---
id: faq-0009
title: "How does my credit score affect my car financing?"
category: faq
subtopic: financing
page_type: faq
source_url: "https://www.castlecadillacmchenry.com"
tags: ["financing", "credit-score", "credit"]
questions:
  - "Does my credit score matter?"
  - "What credit score do I need to get approved?"
  - "How does credit affect my rate?"
related: [interest-rate, approval-process, loan-terms]
dealer: Castle Cadillac McHenry
---

Your credit score is a big factor in loan approval and interest rates. A higher score generally qualifies you for lower rates and better terms; a lower score might result in a higher rate or require a larger down payment. Lenders view credit history as a sign of how reliably you pay back debt.

Even if your credit isn't perfect, you may still qualify. Castle Cadillac McHenry's Finance team works with multiple lenders and has options for various credit situations-including first-time buyers and those rebuilding credit.

The best way to find out what you qualify for is to apply. Call (779) 265-4427 and let our Finance team review your situation. We're here to help you get into your next car.