2026 Cadillac XT5 Luxury
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Pricing details and disclosure
Advertised: save $3,557. This offer applies to Stock #M260497, VIN 1GYKNBR48TZ114916. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $49,770. Advertised price: $46,213. Savings: $3,557, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.
Features and factory options
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Your payment on this vehicle
5 estimates computed for this VINPayment details and disclosure
Estimated finance payment for stock #M260497, VIN 1GYKNBR48TZ114916. $938 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $46,213, before any dealer documentation fee. Amount financed $49,101, including $2,888 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $56,260. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
Payment details and disclosure
Estimated finance payment for stock #M260497, VIN 1GYKNBR48TZ114916. $814 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $46,213, before any dealer documentation fee. Amount financed $49,101, including $2,888 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $58,573. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
Payment details and disclosure
Estimated finance payment for stock #M260497, VIN 1GYKNBR48TZ114916. $729 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $46,213, before any dealer documentation fee. Amount financed $49,101, including $2,888 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $61,227. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
Payment details and disclosure
Estimated lease payment for stock #M260497, VIN 1GYKNBR48TZ114916. $598 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $758, made up of $598 first payment, $60 title, $100 registration. MSRP $49,770. Lease selling price $46,213. Net capitalized cost $46,908. Residual value $30,857, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $21,528. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
Payment details and disclosure
Estimated lease payment for stock #M260497, VIN 1GYKNBR48TZ114916. $504 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,663, made up of $504 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $49,770. Lease selling price $46,213. Net capitalized cost $43,909. Residual value $30,857, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $18,144. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings.
These are our own figures for this exact VIN, not manufacturer advertising, and each is an estimate. Computed at the dealership's location, ZIP 60050, so a payment can be quoted before we know yours; tell us your ZIP in chat and every figure here recomputes. Manufacturer programs matched to this vehicle are listed separately under Current offers.
Specifications
factory + VIN-decodedDecoded from the VIN: class MULTIPURPOSE PASSENGER VEHICLE (MPV) | body Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV) | make Cadillac | engine 2.0L. Every VIN is decoded, so specs are verified, not copied from the listing.
Factory window sticker
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The dealership
AutoDealerCastle Cadillac McHenry
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