{
  "_generator": {"name": "Brandry.ai", "url": "https://brandry.ai", "generated_at": "2026-07-26T16:48:36Z"},
  "vin": "3FMCR9C61MRA67070",
  "title": "2021 Ford Bronco Sport Banks",
  "year": 2021,
  "make": "Ford",
  "model": "Bronco Sport",
  "trim": "Banks",
  "decoded_trim": "Outer Banks",
  "condition": "used",
  "price": 25010.0,
  "msrp": 0.0,
  "sale_price": 0.0,
  "currency": "USD",
  "mileage": 39255,
  "exterior_color": "Black",
  "interior_color": "Navy Pier",
  "drivetrain": "4WD",
  "body_style": "SUVs",
  "vehicle_type": "car",
  "fuel_type": "Gasoline",
  "doors": 4,
  "seating_capacity": 5,
  "engine": "1.5L EcoBoost",
  "engine_displacement_l": 1.5,
  "engine_cylinders": 3,
  "transmission": "8-Speed Automatic",
  "mpg_city": 25,
  "mpg_hwy": 28,
  "range_miles": null,
  "battery_kwh": null,
  "stock_number": "MS260435B",
  "stock_status": "In Stock",
  "availability": "In Stock",
  "availability_schema": "https://schema.org/InStock",
  "in_transit": false,
  "dealer_fees": 378.0,
  "photo_count": 13,
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  ],
  "vin_decode": {
    "make": "Ford",
    "model": "Bronco Sport",
    "year": 2021,
    "trim": "Outer Banks",
    "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]",
    "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)",
    "engine": "1.5L 3-Cylinder In-Line",
    "engine_displacement_l": 1.5,
    "cylinders": 3,
    "drive_type": "4WD",
    "fuel_type": "Gasoline",
    "doors": null
  },
  "offers": [],
  "price_history": [],
  "window_sticker": {
    "msrp": 0.0,
    "monroney_url": "https://ai.castlecadillacmchenry.com/sticker/3FMCR9C61MRA67070.pdf",
    "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2021-ford-bronco-sport-outer-banks-4wd-4d-sport-utility-3fmcr9c61mra67070/",
    "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."
  },
  "dealer": {
    "name": "Castle Cadillac McHenry",
    "short_name": "Castle Cadillac McHenry",
    "city": "Mchenry",
    "state": "IL",
    "address": "1107 State Rte 31",
    "zip": "60050",
    "phone": "(779) 265-4427",
    "website": "https://www.castlecadillacmchenry.com"
  },
  "source_vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2021-ford-bronco-sport-outer-banks-4wd-4d-sport-utility-3fmcr9c61mra67070/",
  "canonical_url": "https://ai.castlecadillacmchenry.com/vehicle/3FMCR9C61MRA67070.html",
  "json_url": "https://ai.castlecadillacmchenry.com/v/3FMCR9C61MRA67070.json",
  "markdown_url": "https://ai.castlecadillacmchenry.com/v/3FMCR9C61MRA67070.md",
  "vdp_url": "https://www.castlecadillacmchenry.com/inventory/used-2021-ford-bronco-sport-outer-banks-4wd-4d-sport-utility-3fmcr9c61mra67070/",
  "generated_at": "2026-07-26T16:48:36Z",
  "price_excl_doc_fee": null,
  "price_includes_doc_fee": null,
  "doc_fee": null,
  "price_note": null,
  "savings": null,
  "price_check": {
    "ok": false,
    "issues": [
      "price_source_undated",
      "doc_fee_policy_unknown"
    ],
    "checks": 4,
    "rule": "unknown",
    "stale": true
  },
  "price_stale": true,
  "price_advertisable": false,
  "price_stale_reason": "price_source_undated",
  "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.",
  "price_max_age_hours": 48,
  "price_disclosure": {
    "kind": "off_msrp",
    "template_id": "price.v1",
    "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.",
    "full": "This offer applies to Stock #MS260435B, VIN 3FMCR9C61MRA67070. Advertised price: $25,010. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.",
    "lines": [
      {
        "label": "Advertised price",
        "value": "$25,010"
      }
    ],
    "advertised": "",
    "expires": null,
    "required_missing": [
      "what the savings figure is measured from"
    ],
    "required_missing_keys": [
      "savings_basis"
    ],
    "unsubstantiated": [],
    "substantiated": true,
    "reason": "required disclosure elements missing: what the savings figure is measured from",
    "advertisable": false,
    "estimate_only": true,
    "disclosure_version": "1.0.0"
  },
  "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.",
  "disclosure_version": "1.0.0",
  "features": [
    "AWD",
    "Adaptive Cruise Control",
    "Android Auto",
    "Apple CarPlay",
    "Backup Camera",
    "Blind Spot Monitor",
    "Bluetooth",
    "Fog Lights",
    "Heated Seats",
    "Interior Accents",
    "Keyless Entry",
    "Lane Departure Warning",
    "Navigation System",
    "Parking Sensors / Assist",
    "Power Seats",
    "Rain Sensing Wipers",
    "Satellite Radio Ready",
    "Side-Impact Air Bags",
    "Tow Package",
    "WiFi Hotspot",
    "Wireless Phone Charging"
  ],
  "computed_offers": {
    "generated_at": "2026-07-26T16:48:36Z",
    "engine_version": "beacon-offer-engine/1.0",
    "template_set": "beacon-disclosure/1.0",
    "validator_version": "1.1.0",
    "basis": {
      "zip": "60050",
      "state": "IL",
      "doc_fee": null,
      "doc_fee_source": "unconfigured",
      "doc_fee_in_advertised_price": false,
      "selling_price": 25010.0,
      "price_reconciled": false,
      "price_stale": true,
      "price_age_hours": null,
      "price_max_age_hours": 48,
      "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.",
      "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."
    },
    "offers": [
      {
        "offer_id": "of_3FMCR9C61MRA67070_finance_48",
        "type": "finance_48",
        "label": "Finance",
        "headline": {
          "value": 624,
          "unit": "per_month",
          "display": "$624/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "doc_fee_policy_unknown",
          "price_not_reconciled",
          "price_source_stale",
          "provenance_estimated",
          "validator_flag",
          "validator_not_advertisable"
        ],
        "estimate": true,
        "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.",
        "inputs": {
          "selling_price": 25010.0,
          "price_incl_doc": 25010.0,
          "doc_fee": null,
          "down_payment": 0.0,
          "term": 48,
          "apr": 5.99,
          "tax_rate": 0.0625,
          "zip": "60050",
          "program_code": null,
          "credit_tier": "Excellent"
        },
        "outputs": {
          "monthly_payment": 623.95,
          "amount_financed": 26573.13,
          "sales_tax": 1563.13,
          "total_of_payments": 29949.55,
          "finance_charge": 3376.42,
          "per_1000_financed": 23.48,
          "due_at_signing": {
            "downPayment": 0,
            "title": 60,
            "registration": 100,
            "total": 160
          }
        },
        "disclosure": "Estimated finance payment for stock #MS260435B, VIN 3FMCR9C61MRA67070. $624 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,010, before any dealer documentation fee. Amount financed $26,573, including $1,563 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,950. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "flag",
          "severity": "medium",
          "safe_to_advertise": false,
          "failed_checks": [
            "doc_fee_missing"
          ],
          "checks_run": 16,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-07-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      },
      {
        "offer_id": "of_3FMCR9C61MRA67070_finance_60",
        "type": "finance_60",
        "label": "Finance",
        "headline": {
          "value": 520,
          "unit": "per_month",
          "display": "$520/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "doc_fee_policy_unknown",
          "price_not_reconciled",
          "price_source_stale",
          "provenance_estimated",
          "validator_flag",
          "validator_not_advertisable"
        ],
        "estimate": true,
        "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.",
        "inputs": {
          "selling_price": 25010.0,
          "price_incl_doc": 25010.0,
          "doc_fee": null,
          "down_payment": 0.0,
          "term": 60,
          "apr": 6.49,
          "tax_rate": 0.0625,
          "zip": "60050",
          "program_code": null,
          "credit_tier": "Excellent"
        },
        "outputs": {
          "monthly_payment": 519.81,
          "amount_financed": 26573.13,
          "sales_tax": 1563.13,
          "total_of_payments": 31188.56,
          "finance_charge": 4615.43,
          "per_1000_financed": 19.56,
          "due_at_signing": {
            "downPayment": 0,
            "title": 60,
            "registration": 100,
            "total": 160
          }
        },
        "disclosure": "Estimated finance payment for stock #MS260435B, VIN 3FMCR9C61MRA67070. $520 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,010, before any dealer documentation fee. Amount financed $26,573, including $1,563 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $31,189. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "flag",
          "severity": "medium",
          "safe_to_advertise": false,
          "failed_checks": [
            "doc_fee_missing"
          ],
          "checks_run": 16,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-07-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      },
      {
        "offer_id": "of_3FMCR9C61MRA67070_finance_72",
        "type": "finance_72",
        "label": "Finance",
        "headline": {
          "value": 453,
          "unit": "per_month",
          "display": "$453/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "doc_fee_policy_unknown",
          "price_not_reconciled",
          "price_source_stale",
          "provenance_estimated",
          "validator_flag",
          "validator_not_advertisable"
        ],
        "estimate": true,
        "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.",
        "inputs": {
          "selling_price": 25010.0,
          "price_incl_doc": 25010.0,
          "doc_fee": null,
          "down_payment": 0.0,
          "term": 72,
          "apr": 6.99,
          "tax_rate": 0.0625,
          "zip": "60050",
          "program_code": null,
          "credit_tier": "Excellent"
        },
        "outputs": {
          "monthly_payment": 452.92,
          "amount_financed": 26573.13,
          "sales_tax": 1563.13,
          "total_of_payments": 32610.09,
          "finance_charge": 6036.96,
          "per_1000_financed": 17.04,
          "due_at_signing": {
            "downPayment": 0,
            "title": 60,
            "registration": 100,
            "total": 160
          }
        },
        "disclosure": "Estimated finance payment for stock #MS260435B, VIN 3FMCR9C61MRA67070. $453 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,010, before any dealer documentation fee. Amount financed $26,573, including $1,563 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $32,610. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "flag",
          "severity": "medium",
          "safe_to_advertise": false,
          "failed_checks": [
            "doc_fee_missing"
          ],
          "checks_run": 16,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-07-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      }
    ],
    "suppressed": [
      {
        "type": "price_drop",
        "failed_checks": [
          "price_source_stale"
        ],
        "severity": "hard",
        "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."
      }
    ],
    "counts": {
      "offers": 3,
      "suppressed": 1,
      "advertisable": 0
    },
    "engine_calls": 0,
    "elapsed_ms": 3
  }
}