Inventory / New / XT5

2026 Cadillac XT5 Luxury

VIN 1GYKNDR4XTZ118154Stock M260564Stellar Black MetallicAll Wheel Drive
$57,858
Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.
MSRP $58,445
Available nowNew | 5 mi
Dealer fees $413
Savings measured against MSRP. Tax, title, license and fees extra. See details.
View this vehicle on castlecadillacmchenry.com
Pricing details and disclosure
Manufacturer's suggested retail price$58,445
Advertised price$57,858
Savings$587, measured as the manufacturer's suggested retail price minus the advertised price

Advertised: save $587. This offer applies to Stock #M260564, VIN 1GYKNDR4XTZ118154. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,445. Advertised price: $57,858. Savings: $587, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.

Features and factory options

per VIN
AWDAndroid AutoApple CarPlayAutomatic Climate ControlBackup CameraCooled SeatsHeated SeatsLane Departure WarningLane keep assistLeather Seats
Show all 18 features
Parking Sensors / AssistPower LiftgatePower SeatsRain Sensing WipersRemote StartSide-Impact Air BagsSunroof / MoonroofWireless Phone Charging

Your payment on this vehicle

5 estimates computed for this VIN
Finance
$1,174/mo
60 months at 5.49% APR, $0 down
our estimate
Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.
Payment details and disclosure
Monthly payment$1,174/mo
Term60 months
APR5.49%
Cash down$0
Advertised price$57,858
Price including doc fee$57,858
Amount financed$61,474
Per $1,000 financed$19.10
Total of payments$70,437
Expires2026-07-31

Estimated finance payment for stock #M260564, VIN 1GYKNDR4XTZ118154. $1,174 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,858, before any dealer documentation fee. Amount financed $61,474, including $3,616 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,437. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Finance
$1,019/mo
72 months at 5.99% APR, $0 down
our estimate
Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.
Payment details and disclosure
Monthly payment$1,019/mo
Term72 months
APR5.99%
Cash down$0
Advertised price$57,858
Price including doc fee$57,858
Amount financed$61,474
Per $1,000 financed$16.57
Total of payments$73,333
Expires2026-07-31

Estimated finance payment for stock #M260564, VIN 1GYKNDR4XTZ118154. $1,019 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,858, before any dealer documentation fee. Amount financed $61,474, including $3,616 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $73,333. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Finance
$913/mo
84 months at 6.49% APR, $0 down
our estimate
Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.
Payment details and disclosure
Monthly payment$913/mo
Term84 months
APR6.49%
Cash down$0
Advertised price$57,858
Price including doc fee$57,858
Amount financed$61,474
Per $1,000 financed$14.84
Total of payments$76,655
Expires2026-07-31

Estimated finance payment for stock #M260564, VIN 1GYKNDR4XTZ118154. $913 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,858, before any dealer documentation fee. Amount financed $61,474, including $3,616 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,655. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Zero-down lease
$810/mo
36 months, 10,000 mi/yr, $970 due at signing
our estimate
Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.
Payment details and disclosure
Monthly payment$810/mo
Term36 months
Annual mileage10,000 miles
Cap cost reduction$0
Due at signing$970
MSRP$58,445
Lease selling price$57,858
Net capitalized cost$58,553
Residual value$36,236
Money factor0.0015
Total of payments$29,160
Expires2026-07-31

Estimated lease payment for stock #M260564, VIN 1GYKNDR4XTZ118154. $810 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $970, made up of $810 first payment, $60 title, $100 registration. MSRP $58,445. Lease selling price $57,858. Net capitalized cost $58,553. Residual value $36,236, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $29,160. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Lease
$716/mo
36 months, 10,000 mi/yr, $3,875 due at signing
our estimate
Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.
Payment details and disclosure
Monthly payment$716/mo
Term36 months
Annual mileage10,000 miles
Cap cost reduction$2,999
Due at signing$3,875
MSRP$58,445
Lease selling price$57,858
Net capitalized cost$55,554
Residual value$36,236
Money factor0.0015
Total of payments$25,776
Expires2026-07-31

Estimated lease payment for stock #M260564, VIN 1GYKNDR4XTZ118154. $716 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,875, made up of $716 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $58,445. Lease selling price $57,858. Net capitalized cost $55,554. Residual value $36,236, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,776. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings.

These are our own figures for this exact VIN, not manufacturer advertising, and each is an estimate. Computed at the dealership's location, ZIP 60050, so a payment can be quoted before we know yours; tell us your ZIP in chat and every figure here recomputes. Manufacturer programs matched to this vehicle are listed separately under Current offers.

Specifications

factory + VIN-decoded
Engine
2.0L Turbo 4-cylinder engine
Transmission
Automatic
Drivetrain
All Wheel Drive
Body
SUVs
Exterior
Stellar Black Metallic
Interior
Jet Black, Leather seating surfaces with mini-perforated inserts
Fuel
Gasoline Fuel
MPG
21 city / 27 hwy
Condition
New
Mileage
5 mi
Stock #
M260564

Decoded from the VIN: class MULTIPURPOSE PASSENGER VEHICLE (MPV) | body Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV] | make Cadillac | engine 2.0L. Every VIN is decoded, so specs are verified, not copied from the listing.

Factory window sticker

Monroney | per VIN
Line itemMSRP
Base MSRP, 2026 Cadillac XT5 Luxury$58,445
Total MSRP$58,445

Open factory window sticker (PDF) Full OEM Monroney fetched live by VIN. If the manufacturer publishes no sticker for this VIN, the link returns a not-available response rather than a document.

The dealership

AutoDealer

Castle Cadillac McHenry

Address1107 State Rte 31, Mchenry, IL 60050
Phone(779) 265-4427
DeptsSales | Service | Parts | Finance
RegionMchenry, IL
Identity, address, and geo from the dealership verified store record.
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