2b3532ab4a99c852809d3eda5e5610f7.webp", "https://vehicle-images.carscommerce.inc/6f11-110013083/5XYRL4JC5SG380934/b524af19036c3608c5db141d3b2a7b82.webp"], "vin_decode": {"make": "Kia", "model": "Sorento", "year": 2025, "trim": "S", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 38705.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/5XYRL4JC5SG380934.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-kia-sorento-s-fwd-4d-sport-utility-5xyrl4jc5sg380934/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-kia-sorento-s-fwd-4d-sport-utility-5xyrl4jc5sg380934/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/5XYRL4JC5SG380934.html", "json_url": "https://ai.castlecadillacmchenry.com/v/5XYRL4JC5SG380934.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/5XYRL4JC5SG380934.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-kia-sorento-s-fwd-4d-sport-utility-5xyrl4jc5sg380934/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK250817, VIN 5XYRL4JC5SG380934. Advertised price: $30,940. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,940"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Panoramic Sunroof", "Parking Sensors / Assist", "Power Seats", "Satellite Radio Ready", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30940.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYRL4JC5SG380934_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 772, "unit": "per_month", "display": "$772/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30940.0, "price_incl_doc": 30940.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 771.89, "amount_financed": 32873.75, "sales_tax": 1933.75, "total_of_payments": 37050.73, "finance_charge": 4176.98, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK250817, VIN 5XYRL4JC5SG380934. $772 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,940, before any dealer documentation fee. Amount financed $32,874, including $1,934 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $37,051. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYRL4JC5SG380934_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 643, "unit": "per_month", "display": "$643/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30940.0, "price_incl_doc": 30940.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 643.06, "amount_financed": 32873.75, "sales_tax": 1933.75, "total_of_payments": 38583.52, "finance_charge": 5709.77, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK250817, VIN 5XYRL4JC5SG380934. $643 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,940, before any dealer documentation fee. Amount financed $32,874, including $1,934 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $38,584. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYRL4JC5SG380934_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 560, "unit": "per_month", "display": "$560/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30940.0, "price_incl_doc": 30940.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 560.31, "amount_financed": 32873.75, "sales_tax": 1933.75, "total_of_payments": 40342.1, "finance_charge": 7468.35, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK250817, VIN 5XYRL4JC5SG380934. $560 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,940, before any dealer documentation fee. Amount financed $32,874, including $1,934 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $40,342. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "1GKS2DKL7PR515072", "title": "2023 GMC Yukon Denali", "year": 2023, "make": "GMC", "model": "Yukon", "trim": "Denali", "decoded_trim": "Denali", "condition": "used", "price": 62910.0, "msrp": 0.0, "sale_price": 63412.0, "currency": "USD", "mileage": 37331, "exterior_color": "Onyx Black", "interior_color": "Jet Black perforated leather seating surfaces with Jet Black interior decor", "drivetrain": "Four Wheel Drive", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "6.2L V8 engine", "engine_displacement_l": 6.2, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": 14, "mpg_hwy": 18, "range_miles": null, "battery_kwh": null, "stock_number": "M260458A", "stock_status": "In Stock", "availability": "In Stock", 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"https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-gmc-yukon-denali-four-wheel-drive-suv-1gks2dkl7pr515072/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GKS2DKL7PR515072.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GKS2DKL7PR515072.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GKS2DKL7PR515072.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-gmc-yukon-denali-four-wheel-drive-suv-1gks2dkl7pr515072/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M260458A, VIN 1GKS2DKL7PR515072. Advertised price: $62,910. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$62,910"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Forward Collision Warning", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 62910.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GKS2DKL7PR515072_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1569, "unit": "per_month", "display": "$1,569/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62910.0, "price_incl_doc": 62910.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1569.48, "amount_financed": 66841.88, "sales_tax": 3931.88, "total_of_payments": 75334.9, "finance_charge": 8493.02, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260458A, VIN 1GKS2DKL7PR515072. $1,569 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $62,910, before any dealer documentation fee. Amount financed $66,842, including $3,932 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $75,335. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GKS2DKL7PR515072_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1308, "unit": "per_month", "display": "$1,308/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62910.0, "price_incl_doc": 62910.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1307.53, "amount_financed": 66841.88, "sales_tax": 3931.88, "total_of_payments": 78451.5, "finance_charge": 11609.62, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260458A, VIN 1GKS2DKL7PR515072. $1,308 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $62,910, before any dealer documentation fee. Amount financed $66,842, including $3,932 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $78,452. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GKS2DKL7PR515072_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1139, "unit": "per_month", "display": "$1,139/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62910.0, "price_incl_doc": 62910.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1139.27, "amount_financed": 66841.88, "sales_tax": 3931.88, "total_of_payments": 82027.2, "finance_charge": 15185.32, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260458A, VIN 1GKS2DKL7PR515072. $1,139 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $62,910, before any dealer documentation fee. Amount financed $66,842, including $3,932 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $82,027. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-hyundai-ioniq-5-sel-awd-4d-sport-utility-km8knddf4ru287134/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/KM8KNDDF4RU287134.html", "json_url": "https://ai.castlecadillacmchenry.com/v/KM8KNDDF4RU287134.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/KM8KNDDF4RU287134.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-hyundai-ioniq-5-sel-awd-4d-sport-utility-km8knddf4ru287134/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MKP2505, VIN KM8KNDDF4RU287134. Advertised price: $30,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8KNDDF4RU287134_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 759, "unit": "per_month", "display": "$759/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30410.0, "price_incl_doc": 30410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 758.67, "amount_financed": 32310.63, "sales_tax": 1900.63, "total_of_payments": 36416.06, "finance_charge": 4105.43, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2505, VIN KM8KNDDF4RU287134. $759 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,410, before any dealer documentation fee. Amount financed $32,311, including $1,901 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,416. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8KNDDF4RU287134_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 632, "unit": "per_month", "display": "$632/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30410.0, "price_incl_doc": 30410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 632.04, "amount_financed": 32310.63, "sales_tax": 1900.63, "total_of_payments": 37922.59, "finance_charge": 5611.96, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2505, VIN KM8KNDDF4RU287134. $632 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,410, before any dealer documentation fee. Amount financed $32,311, including $1,901 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,923. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8KNDDF4RU287134_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 551, "unit": "per_month", "display": "$551/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30410.0, "price_incl_doc": 30410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 550.71, "amount_financed": 32310.63, "sales_tax": 1900.63, "total_of_payments": 39651.05, "finance_charge": 7340.42, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2505, VIN KM8KNDDF4RU287134. $551 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,410, before any dealer documentation fee. Amount financed $32,311, including $1,901 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,651. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://cgi.cadillac.com/mmgprod-us/dynres/prove/imageinterior.gen?i=2026/6DE69/6DE69__1SF/H0L_GAE_0ST_1NF_1SF_1SZ_2NF_2ST_4EP_5A7_5FC_5K2_5ZD_6X1_719_7X1_8X2_9L3_9X2_A2X_A45_A69_A7K_AEF_AEQ_AF6_AHC_AHE_AHF_AHH_AJC_AJW_AKE_AL0_AM9_AQ9_AT8_ATH_AVK_AVN_AVU_AXG_AXJ_AYG_B35_B4Z_B53_B6A_B70_BTV_BYO_C59_C73_CE1_CF5_CJ2_CWM_D52_D75_DD8_DEG_DMB_E22_E28_EF7_EPH_F46_FE3_FJW_G80_HME_HRD_HS1_IOT_IVN_J26_J55_J6B_J77_JF5_JJ2_JM8_K4C_K6L_KA1_KB7_KD4_KI3_KL9_KPA_KRV_KSG_KU9_L3B_LAL_MAH_MCR_MDB_MQA_N30_N37_NE1_NE8_NL8_PDH_PDJ_PPW_R6W_R9M_R9N_RQD_RSR_SD5_SLM_SOV_SOX_SPY_SPZ_T4L_T87_T8Z_TDM_TFK_TQ5_TSQ_TTW_U2K_U2L_U80_UC3_UD5_UDV_UE1_UE4_UEU_UFG_UG1_UGC_UGE_UGN_UJN_UKC_UKJ_UKL_UMN_UQS_UQT_UV2_UV6_UVZ_V76_V8D_VAV_VH9_VHM_VK3_VLI_VRF_VRG_VRH_VRJ_VRK_VRL_VRM_VRN_VRR_VT7_VV4_WKA_WNO_XL8_XVR_Y26_Y5X_Y5Y_Y6F_YM8gmds2.jpg&v=deg03&std=true&country=US", "https://cgi.cadillac.com/mmgprod-us/dynres/prove/imageinterior.gen?i=2026/6DE69/6DE69__1SF/H0L_GAE_0ST_1NF_1SF_1SZ_2NF_2ST_4EP_5A7_5FC_5K2_5ZD_6X1_719_7X1_8X2_9L3_9X2_A2X_A45_A69_A7K_AEF_AEQ_AF6_AHC_AHE_AHF_AHH_AJC_AJW_AKE_AL0_AM9_AQ9_AT8_ATH_AVK_AVN_AVU_AXG_AXJ_AYG_B35_B4Z_B53_B6A_B70_BTV_BYO_C59_C73_CE1_CF5_CJ2_CWM_D52_D75_DD8_DEG_DMB_E22_E28_EF7_EPH_F46_FE3_FJW_G80_HME_HRD_HS1_IOT_IVN_J26_J55_J6B_J77_JF5_JJ2_JM8_K4C_K6L_KA1_KB7_KD4_KI3_KL9_KPA_KRV_KSG_KU9_L3B_LAL_MAH_MCR_MDB_MQA_N30_N37_NE1_NE8_NL8_PDH_PDJ_PPW_R6W_R9M_R9N_RQD_RSR_SD5_SLM_SOV_SOX_SPY_SPZ_T4L_T87_T8Z_TDM_TFK_TQ5_TSQ_TTW_U2K_U2L_U80_UC3_UD5_UDV_UE1_UE4_UEU_UFG_UG1_UGC_UGE_UGN_UJN_UKC_UKJ_UKL_UMN_UQS_UQT_UV2_UV6_UVZ_V76_V8D_VAV_VH9_VHM_VK3_VLI_VRF_VRG_VRH_VRJ_VRK_VRL_VRM_VRN_VRR_VT7_VV4_WKA_WNO_XL8_XVR_Y26_Y5X_Y5Y_Y6F_YM8gmds2.jpg&v=deg04&std=true&country=US"], "vin_decode": {"make": "Cadillac", "model": "CT4", "year": 2026, "trim": "V-Series", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2.7L 4-Cylinder In-Line", "engine_displacement_l": 2.7, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 66540.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1G6DH5RL6T0101801.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-ct4-v-v-series-all-wheel-drive-sedan-1g6dh5rl6t0101801/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-ct4-v-v-series-all-wheel-drive-sedan-1g6dh5rl6t0101801/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1G6DH5RL6T0101801.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1G6DH5RL6T0101801.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1G6DH5RL6T0101801.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-ct4-v-v-series-all-wheel-drive-sedan-1g6dh5rl6t0101801/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $587. This offer applies to Stock #M260078, VIN 1G6DH5RL6T0101801. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $66,540. Advertised price: $65,953. Savings: $587, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$66,540"}, {"label": "Advertised price", "value": "$65,953"}, {"label": "Savings", "value": "$587, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $587", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Bluetooth", "Cooled Seats", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Parking Sensors / Assist", "Power Seats", "Rain Sensing Wipers", "Remote Start", "Side-Impact Air Bags", "Sunroof / Moonroof", "Super Cruise", "Technology Package", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 65953.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1G6DH5RL6T0101801_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1338, "unit": "per_month", "display": "$1,338/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 65953.0, "price_incl_doc": 65953.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1338.19, "amount_financed": 70075.06, "sales_tax": 4122.06, "total_of_payments": 80291.5, "finance_charge": 10216.44, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260078, VIN 1G6DH5RL6T0101801. $1,338 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $65,953, before any dealer documentation fee. Amount financed $70,075, including $4,122 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $80,292. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DH5RL6T0101801_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1161, "unit": "per_month", "display": "$1,161/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 65953.0, "price_incl_doc": 65953.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1161.02, "amount_financed": 70075.06, "sales_tax": 4122.06, "total_of_payments": 83593.11, "finance_charge": 13518.05, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260078, VIN 1G6DH5RL6T0101801. $1,161 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $65,953, before any dealer documentation fee. Amount financed $70,075, including $4,122 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $83,593. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DH5RL6T0101801_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1040, "unit": "per_month", "display": "$1,040/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 65953.0, "price_incl_doc": 65953.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1040.24, "amount_financed": 70075.06, "sales_tax": 4122.06, "total_of_payments": 87379.82, "finance_charge": 17304.76, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260078, VIN 1G6DH5RL6T0101801. $1,040 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $65,953, before any dealer documentation fee. Amount financed $70,075, including $4,122 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $87,380. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DH5RL6T0101801_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 921, "unit": "per_month", "display": "$921/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 66540.0, "selling_price": 65953.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 921.42, "net_cap_cost": 66648.0, "residual_value": 41254.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 921.42, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1081.42}, "total_of_payments": 33156, "total_of_payments_unrounded": 33171.12}, "disclosure": "Estimated lease payment for stock #M260078, VIN 1G6DH5RL6T0101801. $921 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,081, made up of $921 first payment, $60 title, $100 registration. MSRP $66,540. Lease selling price $65,953. Net capitalized cost $66,648. Residual value $41,255, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $33,156. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DH5RL6T0101801_lease", "type": "lease", "label": "Lease", "headline": {"value": 828, "unit": "per_month", "display": "$828/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 66540.0, "selling_price": 65953.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 828.13, "net_cap_cost": 63649.0, "residual_value": 41254.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 828.13, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3987.13}, "total_of_payments": 29808, "total_of_payments_unrounded": 29812.68}, "disclosure": "Estimated lease payment for stock #M260078, VIN 1G6DH5RL6T0101801. $828 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,987, made up of $828 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $66,540. Lease selling price $65,953. Net capitalized cost $63,649. Residual value $41,255, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $29,808. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 333}}, {"vin": "1GCUYEEL5MZ442543", "title": "2021 Chevrolet Silverado 1500 RST", "year": 2021, "make": "Chevrolet", "model": "Silverado 1500", "trim": "RST", "decoded_trim": "RST", "condition": "used", "price": 39613.0, "msrp": 0.0, "sale_price": 39879.0, "currency": "USD", "mileage": 41996, "exterior_color": "BLACK", "interior_color": "JET BLACK, CLOTH SEAT TRIM", "drivetrain": "Four Wheel Drive", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "Engine: 6.2L, EcoTec3 V-8, DI, Dynamic Fuel Mgt, V V T", "engine_displacement_l": 6.2, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": 14, "mpg_hwy": 20, "range_miles": null, "battery_kwh": null, "stock_number": "MCK194", "stock_status": "In Stock", "availability": "In Stock", 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"window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1GCUYEEL5MZ442543.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2021-chevrolet-silverado-1500-rst-four-wheel-drive-crew-cab-1gcuyeel5mz442543/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2021-chevrolet-silverado-1500-rst-four-wheel-drive-crew-cab-1gcuyeel5mz442543/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GCUYEEL5MZ442543.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GCUYEEL5MZ442543.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GCUYEEL5MZ442543.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2021-chevrolet-silverado-1500-rst-four-wheel-drive-crew-cab-1gcuyeel5mz442543/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MCK194, VIN 1GCUYEEL5MZ442543. Advertised price: $39,613. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$39,613"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Bluetooth", "Fog Lights", "Keyless Entry", "Power Seats", "Push Start", "Rear A/C", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39613.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GCUYEEL5MZ442543_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 988, "unit": "per_month", "display": "$988/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39613.0, "price_incl_doc": 39613.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 988.26, "amount_financed": 42088.81, "sales_tax": 2475.81, "total_of_payments": 47436.67, "finance_charge": 5347.86, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCK194, VIN 1GCUYEEL5MZ442543. $988 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $39,613, before any dealer documentation fee. Amount financed $42,089, including $2,476 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $47,437. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GCUYEEL5MZ442543_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 823, "unit": "per_month", "display": "$823/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39613.0, "price_incl_doc": 39613.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 823.32, "amount_financed": 42088.81, "sales_tax": 2475.81, "total_of_payments": 49399.13, "finance_charge": 7310.32, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCK194, VIN 1GCUYEEL5MZ442543. $823 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $39,613, before any dealer documentation fee. Amount financed $42,089, including $2,476 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $49,399. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GCUYEEL5MZ442543_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 717, "unit": "per_month", "display": "$717/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39613.0, "price_incl_doc": 39613.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 717.37, "amount_financed": 42088.81, "sales_tax": 2475.81, "total_of_payments": 51650.66, "finance_charge": 9561.85, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCK194, VIN 1GCUYEEL5MZ442543. $717 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $39,613, before any dealer documentation fee. Amount financed $42,089, including $2,476 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $51,651. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://ai.castlecadillacmchenry.com/v/1C6HJTAG3PL556896.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1C6HJTAG3PL556896.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-jeep-gladiator-sport-s-4wd-4d-crew-cab-1c6hjtag3pl556896/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260467A, VIN 1C6HJTAG3PL556896. Advertised price: $33,210. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$33,210"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Fog Lights", "Keyless Entry", "Premium Audio", "Satellite Radio Ready", "Side-Impact Air Bags", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33210.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6HJTAG3PL556896_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 829, "unit": "per_month", "display": "$829/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33210.0, "price_incl_doc": 33210.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 828.52, "amount_financed": 35285.63, "sales_tax": 2075.63, "total_of_payments": 39769.07, "finance_charge": 4483.44, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260467A, VIN 1C6HJTAG3PL556896. $829 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $33,210, before any dealer documentation fee. Amount financed $35,286, including $2,076 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $39,769. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6HJTAG3PL556896_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 690, "unit": "per_month", "display": "$690/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33210.0, "price_incl_doc": 33210.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 690.24, "amount_financed": 35285.63, "sales_tax": 2075.63, "total_of_payments": 41414.32, "finance_charge": 6128.69, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260467A, VIN 1C6HJTAG3PL556896. $690 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $33,210, before any dealer documentation fee. Amount financed $35,286, including $2,076 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $41,414. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6HJTAG3PL556896_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 601, "unit": "per_month", "display": "$601/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33210.0, "price_incl_doc": 33210.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 601.42, "amount_financed": 35285.63, "sales_tax": 2075.63, "total_of_payments": 43301.92, "finance_charge": 8016.29, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260467A, VIN 1C6HJTAG3PL556896. $601 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $33,210, before any dealer documentation fee. Amount financed $35,286, including $2,076 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $43,302. Offer expires 2026-07-31. Estimated for ZIP 60050. 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{"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-subaru-crosstrek-limited-awd-4d-sport-utility-4s4guhl62r3733532/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4GUHL62R3733532.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4GUHL62R3733532.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4GUHL62R3733532.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-subaru-crosstrek-limited-awd-4d-sport-utility-4s4guhl62r3733532/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,910"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25910.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHL62R3733532_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 646, "unit": "per_month", "display": "$646/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25910.0, "price_incl_doc": 25910.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 646.4, "amount_financed": 27529.38, "sales_tax": 1619.38, "total_of_payments": 31027.3, "finance_charge": 3497.92, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260329A, VIN 4S4GUHL62R3733532. $646 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,910, before any dealer documentation fee. Amount financed $27,529, including $1,619 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $31,027. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHL62R3733532_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 539, "unit": "per_month", "display": "$539/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25910.0, "price_incl_doc": 25910.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 538.51, "amount_financed": 27529.38, "sales_tax": 1619.38, "total_of_payments": 32310.9, "finance_charge": 4781.52, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260329A, VIN 4S4GUHL62R3733532. $539 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,910, before any dealer documentation fee. Amount financed $27,529, including $1,619 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $32,311. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHL62R3733532_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 469, "unit": "per_month", "display": "$469/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25910.0, "price_incl_doc": 25910.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 469.22, "amount_financed": 27529.38, "sales_tax": 1619.38, "total_of_payments": 33783.58, "finance_charge": 6254.2, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260329A, VIN 4S4GUHL62R3733532. $469 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,910, before any dealer documentation fee. Amount financed $27,529, including $1,619 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $33,784. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 2, "elapsed_ms": 2}}, {"vin": "1C4HJXENXMW574251", "title": "2021 Jeep Wrangler Unlimited 4x4", "year": 2021, "make": "Jeep", "model": "Wrangler Unlimited", "trim": "4x4", "decoded_trim": "Unlimited Sahara", "condition": "used", "price": 30710.0, "msrp": 0.0, "sale_price": 31210.0, "currency": "USD", "mileage": 22193, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "NA", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Premium unleaded", "doors": 4, "seating_capacity": 5, "engine": "2L I-4 gasoline direct injection, DOHC, intercooled turbo, premium unleaded, engine with 270HP", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "M260498A", "stock_status": "In Stock", 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"https://vehicle-images.carscommerce.inc/8bb1-110013083/1C4HJXENXMW574251/420fc1f7058ced7f3006b1bc6659ce38.webp"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2021, "trim": "Unlimited Sahara", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.0L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1C4HJXENXMW574251.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2021-jeep-wrangler-unlimited-sahara-4x4-na-sport-utility-1c4hjxenxmw574251/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2021-jeep-wrangler-unlimited-sahara-4x4-na-sport-utility-1c4hjxenxmw574251/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1C4HJXENXMW574251.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1C4HJXENXMW574251.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1C4HJXENXMW574251.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2021-jeep-wrangler-unlimited-sahara-4x4-na-sport-utility-1c4hjxenxmw574251/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M260498A, VIN 1C4HJXENXMW574251. Advertised price: $30,710. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,710"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Backup Camera", "Bluetooth", "Fog Lights", "Interior Accents", "Keyless Entry", "Leather Seats", "Navigation System", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30710.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4HJXENXMW574251_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 766, "unit": "per_month", "display": "$766/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30710.0, "price_incl_doc": 30710.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 766.15, "amount_financed": 32629.38, "sales_tax": 1919.38, "total_of_payments": 36775.31, "finance_charge": 4145.93, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260498A, VIN 1C4HJXENXMW574251. $766 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,710, before any dealer documentation fee. Amount financed $32,629, including $1,919 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,775. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4HJXENXMW574251_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 638, "unit": "per_month", "display": "$638/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30710.0, "price_incl_doc": 30710.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 638.28, "amount_financed": 32629.38, "sales_tax": 1919.38, "total_of_payments": 38296.71, "finance_charge": 5667.33, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260498A, VIN 1C4HJXENXMW574251. $638 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,710, before any dealer documentation fee. Amount financed $32,629, including $1,919 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $38,297. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4HJXENXMW574251_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 556, "unit": "per_month", "display": "$556/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30710.0, "price_incl_doc": 30710.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 556.14, "amount_financed": 32629.38, "sales_tax": 1919.38, "total_of_payments": 40042.21, "finance_charge": 7412.83, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260498A, VIN 1C4HJXENXMW574251. $556 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,710, before any dealer documentation fee. Amount financed $32,629, including $1,919 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $40,042. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 1, "elapsed_ms": 3}}, {"vin": "1V2KR2CA3RC501182", "title": "2024 Volkswagen Atlas w/Technology", "year": 2024, "make": "Volkswagen", "model": "Atlas", "trim": "w/Technology", "decoded_trim": "4Motion SE w/ Technology w/ Sunroof Pkg.", "condition": "used", "price": 30080.0, "msrp": 0.0, "sale_price": 30410.0, "currency": "USD", "mileage": 52447, "exterior_color": null, "interior_color": "Shetland Beige", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 7, "engine": "2.0L TSI", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Tiptronic", "mpg_city": 19, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "MS260243A", "stock_status": "In Stock", "availability": "In Stock", 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SE w/ Technology w/ Sunroof Pkg.", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-volkswagen-atlas-2-0t-se-wtechnology-awd-4d-sport-utility-1v2kr2ca3rc501182/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-volkswagen-atlas-2-0t-se-wtechnology-awd-4d-sport-utility-1v2kr2ca3rc501182/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1V2KR2CA3RC501182.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1V2KR2CA3RC501182.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1V2KR2CA3RC501182.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-volkswagen-atlas-2-0t-se-wtechnology-awd-4d-sport-utility-1v2kr2ca3rc501182/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260243A, VIN 1V2KR2CA3RC501182. Advertised price: $30,080. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,080"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Side-Impact Air Bags", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30080.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1V2KR2CA3RC501182_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 750, "unit": "per_month", "display": "$750/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30080.0, "price_incl_doc": 30080.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 750.44, "amount_financed": 31960.0, "sales_tax": 1880.0, "total_of_payments": 36020.88, "finance_charge": 4060.88, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260243A, VIN 1V2KR2CA3RC501182. $750 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,080, before any dealer documentation fee. Amount financed $31,960, including $1,880 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,021. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2KR2CA3RC501182_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 625, "unit": "per_month", "display": "$625/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30080.0, "price_incl_doc": 30080.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 625.18, "amount_financed": 31960.0, "sales_tax": 1880.0, "total_of_payments": 37511.06, "finance_charge": 5551.06, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260243A, VIN 1V2KR2CA3RC501182. $625 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,080, before any dealer documentation fee. Amount financed $31,960, including $1,880 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,511. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2KR2CA3RC501182_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 545, "unit": "per_month", "display": "$545/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30080.0, "price_incl_doc": 30080.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 544.73, "amount_financed": 31960.0, "sales_tax": 1880.0, "total_of_payments": 39220.76, "finance_charge": 7260.76, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260243A, VIN 1V2KR2CA3RC501182. $545 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,080, before any dealer documentation fee. Amount financed $31,960, including $1,880 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,221. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 1, "elapsed_ms": 3}}, {"vin": "WMWXJ1C01R2U52826", "title": "2024 MINI Cooper S Clubman Signature", "year": 2024, "make": "MINI", "model": "Cooper S Clubman", "trim": "Signature", "decoded_trim": "Cooper S ALL4", "condition": "used", "price": 30109.0, "msrp": 0.0, "sale_price": 30410.0, "currency": "USD", "mileage": 44075, "exterior_color": "Red", "interior_color": "Malt Brown", "drivetrain": "AWD", "body_style": "Wagon", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC Turbocharged", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic Sport", "mpg_city": 23, "mpg_hwy": 32, "range_miles": null, "battery_kwh": null, "stock_number": "MS260537A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 13, "primary_image": "https://vehicle-images.carscommerce.inc/9e28-110013083/WMWXJ1C01R2U52826/77ffdc67c2aa1b5b3960feb6cca9bba5.webp", "images": ["https://vehicle-images.carscommerce.inc/9e28-110013083/WMWXJ1C01R2U52826/77ffdc67c2aa1b5b3960feb6cca9bba5.webp", "https://vehicle-images.carscommerce.inc/d96c-110013083/WMWXJ1C01R2U52826/9ed2f7a2f82378d31028237b474bc65c.webp", "https://vehicle-images.carscommerce.inc/f9bd-110013083/WMWXJ1C01R2U52826/27d370d56053dc8eb09094a4c117c8d2.webp", "https://vehicle-images.carscommerce.inc/96ea-110013083/WMWXJ1C01R2U52826/c996e9095af4b11d5af09da2aaecd8b4.webp", "https://vehicle-images.carscommerce.inc/3cd5-110013083/WMWXJ1C01R2U52826/5f50b196d46f985ee80c92bac04357f9.webp", "https://vehicle-images.carscommerce.inc/76c9-110013083/WMWXJ1C01R2U52826/225f4deaf194dc71fa10422acfeeb72b.webp", "https://vehicle-images.carscommerce.inc/13c0-110013083/WMWXJ1C01R2U52826/2d2b351c91a3c845c9f19a7bd8644965.webp", "https://vehicle-images.carscommerce.inc/6914-110013083/WMWXJ1C01R2U52826/862b2bc029c3c49ab6f5af071df1a374.webp", "https://vehicle-images.carscommerce.inc/e485-110013083/WMWXJ1C01R2U52826/fd5980bad252e90fdf257a4c58aec4b6.webp", "https://vehicle-images.carscommerce.inc/ff58-110013083/WMWXJ1C01R2U52826/c81556848ba67b9f7804f04147d8416c.webp", "https://vehicle-images.carscommerce.inc/a7e0-110013083/WMWXJ1C01R2U52826/8dc6c8922e063681ed9797558301988a.webp", "https://vehicle-images.carscommerce.inc/6d08-110013083/WMWXJ1C01R2U52826/89ef264df72fd6067c6b924701693e10.webp", "https://vehicle-images.carscommerce.inc/e8d8-110013083/WMWXJ1C01R2U52826/dd33a41262be71a7c5b259ab696e8411.webp"], "vin_decode": {"make": "Mini", "model": "Clubman", "year": 2024, "trim": "Cooper S ALL4", "body_style": "Hatchback/Liftback/Notchback", "vehicle_type": "PASSENGER CAR", "engine": "2L 4-Cylinder", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 6}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-mini-cooper-s-clubman-awd-4d-wagon-wmwxj1c01r2u52826/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-mini-cooper-s-clubman-awd-4d-wagon-wmwxj1c01r2u52826/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/WMWXJ1C01R2U52826.html", "json_url": "https://ai.castlecadillacmchenry.com/v/WMWXJ1C01R2U52826.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/WMWXJ1C01R2U52826.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-mini-cooper-s-clubman-awd-4d-wagon-wmwxj1c01r2u52826/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260537A, VIN WMWXJ1C01R2U52826. Advertised price: $30,109. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,109"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Apple CarPlay", "Backup Camera", "Bluetooth", "Fog Lights", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Rain Sensing Wipers", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30109.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_WMWXJ1C01R2U52826_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 751, "unit": "per_month", "display": "$751/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30109.0, "price_incl_doc": 30109.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 751.16, "amount_financed": 31990.81, "sales_tax": 1881.81, "total_of_payments": 36055.61, "finance_charge": 4064.8, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260537A, VIN WMWXJ1C01R2U52826. $751 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,109, before any dealer documentation fee. Amount financed $31,991, including $1,882 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,056. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WMWXJ1C01R2U52826_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 626, "unit": "per_month", "display": "$626/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30109.0, "price_incl_doc": 30109.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 625.79, "amount_financed": 31990.81, "sales_tax": 1881.81, "total_of_payments": 37547.23, "finance_charge": 5556.42, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260537A, VIN WMWXJ1C01R2U52826. $626 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,109, before any dealer documentation fee. Amount financed $31,991, including $1,882 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,547. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WMWXJ1C01R2U52826_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 545, "unit": "per_month", "display": "$545/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30109.0, "price_incl_doc": 30109.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 545.26, "amount_financed": 31990.81, "sales_tax": 1881.81, "total_of_payments": 39258.57, "finance_charge": 7267.76, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260537A, VIN WMWXJ1C01R2U52826. $545 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,109, before any dealer documentation fee. Amount financed $31,991, including $1,882 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,259. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"monroney_url": "https://ai.castlecadillacmchenry.com/sticker/4S4BTAFC9S3302357.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-outback-premium-awd-4d-sport-utility-4s4btafc9s3302357/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-outback-premium-awd-4d-sport-utility-4s4btafc9s3302357/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4BTAFC9S3302357.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4BTAFC9S3302357.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4BTAFC9S3302357.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-outback-premium-awd-4d-sport-utility-4s4btafc9s3302357/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL141, VIN 4S4BTAFC9S3302357. Advertised price: $31,575. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,575"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Memory Seats", "Navigation System", "Power Seats", "Premium Audio", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31575.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4BTAFC9S3302357_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 788, "unit": "per_month", "display": "$788/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31575.0, "price_incl_doc": 31575.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 787.73, "amount_financed": 33548.44, "sales_tax": 1973.44, "total_of_payments": 37811.15, "finance_charge": 4262.71, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL141, VIN 4S4BTAFC9S3302357. $788 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $31,575, before any dealer documentation fee. Amount financed $33,548, including $1,973 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $37,811. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTAFC9S3302357_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 656, "unit": "per_month", "display": "$656/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31575.0, "price_incl_doc": 31575.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 656.26, "amount_financed": 33548.44, "sales_tax": 1973.44, "total_of_payments": 39375.4, "finance_charge": 5826.96, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL141, VIN 4S4BTAFC9S3302357. $656 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $31,575, before any dealer documentation fee. Amount financed $33,548, including $1,973 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $39,375. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTAFC9S3302357_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 572, "unit": "per_month", "display": "$572/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31575.0, "price_incl_doc": 31575.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 571.81, "amount_financed": 33548.44, "sales_tax": 1973.44, "total_of_payments": 41170.07, "finance_charge": 7621.63, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL141, VIN 4S4BTAFC9S3302357. $572 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $31,575, before any dealer documentation fee. Amount financed $33,548, including $1,973 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $41,170. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 21, "elapsed_ms": 271}}, {"vin": "1FDXE4FN9MDC38336", "title": "2021 Ford E-450SD Base", "year": 2021, "make": "Ford", "model": "E-450SD", "trim": "Base", "decoded_trim": "Econoline", "condition": "used", "price": 29910.0, "msrp": 0.0, "sale_price": 30390.0, "currency": "USD", "mileage": 55107, "exterior_color": "White", "interior_color": "Medium Flint", "drivetrain": "RWD", "body_style": "Incomplete - Cutaway", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 2, "seating_capacity": 2, "engine": "7.3L V8", "engine_displacement_l": 7.3, "engine_cylinders": 8, "transmission": "6-Speed Automatic with Overdrive", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "MCP7898", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 22, "primary_image": "https://vehicle-images.carscommerce.inc/38ca-110013083/1FDXE4FN9MDC38336/fea9bd12935b0467a6f97baf8ecf9040.webp", "images": ["https://vehicle-images.carscommerce.inc/38ca-110013083/1FDXE4FN9MDC38336/fea9bd12935b0467a6f97baf8ecf9040.webp", "https://vehicle-images.carscommerce.inc/8b6c-110013083/1FDXE4FN9MDC38336/8edbd460d2c4f64015af523b6303e450.webp", "https://vehicle-images.carscommerce.inc/8b44-110013083/1FDXE4FN9MDC38336/b531bbe21e17b90a71e6d9b486abb690.webp", "https://vehicle-images.carscommerce.inc/87a3-110013083/1FDXE4FN9MDC38336/fa2bd454ae5c9d4ce168cf2ad3fc4284.webp", "https://vehicle-images.carscommerce.inc/b20a-110013083/1FDXE4FN9MDC38336/7b342b14663f9a41f516735cd5b68a1f.webp", "https://vehicle-images.carscommerce.inc/e123-110013083/1FDXE4FN9MDC38336/e0eee0a0147f0bec03a30b9691bb96a4.webp", "https://vehicle-images.carscommerce.inc/ab0b-110013083/1FDXE4FN9MDC38336/a13d95d0a38f7276a5c52ef56fb832db.webp", "https://vehicle-images.carscommerce.inc/c7f0-110013083/1FDXE4FN9MDC38336/41af2b97006ebf831d2a3dac17dbc5f9.webp", "https://vehicle-images.carscommerce.inc/2e33-110013083/1FDXE4FN9MDC38336/aa76cd0d02560e1ac6c38580b92d27a5.webp", "https://vehicle-images.carscommerce.inc/453e-110013083/1FDXE4FN9MDC38336/61679316f826ab8ea48f2dcfb585f7cc.webp", "https://vehicle-images.carscommerce.inc/2cad-110013083/1FDXE4FN9MDC38336/693b916088d70acc008a822c71505e3b.webp", "https://vehicle-images.carscommerce.inc/75a8-110013083/1FDXE4FN9MDC38336/5be9942fcfc57dff650527c1aa41fcc9.webp", "https://vehicle-images.carscommerce.inc/2fc8-110013083/1FDXE4FN9MDC38336/b36fa73b563c7e8a53f3b15b754bae03.webp", "https://vehicle-images.carscommerce.inc/d78e-110013083/1FDXE4FN9MDC38336/63f836dc80681045dc8d570ad92e041e.webp", "https://vehicle-images.carscommerce.inc/526c-110013083/1FDXE4FN9MDC38336/2ca22c8bcdba60ed1f5c860fc7599b06.webp", "https://vehicle-images.carscommerce.inc/32a9-110013083/1FDXE4FN9MDC38336/a4be1e4796e9aadb0141532d37607f3c.webp", "https://vehicle-images.carscommerce.inc/518c-110013083/1FDXE4FN9MDC38336/9be482442f9d52514f1e479bded81aa6.webp", "https://vehicle-images.carscommerce.inc/9c42-110013083/1FDXE4FN9MDC38336/d07a04ca2468903366f57da5bcb827aa.webp", "https://vehicle-images.carscommerce.inc/3f6e-110013083/1FDXE4FN9MDC38336/a0b5a3367879973573bde64882ff56a3.webp", "https://vehicle-images.carscommerce.inc/1373-110013083/1FDXE4FN9MDC38336/9f47007e972cf4599a5c78032518f23c.webp", "https://vehicle-images.carscommerce.inc/476c-110013083/1FDXE4FN9MDC38336/13dff33a2af39916a538fd86b2c27b78.webp", "https://vehicle-images.carscommerce.inc/5b9f-110013083/1FDXE4FN9MDC38336/e6f64489358827418c9549f04af01a3e.webp"], "vin_decode": {"make": "Ford", "model": "E-450", "year": 2021, "trim": "Econoline", "body_style": "Incomplete - Cutaway", "vehicle_type": "INCOMPLETE VEHICLE", "engine": "7.3L 8-Cylinder V-Shaped", "engine_displacement_l": 7.3, "cylinders": 8, "drive_type": null, "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1FDXE4FN9MDC38336.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2021-ford-e-450sd-base-rwd-1fdxe4fn9mdc38336/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2021-ford-e-450sd-base-rwd-1fdxe4fn9mdc38336/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1FDXE4FN9MDC38336.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1FDXE4FN9MDC38336.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1FDXE4FN9MDC38336.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2021-ford-e-450sd-base-rwd-1fdxe4fn9mdc38336/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MCP7898, VIN 1FDXE4FN9MDC38336. Advertised price: $29,910. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,910"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29910.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1FDXE4FN9MDC38336_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 746, "unit": "per_month", "display": "$746/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29910.0, "price_incl_doc": 29910.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 746.19, "amount_financed": 31779.38, "sales_tax": 1869.38, "total_of_payments": 35817.31, "finance_charge": 4037.93, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7898, VIN 1FDXE4FN9MDC38336. $746 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,910, before any dealer documentation fee. Amount financed $31,779, including $1,869 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $35,817. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FDXE4FN9MDC38336_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 622, "unit": "per_month", "display": "$622/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29910.0, "price_incl_doc": 29910.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 621.65, "amount_financed": 31779.38, "sales_tax": 1869.38, "total_of_payments": 37299.07, "finance_charge": 5519.69, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7898, VIN 1FDXE4FN9MDC38336. $622 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,910, before any dealer documentation fee. Amount financed $31,779, including $1,869 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,299. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FDXE4FN9MDC38336_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 542, "unit": "per_month", "display": "$542/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29910.0, "price_incl_doc": 29910.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 541.65, "amount_financed": 31779.38, "sales_tax": 1869.38, "total_of_payments": 38999.11, "finance_charge": 7219.73, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7898, VIN 1FDXE4FN9MDC38336. $542 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $29,910, before any dealer documentation fee. Amount financed $31,779, including $1,869 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $38,999. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 1, "elapsed_ms": 3}}, {"vin": "1GCUKJED4SZ165237", "title": "2025 Chevrolet Silverado 1500 Country", "year": 2025, "make": "Chevrolet", "model": "Silverado 1500", "trim": "Country", "decoded_trim": "High Country", "condition": "used", "price": 57910.0, "msrp": 0.0, "sale_price": 58410.0, "currency": "USD", "mileage": 12724, "exterior_color": "Iridescent Pearl Tricoat", "interior_color": "Jet Black/Umber, Perforated leather seating surfaces", "drivetrain": "Four Wheel Drive", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "5.3L EcoTec3 V8 engine", "engine_displacement_l": 5.3, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": 16, "mpg_hwy": 19, "range_miles": null, "battery_kwh": null, "stock_number": "M260459A", "stock_status": "In Stock", 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"https://www.castlecadillacmchenry.com/inventory/used-2025-chevrolet-silverado-1500-high-country-four-wheel-drive-crew-cab-1gcukjed4sz165237/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-chevrolet-silverado-1500-high-country-four-wheel-drive-crew-cab-1gcukjed4sz165237/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GCUKJED4SZ165237.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GCUKJED4SZ165237.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GCUKJED4SZ165237.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-chevrolet-silverado-1500-high-country-four-wheel-drive-crew-cab-1gcukjed4sz165237/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M260459A, VIN 1GCUKJED4SZ165237. Advertised price: $57,910. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$57,910"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Forward Collision Warning", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Push Start", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Technology Package", "Tow Package", "WiFi Hotspot", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57910.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GCUKJED4SZ165237_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1445, "unit": "per_month", "display": "$1,445/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57910.0, "price_incl_doc": 57910.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1444.74, "amount_financed": 61529.38, "sales_tax": 3619.38, "total_of_payments": 69347.39, "finance_charge": 7818.01, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260459A, VIN 1GCUKJED4SZ165237. $1,445 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $57,910, before any dealer documentation fee. Amount financed $61,529, including $3,619 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $69,347. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GCUKJED4SZ165237_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1204, "unit": "per_month", "display": "$1,204/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57910.0, "price_incl_doc": 57910.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1203.6, "amount_financed": 61529.38, "sales_tax": 3619.38, "total_of_payments": 72216.29, "finance_charge": 10686.91, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260459A, VIN 1GCUKJED4SZ165237. $1,204 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $57,910, before any dealer documentation fee. Amount financed $61,529, including $3,619 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $72,216. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GCUKJED4SZ165237_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1049, "unit": "per_month", "display": "$1,049/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57910.0, "price_incl_doc": 57910.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1048.72, "amount_financed": 61529.38, "sales_tax": 3619.38, "total_of_payments": 75507.79, "finance_charge": 13978.41, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260459A, VIN 1GCUKJED4SZ165237. $1,049 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $57,910, before any dealer documentation fee. Amount financed $61,529, including $3,619 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $75,508. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-escalade-iq-sport-all-wheel-drive-suv-1gyteekl0tu107303/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GYTEEKL0TU107303.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GYTEEKL0TU107303.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GYTEEKL0TU107303.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-escalade-iq-sport-all-wheel-drive-suv-1gyteekl0tu107303/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M260464, VIN 1GYTEEKL0TU107303. Advertised price: $135,119. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$135,119"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Bluetooth", "Keyless Entry", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Remote Start", "Side-Impact Air Bags", "Sunroof / Moonroof", "Super Cruise", "Tow Package", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 135119.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYTEEKL0TU107303_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 2742, "unit": "per_month", "display": "$2,742/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 135119.0, "price_incl_doc": 135119.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2741.58, "amount_financed": 143563.94, "sales_tax": 8444.94, "total_of_payments": 164494.53, "finance_charge": 20930.59, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260464, VIN 1GYTEEKL0TU107303. $2,742 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $135,119, before any dealer documentation fee. Amount financed $143,564, including $8,445 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $164,495. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYTEEKL0TU107303_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 2379, "unit": "per_month", "display": "$2,379/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 135119.0, "price_incl_doc": 135119.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2378.59, "amount_financed": 143563.94, "sales_tax": 8444.94, "total_of_payments": 171258.58, "finance_charge": 27694.64, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260464, VIN 1GYTEEKL0TU107303. $2,379 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $135,119, before any dealer documentation fee. Amount financed $143,564, including $8,445 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $171,259. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYTEEKL0TU107303_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 2131, "unit": "per_month", "display": "$2,131/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 135119.0, "price_incl_doc": 135119.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2131.15, "amount_financed": 143563.94, "sales_tax": 8444.94, "total_of_payments": 179016.49, "finance_charge": 35452.55, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260464, VIN 1GYTEEKL0TU107303. $2,131 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $135,119, before any dealer documentation fee. Amount financed $143,564, including $8,445 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $179,016. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYTEEKL0TU107303_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1886, "unit": "per_month", "display": "$1,886/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 135119.0, "selling_price": 135119.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 1885.88, "net_cap_cost": 135814.0, "residual_value": 83773.78, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1885.88, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 2045.88}, "total_of_payments": 67896, "total_of_payments_unrounded": 67891.68}, "disclosure": "Estimated lease payment for stock #M260464, VIN 1GYTEEKL0TU107303. $1,886 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $2,046, made up of $1,886 first payment, $60 title, $100 registration. MSRP $135,119. Lease selling price $135,119. Net capitalized cost $135,814. Residual value $83,774, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $67,896. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYTEEKL0TU107303_lease", "type": "lease", "label": "Lease", "headline": {"value": 1793, "unit": "per_month", "display": "$1,793/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 135119.0, "selling_price": 135119.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 1792.59, "net_cap_cost": 132815.0, "residual_value": 83773.78, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1792.59, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4951.59}, "total_of_payments": 64548, "total_of_payments_unrounded": 64533.24}, "disclosure": "Estimated lease payment for stock #M260464, VIN 1GYTEEKL0TU107303. $1,793 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,952, made up of $1,793 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $135,119. Lease selling price $135,119. Net capitalized cost $132,815. Residual value $83,774, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $64,548. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 29, "elapsed_ms": 330}}, {"vin": "1GYKNDRS3TZ116891", "title": "2026 Cadillac XT5 Luxury", "year": 2026, "make": "Cadillac", "model": "XT5", "trim": "Luxury", "decoded_trim": "Premium Luxury", "condition": "new", "price": 62832.0, "msrp": 63419.0, "sale_price": 62832.0, "currency": "USD", "mileage": null, "exterior_color": "Crystal White Tricoat", "interior_color": "Jet Black, Leather seating surfaces with mini-perforated inserts", "drivetrain": "All Wheel Drive", "body_style": "SUVs", "vehicle_type": "car", 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"engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 63419.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1GYKNDRS3TZ116891.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-xt5-premium-luxury-all-wheel-drive-suv-1gykndrs3tz116891/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-xt5-premium-luxury-all-wheel-drive-suv-1gykndrs3tz116891/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GYKNDRS3TZ116891.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GYKNDRS3TZ116891.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GYKNDRS3TZ116891.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-xt5-premium-luxury-all-wheel-drive-suv-1gykndrs3tz116891/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $587. This offer applies to Stock #6NH26, VIN 1GYKNDRS3TZ116891. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $63,419. Advertised price: $62,832. Savings: $587, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$63,419"}, {"label": "Advertised price", "value": "$62,832"}, {"label": "Savings", "value": "$587, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $587", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Cooled Seats", "Heated Seats", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Remote Start", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 62832.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYKNDRS3TZ116891_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1275, "unit": "per_month", "display": "$1,275/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62832.0, "price_incl_doc": 62832.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1274.87, "amount_financed": 66759.0, "sales_tax": 3927.0, "total_of_payments": 76491.98, "finance_charge": 9732.98, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #6NH26, VIN 1GYKNDRS3TZ116891. $1,275 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $62,832, before any dealer documentation fee. Amount financed $66,759, including $3,927 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $76,492. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDRS3TZ116891_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1106, "unit": "per_month", "display": "$1,106/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62832.0, "price_incl_doc": 62832.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1106.07, "amount_financed": 66759.0, "sales_tax": 3927.0, "total_of_payments": 79637.35, "finance_charge": 12878.35, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #6NH26, VIN 1GYKNDRS3TZ116891. $1,106 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $62,832, before any dealer documentation fee. Amount financed $66,759, including $3,927 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $79,637. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDRS3TZ116891_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 991, "unit": "per_month", "display": "$991/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62832.0, "price_incl_doc": 62832.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 991.01, "amount_financed": 66759.0, "sales_tax": 3927.0, "total_of_payments": 83244.87, "finance_charge": 16485.87, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #6NH26, VIN 1GYKNDRS3TZ116891. $991 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $62,832, before any dealer documentation fee. Amount financed $66,759, including $3,927 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $83,245. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDRS3TZ116891_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 878, "unit": "per_month", "display": "$878/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 63419.0, "selling_price": 62832.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 878.36, "net_cap_cost": 63527.0, "residual_value": 39319.78, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 878.36, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1038.36}, "total_of_payments": 31608, "total_of_payments_unrounded": 31620.96}, "disclosure": "Estimated lease payment for stock #6NH26, VIN 1GYKNDRS3TZ116891. $878 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,038, made up of $878 first payment, $60 title, $100 registration. MSRP $63,419. Lease selling price $62,832. Net capitalized cost $63,527. Residual value $39,320, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,608. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDRS3TZ116891_lease", "type": "lease", "label": "Lease", "headline": {"value": 785, "unit": "per_month", "display": "$785/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 63419.0, "selling_price": 62832.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 785.07, "net_cap_cost": 60528.0, "residual_value": 39319.78, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 785.07, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3944.07}, "total_of_payments": 28260, "total_of_payments_unrounded": 28262.52}, "disclosure": "Estimated lease payment for stock #6NH26, VIN 1GYKNDRS3TZ116891. $785 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,944, made up of $785 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $63,419. Lease selling price $62,832. Net capitalized cost $60,528. Residual value $39,320, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,260. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 30, "elapsed_ms": 363}}, {"vin": "1GCUDGED9RZ186320", "title": "2024 Chevrolet Silverado 1500 LTZ", "year": 2024, "make": "Chevrolet", "model": "Silverado 1500", "trim": "LTZ", "decoded_trim": "LTZ", "condition": "used", "price": 46003.0, "msrp": 0.0, "sale_price": 46910.0, "currency": "USD", "mileage": 44005, "exterior_color": "Iridescent Pearl Tricoat", "interior_color": "Jet Black, Perforated leather-appointed front outboard seating positions", "drivetrain": "Four Wheel Drive", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "5.3L EcoTec3 V8 engine", "engine_displacement_l": 5.3, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": 15, "mpg_hwy": 20, "range_miles": null, "battery_kwh": null, "stock_number": "MCP7867", "stock_status": "In 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Forward Collision Warning", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Push Start", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Technology Package", "Tow Package", "WiFi Hotspot", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46003.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GCUDGED9RZ186320_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1148, "unit": "per_month", "display": "$1,148/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GCUDGED9RZ186320_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 956, "unit": "per_month", "display": "$956/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46003.0, "price_incl_doc": 46003.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 956.13, "amount_financed": 48878.19, "sales_tax": 2875.19, "total_of_payments": 57367.74, "finance_charge": 8489.55, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7867, VIN 1GCUDGED9RZ186320. $956 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $46,003, before any dealer documentation fee. Amount financed $48,878, including $2,875 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $57,368. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GCUDGED9RZ186320_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 833, "unit": "per_month", "display": "$833/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46003.0, "price_incl_doc": 46003.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 833.09, "amount_financed": 48878.19, "sales_tax": 2875.19, "total_of_payments": 59982.47, "finance_charge": 11104.28, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7867, VIN 1GCUDGED9RZ186320. $833 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $46,003, before any dealer documentation fee. Amount financed $48,878, including $2,875 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $59,982. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3TYJDAHN4RT003500_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 709, "unit": "per_month", "display": "$709/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28410.0, "price_incl_doc": 28410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 708.77, "amount_financed": 30185.63, "sales_tax": 1775.63, "total_of_payments": 34021.06, "finance_charge": 3835.43, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7913, VIN 3TYJDAHN4RT003500. $709 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,410, before any dealer documentation fee. Amount financed $30,186, including $1,776 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $34,021. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3TYJDAHN4RT003500_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 590, "unit": "per_month", "display": "$590/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28410.0, "price_incl_doc": 28410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 590.48, "amount_financed": 30185.63, "sales_tax": 1775.63, "total_of_payments": 35428.51, "finance_charge": 5242.88, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7913, VIN 3TYJDAHN4RT003500. $590 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,410, before any dealer documentation fee. Amount financed $30,186, including $1,776 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $35,429. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3TYJDAHN4RT003500_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 514, "unit": "per_month", "display": "$514/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28410.0, "price_incl_doc": 28410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 514.49, "amount_financed": 30185.63, "sales_tax": 1775.63, "total_of_payments": 37043.28, "finance_charge": 6857.65, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7913, VIN 3TYJDAHN4RT003500. $514 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,410, before any dealer documentation fee. Amount financed $30,186, including $1,776 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $37,043. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "4S4BTAPC5R3140512", "title": "2024 Subaru Outback Touring", "year": 2024, "make": "Subaru", "model": "Outback", "trim": "Touring", "decoded_trim": "Touring", "condition": "used", "price": 32410.0, "msrp": 0.0, "sale_price": 32884.0, "currency": "USD", "mileage": 27867, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "CVT Lineartronic", "mpg_city": 26, "mpg_hwy": 32, "range_miles": null, "battery_kwh": null, "stock_number": "MK260576A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://www.castlecadillacmchenry.com/inventory/used-2024-subaru-outback-touring-awd-4d-sport-utility-4s4btapc5r3140512/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK260576A, VIN 4S4BTAPC5R3140512. Advertised price: $32,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$32,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4BTAPC5R3140512_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 809, "unit": "per_month", "display": "$809/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32410.0, "price_incl_doc": 32410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 808.56, "amount_financed": 34435.63, "sales_tax": 2025.63, "total_of_payments": 38811.07, "finance_charge": 4375.44, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260576A, VIN 4S4BTAPC5R3140512. $809 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $32,410, before any dealer documentation fee. Amount financed $34,436, including $2,026 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $38,811. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTAPC5R3140512_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 674, "unit": "per_month", "display": "$674/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32410.0, "price_incl_doc": 32410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 673.61, "amount_financed": 34435.63, "sales_tax": 2025.63, "total_of_payments": 40416.68, "finance_charge": 5981.05, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260576A, VIN 4S4BTAPC5R3140512. $674 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $32,410, before any dealer documentation fee. Amount financed $34,436, including $2,026 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $40,417. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTAPC5R3140512_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 587, "unit": "per_month", "display": "$587/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32410.0, "price_incl_doc": 32410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 586.93, "amount_financed": 34435.63, "sales_tax": 2025.63, "total_of_payments": 42258.81, "finance_charge": 7823.18, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260576A, VIN 4S4BTAPC5R3140512. $587 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $32,410, before any dealer documentation fee. Amount financed $34,436, including $2,026 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $42,259. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "3C6RR7KG4PG657929", "title": "2023 Ram 1500 Classic Box", "year": 2023, "make": "Ram", "model": "1500 Classic", "trim": "Box", "decoded_trim": "Tradesman", "condition": "used", "price": 35283.0, "msrp": 0.0, "sale_price": 35390.0, "currency": "USD", "mileage": 9047, "exterior_color": "White", "interior_color": "Black", "drivetrain": "NA", "body_style": "Crew Cab", "vehicle_type": "car", "fuel_type": "Regular unleaded", "doors": 4, "seating_capacity": 6, "engine": "Pentastar 3.6L V-6 DOHC, variable valve control, regular unleaded, engine with 305HP", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "MCP7914", "stock_status": "Unknown", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 13, "primary_image": "https://vehicle-images.carscommerce.inc/cdeb-110013083/3C6RR7KG4PG657929/99f6ae79e9d445abd71f6c51f0276ee3.webp", "images": ["https://vehicle-images.carscommerce.inc/cdeb-110013083/3C6RR7KG4PG657929/99f6ae79e9d445abd71f6c51f0276ee3.webp", "https://vehicle-images.carscommerce.inc/c851-110013083/3C6RR7KG4PG657929/9ae80ebf433bc565e8c9e912d7980753.webp", "https://vehicle-images.carscommerce.inc/97a8-110013083/3C6RR7KG4PG657929/3924fcb2832041150cf04d64ffc8e6a7.webp", "https://vehicle-images.carscommerce.inc/46b0-110013083/3C6RR7KG4PG657929/c08c731c1be9b5014d72728b1f7c73d6.webp", "https://vehicle-images.carscommerce.inc/1374-110013083/3C6RR7KG4PG657929/48596e619c27cb11fab4e624f795e050.webp", "https://vehicle-images.carscommerce.inc/3c23-110013083/3C6RR7KG4PG657929/3656476820b7d1c45bcd5b6ad1646b9b.webp", "https://vehicle-images.carscommerce.inc/7294-110013083/3C6RR7KG4PG657929/af45a4277e23fabc9d660342ebe4421b.webp", "https://vehicle-images.carscommerce.inc/216b-110013083/3C6RR7KG4PG657929/a28709e91fc9ac7c8dfac505e793dff0.webp", "https://vehicle-images.carscommerce.inc/2c6d-110013083/3C6RR7KG4PG657929/ebf58c203e55d21fce2006ebb35626fe.webp", "https://vehicle-images.carscommerce.inc/131a-110013083/3C6RR7KG4PG657929/3a3db9f4e9ff91e9a12115bf91cfdc39.webp", "https://vehicle-images.carscommerce.inc/28c7-110013083/3C6RR7KG4PG657929/35cac1eecad6550595f193b6c0eeb83d.webp", "https://vehicle-images.carscommerce.inc/de34-110013083/3C6RR7KG4PG657929/846a5c2576c2d40b36b7cc489f10cd81.webp", "https://vehicle-images.carscommerce.inc/da2c-110013083/3C6RR7KG4PG657929/2145fdcb0a0456a61b87cfe205eb281c.webp"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2023, "trim": "Tradesman", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/3C6RR7KG4PG657929.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-ram-1500-classic-tradesman-crew-cab-4x4-57-box-na-crew-cab-3c6rr7kg4pg657929/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-ram-1500-classic-tradesman-crew-cab-4x4-57-box-na-crew-cab-3c6rr7kg4pg657929/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/3C6RR7KG4PG657929.html", "json_url": "https://ai.castlecadillacmchenry.com/v/3C6RR7KG4PG657929.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/3C6RR7KG4PG657929.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-ram-1500-classic-tradesman-crew-cab-4x4-57-box-na-crew-cab-3c6rr7kg4pg657929/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MCP7914, VIN 3C6RR7KG4PG657929. Advertised price: $35,283. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$35,283"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Backup Camera", "Bluetooth", "Fog Lights", "Interior Accents", "Parking Sensors / Assist", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35283.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6RR7KG4PG657929_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 880, "unit": "per_month", "display": "$880/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35283.0, "price_incl_doc": 35283.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 880.24, "amount_financed": 37488.19, "sales_tax": 2205.19, "total_of_payments": 42251.49, "finance_charge": 4763.3, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7914, VIN 3C6RR7KG4PG657929. $880 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $35,283, before any dealer documentation fee. Amount financed $37,488, including $2,205 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $42,251. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6RR7KG4PG657929_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 733, "unit": "per_month", "display": "$733/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35283.0, "price_incl_doc": 35283.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 733.32, "amount_financed": 37488.19, "sales_tax": 2205.19, "total_of_payments": 43999.43, "finance_charge": 6511.24, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7914, VIN 3C6RR7KG4PG657929. $733 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $35,283, before any dealer documentation fee. Amount financed $37,488, including $2,205 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $43,999. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6RR7KG4PG657929_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 639, "unit": "per_month", "display": "$639/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35283.0, "price_incl_doc": 35283.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 638.96, "amount_financed": 37488.19, "sales_tax": 2205.19, "total_of_payments": 46004.86, "finance_charge": 8516.67, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7914, VIN 3C6RR7KG4PG657929. $639 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $35,283, before any dealer documentation fee. Amount financed $37,488, including $2,205 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $46,005. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Forward Collision Warning", "Heated Seats", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Appointed Seating Package", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Premium Audio", "Push Start", "Rear A/C", "Rear Heated Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GCUYGEL6KZ366193_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 759, "unit": "per_month", "display": "$759/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30410.0, "price_incl_doc": 30410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 758.67, "amount_financed": 32310.63, "sales_tax": 1900.63, "total_of_payments": 36416.06, "finance_charge": 4105.43, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MC260723B, VIN 1GCUYGEL6KZ366193. $759 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,410, before any dealer documentation fee. Amount financed $32,311, including $1,901 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,416. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GCUYGEL6KZ366193_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 632, "unit": "per_month", "display": "$632/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30410.0, "price_incl_doc": 30410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 632.04, "amount_financed": 32310.63, "sales_tax": 1900.63, "total_of_payments": 37922.59, "finance_charge": 5611.96, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MC260723B, VIN 1GCUYGEL6KZ366193. $632 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,410, before any dealer documentation fee. Amount financed $32,311, including $1,901 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,923. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GCUYGEL6KZ366193_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 551, "unit": "per_month", "display": "$551/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30410.0, "price_incl_doc": 30410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 550.71, "amount_financed": 32310.63, "sales_tax": 1900.63, "total_of_payments": 39651.05, "finance_charge": 7340.42, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MC260723B, VIN 1GCUYGEL6KZ366193. $551 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,410, before any dealer documentation fee. Amount financed $32,311, including $1,901 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,651. Offer expires 2026-07-31. Estimated for ZIP 60050. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4BTGND5R3139813_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 709, "unit": "per_month", "display": "$709/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28410.0, "price_incl_doc": 28410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 708.77, "amount_financed": 30185.63, "sales_tax": 1775.63, "total_of_payments": 34021.06, "finance_charge": 3835.43, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260462A, VIN 4S4BTGND5R3139813. $709 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,410, before any dealer documentation fee. Amount financed $30,186, including $1,776 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $34,021. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTGND5R3139813_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 590, "unit": "per_month", "display": "$590/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28410.0, "price_incl_doc": 28410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 590.48, "amount_financed": 30185.63, "sales_tax": 1775.63, "total_of_payments": 35428.51, "finance_charge": 5242.88, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260462A, VIN 4S4BTGND5R3139813. $590 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,410, before any dealer documentation fee. Amount financed $30,186, including $1,776 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $35,429. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTGND5R3139813_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 514, "unit": "per_month", "display": "$514/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28410.0, "price_incl_doc": 28410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 514.49, "amount_financed": 30185.63, "sales_tax": 1775.63, "total_of_payments": 37043.28, "finance_charge": 6857.65, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260462A, VIN 4S4BTGND5R3139813. $514 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,410, before any dealer documentation fee. Amount financed $30,186, including $1,776 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $37,043. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "KL8CB6SA3NC016496", "title": "2022 Chevrolet Spark Automatic", "year": 2022, "make": "Chevrolet", "model": "Spark", "trim": "Automatic", "decoded_trim": "LS", "condition": "used", "price": 14403.0, "msrp": 0.0, "sale_price": 14403.0, "currency": "USD", "mileage": 46180, "exterior_color": "Silver Ice", "interior_color": "Jet Black/Jet Black, Cloth seat trim", "drivetrain": "Front Wheel Drive", "body_style": "Compact", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 4, "engine": "1.4L ECOTEC 4-cylinder engine", "engine_displacement_l": 1.4, "engine_cylinders": 4, "transmission": "Automatic", "mpg_city": 30, "mpg_hwy": 38, "range_miles": null, "battery_kwh": null, "stock_number": "MCP7916", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 11, "primary_image": "https://vehicle-images.carscommerce.inc/7261-110013083/KL8CB6SA3NC016496/614ae51a8e7e9fae3cd6d62bb6f2c849.webp", "images": ["https://vehicle-images.carscommerce.inc/7261-110013083/KL8CB6SA3NC016496/614ae51a8e7e9fae3cd6d62bb6f2c849.webp", "https://vehicle-images.carscommerce.inc/f2af-110013083/KL8CB6SA3NC016496/51e7eee8e8e4ea528479c3b0f4d82783.webp", "https://vehicle-images.carscommerce.inc/8534-110013083/KL8CB6SA3NC016496/f0755dab56c98010cd5864b4651b0953.webp", "https://vehicle-images.carscommerce.inc/785c-110013083/KL8CB6SA3NC016496/e8fbc72e06fcdd5320d5ddaa61d16437.webp", "https://vehicle-images.carscommerce.inc/6afc-110013083/KL8CB6SA3NC016496/e92cc798d0a780c620961af6ce54560e.webp", "https://vehicle-images.carscommerce.inc/fcc0-110013083/KL8CB6SA3NC016496/b932a64979da3471bb19dd3ecbf50b70.webp", "https://vehicle-images.carscommerce.inc/90df-110013083/KL8CB6SA3NC016496/1479c8f1505aa347b54f6b61ec1f3e15.webp", "https://vehicle-images.carscommerce.inc/6c11-110013083/KL8CB6SA3NC016496/daf4f8bf70b2a1fd67dd81ec9cb15492.webp", "https://vehicle-images.carscommerce.inc/ac34-110013083/KL8CB6SA3NC016496/df0070e80f4f42c36a81b8f2bda4cc46.webp", "https://vehicle-images.carscommerce.inc/96bf-110013083/KL8CB6SA3NC016496/d119dbccba3fe01708dbbb171085f71d.webp", "https://vehicle-images.carscommerce.inc/63be-110013083/KL8CB6SA3NC016496/10e7a22a5377584839c3550d2ea957f3.webp"], "vin_decode": {"make": "Chevrolet", "model": "Spark", "year": 2022, "trim": "LS", "body_style": "Hatchback/Liftback/Notchback", "vehicle_type": "PASSENGER CAR", "engine": "1.4L 4-Cylinder In-Line", "engine_displacement_l": 1.4, "cylinders": 4, "drive_type": "FWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/KL8CB6SA3NC016496.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-chevrolet-spark-ls-automatic-front-wheel-drive-hatchback-kl8cb6sa3nc016496/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-chevrolet-spark-ls-automatic-front-wheel-drive-hatchback-kl8cb6sa3nc016496/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/KL8CB6SA3NC016496.html", "json_url": "https://ai.castlecadillacmchenry.com/v/KL8CB6SA3NC016496.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/KL8CB6SA3NC016496.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-chevrolet-spark-ls-automatic-front-wheel-drive-hatchback-kl8cb6sa3nc016496/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MCP7916, VIN KL8CB6SA3NC016496. Advertised price: $14,403. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$14,403"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 14403.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KL8CB6SA3NC016496_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 359, "unit": "per_month", "display": "$359/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 14403.0, "price_incl_doc": 14403.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 359.33, "amount_financed": 15303.19, "sales_tax": 900.19, "total_of_payments": 17247.63, "finance_charge": 1944.44, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7916, VIN KL8CB6SA3NC016496. $359 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $14,403, before any dealer documentation fee. Amount financed $15,303, including $900 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $17,248. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KL8CB6SA3NC016496_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 299, "unit": "per_month", "display": "$299/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 14403.0, "price_incl_doc": 14403.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 299.35, "amount_financed": 15303.19, "sales_tax": 900.19, "total_of_payments": 17961.17, "finance_charge": 2657.98, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7916, VIN KL8CB6SA3NC016496. $299 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $14,403, before any dealer documentation fee. Amount financed $15,303, including $900 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $17,961. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KL8CB6SA3NC016496_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 261, "unit": "per_month", "display": "$261/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 14403.0, "price_incl_doc": 14403.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 260.83, "amount_financed": 15303.19, "sales_tax": 900.19, "total_of_payments": 18779.81, "finance_charge": 3476.62, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7916, VIN KL8CB6SA3NC016496. $261 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $14,403, before any dealer documentation fee. Amount financed $15,303, including $900 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $18,780. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "3VVFB7AX3RM139110", "title": "2024 Volkswagen Tiguan S", "year": 2024, "make": "Volkswagen", "model": "Tiguan", "trim": "S", "decoded_trim": "4Motion S", "condition": "used", "price": 24410.0, "msrp": 0.0, "sale_price": 24410.0, "currency": "USD", "mileage": 34961, "exterior_color": "Silver", "interior_color": "Titan Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.0L TSI DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Tiptronic", "mpg_city": 22, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "MS260393A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 12, "primary_image": "https://vehicle-images.carscommerce.inc/d74b-110013083/3VVFB7AX3RM139110/ddfdade0f0920616aeea413b745771ba.webp", "images": ["https://vehicle-images.carscommerce.inc/d74b-110013083/3VVFB7AX3RM139110/ddfdade0f0920616aeea413b745771ba.webp", "https://vehicle-images.carscommerce.inc/68c1-110013083/3VVFB7AX3RM139110/763f1c700f9875e56446076b60e472db.webp", "https://vehicle-images.carscommerce.inc/b749-110013083/3VVFB7AX3RM139110/1fde0e4495b1851257bf75145526a170.webp", "https://vehicle-images.carscommerce.inc/3a2d-110013083/3VVFB7AX3RM139110/b844f6d8c3b8dba83030a27db34ead9d.webp", "https://vehicle-images.carscommerce.inc/8557-110013083/3VVFB7AX3RM139110/175a02472b091ae00e89d1538541e409.webp", "https://vehicle-images.carscommerce.inc/d77d-110013083/3VVFB7AX3RM139110/77e8cfc1b0112e41f6bf0d3bea76e08f.webp", "https://vehicle-images.carscommerce.inc/928f-110013083/3VVFB7AX3RM139110/5b3917344504f7105e3f642a51c4295d.webp", "https://vehicle-images.carscommerce.inc/58f2-110013083/3VVFB7AX3RM139110/74a80fe18fa5b7cf7e7c3fa8e7074c6b.webp", "https://vehicle-images.carscommerce.inc/6861-110013083/3VVFB7AX3RM139110/22e29f2966c5332ea1037d81a0c77942.webp", "https://vehicle-images.carscommerce.inc/8698-110013083/3VVFB7AX3RM139110/32df48c52414585ebbef5208eb6f0d41.webp", "https://vehicle-images.carscommerce.inc/1e91-110013083/3VVFB7AX3RM139110/7280214d86c2ef6a6746c5a3802c520c.webp", "https://vehicle-images.carscommerce.inc/f2d9-110013083/3VVFB7AX3RM139110/ef87aeff57b474847899cd1fddbff5a1.webp"], "vin_decode": {"make": "Volkswagen", "model": "Tiguan", "year": 2024, "trim": "4Motion S", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-volkswagen-tiguan-2-0t-s-awd-4d-sport-utility-3vvfb7ax3rm139110/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-volkswagen-tiguan-2-0t-s-awd-4d-sport-utility-3vvfb7ax3rm139110/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/3VVFB7AX3RM139110.html", "json_url": "https://ai.castlecadillacmchenry.com/v/3VVFB7AX3RM139110.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/3VVFB7AX3RM139110.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-volkswagen-tiguan-2-0t-s-awd-4d-sport-utility-3vvfb7ax3rm139110/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260393A, VIN 3VVFB7AX3RM139110. Advertised price: $24,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Rain Sensing Wipers", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VVFB7AX3RM139110_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 609, "unit": "per_month", "display": "$609/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24410.0, "price_incl_doc": 24410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 608.98, "amount_financed": 25935.63, "sales_tax": 1525.63, "total_of_payments": 29231.05, "finance_charge": 3295.42, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260393A, VIN 3VVFB7AX3RM139110. $609 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,410, before any dealer documentation fee. Amount financed $25,936, including $1,526 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,231. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVFB7AX3RM139110_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 507, "unit": "per_month", "display": "$507/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24410.0, "price_incl_doc": 24410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 507.34, "amount_financed": 25935.63, "sales_tax": 1525.63, "total_of_payments": 30440.33, "finance_charge": 4504.7, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260393A, VIN 3VVFB7AX3RM139110. $507 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,410, before any dealer documentation fee. Amount financed $25,936, including $1,526 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,440. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVFB7AX3RM139110_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 442, "unit": "per_month", "display": "$442/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24410.0, "price_incl_doc": 24410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 442.05, "amount_financed": 25935.63, "sales_tax": 1525.63, "total_of_payments": 31827.76, "finance_charge": 5892.13, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260393A, VIN 3VVFB7AX3RM139110. $442 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,410, before any dealer documentation fee. Amount financed $25,936, including $1,526 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,828. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "3FAHP0HA7BR144830", "title": "2011 Ford Fusion SE", "year": 2011, "make": "Ford", "model": "Fusion", "trim": "SE", "decoded_trim": "SE", "condition": "used", "price": 7617.0, "msrp": 0.0, "sale_price": 7617.0, "currency": "USD", "mileage": 70581, "exterior_color": "Red", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 22, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "MKP2492A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 10, "primary_image": "https://vehicle-images.carscommerce.inc/d6c7-110013083/3FAHP0HA7BR144830/f16a528abe12c00674e23f96b17b8aaf.webp", "images": ["https://vehicle-images.carscommerce.inc/d6c7-110013083/3FAHP0HA7BR144830/f16a528abe12c00674e23f96b17b8aaf.webp", "https://vehicle-images.carscommerce.inc/4c51-110013083/3FAHP0HA7BR144830/c1c167b4edc5a5a0d8462a3611efc928.webp", "https://vehicle-images.carscommerce.inc/29b1-110013083/3FAHP0HA7BR144830/ae1b9bf78ed64d10ce386af46223871f.webp", "https://vehicle-images.carscommerce.inc/5f77-110013083/3FAHP0HA7BR144830/b38d1bd7346fe9273e7cae9087920ed4.webp", "https://vehicle-images.carscommerce.inc/e08d-110013083/3FAHP0HA7BR144830/51c4c25fdabf47bd855938c492342bc5.webp", "https://vehicle-images.carscommerce.inc/5da2-110013083/3FAHP0HA7BR144830/ab248a1e301ca90dd0f2ebd571e9c8e7.webp", "https://vehicle-images.carscommerce.inc/8fed-110013083/3FAHP0HA7BR144830/d3fed2f9e6e69f6e02b1c4a9dc0dc649.webp", "https://vehicle-images.carscommerce.inc/984b-110013083/3FAHP0HA7BR144830/2f5520c8f7e28bc6e045eb4c26354d29.webp", "https://vehicle-images.carscommerce.inc/5bc7-110013083/3FAHP0HA7BR144830/85c865366d1e00ba9e2d90639ab963c5.webp", "https://vehicle-images.carscommerce.inc/58b3-110013083/3FAHP0HA7BR144830/5271ea9dc10958e39fb3f33003d4b7d3.webp"], "vin_decode": {"make": "Ford", "model": "Fusion", "year": 2011, "trim": "SE", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2.5L 4-Cylinder In-Line", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/3FAHP0HA7BR144830.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2011-ford-fusion-se-fwd-4d-sedan-3fahp0ha7br144830/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2011-ford-fusion-se-fwd-4d-sedan-3fahp0ha7br144830/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/3FAHP0HA7BR144830.html", "json_url": "https://ai.castlecadillacmchenry.com/v/3FAHP0HA7BR144830.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/3FAHP0HA7BR144830.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2011-ford-fusion-se-fwd-4d-sedan-3fahp0ha7br144830/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MKP2492A, VIN 3FAHP0HA7BR144830. Advertised price: $7,617. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$7,617"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Fog Lights", "Keyless Entry", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 7617.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3FAHP0HA7BR144830_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 190, "unit": "per_month", "display": "$190/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 7617.0, "price_incl_doc": 7617.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 190.03, "amount_financed": 8093.06, "sales_tax": 476.06, "total_of_payments": 9121.38, "finance_charge": 1028.32, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2492A, VIN 3FAHP0HA7BR144830. $190 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $7,617, before any dealer documentation fee. Amount financed $8,093, including $476 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $9,121. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3FAHP0HA7BR144830_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 158, "unit": "per_month", "display": "$158/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 7617.0, "price_incl_doc": 7617.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 158.31, "amount_financed": 8093.06, "sales_tax": 476.06, "total_of_payments": 9498.73, "finance_charge": 1405.67, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2492A, VIN 3FAHP0HA7BR144830. $158 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $7,617, before any dealer documentation fee. Amount financed $8,093, including $476 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $9,499. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3FAHP0HA7BR144830_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 138, "unit": "per_month", "display": "$138/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 7617.0, "price_incl_doc": 7617.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 137.94, "amount_financed": 8093.06, "sales_tax": 476.06, "total_of_payments": 9931.66, "finance_charge": 1838.6, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2492A, VIN 3FAHP0HA7BR144830. $138 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $7,617, before any dealer documentation fee. Amount financed $8,093, including $476 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $9,932. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 285}}, {"vin": "4S4GUHF64S3721531", "title": "2025 Subaru Crosstrek Sport", "year": 2025, "make": "Subaru", "model": "Crosstrek", "trim": "Sport", "decoded_trim": "Sport", "condition": "used", "price": 28361.0, "msrp": 0.0, "sale_price": 29095.0, "currency": "USD", "mileage": 4881, "exterior_color": "Silver", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 27, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MSL062", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-crosstrek-sport-awd-4d-sport-utility-4s4guhf64s3721531/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4GUHF64S3721531.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4GUHF64S3721531.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4GUHF64S3721531.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-crosstrek-sport-awd-4d-sport-utility-4s4guhf64s3721531/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL062, VIN 4S4GUHF64S3721531. Advertised price: $28,361. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,361"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28361.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHF64S3721531_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 708, "unit": "per_month", "display": "$708/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28361.0, "price_incl_doc": 28361.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 707.55, "amount_financed": 30133.56, "sales_tax": 1772.56, "total_of_payments": 33962.37, "finance_charge": 3828.81, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL062, VIN 4S4GUHF64S3721531. $708 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,361, before any dealer documentation fee. Amount financed $30,134, including $1,773 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $33,962. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHF64S3721531_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 589, "unit": "per_month", "display": "$589/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28361.0, "price_incl_doc": 28361.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 589.46, "amount_financed": 30133.56, "sales_tax": 1772.56, "total_of_payments": 35367.39, "finance_charge": 5233.83, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL062, VIN 4S4GUHF64S3721531. $589 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,361, before any dealer documentation fee. Amount financed $30,134, including $1,773 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $35,367. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHF64S3721531_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 514, "unit": "per_month", "display": "$514/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28361.0, "price_incl_doc": 28361.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 513.6, "amount_financed": 30133.56, "sales_tax": 1772.56, "total_of_payments": 36979.39, "finance_charge": 6845.83, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL062, VIN 4S4GUHF64S3721531. $514 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,361, before any dealer documentation fee. Amount financed $30,134, including $1,773 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $36,979. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "4S4GUHF6XT3705657", "title": "2026 Subaru Crosstrek Sport", "year": 2026, "make": "Subaru", "model": "Crosstrek", "trim": "Sport", "decoded_trim": "Sport", "condition": "used", "price": 28471.0, "msrp": 0.0, "sale_price": 29660.0, "currency": "USD", "mileage": 4705, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 26, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MSL134", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://www.castlecadillacmchenry.com/inventory/used-2026-subaru-crosstrek-sport-awd-4d-sport-utility-4s4guhf6xt3705657/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4GUHF6XT3705657.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4GUHF6XT3705657.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4GUHF6XT3705657.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-subaru-crosstrek-sport-awd-4d-sport-utility-4s4guhf6xt3705657/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL134, VIN 4S4GUHF6XT3705657. Advertised price: $28,471. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,471"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28471.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHF6XT3705657_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 710, "unit": "per_month", "display": "$710/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28471.0, "price_incl_doc": 28471.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 710.29, "amount_financed": 30250.44, "sales_tax": 1779.44, "total_of_payments": 34094.1, "finance_charge": 3843.66, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL134, VIN 4S4GUHF6XT3705657. $710 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,471, before any dealer documentation fee. Amount financed $30,250, including $1,779 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $34,094. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHF6XT3705657_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 592, "unit": "per_month", "display": "$592/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28471.0, "price_incl_doc": 28471.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 591.74, "amount_financed": 30250.44, "sales_tax": 1779.44, "total_of_payments": 35504.57, "finance_charge": 5254.13, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL134, VIN 4S4GUHF6XT3705657. $592 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,471, before any dealer documentation fee. Amount financed $30,250, including $1,779 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $35,505. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHF6XT3705657_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 516, "unit": "per_month", "display": "$516/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28471.0, "price_incl_doc": 28471.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 515.59, "amount_financed": 30250.44, "sales_tax": 1779.44, "total_of_payments": 37122.82, "finance_charge": 6872.38, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL134, VIN 4S4GUHF6XT3705657. $516 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,471, before any dealer documentation fee. Amount financed $30,250, including $1,779 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $37,123. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35010.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5N1AZ3BS3SC136646_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 873, "unit": "per_month", "display": "$873/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35010.0, "price_incl_doc": 35010.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 873.43, "amount_financed": 37198.13, "sales_tax": 2188.13, "total_of_payments": 41924.57, "finance_charge": 4726.44, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2516, VIN 5N1AZ3BS3SC136646. $873 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $35,010, before any dealer documentation fee. Amount financed $37,198, including $2,188 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $41,925. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5N1AZ3BS3SC136646_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 728, "unit": "per_month", "display": "$728/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35010.0, "price_incl_doc": 35010.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 727.65, "amount_financed": 37198.13, "sales_tax": 2188.13, "total_of_payments": 43658.99, "finance_charge": 6460.86, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2516, VIN 5N1AZ3BS3SC136646. $728 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $35,010, before any dealer documentation fee. Amount financed $37,198, including $2,188 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $43,659. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5N1AZ3BS3SC136646_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 634, "unit": "per_month", "display": "$634/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35010.0, "price_incl_doc": 35010.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 634.01, "amount_financed": 37198.13, "sales_tax": 2188.13, "total_of_payments": 45648.9, "finance_charge": 8450.77, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2516, VIN 5N1AZ3BS3SC136646. $634 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $35,010, before any dealer documentation fee. Amount financed $37,198, including $2,188 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $45,649. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "4S4GUHD62T3707826", "title": "2026 Subaru Crosstrek Premium", "year": 2026, "make": "Subaru", "model": "Crosstrek", "trim": "Premium", "decoded_trim": "Premium", "condition": "used", "price": 26792.0, "msrp": 0.0, "sale_price": 27581.0, "currency": "USD", "mileage": 2912, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 26, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MSL114", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://www.castlecadillacmchenry.com/inventory/used-2026-subaru-crosstrek-premium-awd-4d-sport-utility-4s4guhd62t3707826/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4GUHD62T3707826.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4GUHD62T3707826.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4GUHD62T3707826.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-subaru-crosstrek-premium-awd-4d-sport-utility-4s4guhd62t3707826/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL114, VIN 4S4GUHD62T3707826. Advertised price: $26,792. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$26,792"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26792.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHD62T3707826_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 668, "unit": "per_month", "display": "$668/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26792.0, "price_incl_doc": 26792.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 668.41, "amount_financed": 28466.5, "sales_tax": 1674.5, "total_of_payments": 32083.49, "finance_charge": 3616.99, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL114, VIN 4S4GUHD62T3707826. $668 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $26,792, before any dealer documentation fee. Amount financed $28,466, including $1,674 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $32,083. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHD62T3707826_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 557, "unit": "per_month", "display": "$557/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26792.0, "price_incl_doc": 26792.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 556.85, "amount_financed": 28466.5, "sales_tax": 1674.5, "total_of_payments": 33410.79, "finance_charge": 4944.29, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL114, VIN 4S4GUHD62T3707826. $557 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $26,792, before any dealer documentation fee. Amount financed $28,466, including $1,674 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,411. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHD62T3707826_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 485, "unit": "per_month", "display": "$485/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26792.0, "price_incl_doc": 26792.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 485.19, "amount_financed": 28466.5, "sales_tax": 1674.5, "total_of_payments": 34933.6, "finance_charge": 6467.1, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL114, VIN 4S4GUHD62T3707826. $485 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $26,792, before any dealer documentation fee. Amount financed $28,466, including $1,674 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $34,934. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "3C4NJDCB7NT174732", "title": "2022 Jeep Compass Limited", "year": 2022, "make": "Jeep", "model": "Compass", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 23910.0, "msrp": 0.0, "sale_price": 23390.0, "currency": "USD", "mileage": 28655, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.4L I4", "engine_displacement_l": 2.4, "engine_cylinders": 4, "transmission": "9-Speed 948TE Automatic", "mpg_city": 22, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "STK174732", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Jeep", "model": "Compass", "year": 2022, "trim": "Limited", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.4L 4-Cylinder In-Line", "engine_displacement_l": 2.4, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/3C4NJDCB7NT174732.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-jeep-compass-limited-4wd-4d-sport-utility-3c4njdcb7nt174732/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-jeep-compass-limited-4wd-4d-sport-utility-3c4njdcb7nt174732/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/3C4NJDCB7NT174732.html", "json_url": "https://ai.castlecadillacmchenry.com/v/3C4NJDCB7NT174732.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/3C4NJDCB7NT174732.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-jeep-compass-limited-4wd-4d-sport-utility-3c4njdcb7nt174732/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #STK174732, VIN 3C4NJDCB7NT174732. Advertised price: $23,910. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,910"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Power Seats", "Rain Sensing Wipers", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23910.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4NJDCB7NT174732_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 597, "unit": "per_month", "display": "$597/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23910.0, "price_incl_doc": 23910.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 596.51, "amount_financed": 25404.38, "sales_tax": 1494.38, "total_of_payments": 28632.29, "finance_charge": 3227.91, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK174732, VIN 3C4NJDCB7NT174732. $597 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,910, before any dealer documentation fee. Amount financed $25,404, including $1,494 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,632. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4NJDCB7NT174732_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 497, "unit": "per_month", "display": "$497/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23910.0, "price_incl_doc": 23910.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 496.95, "amount_financed": 25404.38, "sales_tax": 1494.38, "total_of_payments": 29816.81, "finance_charge": 4412.43, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK174732, VIN 3C4NJDCB7NT174732. $497 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,910, before any dealer documentation fee. Amount financed $25,404, including $1,494 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,817. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4NJDCB7NT174732_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 433, "unit": "per_month", "display": "$433/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23910.0, "price_incl_doc": 23910.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 433.0, "amount_financed": 25404.38, "sales_tax": 1494.38, "total_of_payments": 31175.82, "finance_charge": 5771.44, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK174732, VIN 3C4NJDCB7NT174732. $433 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,910, before any dealer documentation fee. Amount financed $25,404, including $1,494 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,176. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "1GYKPDRS4PZ119606", "title": "2023 Cadillac XT6 Luxury", "year": 2023, "make": "Cadillac", "model": "XT6", "trim": "Luxury", "decoded_trim": "Premium Luxury", "condition": "used", "price": 42410.0, "msrp": 0.0, "sale_price": 42890.0, "currency": "USD", "mileage": 19095, "exterior_color": "Stellar Black Metallic", "interior_color": "Jet Black, Leather Seating Surfaces with Mini-Perforated inserts", "drivetrain": "All Wheel Drive", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "3.6L V6 engine", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "Automatic", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "MCP7903", "stock_status": "In Stock", "availability": "In 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Forward Collision Warning", "Keyless Entry", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 85202.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GB4YSEYXRF440374_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 2126, "unit": "per_month", "display": "$2,126/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 85202.0, "price_incl_doc": 85202.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2125.62, "amount_financed": 90527.13, "sales_tax": 5325.13, "total_of_payments": 102029.63, "finance_charge": 11502.5, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7882, VIN 1GB4YSEYXRF440374. $2,126 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $85,202, before any dealer documentation fee. Amount financed $90,527, including $5,325 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $102,030. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GB4YSEYXRF440374_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1771, "unit": "per_month", "display": "$1,771/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 85202.0, "price_incl_doc": 85202.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1770.84, "amount_financed": 90527.13, "sales_tax": 5325.13, "total_of_payments": 106250.59, "finance_charge": 15723.46, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7882, VIN 1GB4YSEYXRF440374. $1,771 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $85,202, before any dealer documentation fee. Amount financed $90,527, including $5,325 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $106,251. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GB4YSEYXRF440374_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1543, "unit": "per_month", "display": "$1,543/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 85202.0, "price_incl_doc": 85202.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1542.96, "amount_financed": 90527.13, "sales_tax": 5325.13, "total_of_payments": 111093.33, "finance_charge": 20566.2, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7882, VIN 1GB4YSEYXRF440374. $1,543 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $85,202, before any dealer documentation fee. Amount financed $90,527, including $5,325 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $111,093. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 283}}, {"vin": "5TDGZRBH6MS554383", "title": "2021 Toyota Highlander XLE", "year": 2021, "make": "Toyota", "model": "Highlander", "trim": "XLE", "decoded_trim": "XLE", "condition": "used", "price": 28410.0, "msrp": 0.0, "sale_price": 29410.0, "currency": "USD", "mileage": 85984, "exterior_color": "Red", "interior_color": "Harvest Beige", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 7, "engine": "3.5L V6 DOHC", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 20, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "MK260471A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://www.castlecadillacmchenry.com/inventory/used-2021-toyota-highlander-xle-awd-4d-sport-utility-5tdgzrbh6ms554383/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/5TDGZRBH6MS554383.html", "json_url": "https://ai.castlecadillacmchenry.com/v/5TDGZRBH6MS554383.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/5TDGZRBH6MS554383.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2021-toyota-highlander-xle-awd-4d-sport-utility-5tdgzrbh6ms554383/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK260471A, VIN 5TDGZRBH6MS554383. Advertised price: $28,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5TDGZRBH6MS554383_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 709, "unit": "per_month", "display": "$709/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28410.0, "price_incl_doc": 28410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 708.77, "amount_financed": 30185.63, "sales_tax": 1775.63, "total_of_payments": 34021.06, "finance_charge": 3835.43, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260471A, VIN 5TDGZRBH6MS554383. $709 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,410, before any dealer documentation fee. Amount financed $30,186, including $1,776 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $34,021. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5TDGZRBH6MS554383_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 590, "unit": "per_month", "display": "$590/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28410.0, "price_incl_doc": 28410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 590.48, "amount_financed": 30185.63, "sales_tax": 1775.63, "total_of_payments": 35428.51, "finance_charge": 5242.88, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260471A, VIN 5TDGZRBH6MS554383. $590 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,410, before any dealer documentation fee. Amount financed $30,186, including $1,776 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $35,429. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5TDGZRBH6MS554383_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 514, "unit": "per_month", "display": "$514/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28410.0, "price_incl_doc": 28410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 514.49, "amount_financed": 30185.63, "sales_tax": 1775.63, "total_of_payments": 37043.28, "finance_charge": 6857.65, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260471A, VIN 5TDGZRBH6MS554383. $514 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,410, before any dealer documentation fee. Amount financed $30,186, including $1,776 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $37,043. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "3GKALYEG4RL233402", "title": "2024 GMC Terrain AT4", "year": 2024, "make": "GMC", "model": "Terrain", "trim": "AT4", "decoded_trim": "AT4", "condition": "used", "price": 31210.0, "msrp": 0.0, "sale_price": 31910.0, "currency": "USD", "mileage": 17533, "exterior_color": "Sterling Metallic", "interior_color": "Jet Black, Perforated leather-appointed seat trim with AT4 logo", "drivetrain": "All Wheel Drive", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "1.5L Turbo 4-cylinder engine", "engine_displacement_l": 1.5, "engine_cylinders": 4, "transmission": "Automatic", "mpg_city": 23, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "MCP7858", "stock_status": "In Stock", "availability": "In Stock", 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(MPV)", "engine": "1.5L 4-Cylinder In-Line", "engine_displacement_l": 1.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/3GKALYEG4RL233402.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-gmc-terrain-at4-all-wheel-drive-suv-3gkalyeg4rl233402/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-gmc-terrain-at4-all-wheel-drive-suv-3gkalyeg4rl233402/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/3GKALYEG4RL233402.html", "json_url": "https://ai.castlecadillacmchenry.com/v/3GKALYEG4RL233402.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/3GKALYEG4RL233402.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-gmc-terrain-at4-all-wheel-drive-suv-3gkalyeg4rl233402/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MCP7858, VIN 3GKALYEG4RL233402. Advertised price: $31,210. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,210"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Forward Collision Warning", "Hands-Free Liftgate", "Keyless Entry", "Lane Departure Warning", "Leather Appointed Seating Package", "Leather Seats", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31210.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3GKALYEG4RL233402_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 779, "unit": "per_month", "display": "$779/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31210.0, "price_incl_doc": 31210.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 778.63, "amount_financed": 33160.63, "sales_tax": 1950.63, "total_of_payments": 37374.06, "finance_charge": 4213.43, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7858, VIN 3GKALYEG4RL233402. $779 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $31,210, before any dealer documentation fee. Amount financed $33,161, including $1,951 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $37,374. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GKALYEG4RL233402_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 649, "unit": "per_month", "display": "$649/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31210.0, "price_incl_doc": 31210.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 648.67, "amount_financed": 33160.63, "sales_tax": 1950.63, "total_of_payments": 38920.23, "finance_charge": 5759.6, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7858, VIN 3GKALYEG4RL233402. $649 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $31,210, before any dealer documentation fee. Amount financed $33,161, including $1,951 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $38,920. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GKALYEG4RL233402_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 565, "unit": "per_month", "display": "$565/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31210.0, "price_incl_doc": 31210.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 565.2, "amount_financed": 33160.63, "sales_tax": 1950.63, "total_of_payments": 40694.15, "finance_charge": 7533.52, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7858, VIN 3GKALYEG4RL233402. $565 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $31,210, before any dealer documentation fee. Amount financed $33,161, including $1,951 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $40,694. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-subaru-wrx-base-awd-4d-sedan-jf1vbaa67p9809161/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/JF1VBAA67P9809161.html", "json_url": "https://ai.castlecadillacmchenry.com/v/JF1VBAA67P9809161.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/JF1VBAA67P9809161.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-subaru-wrx-base-awd-4d-sedan-jf1vbaa67p9809161/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSP5942, VIN JF1VBAA67P9809161. Advertised price: $27,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Interior Accents", "Keyless Entry", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF1VBAA67P9809161_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 684, "unit": "per_month", "display": "$684/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27410.0, "price_incl_doc": 27410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 683.82, "amount_financed": 29123.13, "sales_tax": 1713.13, "total_of_payments": 32823.55, "finance_charge": 3700.42, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSP5942, VIN JF1VBAA67P9809161. $684 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,410, before any dealer documentation fee. Amount financed $29,123, including $1,713 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $32,824. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF1VBAA67P9809161_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 570, "unit": "per_month", "display": "$570/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27410.0, "price_incl_doc": 27410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 569.69, "amount_financed": 29123.13, "sales_tax": 1713.13, "total_of_payments": 34181.46, "finance_charge": 5058.33, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSP5942, VIN JF1VBAA67P9809161. $570 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,410, before any dealer documentation fee. Amount financed $29,123, including $1,713 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $34,181. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF1VBAA67P9809161_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 496, "unit": "per_month", "display": "$496/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27410.0, "price_incl_doc": 27410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 496.38, "amount_financed": 29123.13, "sales_tax": 1713.13, "total_of_payments": 35739.4, "finance_charge": 6616.27, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSP5942, VIN JF1VBAA67P9809161. $496 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,410, before any dealer documentation fee. Amount financed $29,123, including $1,713 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,739. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$39,190"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Fog Lights", "Keyless Entry", "Leather Seats", "Parking Sensors / Assist", "Power Seats", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39190.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1FT8W3B61JEB48358_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 978, "unit": "per_month", "display": "$978/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39190.0, "price_incl_doc": 39190.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 977.71, "amount_financed": 41639.38, "sales_tax": 2449.38, "total_of_payments": 46930.14, "finance_charge": 5290.76, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260470B, VIN 1FT8W3B61JEB48358. $978 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $39,190, before any dealer documentation fee. Amount financed $41,639, including $2,449 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $46,930. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FT8W3B61JEB48358_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 815, "unit": "per_month", "display": "$815/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39190.0, "price_incl_doc": 39190.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 814.53, "amount_financed": 41639.38, "sales_tax": 2449.38, "total_of_payments": 48871.64, "finance_charge": 7232.26, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260470B, VIN 1FT8W3B61JEB48358. $815 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $39,190, before any dealer documentation fee. Amount financed $41,639, including $2,449 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $48,872. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FT8W3B61JEB48358_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 710, "unit": "per_month", "display": "$710/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39190.0, "price_incl_doc": 39190.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 709.71, "amount_financed": 41639.38, "sales_tax": 2449.38, "total_of_payments": 51099.13, "finance_charge": 9459.75, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260470B, VIN 1FT8W3B61JEB48358. $710 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $39,190, before any dealer documentation fee. Amount financed $41,639, including $2,449 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $51,099. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 240}}, {"vin": "1FTFW1EFXGFA69328", "title": "2016 Ford F-150 XLT", "year": 2016, "make": "Ford", "model": "F-150", "trim": "XLT", "decoded_trim": null, "condition": "used", "price": 25410.0, "msrp": 0.0, "sale_price": 25410.0, "currency": "USD", "mileage": 78548, "exterior_color": "Red", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 6, "engine": "5.0L V8 FFV", "engine_displacement_l": 5.0, "engine_cylinders": 8, "transmission": "6-Speed Automatic Electronic", "mpg_city": 15, "mpg_hwy": 21, "range_miles": null, "battery_kwh": null, "stock_number": "MC260751A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Ford", "model": "F-150", "year": 2016, "trim": null, "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "5.0L 8-Cylinder V-Shaped", "engine_displacement_l": 5.0, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1FTFW1EFXGFA69328.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2016-ford-f-150-xlt-4wd-4d-supercrew-1ftfw1efxgfa69328/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2016-ford-f-150-xlt-4wd-4d-supercrew-1ftfw1efxgfa69328/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1FTFW1EFXGFA69328.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1FTFW1EFXGFA69328.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1FTFW1EFXGFA69328.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2016-ford-f-150-xlt-4wd-4d-supercrew-1ftfw1efxgfa69328/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MC260751A, VIN 1FTFW1EFXGFA69328. Advertised price: $25,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Remote Start", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1FTFW1EFXGFA69328_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 634, "unit": "per_month", "display": "$634/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25410.0, "price_incl_doc": 25410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 633.93, "amount_financed": 26998.13, "sales_tax": 1588.13, "total_of_payments": 30428.55, "finance_charge": 3430.42, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MC260751A, VIN 1FTFW1EFXGFA69328. $634 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,410, before any dealer documentation fee. Amount financed $26,998, including $1,588 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $30,429. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FTFW1EFXGFA69328_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 528, "unit": "per_month", "display": "$528/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25410.0, "price_incl_doc": 25410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 528.12, "amount_financed": 26998.13, "sales_tax": 1588.13, "total_of_payments": 31687.38, "finance_charge": 4689.25, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MC260751A, VIN 1FTFW1EFXGFA69328. $528 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,410, before any dealer documentation fee. Amount financed $26,998, including $1,588 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $31,687. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FTFW1EFXGFA69328_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 460, "unit": "per_month", "display": "$460/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25410.0, "price_incl_doc": 25410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 460.16, "amount_financed": 26998.13, "sales_tax": 1588.13, "total_of_payments": 33131.64, "finance_charge": 6133.51, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MC260751A, VIN 1FTFW1EFXGFA69328. $460 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,410, before any dealer documentation fee. Amount financed $26,998, including $1,588 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $33,132. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "4S3BWAN62S3015594", "title": "2025 Subaru Legacy Limited", "year": 2025, "make": "Subaru", "model": "Legacy", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 30095.0, "msrp": 36196.0, "sale_price": 31090.0, "currency": "USD", "mileage": 4787, "exterior_color": "Silver", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 27, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "MSL048", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-legacy-limited-awd-4d-sedan-4s3bwan62s3015594/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-legacy-limited-awd-4d-sedan-4s3bwan62s3015594/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S3BWAN62S3015594.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S3BWAN62S3015594.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S3BWAN62S3015594.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-legacy-limited-awd-4d-sedan-4s3bwan62s3015594/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL048, VIN 4S3BWAN62S3015594. Advertised price: $30,095. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,095"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30095.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S3BWAN62S3015594_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 751, "unit": "per_month", "display": "$751/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30095.0, "price_incl_doc": 30095.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 750.81, "amount_financed": 31975.94, "sales_tax": 1880.94, "total_of_payments": 36038.85, "finance_charge": 4062.91, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL048, VIN 4S3BWAN62S3015594. $751 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,095, before any dealer documentation fee. Amount financed $31,976, including $1,881 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,039. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S3BWAN62S3015594_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 626, "unit": "per_month", "display": "$626/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30095.0, "price_incl_doc": 30095.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 625.5, "amount_financed": 31975.94, "sales_tax": 1880.94, "total_of_payments": 37529.77, "finance_charge": 5553.83, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL048, VIN 4S3BWAN62S3015594. $626 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,095, before any dealer documentation fee. Amount financed $31,976, including $1,881 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,530. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S3BWAN62S3015594_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 545, "unit": "per_month", "display": "$545/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30095.0, "price_incl_doc": 30095.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 545.0, "amount_financed": 31975.94, "sales_tax": 1880.94, "total_of_payments": 39240.32, "finance_charge": 7264.38, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL048, VIN 4S3BWAN62S3015594. $545 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,095, before any dealer documentation fee. Amount financed $31,976, including $1,881 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,240. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rain Sensing Wipers", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VV4B7AX2LM022844_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 559, "unit": "per_month", "display": "$559/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV4B7AX2LM022844_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 466, "unit": "per_month", "display": "$466/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22410.0, "price_incl_doc": 22410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 465.77, "amount_financed": 23810.63, "sales_tax": 1400.63, "total_of_payments": 27946.25, "finance_charge": 4135.62, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260487A, VIN 3VV4B7AX2LM022844. $466 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $22,410, before any dealer documentation fee. Amount financed $23,811, including $1,401 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $27,946. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV4B7AX2LM022844_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 406, "unit": "per_month", "display": "$406/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22410.0, "price_incl_doc": 22410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 405.83, "amount_financed": 23810.63, "sales_tax": 1400.63, "total_of_payments": 29219.99, "finance_charge": 5409.36, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260487A, VIN 3VV4B7AX2LM022844. $406 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $22,410, before any dealer documentation fee. Amount financed $23,811, including $1,401 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $29,220. Offer expires 2026-07-31. Estimated for ZIP 60050. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33133.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KNDPVDDG5T7280783_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 827, "unit": "per_month", "display": "$827/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33133.0, "price_incl_doc": 33133.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 826.6, "amount_financed": 35203.81, "sales_tax": 2070.81, "total_of_payments": 39676.85, "finance_charge": 4473.04, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260062, VIN KNDPVDDG5T7280783. $827 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $33,133, before any dealer documentation fee. Amount financed $35,204, including $2,071 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $39,677. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDPVDDG5T7280783_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 689, "unit": "per_month", "display": "$689/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33133.0, "price_incl_doc": 33133.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 688.64, "amount_financed": 35203.81, "sales_tax": 2070.81, "total_of_payments": 41318.28, "finance_charge": 6114.47, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260062, VIN KNDPVDDG5T7280783. $689 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $33,133, before any dealer documentation fee. Amount financed $35,204, including $2,071 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $41,318. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDPVDDG5T7280783_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 600, "unit": "per_month", "display": "$600/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33133.0, "price_incl_doc": 33133.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 600.02, "amount_financed": 35203.81, "sales_tax": 2070.81, "total_of_payments": 43201.51, "finance_charge": 7997.7, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260062, VIN KNDPVDDG5T7280783. $600 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $33,133, before any dealer documentation fee. Amount financed $35,204, including $2,071 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $43,202. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 1, "elapsed_ms": 0}}, {"vin": "1GCGTCE3XF1163560", "title": "2015 Chevrolet Colorado Z71", "year": 2015, "make": "Chevrolet", "model": "Colorado", "trim": "Z71", "decoded_trim": "LT", "condition": "used", "price": 17910.0, "msrp": 0.0, "sale_price": 18410.0, "currency": "USD", "mileage": 109060, "exterior_color": "CYBER GRAY METALLIC", "interior_color": "JET BLACK, CLOTH/LEATHERETTE SEAT TRIM", "drivetrain": "Four Wheel Drive", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Engine - Gas, 3.6L 6 Cylinder, SIDI, DOHC, VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "Automatic", "mpg_city": 17, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "MC260585B", "stock_status": "In Stock", "availability": "In 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"https://vehicle-images.carscommerce.inc/56b6-110013083/1GCGTCE3XF1163560/cc963fed5b4d85762e1b446dac58becc.webp", "https://vehicle-images.carscommerce.inc/39b6-110013083/1GCGTCE3XF1163560/3dffa9e156f8bc66b8d69c96368d4e15.webp", "https://vehicle-images.carscommerce.inc/8dc3-110013083/1GCGTCE3XF1163560/69d64acea10ad84b14fbb0930a8cff6b.webp", "https://vehicle-images.carscommerce.inc/3941-110013083/1GCGTCE3XF1163560/cdacb08bdc941719872ed642454a3068.webp"], "vin_decode": {"make": "Chevrolet", "model": "Colorado", "year": 2015, "trim": "LT", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "3.6L 6-Cylinder", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1GCGTCE3XF1163560.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2015-chevrolet-colorado-4wd-z71-four-wheel-drive-crew-cab-1gcgtce3xf1163560/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2015-chevrolet-colorado-4wd-z71-four-wheel-drive-crew-cab-1gcgtce3xf1163560/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GCGTCE3XF1163560.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GCGTCE3XF1163560.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GCGTCE3XF1163560.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2015-chevrolet-colorado-4wd-z71-four-wheel-drive-crew-cab-1gcgtce3xf1163560/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MC260585B, VIN 1GCGTCE3XF1163560. Advertised price: $17,910. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$17,910"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Automatic Climate Control", "Backup Camera", "Bluetooth", "Fog Lights", "Keyless Entry", "Navigation System", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 17910.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GCGTCE3XF1163560_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 447, "unit": "per_month", "display": "$447/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17910.0, "price_incl_doc": 17910.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 446.82, "amount_financed": 19029.38, "sales_tax": 1119.38, "total_of_payments": 21447.28, "finance_charge": 2417.9, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MC260585B, VIN 1GCGTCE3XF1163560. $447 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $17,910, before any dealer documentation fee. Amount financed $19,029, including $1,119 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $21,447. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GCGTCE3XF1163560_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 372, "unit": "per_month", "display": "$372/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17910.0, "price_incl_doc": 17910.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 372.24, "amount_financed": 19029.38, "sales_tax": 1119.38, "total_of_payments": 22334.55, "finance_charge": 3305.17, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MC260585B, VIN 1GCGTCE3XF1163560. $372 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $17,910, before any dealer documentation fee. Amount financed $19,029, including $1,119 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $22,335. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GCGTCE3XF1163560_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 324, "unit": "per_month", "display": "$324/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17910.0, "price_incl_doc": 17910.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 324.34, "amount_financed": 19029.38, "sales_tax": 1119.38, "total_of_payments": 23352.53, "finance_charge": 4323.15, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MC260585B, VIN 1GCGTCE3XF1163560. $324 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $17,910, before any dealer documentation fee. Amount financed $19,029, including $1,119 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $23,353. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 1, "elapsed_ms": 1}}, {"vin": "WA1DECF39S1002262", "title": "2025 Audi Q3 Premium", "year": 2025, "make": "Audi", "model": "Q3", "trim": "Premium", "decoded_trim": "S Line quattro Premium", "condition": "used", "price": 30410.0, "msrp": 0.0, "sale_price": 31410.0, "currency": "USD", "mileage": 35933, "exterior_color": "White", "interior_color": null, "drivetrain": "quattro", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.0L 4-Cylinder TFSI", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Tiptronic", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "MCP7900", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-audi-q3-premium-quattro-4d-sport-utility-wa1decf39s1002262/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-audi-q3-premium-quattro-4d-sport-utility-wa1decf39s1002262/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/WA1DECF39S1002262.html", "json_url": "https://ai.castlecadillacmchenry.com/v/WA1DECF39S1002262.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/WA1DECF39S1002262.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-audi-q3-premium-quattro-4d-sport-utility-wa1decf39s1002262/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MCP7900, VIN WA1DECF39S1002262. Advertised price: $30,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_WA1DECF39S1002262_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 759, "unit": "per_month", "display": "$759/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30410.0, "price_incl_doc": 30410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 758.67, "amount_financed": 32310.63, "sales_tax": 1900.63, "total_of_payments": 36416.06, "finance_charge": 4105.43, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7900, VIN WA1DECF39S1002262. $759 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,410, before any dealer documentation fee. Amount financed $32,311, including $1,901 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,416. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WA1DECF39S1002262_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 632, "unit": "per_month", "display": "$632/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30410.0, "price_incl_doc": 30410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 632.04, "amount_financed": 32310.63, "sales_tax": 1900.63, "total_of_payments": 37922.59, "finance_charge": 5611.96, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7900, VIN WA1DECF39S1002262. $632 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,410, before any dealer documentation fee. Amount financed $32,311, including $1,901 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,923. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WA1DECF39S1002262_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 551, "unit": "per_month", "display": "$551/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30410.0, "price_incl_doc": 30410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 550.71, "amount_financed": 32310.63, "sales_tax": 1900.63, "total_of_payments": 39651.05, "finance_charge": 7340.42, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7900, VIN WA1DECF39S1002262. $551 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,410, before any dealer documentation fee. Amount financed $32,311, including $1,901 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,651. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 1, "elapsed_ms": 1}}, {"vin": "4S4GUHD66T3713578", "title": "2026 Subaru Crosstrek Premium", "year": 2026, "make": "Subaru", "model": "Crosstrek", "trim": "Premium", "decoded_trim": "Premium", "condition": "used", "price": 28345.0, "msrp": 0.0, "sale_price": 29164.0, "currency": "USD", "mileage": 4541, "exterior_color": "Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 26, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MSL147", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28345.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHD66T3713578_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 707, "unit": "per_month", "display": "$707/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28345.0, "price_incl_doc": 28345.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 707.15, "amount_financed": 30116.56, "sales_tax": 1771.56, "total_of_payments": 33943.21, "finance_charge": 3826.65, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL147, VIN 4S4GUHD66T3713578. $707 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,345, before any dealer documentation fee. Amount financed $30,117, including $1,772 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $33,943. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHD66T3713578_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 589, "unit": "per_month", "display": "$589/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28345.0, "price_incl_doc": 28345.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 589.12, "amount_financed": 30116.56, "sales_tax": 1771.56, "total_of_payments": 35347.44, "finance_charge": 5230.88, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL147, VIN 4S4GUHD66T3713578. $589 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,345, before any dealer documentation fee. Amount financed $30,117, including $1,772 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $35,347. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHD66T3713578_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 513, "unit": "per_month", "display": "$513/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28345.0, "price_incl_doc": 28345.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 513.31, "amount_financed": 30116.56, "sales_tax": 1771.56, "total_of_payments": 36958.52, "finance_charge": 6841.96, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL147, VIN 4S4GUHD66T3713578. $513 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,345, before any dealer documentation fee. Amount financed $30,117, including $1,772 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $36,959. Offer expires 2026-07-31. Estimated for ZIP 60050. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Panoramic Sunroof", "Power Seats", "Rain Sensing Wipers", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 20410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VW7M7BU1RM015903_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 509, "unit": "per_month", "display": "$509/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20410.0, "price_incl_doc": 20410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 509.19, "amount_financed": 21685.63, "sales_tax": 1275.63, "total_of_payments": 24441.04, "finance_charge": 2755.41, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2511, VIN 3VW7M7BU1RM015903. $509 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $20,410, before any dealer documentation fee. Amount financed $21,686, including $1,276 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $24,441. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VW7M7BU1RM015903_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 424, "unit": "per_month", "display": "$424/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20410.0, "price_incl_doc": 20410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 424.2, "amount_financed": 21685.63, "sales_tax": 1275.63, "total_of_payments": 25452.16, "finance_charge": 3766.53, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2511, VIN 3VW7M7BU1RM015903. $424 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $20,410, before any dealer documentation fee. Amount financed $21,686, including $1,276 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $25,452. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VW7M7BU1RM015903_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 370, "unit": "per_month", "display": "$370/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20410.0, "price_incl_doc": 20410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 369.61, "amount_financed": 21685.63, "sales_tax": 1275.63, "total_of_payments": 26612.23, "finance_charge": 4926.6, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2511, VIN 3VW7M7BU1RM015903. $370 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $20,410, before any dealer documentation fee. Amount financed $21,686, including $1,276 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $26,612. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 276}}, {"vin": "4S4GUHF62T3708164", "title": "2026 Subaru Crosstrek Sport", "year": 2026, "make": "Subaru", "model": "Crosstrek", "trim": "Sport", "decoded_trim": "Sport", "condition": "used", "price": 29028.0, "msrp": 0.0, "sale_price": 29652.0, "currency": "USD", "mileage": 4863, "exterior_color": "White", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 26, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MSL127", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/4S4GUHF62T3708164.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-subaru-crosstrek-sport-awd-4d-sport-utility-4s4guhf62t3708164/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-subaru-crosstrek-sport-awd-4d-sport-utility-4s4guhf62t3708164/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4GUHF62T3708164.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4GUHF62T3708164.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4GUHF62T3708164.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-subaru-crosstrek-sport-awd-4d-sport-utility-4s4guhf62t3708164/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL127, VIN 4S4GUHF62T3708164. Advertised price: $29,028. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,028"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Premium Audio", "Satellite Radio Ready", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29028.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHF62T3708164_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 724, "unit": "per_month", "display": "$724/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29028.0, "price_incl_doc": 29028.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 724.19, "amount_financed": 30842.25, "sales_tax": 1814.25, "total_of_payments": 34761.11, "finance_charge": 3918.86, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL127, VIN 4S4GUHF62T3708164. $724 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,028, before any dealer documentation fee. Amount financed $30,842, including $1,814 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $34,761. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHF62T3708164_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 603, "unit": "per_month", "display": "$603/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29028.0, "price_incl_doc": 29028.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 603.32, "amount_financed": 30842.25, "sales_tax": 1814.25, "total_of_payments": 36199.17, "finance_charge": 5356.92, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL127, VIN 4S4GUHF62T3708164. $603 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,028, before any dealer documentation fee. Amount financed $30,842, including $1,814 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $36,199. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHF62T3708164_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 526, "unit": "per_month", "display": "$526/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29028.0, "price_incl_doc": 29028.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 525.68, "amount_financed": 30842.25, "sales_tax": 1814.25, "total_of_payments": 37849.08, "finance_charge": 7006.83, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL127, VIN 4S4GUHF62T3708164. $526 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $29,028, before any dealer documentation fee. Amount financed $30,842, including $1,814 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $37,849. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 283}}, {"vin": "5XYK3CDF3TG418356", "title": "2026 Kia Sportage EX", "year": 2026, "make": "Kia", "model": "Sportage", "trim": "EX", "decoded_trim": "EX", "condition": "used", "price": 31507.0, "msrp": 35785.0, "sale_price": 32260.0, "currency": "USD", "mileage": 6, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "MK260390", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, 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"https://vehicle-images.carscommerce.inc/e6e0-110013083/5XYK3CDF3TG418356/574d4b896b5217536654d51b47faf34e.webp", "https://vehicle-images.carscommerce.inc/f417-110013083/5XYK3CDF3TG418356/c75a6a5eac67c97952a93535d38d7bce.webp", "https://vehicle-images.carscommerce.inc/91bd-110013083/5XYK3CDF3TG418356/940cc5a653bf2ed9a3f2770c9d4a64e1.webp", "https://vehicle-images.carscommerce.inc/18fa-110013083/5XYK3CDF3TG418356/e1b2dc26a43154d089ea3ca44238a794.webp", "https://vehicle-images.carscommerce.inc/b856-110013083/5XYK3CDF3TG418356/2518b5bc4ec38df52a9b3a1913f4d13b.webp"], "vin_decode": {"make": "Kia", "model": "Sportage", "year": 2026, "trim": "EX", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 35785.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/5XYK3CDF3TG418356.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sportage-ex-awd-4d-sport-utility-5xyk3cdf3tg418356/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sportage-ex-awd-4d-sport-utility-5xyk3cdf3tg418356/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/5XYK3CDF3TG418356.html", "json_url": "https://ai.castlecadillacmchenry.com/v/5XYK3CDF3TG418356.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/5XYK3CDF3TG418356.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-sportage-ex-awd-4d-sport-utility-5xyk3cdf3tg418356/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK260390, VIN 5XYK3CDF3TG418356. Advertised price: $31,507. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,507"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Panoramic Sunroof", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31507.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYK3CDF3TG418356_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 786, "unit": "per_month", "display": "$786/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31507.0, "price_incl_doc": 31507.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 786.04, "amount_financed": 33476.19, "sales_tax": 1969.19, "total_of_payments": 37729.72, "finance_charge": 4253.53, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260390, VIN 5XYK3CDF3TG418356. $786 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $31,507, before any dealer documentation fee. Amount financed $33,476, including $1,969 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $37,730. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYK3CDF3TG418356_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 655, "unit": "per_month", "display": "$655/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31507.0, "price_incl_doc": 31507.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 654.84, "amount_financed": 33476.19, "sales_tax": 1969.19, "total_of_payments": 39290.6, "finance_charge": 5814.41, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260390, VIN 5XYK3CDF3TG418356. $655 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $31,507, before any dealer documentation fee. Amount financed $33,476, including $1,969 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $39,291. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYK3CDF3TG418356_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 571, "unit": "per_month", "display": "$571/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31507.0, "price_incl_doc": 31507.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 570.58, "amount_financed": 33476.19, "sales_tax": 1969.19, "total_of_payments": 41081.4, "finance_charge": 7605.21, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260390, VIN 5XYK3CDF3TG418356. $571 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $31,507, before any dealer documentation fee. Amount financed $33,476, including $1,969 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $41,081. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "7FART6H55ME021536", "title": "2021 Honda CR-V Hybrid EX", "year": 2021, "make": "Honda", "model": "CR-V Hybrid", "trim": "EX", "decoded_trim": "HYBRID EX", "condition": "used", "price": 31910.0, "msrp": 0.0, "sale_price": 32410.0, "currency": "USD", "mileage": 9797, "exterior_color": null, "interior_color": null, "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "eCVT", "mpg_city": 40, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "M260381A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 11, "primary_image": "https://vehicle-images.carscommerce.inc/56b5-110013083/7FART6H55ME021536/6831c0c781bd8e7eb7e193822b25d0b2.webp", "images": ["https://vehicle-images.carscommerce.inc/56b5-110013083/7FART6H55ME021536/6831c0c781bd8e7eb7e193822b25d0b2.webp", "https://vehicle-images.carscommerce.inc/75cd-110013083/7FART6H55ME021536/3985689c32df357007b3565e3768954b.webp", "https://vehicle-images.carscommerce.inc/e9a8-110013083/7FART6H55ME021536/09d05532450da25076ba8c89e8998cb8.webp", "https://vehicle-images.carscommerce.inc/537a-110013083/7FART6H55ME021536/39eefa708109cf02ef80d86cb6cb4235.webp", "https://vehicle-images.carscommerce.inc/8ac6-110013083/7FART6H55ME021536/2388d3ca9f7e8f8916ae3390624b27df.webp", "https://vehicle-images.carscommerce.inc/3227-110013083/7FART6H55ME021536/39725b1f4337d0d72253513ec35205e2.webp", "https://vehicle-images.carscommerce.inc/9841-110013083/7FART6H55ME021536/2f53b2a3ad6471dc41572dee237dc6fc.webp", "https://vehicle-images.carscommerce.inc/417b-110013083/7FART6H55ME021536/9311e45bf4ac745e1d1317101eb1961d.webp", "https://vehicle-images.carscommerce.inc/aa8e-110013083/7FART6H55ME021536/678a86fea7be57ff7e8f8be79fd6ea29.webp", "https://vehicle-images.carscommerce.inc/8203-110013083/7FART6H55ME021536/dc11fe79841e01567a29d3e0baf5aec9.webp", "https://vehicle-images.carscommerce.inc/5145-110013083/7FART6H55ME021536/6ff9a0b5ddcc9fe21e1cf070b275a649.webp"], "vin_decode": {"make": "Honda", "model": "CR-V", "year": 2021, "trim": "HYBRID EX", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.0L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2021-honda-cr-v-hybrid-ex-awd-4d-sport-utility-7fart6h55me021536/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2021-honda-cr-v-hybrid-ex-awd-4d-sport-utility-7fart6h55me021536/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/7FART6H55ME021536.html", "json_url": "https://ai.castlecadillacmchenry.com/v/7FART6H55ME021536.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/7FART6H55ME021536.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2021-honda-cr-v-hybrid-ex-awd-4d-sport-utility-7fart6h55me021536/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M260381A, VIN 7FART6H55ME021536. Advertised price: $31,910. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,910"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Memory Seats", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31910.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_7FART6H55ME021536_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 796, "unit": "per_month", "display": "$796/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31910.0, "price_incl_doc": 31910.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 796.09, "amount_financed": 33904.38, "sales_tax": 1994.38, "total_of_payments": 38212.32, "finance_charge": 4307.94, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260381A, VIN 7FART6H55ME021536. $796 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $31,910, before any dealer documentation fee. Amount financed $33,904, including $1,994 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $38,212. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7FART6H55ME021536_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 663, "unit": "per_month", "display": "$663/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31910.0, "price_incl_doc": 31910.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 663.22, "amount_financed": 33904.38, "sales_tax": 1994.38, "total_of_payments": 39793.16, "finance_charge": 5888.78, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260381A, VIN 7FART6H55ME021536. $663 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $31,910, before any dealer documentation fee. Amount financed $33,904, including $1,994 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $39,793. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7FART6H55ME021536_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 578, "unit": "per_month", "display": "$578/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31910.0, "price_incl_doc": 31910.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 577.87, "amount_financed": 33904.38, "sales_tax": 1994.38, "total_of_payments": 41606.87, "finance_charge": 7702.49, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260381A, VIN 7FART6H55ME021536. $578 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $31,910, before any dealer documentation fee. Amount financed $33,904, including $1,994 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $41,607. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26539.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHF61R3705247_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 662, "unit": "per_month", "display": "$662/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26539.0, "price_incl_doc": 26539.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 662.09, "amount_financed": 28197.69, "sales_tax": 1658.69, "total_of_payments": 31780.53, "finance_charge": 3582.84, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260395A, VIN 4S4GUHF61R3705247. $662 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $26,539, before any dealer documentation fee. Amount financed $28,198, including $1,659 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $31,781. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHF61R3705247_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 552, "unit": "per_month", "display": "$552/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26539.0, "price_incl_doc": 26539.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 551.59, "amount_financed": 28197.69, "sales_tax": 1658.69, "total_of_payments": 33095.29, "finance_charge": 4897.6, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260395A, VIN 4S4GUHF61R3705247. $552 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $26,539, before any dealer documentation fee. Amount financed $28,198, including $1,659 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,095. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHF61R3705247_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 481, "unit": "per_month", "display": "$481/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26539.0, "price_incl_doc": 26539.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 480.61, "amount_financed": 28197.69, "sales_tax": 1658.69, "total_of_payments": 34603.72, "finance_charge": 6406.03, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260395A, VIN 4S4GUHF61R3705247. $481 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $26,539, before any dealer documentation fee. Amount financed $28,198, including $1,659 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $34,604. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 288}}, {"vin": "1C4RJHAG2PC643487", "title": "2023 Jeep Grand Cherokee X", "year": 2023, "make": "Jeep", "model": "Grand Cherokee", "trim": "X", "decoded_trim": "Laredo, Altitude", "condition": "used", "price": 31410.0, "msrp": 0.0, "sale_price": 32290.0, "currency": "USD", "mileage": 29451, "exterior_color": "Gray", "interior_color": "Global Black", "drivetrain": "4WD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 19, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "MCP7897", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-jeep-grand-cherokee-altitude-x-4wd-4d-sport-utility-1c4rjhag2pc643487/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1C4RJHAG2PC643487.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1C4RJHAG2PC643487.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1C4RJHAG2PC643487.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-jeep-grand-cherokee-altitude-x-4wd-4d-sport-utility-1c4rjhag2pc643487/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MCP7897, VIN 1C4RJHAG2PC643487. Advertised price: $31,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Remote Start", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHAG2PC643487_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 784, "unit": "per_month", "display": "$784/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31410.0, "price_incl_doc": 31410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 783.62, "amount_financed": 33373.13, "sales_tax": 1963.13, "total_of_payments": 37613.56, "finance_charge": 4240.43, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7897, VIN 1C4RJHAG2PC643487. $784 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $31,410, before any dealer documentation fee. Amount financed $33,373, including $1,963 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $37,614. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHAG2PC643487_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 653, "unit": "per_month", "display": "$653/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31410.0, "price_incl_doc": 31410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 652.83, "amount_financed": 33373.13, "sales_tax": 1963.13, "total_of_payments": 39169.64, "finance_charge": 5796.51, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7897, VIN 1C4RJHAG2PC643487. $653 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $31,410, before any dealer documentation fee. Amount financed $33,373, including $1,963 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $39,170. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHAG2PC643487_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 569, "unit": "per_month", "display": "$569/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31410.0, "price_incl_doc": 31410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 568.82, "amount_financed": 33373.13, "sales_tax": 1963.13, "total_of_payments": 40954.93, "finance_charge": 7581.8, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7897, VIN 1C4RJHAG2PC643487. $569 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $31,410, before any dealer documentation fee. Amount financed $33,373, including $1,963 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $40,955. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-subaru-crosstrek-wilderness-awd-4d-sport-utility-4s4guht69t3705685/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4GUHT69T3705685.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4GUHT69T3705685.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4GUHT69T3705685.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-subaru-crosstrek-wilderness-awd-4d-sport-utility-4s4guht69t3705685/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL133, VIN 4S4GUHT69T3705685. Advertised price: $32,758. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$32,758"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Premium Audio", "Satellite Radio Ready", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32758.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHT69T3705685_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 817, "unit": "per_month", "display": "$817/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32758.0, "price_incl_doc": 32758.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 817.25, "amount_financed": 34805.38, "sales_tax": 2047.38, "total_of_payments": 39227.8, "finance_charge": 4422.42, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL133, VIN 4S4GUHT69T3705685. $817 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $32,758, before any dealer documentation fee. Amount financed $34,805, including $2,047 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $39,228. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHT69T3705685_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 681, "unit": "per_month", "display": "$681/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32758.0, "price_incl_doc": 32758.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 680.84, "amount_financed": 34805.38, "sales_tax": 2047.38, "total_of_payments": 40850.65, "finance_charge": 6045.27, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL133, VIN 4S4GUHT69T3705685. $681 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $32,758, before any dealer documentation fee. Amount financed $34,805, including $2,047 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $40,851. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHT69T3705685_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 593, "unit": "per_month", "display": "$593/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32758.0, "price_incl_doc": 32758.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 593.23, "amount_financed": 34805.38, "sales_tax": 2047.38, "total_of_payments": 42712.56, "finance_charge": 7907.18, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL133, VIN 4S4GUHT69T3705685. $593 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $32,758, before any dealer documentation fee. Amount financed $34,805, including $2,047 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $42,713. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2021-cadillac-xt5-awd-sport-all-wheel-drive-suv-1gykngrs4mz147568/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1GYKNGRS4MZ147568.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1GYKNGRS4MZ147568.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1GYKNGRS4MZ147568.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2021-cadillac-xt5-awd-sport-all-wheel-drive-suv-1gykngrs4mz147568/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M260475A, VIN 1GYKNGRS4MZ147568. Advertised price: $28,010. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,010"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rain Sensing Wipers", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Technology Package", "WiFi Hotspot", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28010.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYKNGRS4MZ147568_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 699, "unit": "per_month", "display": "$699/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28010.0, "price_incl_doc": 28010.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 698.79, "amount_financed": 29760.63, "sales_tax": 1750.63, "total_of_payments": 33542.06, "finance_charge": 3781.43, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260475A, VIN 1GYKNGRS4MZ147568. $699 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,010, before any dealer documentation fee. Amount financed $29,761, including $1,751 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $33,542. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNGRS4MZ147568_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 582, "unit": "per_month", "display": "$582/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28010.0, "price_incl_doc": 28010.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 582.16, "amount_financed": 29760.63, "sales_tax": 1750.63, "total_of_payments": 34929.69, "finance_charge": 5169.06, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260475A, VIN 1GYKNGRS4MZ147568. $582 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,010, before any dealer documentation fee. Amount financed $29,761, including $1,751 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $34,930. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNGRS4MZ147568_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 507, "unit": "per_month", "display": "$507/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28010.0, "price_incl_doc": 28010.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 507.25, "amount_financed": 29760.63, "sales_tax": 1750.63, "total_of_payments": 36521.73, "finance_charge": 6761.1, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260475A, VIN 1GYKNGRS4MZ147568. $507 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,010, before any dealer documentation fee. Amount financed $29,761, including $1,751 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $36,522. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Forward Collision Warning", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Premium Audio", "Premium Package", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GTUUCE81RZ338795_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1158, "unit": "per_month", "display": "$1,158/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46410.0, "price_incl_doc": 46410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1157.84, "amount_financed": 49310.63, "sales_tax": 2900.63, "total_of_payments": 55576.1, "finance_charge": 6265.47, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260450A, VIN 1GTUUCE81RZ338795. $1,158 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $46,410, before any dealer documentation fee. Amount financed $49,311, including $2,901 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $55,576. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GTUUCE81RZ338795_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 965, "unit": "per_month", "display": "$965/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46410.0, "price_incl_doc": 46410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 964.59, "amount_financed": 49310.63, "sales_tax": 2900.63, "total_of_payments": 57875.29, "finance_charge": 8564.66, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260450A, VIN 1GTUUCE81RZ338795. $965 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $46,410, before any dealer documentation fee. Amount financed $49,311, including $2,901 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $57,875. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GTUUCE81RZ338795_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 840, "unit": "per_month", "display": "$840/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46410.0, "price_incl_doc": 46410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 840.46, "amount_financed": 49310.63, "sales_tax": 2900.63, "total_of_payments": 60513.16, "finance_charge": 11202.53, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260450A, VIN 1GTUUCE81RZ338795. $840 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $46,410, before any dealer documentation fee. Amount financed $49,311, including $2,901 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $60,513. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSK275, VIN 3C63RRKL9NG360473. Advertised price: $67,478. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$67,478"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Rain Sensing Wipers", "Satellite Radio Ready", "Side-Impact Air Bags", "Tow Package", "WiFi Hotspot", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 67478.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C63RRKL9NG360473_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1683, "unit": "per_month", "display": "$1,683/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67478.0, "price_incl_doc": 67478.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1683.44, "amount_financed": 71695.38, "sales_tax": 4217.38, "total_of_payments": 80805.09, "finance_charge": 9109.71, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSK275, VIN 3C63RRKL9NG360473. $1,683 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $67,478, before any dealer documentation fee. Amount financed $71,695, including $4,217 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $80,805. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRKL9NG360473_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1402, "unit": "per_month", "display": "$1,402/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67478.0, "price_incl_doc": 67478.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1402.47, "amount_financed": 71695.38, "sales_tax": 4217.38, "total_of_payments": 84148.0, "finance_charge": 12452.62, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSK275, VIN 3C63RRKL9NG360473. $1,402 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $67,478, before any dealer documentation fee. Amount financed $71,695, including $4,217 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $84,148. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C63RRKL9NG360473_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1222, "unit": "per_month", "display": "$1,222/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67478.0, "price_incl_doc": 67478.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1221.99, "amount_financed": 71695.38, "sales_tax": 4217.38, "total_of_payments": 87983.33, "finance_charge": 16287.95, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSK275, VIN 3C63RRKL9NG360473. $1,222 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $67,478, before any dealer documentation fee. Amount financed $71,695, including $4,217 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $87,983. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 312}}, {"vin": "3FMCR9C69MRA68922", "title": "2021 Ford Bronco Sport Banks", "year": 2021, "make": "Ford", "model": "Bronco Sport", "trim": "Banks", "decoded_trim": "Outer Banks", "condition": "used", "price": 25410.0, "msrp": 0.0, "sale_price": 25649.0, "currency": "USD", "mileage": 36346, "exterior_color": "Brown", "interior_color": "Ebony/Roast", "drivetrain": "4WD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "1.5L EcoBoost", "engine_displacement_l": 1.5, "engine_cylinders": 3, "transmission": "8-Speed Automatic", "mpg_city": 25, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "MS260458A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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"price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260458A, VIN 3FMCR9C69MRA68922. Advertised price: $25,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3FMCR9C69MRA68922_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 634, "unit": "per_month", "display": "$634/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25410.0, "price_incl_doc": 25410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 633.93, "amount_financed": 26998.13, "sales_tax": 1588.13, "total_of_payments": 30428.55, "finance_charge": 3430.42, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260458A, VIN 3FMCR9C69MRA68922. $634 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,410, before any dealer documentation fee. Amount financed $26,998, including $1,588 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $30,429. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3FMCR9C69MRA68922_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 528, "unit": "per_month", "display": "$528/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25410.0, "price_incl_doc": 25410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 528.12, "amount_financed": 26998.13, "sales_tax": 1588.13, "total_of_payments": 31687.38, "finance_charge": 4689.25, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260458A, VIN 3FMCR9C69MRA68922. $528 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,410, before any dealer documentation fee. Amount financed $26,998, including $1,588 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $31,687. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3FMCR9C69MRA68922_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 460, "unit": "per_month", "display": "$460/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25410.0, "price_incl_doc": 25410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 460.16, "amount_financed": 26998.13, "sales_tax": 1588.13, "total_of_payments": 33131.64, "finance_charge": 6133.51, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260458A, VIN 3FMCR9C69MRA68922. $460 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,410, before any dealer documentation fee. Amount financed $26,998, including $1,588 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $33,132. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 304}}, {"vin": "3VVUX7B23RM018797", "title": "2024 Volkswagen Taos SE", "year": 2024, "make": "Volkswagen", "model": "Taos", "trim": "SE", "decoded_trim": "4Motion SE", "condition": "used", "price": 22303.0, "msrp": 0.0, "sale_price": 22710.0, "currency": "USD", "mileage": 48297, "exterior_color": "Silver", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "1.5L I4 Turbocharged DOHC 16V LEV3-SULEV30 158hp", "engine_displacement_l": 1.5, "engine_cylinders": 4, "transmission": "7-Speed DSG Automatic with Tiptronic", "mpg_city": 24, "mpg_hwy": 32, "range_miles": null, "battery_kwh": null, "stock_number": "MKP2507", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"https://vehicle-images.carscommerce.inc/4a5e-110013083/3VVUX7B23RM018797/437485109590b365b670a45e8dd22ed3.webp", "https://vehicle-images.carscommerce.inc/9de9-110013083/3VVUX7B23RM018797/77289f0b9abb1186f02ca7b94b95d37e.webp", "https://vehicle-images.carscommerce.inc/af3e-110013083/3VVUX7B23RM018797/2a3eaf6675a2d50bec0da58de3c26936.webp", "https://vehicle-images.carscommerce.inc/cb54-110013083/3VVUX7B23RM018797/0ed0e67c86b24d0da434fa2204883cfe.webp", "https://vehicle-images.carscommerce.inc/a672-110013083/3VVUX7B23RM018797/ecf9970a2e4c63acdb2e900bb3c01982.webp", "https://vehicle-images.carscommerce.inc/4703-110013083/3VVUX7B23RM018797/bc7139af03abe512701cf5e9f4850887.webp", "https://vehicle-images.carscommerce.inc/3174-110013083/3VVUX7B23RM018797/55282b4e35fadd430e9c808d99f14ec1.webp"], "vin_decode": {"make": "Volkswagen", "model": "Taos", "year": 2024, "trim": "4Motion SE", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.5L 4-Cylinder", "engine_displacement_l": 1.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-volkswagen-taos-1-5t-se-awd-4d-sport-utility-3vvux7b23rm018797/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-volkswagen-taos-1-5t-se-awd-4d-sport-utility-3vvux7b23rm018797/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/3VVUX7B23RM018797.html", "json_url": "https://ai.castlecadillacmchenry.com/v/3VVUX7B23RM018797.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/3VVUX7B23RM018797.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2024-volkswagen-taos-1-5t-se-awd-4d-sport-utility-3vvux7b23rm018797/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MKP2507, VIN 3VVUX7B23RM018797. Advertised price: $22,303. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$22,303"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Rain Sensing Wipers", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22303.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VVUX7B23RM018797_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 556, "unit": "per_month", "display": "$556/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22303.0, "price_incl_doc": 22303.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 556.41, "amount_financed": 23696.94, "sales_tax": 1393.94, "total_of_payments": 26707.9, "finance_charge": 3010.96, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2507, VIN 3VVUX7B23RM018797. $556 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $22,303, before any dealer documentation fee. Amount financed $23,697, including $1,394 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $26,708. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVUX7B23RM018797_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 464, "unit": "per_month", "display": "$464/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22303.0, "price_incl_doc": 22303.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 463.55, "amount_financed": 23696.94, "sales_tax": 1393.94, "total_of_payments": 27812.81, "finance_charge": 4115.87, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2507, VIN 3VVUX7B23RM018797. $464 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $22,303, before any dealer documentation fee. Amount financed $23,697, including $1,394 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $27,813. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVUX7B23RM018797_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 404, "unit": "per_month", "display": "$404/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22303.0, "price_incl_doc": 22303.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 403.9, "amount_financed": 23696.94, "sales_tax": 1393.94, "total_of_payments": 29080.48, "finance_charge": 5383.54, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2507, VIN 3VVUX7B23RM018797. $404 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $22,303, before any dealer documentation fee. Amount financed $23,697, including $1,394 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $29,080. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 310}}, {"vin": "1G6DS5RK6T0118431", "title": "2026 Cadillac CT5 Luxury", "year": 2026, "make": "Cadillac", "model": "CT5", "trim": "Luxury", "decoded_trim": "Premium Luxury", "condition": "new", "price": 58602.0, "msrp": 59189.0, "sale_price": 58602.0, "currency": "USD", "mileage": 7, "exterior_color": "Argent Silver Metallic", "interior_color": "Jet Black with Jet Black Accents, Leather Seating Surfaces", "drivetrain": "All Wheel Drive", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L Twin-scroll turbocharged 4-cylinder engine", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "Automatic", "mpg_city": 21, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "M260477", "stock_status": "In 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"https://cgi.cadillac.com/mmgprod-us/dynres/prove/imageinterior.gen?i=2026/6DC79/6DC79__1SD/H1Y_GXD_0ST_1NF_1SD_1SZ_2NF_2ST_4AA_5A7_5FC_6X1_719_7X1_8X2_9L3_9X2_A2X_A45_A7K_AEF_AER_AF6_AHE_AHH_AHP_AJC_AJW_AKE_AKP_AL0_AM9_AQ9_AT8_ATH_AVK_AVN_AVU_AXG_AXJ_AYG_B34_B35_B56_B7G_BTV_BYO_C3U_C70_CE1_CJ2_CTB_CWN_D7A_DEG_DRZ_DXR_E22_E28_EF7_EPH_F46_FE2_FE9_FJW_HD7_HRD_HS1_IVE_J26_J77_JJ2_JL9_JM8_K4C_K6L_KA1_KB7_KD4_KI3_KL9_KPA_KRV_KSG_KU9_LAL_LSY_MAH_MCR_MDE_MQ2_N30_N38_NAM_NE8_NLB_PAN_PAP_PPW_Q84_QBJ_R6N_R6P_R8R_R9M_R9N_RSR_SLM_SQU_T4L_T87_T8Z_T95_TDM_TFK_TL3_TR7_TTW_U2K_U5G_U80_UE1_UEU_UFB_UG1_UGC_UGE_UGN_UH5_UJN_UKI_UKK_UKL_UKT_UKZ_UL5_ULM_UMN_UOW_UQS_URB_USK_USS_UV2_UV6_UVX_UVZ_UWN_V76_V8D_VH9_VHM_VK3_VRF_VRG_VRH_VRJ_VRK_VRL_VRM_VRN_VRR_VT7_VTI_VV4_WK7_WNO_XL8_YM8gmds2.jpg&v=deg03&std=true&country=US", "https://cgi.cadillac.com/mmgprod-us/dynres/prove/imageinterior.gen?i=2026/6DC79/6DC79__1SD/H1Y_GXD_0ST_1NF_1SD_1SZ_2NF_2ST_4AA_5A7_5FC_6X1_719_7X1_8X2_9L3_9X2_A2X_A45_A7K_AEF_AER_AF6_AHE_AHH_AHP_AJC_AJW_AKE_AKP_AL0_AM9_AQ9_AT8_ATH_AVK_AVN_AVU_AXG_AXJ_AYG_B34_B35_B56_B7G_BTV_BYO_C3U_C70_CE1_CJ2_CTB_CWN_D7A_DEG_DRZ_DXR_E22_E28_EF7_EPH_F46_FE2_FE9_FJW_HD7_HRD_HS1_IVE_J26_J77_JJ2_JL9_JM8_K4C_K6L_KA1_KB7_KD4_KI3_KL9_KPA_KRV_KSG_KU9_LAL_LSY_MAH_MCR_MDE_MQ2_N30_N38_NAM_NE8_NLB_PAN_PAP_PPW_Q84_QBJ_R6N_R6P_R8R_R9M_R9N_RSR_SLM_SQU_T4L_T87_T8Z_T95_TDM_TFK_TL3_TR7_TTW_U2K_U5G_U80_UE1_UEU_UFB_UG1_UGC_UGE_UGN_UH5_UJN_UKI_UKK_UKL_UKT_UKZ_UL5_ULM_UMN_UOW_UQS_URB_USK_USS_UV2_UV6_UVX_UVZ_UWN_V76_V8D_VH9_VHM_VK3_VRF_VRG_VRH_VRJ_VRK_VRL_VRM_VRN_VRR_VT7_VTI_VV4_WK7_WNO_XL8_YM8gmds2.jpg&v=deg04&std=true&country=US"], "vin_decode": {"make": "Cadillac", "model": "CT5", "year": 2026, "trim": "Premium Luxury", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 59189.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1G6DS5RK6T0118431.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-ct5-premium-luxury-all-wheel-drive-sedan-1g6ds5rk6t0118431/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-ct5-premium-luxury-all-wheel-drive-sedan-1g6ds5rk6t0118431/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1G6DS5RK6T0118431.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1G6DS5RK6T0118431.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1G6DS5RK6T0118431.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-ct5-premium-luxury-all-wheel-drive-sedan-1g6ds5rk6t0118431/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $587. This offer applies to Stock #M260477, VIN 1G6DS5RK6T0118431. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $59,189. Advertised price: $58,602. Savings: $587, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,189"}, {"label": "Advertised price", "value": "$58,602"}, {"label": "Savings", "value": "$587, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $587", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Bluetooth", "Cooled Seats", "Keyless Entry", "Leather Seats", "Parking Sensors / Assist", "Power Seats", "Rain Sensing Wipers", "Remote Start", "Side-Impact Air Bags", "Sunroof / Moonroof", "Super Cruise", "Technology Package", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58602.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1G6DS5RK6T0118431_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1189, "unit": "per_month", "display": "$1,189/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58602.0, "price_incl_doc": 58602.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1189.04, "amount_financed": 62264.63, "sales_tax": 3662.63, "total_of_payments": 71342.37, "finance_charge": 9077.74, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260477, VIN 1G6DS5RK6T0118431. $1,189 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $58,602, before any dealer documentation fee. Amount financed $62,265, including $3,663 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $71,342. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DS5RK6T0118431_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1032, "unit": "per_month", "display": "$1,032/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58602.0, "price_incl_doc": 58602.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1031.61, "amount_financed": 62264.63, "sales_tax": 3662.63, "total_of_payments": 74275.98, "finance_charge": 12011.35, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260477, VIN 1G6DS5RK6T0118431. $1,032 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $58,602, before any dealer documentation fee. Amount financed $62,265, including $3,663 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $74,276. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DS5RK6T0118431_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 924, "unit": "per_month", "display": "$924/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58602.0, "price_incl_doc": 58602.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 924.29, "amount_financed": 62264.63, "sales_tax": 3662.63, "total_of_payments": 77640.63, "finance_charge": 15376.0, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260477, VIN 1G6DS5RK6T0118431. $924 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $58,602, before any dealer documentation fee. Amount financed $62,265, including $3,663 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $77,641. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DS5RK6T0118431_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 820, "unit": "per_month", "display": "$820/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59189.0, "selling_price": 58602.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 820.0, "net_cap_cost": 59297.0, "residual_value": 36697.18, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 820, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 980}, "total_of_payments": 29520, "total_of_payments_unrounded": 29520.0}, "disclosure": "Estimated lease payment for stock #M260477, VIN 1G6DS5RK6T0118431. $820 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $980, made up of $820 first payment, $60 title, $100 registration. MSRP $59,189. Lease selling price $58,602. Net capitalized cost $59,297. Residual value $36,697, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $29,520. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DS5RK6T0118431_lease", "type": "lease", "label": "Lease", "headline": {"value": 727, "unit": "per_month", "display": "$727/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59189.0, "selling_price": 58602.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 726.71, "net_cap_cost": 56298.0, "residual_value": 36697.18, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 726.71, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3885.71}, "total_of_payments": 26172, "total_of_payments_unrounded": 26161.56}, "disclosure": "Estimated lease payment for stock #M260477, VIN 1G6DS5RK6T0118431. $727 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,886, made up of $727 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $59,189. Lease selling price $58,602. Net capitalized cost $56,298. Residual value $36,697, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,172. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 385}}, {"vin": "JF2SLDRC6SH524554", "title": "2025 Subaru Forester Limited", "year": 2025, "make": "Subaru", "model": "Forester", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 33245.0, "msrp": 0.0, "sale_price": 33992.0, "currency": "USD", "mileage": 9947, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 26, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MSL059", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-forester-limited-awd-4d-sport-utility-jf2sldrc6sh524554/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/JF2SLDRC6SH524554.html", "json_url": "https://ai.castlecadillacmchenry.com/v/JF2SLDRC6SH524554.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/JF2SLDRC6SH524554.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-forester-limited-awd-4d-sport-utility-jf2sldrc6sh524554/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL059, VIN JF2SLDRC6SH524554. Advertised price: $33,245. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$33,245"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33245.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF2SLDRC6SH524554_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 829, "unit": "per_month", "display": "$829/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33245.0, "price_incl_doc": 33245.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 829.4, "amount_financed": 35322.81, "sales_tax": 2077.81, "total_of_payments": 39810.97, "finance_charge": 4488.16, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL059, VIN JF2SLDRC6SH524554. $829 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $33,245, before any dealer documentation fee. Amount financed $35,323, including $2,078 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $39,811. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2SLDRC6SH524554_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 691, "unit": "per_month", "display": "$691/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33245.0, "price_incl_doc": 33245.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 690.97, "amount_financed": 35322.81, "sales_tax": 2077.81, "total_of_payments": 41457.95, "finance_charge": 6135.14, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL059, VIN JF2SLDRC6SH524554. $691 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $33,245, before any dealer documentation fee. Amount financed $35,323, including $2,078 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $41,458. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2SLDRC6SH524554_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 602, "unit": "per_month", "display": "$602/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33245.0, "price_incl_doc": 33245.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 602.05, "amount_financed": 35322.81, "sales_tax": 2077.81, "total_of_payments": 43347.54, "finance_charge": 8024.73, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL059, VIN JF2SLDRC6SH524554. $602 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $33,245, before any dealer documentation fee. Amount financed $35,323, including $2,078 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $43,348. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 292}}, {"vin": "JF2SJAWC5JH456836", "title": "2018 Subaru Forester Touring", "year": 2018, "make": "Subaru", "model": "Forester", "trim": "Touring", "decoded_trim": "Touring+ES+Navi(H/K)+AP", "condition": "used", "price": 21476.0, "msrp": 0.0, "sale_price": 21910.0, "currency": "USD", "mileage": 55109, "exterior_color": "Brown", "interior_color": "Saddle Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V VVT", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 26, "mpg_hwy": 32, "range_miles": null, "battery_kwh": null, "stock_number": "MS260415A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"https://www.castlecadillacmchenry.com/inventory/used-2018-subaru-forester-2-5i-touring-awd-4d-sport-utility-jf2sjawc5jh456836/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2018-subaru-forester-2-5i-touring-awd-4d-sport-utility-jf2sjawc5jh456836/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/JF2SJAWC5JH456836.html", "json_url": "https://ai.castlecadillacmchenry.com/v/JF2SJAWC5JH456836.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/JF2SJAWC5JH456836.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2018-subaru-forester-2-5i-touring-awd-4d-sport-utility-jf2sjawc5jh456836/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260415A, VIN JF2SJAWC5JH456836. Advertised price: $21,476. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$21,476"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:48:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 21476.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF2SJAWC5JH456836_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 536, "unit": "per_month", "display": "$536/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21476.0, "price_incl_doc": 21476.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 535.78, "amount_financed": 22818.25, "sales_tax": 1342.25, "total_of_payments": 25717.57, "finance_charge": 2899.32, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260415A, VIN JF2SJAWC5JH456836. $536 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $21,476, before any dealer documentation fee. Amount financed $22,818, including $1,342 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $25,718. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2SJAWC5JH456836_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 446, "unit": "per_month", "display": "$446/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21476.0, "price_incl_doc": 21476.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 446.36, "amount_financed": 22818.25, "sales_tax": 1342.25, "total_of_payments": 26781.5, "finance_charge": 3963.25, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260415A, VIN JF2SJAWC5JH456836. $446 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $21,476, before any dealer documentation fee. Amount financed $22,818, including $1,342 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $26,782. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2SJAWC5JH456836_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 389, "unit": "per_month", "display": "$389/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21476.0, "price_incl_doc": 21476.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 388.92, "amount_financed": 22818.25, "sales_tax": 1342.25, "total_of_payments": 28002.16, "finance_charge": 5183.91, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260415A, VIN JF2SJAWC5JH456836. $389 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $21,476, before any dealer documentation fee. Amount financed $22,818, including $1,342 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $28,002. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3GTU9DET5MG146381_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 838, "unit": "per_month", "display": "$838/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GTU9DET5MG146381_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 699, "unit": "per_month", "display": "$699/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33610.0, "price_incl_doc": 33610.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 698.55, "amount_financed": 35710.63, "sales_tax": 2100.63, "total_of_payments": 41913.13, "finance_charge": 6202.5, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260333A, VIN 3GTU9DET5MG146381. $699 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $33,610, before any dealer documentation fee. Amount financed $35,711, including $2,101 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $41,913. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GTU9DET5MG146381_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 609, "unit": "per_month", "display": "$609/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33610.0, "price_incl_doc": 33610.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 608.66, "amount_financed": 35710.63, "sales_tax": 2100.63, "total_of_payments": 43823.47, "finance_charge": 8112.84, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260333A, VIN 3GTU9DET5MG146381. $609 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $33,610, before any dealer documentation fee. Amount financed $35,711, including $2,101 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $43,823. Offer expires 2026-07-31. Estimated for ZIP 60050. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Bluetooth", "Interior Accents", "Keyless Entry", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:48:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 16010.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF2SJABC6JH613473_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 399, "unit": "per_month", "display": "$399/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16010.0, "price_incl_doc": 16010.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 399.42, "amount_financed": 17010.63, "sales_tax": 1000.63, "total_of_payments": 19172.02, "finance_charge": 2161.39, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260506A, VIN JF2SJABC6JH613473. $399 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $16,010, before any dealer documentation fee. Amount financed $17,011, including $1,001 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $19,172. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2SJABC6JH613473_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 333, "unit": "per_month", "display": "$333/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16010.0, "price_incl_doc": 16010.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 332.75, "amount_financed": 17010.63, "sales_tax": 1000.63, "total_of_payments": 19965.17, "finance_charge": 2954.54, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260506A, VIN JF2SJABC6JH613473. $333 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $16,010, before any dealer documentation fee. Amount financed $17,011, including $1,001 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $19,965. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2SJABC6JH613473_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 290, "unit": "per_month", "display": "$290/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16010.0, "price_incl_doc": 16010.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 289.93, "amount_financed": 17010.63, "sales_tax": 1000.63, "total_of_payments": 20875.15, "finance_charge": 3864.52, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260506A, VIN JF2SJABC6JH613473. $290 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $16,010, before any dealer documentation fee. Amount financed $17,011, including $1,001 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $20,875. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 287}}, {"vin": "4S4BTGPD1P3196312", "title": "2023 Subaru Outback XT", "year": 2023, "make": "Subaru", "model": "Outback", "trim": "XT", "decoded_trim": "Touring", "condition": "used", "price": 29642.0, "msrp": 0.0, "sale_price": 30410.0, "currency": "USD", "mileage": 45831, "exterior_color": "Brown", "interior_color": "Slate Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.4L DOHC", "engine_displacement_l": 2.4, "engine_cylinders": 4, "transmission": "CVT Lineartronic", "mpg_city": 22, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "MS260463A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 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"https://vehicle-images.carscommerce.inc/bde3-110013083/4S4BTGPD1P3196312/8d183716060a86e1fe31086ed0dbaada.webp"], "vin_decode": {"make": "Subaru", "model": "Outback", "year": 2023, "trim": "Touring", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.4L 4-Cylinder", "engine_displacement_l": 2.4, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/4S4BTGPD1P3196312.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-subaru-outback-touring-xt-awd-4d-sport-utility-4s4btgpd1p3196312/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-subaru-outback-touring-xt-awd-4d-sport-utility-4s4btgpd1p3196312/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4BTGPD1P3196312.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4BTGPD1P3196312.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4BTGPD1P3196312.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2023-subaru-outback-touring-xt-awd-4d-sport-utility-4s4btgpd1p3196312/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260463A, VIN 4S4BTGPD1P3196312. Advertised price: $29,642. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,642"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:48:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29642.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4BTGPD1P3196312_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 740, "unit": "per_month", "display": "$740/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29642.0, "price_incl_doc": 29642.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 739.51, "amount_financed": 31494.63, "sales_tax": 1852.63, "total_of_payments": 35496.38, "finance_charge": 4001.75, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260463A, VIN 4S4BTGPD1P3196312. $740 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,642, before any dealer documentation fee. Amount financed $31,495, including $1,853 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $35,496. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTGPD1P3196312_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 616, "unit": "per_month", "display": "$616/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29642.0, "price_incl_doc": 29642.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 616.08, "amount_financed": 31494.63, "sales_tax": 1852.63, "total_of_payments": 36964.87, "finance_charge": 5470.24, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260463A, VIN 4S4BTGPD1P3196312. $616 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,642, before any dealer documentation fee. Amount financed $31,495, including $1,853 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $36,965. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTGPD1P3196312_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 537, "unit": "per_month", "display": "$537/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29642.0, "price_incl_doc": 29642.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 536.8, "amount_financed": 31494.63, "sales_tax": 1852.63, "total_of_payments": 38649.67, "finance_charge": 7155.04, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260463A, VIN 4S4BTGPD1P3196312. $537 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $29,642, before any dealer documentation fee. Amount financed $31,495, including $1,853 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $38,650. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 21, "elapsed_ms": 259}}, {"vin": "1G6DS5RK0T0117999", "title": "2026 Cadillac CT5 Luxury", "year": 2026, "make": "Cadillac", "model": "CT5", "trim": "Luxury", "decoded_trim": "Premium Luxury", "condition": "new", "price": 54658.0, "msrp": 55245.0, "sale_price": 54658.0, "currency": "USD", "mileage": 7, "exterior_color": "Black Raven", "interior_color": "Jet Black with Jet Black Accents, Leather Seating Surfaces", "drivetrain": "All Wheel Drive", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L Twin-scroll turbocharged 4-cylinder engine", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "Automatic", "mpg_city": 21, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "M260465", "stock_status": "In Stock", 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"cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 55245.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/1G6DS5RK0T0117999.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-ct5-premium-luxury-all-wheel-drive-sedan-1g6ds5rk0t0117999/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-ct5-premium-luxury-all-wheel-drive-sedan-1g6ds5rk0t0117999/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/1G6DS5RK0T0117999.html", "json_url": "https://ai.castlecadillacmchenry.com/v/1G6DS5RK0T0117999.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/1G6DS5RK0T0117999.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/new-2026-cadillac-ct5-premium-luxury-all-wheel-drive-sedan-1g6ds5rk0t0117999/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $587. This offer applies to Stock #M260465, VIN 1G6DS5RK0T0117999. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $55,245. Advertised price: $54,658. Savings: $587, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$55,245"}, {"label": "Advertised price", "value": "$54,658"}, {"label": "Savings", "value": "$587, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $587", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Bluetooth", "Cooled Seats", "Keyless Entry", "Leather Seats", "Parking Sensors / Assist", "Power Seats", "Rain Sensing Wipers", "Remote Start", "Side-Impact Air Bags", "Sunroof / Moonroof", "Super Cruise", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:48:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 54658.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1G6DS5RK0T0117999_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1109, "unit": "per_month", "display": "$1,109/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54658.0, "price_incl_doc": 54658.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1109.02, "amount_financed": 58074.13, "sales_tax": 3416.13, "total_of_payments": 66540.92, "finance_charge": 8466.79, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260465, VIN 1G6DS5RK0T0117999. $1,109 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $54,658, before any dealer documentation fee. Amount financed $58,074, including $3,416 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $66,541. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DS5RK0T0117999_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 962, "unit": "per_month", "display": "$962/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54658.0, "price_incl_doc": 54658.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 962.18, "amount_financed": 58074.13, "sales_tax": 3416.13, "total_of_payments": 69277.1, "finance_charge": 11202.97, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260465, VIN 1G6DS5RK0T0117999. $962 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $54,658, before any dealer documentation fee. Amount financed $58,074, including $3,416 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $69,277. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DS5RK0T0117999_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 862, "unit": "per_month", "display": "$862/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54658.0, "price_incl_doc": 54658.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 862.09, "amount_financed": 58074.13, "sales_tax": 3416.13, "total_of_payments": 72415.31, "finance_charge": 14341.18, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260465, VIN 1G6DS5RK0T0117999. $862 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $54,658, before any dealer documentation fee. Amount financed $58,074, including $3,416 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $72,415. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DS5RK0T0117999_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 766, "unit": "per_month", "display": "$766/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 55245.0, "selling_price": 54658.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 765.58, "net_cap_cost": 55353.0, "residual_value": 34251.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 765.58, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 925.58}, "total_of_payments": 27576, "total_of_payments_unrounded": 27560.88}, "disclosure": "Estimated lease payment for stock #M260465, VIN 1G6DS5RK0T0117999. $766 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $926, made up of $766 first payment, $60 title, $100 registration. MSRP $55,245. Lease selling price $54,658. Net capitalized cost $55,353. Residual value $34,252, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,576. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G6DS5RK0T0117999_lease", "type": "lease", "label": "Lease", "headline": {"value": 672, "unit": "per_month", "display": "$672/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 55245.0, "selling_price": 54658.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60050", "program_code": null}, "outputs": {"monthly_payment": 672.29, "net_cap_cost": 52354.0, "residual_value": 34251.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 672.29, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3831.29}, "total_of_payments": 24192, "total_of_payments_unrounded": 24202.44}, "disclosure": "Estimated lease payment for stock #M260465, VIN 1G6DS5RK0T0117999. $672 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,831, made up of $672 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $55,245. Lease selling price $54,658. Net capitalized cost $52,354. Residual value $34,252, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,192. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 26, "elapsed_ms": 302}}, {"vin": "KNDNB5K3XT6598698", "title": "2026 Kia Carnival LXS", "year": 2026, "make": "Kia", "model": "Carnival", "trim": "LXS", "decoded_trim": "LX, LXS", "condition": "used", "price": 36932.0, "msrp": 41345.0, "sale_price": 37188.0, "currency": "USD", "mileage": 1667, "exterior_color": "Black", "interior_color": "Taupe/Off-Black", "drivetrain": "FWD", "body_style": "Vans", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 8, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "MK260152", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 31, "primary_image": "https://vehicle-images.carscommerce.inc/8c3f-110013083/KNDNB5K3XT6598698/cb184f79e8aa6f8b0f420d2f86c46369.webp", "images": ["https://vehicle-images.carscommerce.inc/8c3f-110013083/KNDNB5K3XT6598698/cb184f79e8aa6f8b0f420d2f86c46369.webp", "https://vehicle-images.carscommerce.inc/6639-110013083/KNDNB5K3XT6598698/44f280ec029951a401e8efcc804d8f1f.webp", "https://vehicle-images.carscommerce.inc/e1bf-110013083/KNDNB5K3XT6598698/7bdb0b6053786094bc5ec96d16f1ea02.webp", "https://vehicle-images.carscommerce.inc/f176-110013083/KNDNB5K3XT6598698/98c99d05e9e4b1ecf59ca87c6338affe.webp", "https://vehicle-images.carscommerce.inc/e57a-110013083/KNDNB5K3XT6598698/5b6a238492aa33265f736df03b8a003a.webp", "https://vehicle-images.carscommerce.inc/7700-110013083/KNDNB5K3XT6598698/62c638a3ec45af1b576038cc066ab170.webp", "https://vehicle-images.carscommerce.inc/c97b-110013083/KNDNB5K3XT6598698/2975bdfefd2966eca3964a73644efb40.webp", 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"body_style": "Minivan", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 41345.0, "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/KNDNB5K3XT6598698.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-carnival-lxs-fwd-4d-passenger-van-kndnb5k3xt6598698/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-carnival-lxs-fwd-4d-passenger-van-kndnb5k3xt6598698/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/KNDNB5K3XT6598698.html", "json_url": "https://ai.castlecadillacmchenry.com/v/KNDNB5K3XT6598698.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/KNDNB5K3XT6598698.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-kia-carnival-lxs-fwd-4d-passenger-van-kndnb5k3xt6598698/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK260152, VIN KNDNB5K3XT6598698. Advertised price: $36,932. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$36,932"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 36932.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KNDNB5K3XT6598698_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 921, "unit": "per_month", "display": "$921/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36932.0, "price_incl_doc": 36932.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 921.38, "amount_financed": 39240.25, "sales_tax": 2308.25, "total_of_payments": 44226.17, "finance_charge": 4985.92, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260152, VIN KNDNB5K3XT6598698. $921 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $36,932, before any dealer documentation fee. Amount financed $39,240, including $2,308 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $44,226. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDNB5K3XT6598698_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 768, "unit": "per_month", "display": "$768/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36932.0, "price_incl_doc": 36932.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 767.6, "amount_financed": 39240.25, "sales_tax": 2308.25, "total_of_payments": 46055.81, "finance_charge": 6815.56, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260152, VIN KNDNB5K3XT6598698. $768 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $36,932, before any dealer documentation fee. Amount financed $39,240, including $2,308 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $46,056. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDNB5K3XT6598698_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 669, "unit": "per_month", "display": "$669/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36932.0, "price_incl_doc": 36932.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 668.82, "amount_financed": 39240.25, "sales_tax": 2308.25, "total_of_payments": 48154.96, "finance_charge": 8914.71, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260152, VIN KNDNB5K3XT6598698. $669 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $36,932, before any dealer documentation fee. Amount financed $39,240, including $2,308 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $48,155. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "4S4WMABD2T3402220", "title": "2026 Subaru Ascent Premium", "year": 2026, "make": "Subaru", "model": "Ascent", "trim": "Premium", "decoded_trim": "Premium", "condition": "used", "price": 35843.0, "msrp": 0.0, "sale_price": 37047.0, "currency": "USD", "mileage": 4976, "exterior_color": "Brown", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 7, "engine": "2.4L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.4, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 19, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "MSL151", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"monroney_url": "https://ai.castlecadillacmchenry.com/sticker/4S4WMABD2T3402220.pdf", "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-subaru-ascent-premium-awd-4d-sport-utility-4s4wmabd2t3402220/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-subaru-ascent-premium-awd-4d-sport-utility-4s4wmabd2t3402220/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4WMABD2T3402220.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4WMABD2T3402220.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4WMABD2T3402220.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-subaru-ascent-premium-awd-4d-sport-utility-4s4wmabd2t3402220/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL151, VIN 4S4WMABD2T3402220. Advertised price: $35,843. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$35,843"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35843.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4WMABD2T3402220_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 894, "unit": "per_month", "display": "$894/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35843.0, "price_incl_doc": 35843.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 894.21, "amount_financed": 38083.19, "sales_tax": 2240.19, "total_of_payments": 42922.09, "finance_charge": 4838.9, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL151, VIN 4S4WMABD2T3402220. $894 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $35,843, before any dealer documentation fee. Amount financed $38,083, including $2,240 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $42,922. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4WMABD2T3402220_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 745, "unit": "per_month", "display": "$745/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35843.0, "price_incl_doc": 35843.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 744.96, "amount_financed": 38083.19, "sales_tax": 2240.19, "total_of_payments": 44697.78, "finance_charge": 6614.59, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL151, VIN 4S4WMABD2T3402220. $745 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $35,843, before any dealer documentation fee. Amount financed $38,083, including $2,240 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $44,698. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4WMABD2T3402220_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 649, "unit": "per_month", "display": "$649/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35843.0, "price_incl_doc": 35843.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 649.1, "amount_financed": 38083.19, "sales_tax": 2240.19, "total_of_payments": 46735.03, "finance_charge": 8651.84, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL151, VIN 4S4WMABD2T3402220. $649 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $35,843, before any dealer documentation fee. Amount financed $38,083, including $2,240 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $46,735. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 21, "elapsed_ms": 236}}, {"vin": "4S4SLDF62T3009512", "title": "2026 Subaru Forester Sport", "year": 2026, "make": "Subaru", "model": "Forester", "trim": "Sport", "decoded_trim": "Sport Base", "condition": "used", "price": 32752.0, "msrp": 0.0, "sale_price": 33569.0, "currency": "USD", "mileage": 5250, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 25, "mpg_hwy": 32, "range_miles": null, "battery_kwh": null, "stock_number": "MSL126", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-subaru-forester-sport-awd-4d-sport-utility-4s4sldf62t3009512/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4SLDF62T3009512.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4SLDF62T3009512.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4SLDF62T3009512.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2026-subaru-forester-sport-awd-4d-sport-utility-4s4sldf62t3009512/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL126, VIN 4S4SLDF62T3009512. Advertised price: $32,752. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$32,752"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32752.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4SLDF62T3009512_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 817, "unit": "per_month", "display": "$817/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32752.0, "price_incl_doc": 32752.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 817.1, "amount_financed": 34799.0, "sales_tax": 2047.0, "total_of_payments": 39220.61, "finance_charge": 4421.61, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL126, VIN 4S4SLDF62T3009512. $817 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $32,752, before any dealer documentation fee. Amount financed $34,799, including $2,047 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $39,221. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4SLDF62T3009512_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 681, "unit": "per_month", "display": "$681/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32752.0, "price_incl_doc": 32752.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 680.72, "amount_financed": 34799.0, "sales_tax": 2047.0, "total_of_payments": 40843.16, "finance_charge": 6044.16, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL126, VIN 4S4SLDF62T3009512. $681 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $32,752, before any dealer documentation fee. Amount financed $34,799, including $2,047 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $40,843. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4SLDF62T3009512_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 593, "unit": "per_month", "display": "$593/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32752.0, "price_incl_doc": 32752.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 593.12, "amount_financed": 34799.0, "sales_tax": 2047.0, "total_of_payments": 42704.73, "finance_charge": 7905.73, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL126, VIN 4S4SLDF62T3009512. $593 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $32,752, before any dealer documentation fee. Amount financed $34,799, including $2,047 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $42,705. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2025-subaru-outback-onyx-edition-xt-awd-4d-sport-utility-4s4btgld2s3189318/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/4S4BTGLD2S3189318.html", "json_url": "https://ai.castlecadillacmchenry.com/v/4S4BTGLD2S3189318.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/4S4BTGLD2S3189318.md", "vdp_url": 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:48:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 36289.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4BTGLD2S3189318_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 905, "unit": "per_month", "display": "$905/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36289.0, "price_incl_doc": 36289.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 905.34, "amount_financed": 38557.06, "sales_tax": 2268.06, "total_of_payments": 43456.17, "finance_charge": 4899.11, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260246A, VIN 4S4BTGLD2S3189318. $905 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $36,289, before any dealer documentation fee. Amount financed $38,557, including $2,268 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $43,456. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTGLD2S3189318_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 754, "unit": "per_month", "display": "$754/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36289.0, "price_incl_doc": 36289.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 754.23, "amount_financed": 38557.06, "sales_tax": 2268.06, "total_of_payments": 45253.95, "finance_charge": 6696.89, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260246A, VIN 4S4BTGLD2S3189318. $754 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $36,289, before any dealer documentation fee. Amount financed $38,557, including $2,268 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $45,254. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTGLD2S3189318_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 657, "unit": "per_month", "display": "$657/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36289.0, "price_incl_doc": 36289.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 657.17, "amount_financed": 38557.06, "sales_tax": 2268.06, "total_of_payments": 47316.56, "finance_charge": 8759.5, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260246A, VIN 4S4BTGLD2S3189318. $657 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $36,289, before any dealer documentation fee. Amount financed $38,557, including $2,268 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $47,317. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 20, "elapsed_ms": 255}}, {"vin": "KM8JBCA18NU029474", "title": "2022 Hyundai Tucson Hybrid Blue", "year": 2022, "make": "Hyundai", "model": "Tucson Hybrid", "trim": "Blue", "decoded_trim": "Blue", "condition": "used", "price": 21537.0, "msrp": 0.0, "sale_price": 22410.0, "currency": "USD", "mileage": 63610, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 38, "mpg_hwy": 38, "range_miles": null, "battery_kwh": null, "stock_number": "MK260209A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Cadillac McHenry", "short_name": "Castle Cadillac McHenry", "city": "Mchenry", "state": "IL", "address": "1107 State Rte 31", "zip": "60050", "phone": "(779) 265-4427", "website": "https://www.castlecadillacmchenry.com"}, "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-hyundai-tucson-hybrid-blue-awd-4d-sport-utility-km8jbca18nu029474/", "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/KM8JBCA18NU029474.html", "json_url": "https://ai.castlecadillacmchenry.com/v/KM8JBCA18NU029474.json", "markdown_url": "https://ai.castlecadillacmchenry.com/v/KM8JBCA18NU029474.md", "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2022-hyundai-tucson-hybrid-blue-awd-4d-sport-utility-km8jbca18nu029474/", "generated_at": "2026-07-26T16:48:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$21,537"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:48:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60050", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 21537.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8JBCA18NU029474_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 537, "unit": "per_month", "display": "$537/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21537.0, "price_incl_doc": 21537.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 537.3, "amount_financed": 22883.06, "sales_tax": 1346.06, "total_of_payments": 25790.61, "finance_charge": 2907.55, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260209A, VIN KM8JBCA18NU029474. $537 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $21,537, before any dealer documentation fee. Amount financed $22,883, including $1,346 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $25,791. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8JBCA18NU029474_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 448, "unit": "per_month", "display": "$448/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21537.0, "price_incl_doc": 21537.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 447.63, "amount_financed": 22883.06, "sales_tax": 1346.06, "total_of_payments": 26857.57, "finance_charge": 3974.51, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260209A, VIN KM8JBCA18NU029474. $448 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $21,537, before any dealer documentation fee. Amount financed $22,883, including $1,346 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $26,858. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8JBCA18NU029474_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 390, "unit": "per_month", "display": "$390/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21537.0, "price_incl_doc": 21537.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60050", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 390.02, "amount_financed": 22883.06, "sales_tax": 1346.06, "total_of_payments": 28081.7, "finance_charge": 5198.64, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260209A, VIN KM8JBCA18NU029474. $390 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $21,537, before any dealer documentation fee. Amount financed $22,883, including $1,346 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $28,082. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 19, "elapsed_ms": 247}}]}