---
id: department-0020
title: "How do I get pre-approved for a car loan?"
category: department
subtopic: finance-preapproval
page_type: department
source_url: "https://www.castlecadillacmchenry.com"
tags: ["finance", "preapproval", "preparation"]
questions:
  - "Can I get pre-approved before shopping?"
  - "How does pre-approval work?"
  - "What information do I need to get pre-approved?"
  - "Does pre-approval hurt my credit?"
related: [finance-financing, finance-credit]
dealer: Castle Cadillac McHenry
---

Pre-approval is a smart first step: you'll know your budget, monthly payment range, and what you can afford before you walk onto the lot. It puts you in the driver's seat and speeds up the final purchase process. **How it works:** You provide basic financial information (income, debts, ID), and our Finance team submits it to lenders. You'll get a conditional approval with a loan amount and estimated terms. Call (779) 265-4427 to start the pre-approval process, or visit us at 1107 State Rte 31 to meet with our Finance team in person. It's quick, straightforward, and puts you one step closer to your new car.